• Two Wheeler Loan Interest Rates

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    With mounting costs of public transport and increasing traffic, owning a vehicle of your own has become more of a necessity than extravagance. When compared to cars, a two-wheeler is easier to maintain and consumes less fuel. If you are worried about the unexpected expenses that you will incur if you purchase a motorbike, applying for a two-wheeler loan is the best thing to do. With lot of leading banks in India offering two wheeler loans, you can not only get the vehicle of your dreams in no time but also pay back the loan without any financial stress through easy instalments. Along with that, you will be able to get hold of a lot of two-wheeler loan offers which will help you save a good amount on the interest outgo.

    Before applying for a two-wheeler loan, you must always discuss about the prevailing interest rates with your banker and check your affordability. Since the interest rates can make or break your loan deal, always pay attention to the minute details about the rate of interest.

    Current Two Wheeler Loan Interest Rates

    Given below are the current interest rates for two wheeler loans offered by the leading Indian banks and financiers:

    Name of Bank Loan Scheme Two-Wheeler Interest Rate
    State Bank of India Super Bike Loan Scheme 1 year MCLR (7.95%) + 3.65% = 11.60% p.a.  
    SBI Two-Wheeler Loan 1 year MCLR (7.95%) + 9.25% = 17.20% p.a.  
    HDFC Bank Super Bike Two wheeler Loan APR: 8.61% to 17.13% IRR: 8.60% to 14.65%
    Two wheeler Loan APR:10.55% to 34.08% Note- Up to December 2017 IRR:10.50% to 28.41% Note-Up to December 2017
    Saurashtra Gramin Bank Saurashtra Two-wheeler Loan Repayment Period up to 3 Years 15%  
    Repayment Period up above 3 Years, up to 5 years 16%
    Bank of Baroda Bank of Baroda’s Two-Wheeler Loan One year MCLR (6.45%) + Strategic Premium + 4.00%  
    Punjab National Bank PNB Vehicle Loans In which monthly income is being paid via concerned branch and/or under check off facility < 3 years 1 Year MCLR + 3.25%= 11.4% p.a.
    >= 3 years 1 Year MCLR + 3.75%= 11.90% p.a.
    For every other loan including business concerns < 3 years 1 Year MCLR + 4.25%= 4.12% p.a.
    >= 3 years 1 Year MCLR + 4.75%= 12.90% p.a.
    PNB Power Ride Up to 36 months 1 Year MCLR + 1.75%= 9.90% p.a.
    Andhra Bank Andhra Loans for Two-Wheelers For loan term up to 36 months 1 Year MCLR (8.40%) + 1.95%=10.35% p.a.  
    For loan term above 36 months 1 Year MCLR (8.40%) + 1.95% + 0.25%= 10.60% p.a.  
    Bajaj Fin Serv Customers are segregated into three bands, namely,   The best possible interest rate is offered to the customers on the basis of the bank’s pre-fixed loan parameters.
    High >30%
    Medium 27% to 30%
    Low <27%
    L & T Finance   L & T Two-Wheeler Finance Starts from 10.75% p.a. The actual rate varies on the basis of the profile and credit worthiness of the borrower
    UCO Bank UCO Two-Wheeler Loan Scheme For General category 1 Year MCLR (8.45%) = + 4.40%= 12.85% p.a.  
    Accounts with full liquid collateral security (1.00% interest rebate) 1 Year MCLR (8.45%) + 3.40%= 11.85% p.a.
    Accounts with 50% liquid collateral security (0.50% interest rebate) 1 Year MCLR (8.45%) + 3.90%= 12.35% p.a.
    Syndicate Bank Syndvahan Two Wheeler Loan 1 Year MCLR (8.45%) +2.10% =10.55% p.a.  
    Vijaya Bank V-Wheels 2 Wheeler Loan 1 Year MCLR (8.50%) + 3.15% =11.65% p.a.  
    V-Combo (Special vehicle loan for home loan customers) 1 Year MCLR (8.50%) + 0.65% =9.15% p.a.
    Allahabad Bank AB Mobike Loan Scheme 1 Year MCLR (8.45%) +3.25%= 11.70% p.a.  
    Oriental Bank of Commerce Oriental Vehicle Loan Scheme for General Public Up to 36 months BR + 0.50% = 10.20% (Floating) 0.25% concession on the interest rate for loyal customers, group of employees and home loan borrowers
    Up to 84 months BR + 0.75% = 10.45% (Floating)
    Shriram City Union Finance Shriram Two-Wheeler Loans Interest Rate will be offered at the lender’s discretion on the basis of the loan scheme opted by the borrower  
    Bank of India BOI Star Vehicle Loan for 2 Wheelers including Super Bikes) 1 Year MCLR (8.30%) + 0.60%= 8.90% p.a. Note- Festive offer valid up to 31.03.2018
    Punjab & Sind Bank Two-Wheeler Vehicle Loan One Year MCLR (8.40%) + 2.00% = 10.40% Note- Festive Bonanza Scheme valid up to 31.03.2018
    Lakshmi Vilas Bank Lakshmi Personal Vehicle Loan 1 Year MCLR (9.15%) + 3.10% =12.25% p.a.  
    Nainital Bank Suhana Safar Loan Scheme For Tenure 1 Year MCLR 1 Year MCLR (8.35%) + 0.70%= 9.05% p.a. Special concession is offered under Festive Offer
    For Tenure 2 Years MCLR 2 Year MCLR (8.65%) + 0.40%= 9.05% p.a.
    For Tenure above 2 Years MCLR Above 2 Year MCLR (9.00%) + 0.25%= 9.25% p.a.
    City Union Bank CUB Easy Ride 3 Year MCLR + 4.80%= 14.50%  
    State Bank of Mysore Up to 5 years 1 Year MCLR + 6.55% = 16.05%  
    State Bank of Travancore Rs.50000 and below 13.85% p.a.  
    Above Rs.50000 12.85% p.a.
    State Bank of Patiala Floating Rate of Interest 1 Year MCLR + 6.25% = 15.75% p.a.  
    Fixed  Rate of Interest 1 Year MCLR + 6.50% = 16.00% p.a.
    Corporation Bank Corp Vehicle Two Wheeler Loan 1 Year MCLR (8.65%) + 3.60%= 12.25% p.a.  
    Central Bank of India Cent Vehicle Loan Floating 1 Year MCLR (8.30) + 0.40%= 8.70% p.a.  
    Fixed Rate (Repayment within 36 months) 1 Year MCLR (8.30) + 0.40%= 8.70% p.a.

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    Two Wheeler Loan Interest Rates in India

    The rate of interest of two-wheeler loans differs from banks to banks. The rate is not the same with two different lenders as every lender has their own pre-fixed parameters based on which the final rate is determined. The interest rates are usually floating and linked to the MCLR (Marginal Cost of Funds Based Lending Rate). Because a two-wheeler is a depreciating asset, the interest rates are generally higher when compared to other loan products.

    Usually, the two-wheeler loan interest rates in India range between 8% to 18% depending on the bank, the loan amount, type and model of the vehicle, loan scheme, repayment tenure, applicant's net income and employment type, source of income and credit history. The loan rates may also depend on the type of the loan applied for. Typically, banks offer two-wheeler loans in secured and unsecured form. While the interest rate charged on a secured loan is relatively lesser, an unsecured loan comes with higher interest rate.

    Features and Benefits of Two Wheeler Loans

    Two-wheeler loans come with a hoard of features and benefits and this is why these are highly preferred by the users. Some of the vital features and benefits of the two-wheeler loans offered in India are listed below:

    • With most of the banks offering loans up to 90% of the on-road price of the vehicle, you can purchase any brand new two-wheeler without giving any second thoughts.
    • Burning up all your savings to purchase a two-wheeler is a risky option. Instead, avail a two-wheeler loan to relieve you of the financial burden. As an added advantage, you can also plan your budget effectively and pay back the loan in affordable EMIs.
    • Two-wheeler loans usually cover the cost of insurance, accessories and registration.
    • To get more out of your two-wheeler loan, check for loan partnership options with your automobile dealer.
    • Two-wheeler loan requires minimal documentation and is offered for all sections of people and all class of customers.
    • The income criteria is also lenient and most of the banks offer motorbike loans for people with an annual income of Rs.50, 000.
    • There is either no prepayment penalty or a nominal foreclosure charge for paying off the two-wheeler loan ahead of the tenure.
    • Most of the banks also offer flexible repayment options which will enable the customer to choose a comfortable tenure.

    Two-Wheeler Loan Miscellaneous Charges

    Apart from the interest rate the borrower also has to pay several associated charges and fees while availing a two-wheeler loan. Since, these extra charges add to the loan-related expenses, these are vital aspects that a borrower needs to consider while applying for a loan. The commonly applied charges that usually come along with the loan are as follows:

    • Processing charge: The processing fee is a mandatory amount that the borrowers are required to pay at the time of loan application. This fee is charged by the banks for processing the loan request and it is expressed as a percentage of the total loan amount. It usually ranges from 0.50% to 5% of the loan amount which account to minimum Rs.600 to maximum Rs.5000.
    • Foreclosure fee: Banks charge an amount of money on prepayment or foreclosure of the two-wheeler loan before the end of the loan tenure. This is the process of paying a part of the loan or closing it before time. However, the foreclosure charges for two-wheeler loan is relatively lower, even certain banks don't charge any amount for pre-payment of such loans.
    • Late payment fee: In case the borrower default on paying the monthly instalments of the two-wheeler loan on time, the banks or lenders charge a penalty in the form of late payment fee. This fee needs to be paid on time along with the due amount to avoid any further consequences.
    • Other charges: Besides these, the banks or financial lenders levy several other charges on a two-wheeler loan as per own their lending policies. Some of the miscellaneous fees that the borrowers of two-wheeler loans usually have to pay are issuance charges for copy of loan report and credit report, administrative charges, etc.

    Types of Two-wheeler Loan and Interest Benefits

    As told earlier, banks and other financial organisations provide two different types of two-wheeler loans depending on the security required to avail the loan. Here are the details of the types of two-wheeler loans that a borrower can apply for:

    • Secured two-wheeler loans- Secured two-wheeler loans are those which are offered against a security or a collateral. While taking this type of loan, the borrower needs to offer an asset as a collateral whose value is equivalent to the value of the loan. This collateral acts as a security against the loan and on the basis of this security the bank offers the loan. The main advantage of this two-wheeler loan variant is that it is available at a lower interest rate compared to the other variant as it minimises the risk of the lender in case of defaults. Since this loan comes with low-risk factor, it is easily available and you can get it without hassles.
    • Unsecured two-wheeler loans- Unsecured two-wheeler loans are completely different from the secured ones as they don't require any asset as security. The borrowers can get this variant just by fulfilling the basic eligibility criteria mandated by the lender. Hence, it makes an ideal solution for borrowers who don’t have any asset to pledge against the loan. However, as this loan doesn't require any security, the risk associated with it is more and this is why the interest rate of an unsecured two-wheeler loan is comparatively higher than that of a secured one. In other words, this loan doesn’t offer much interest benefit to the borrowers.

    Factors that Impact Two-wheeler Loan Interest Rate

    The interest rate is a vital aspect of a two-wheeler loan and the borrower needs to consider and compare the interest rates of various banks before zeroing their search on any particular loan product. But before you start your search for a suitable loan with low-interest rates, you should know about the various factors that play a significant role in deciding the interest rate of the loans. Here are some of the vital ones:

    • Type of vehicle- The rate of interest of a two-wheeler loan largely depends on the type of the vehicle that the borrower is planning to buy. Whether the customer intends to purchase a moped, a scooter, a motorcycle or a high-performance two-wheeler, he or she needs to pay varied interest rates as the rate varies for each of these two-wheeler categories.
    • Employment Type of Applicant:  The employment nature of the applicant usually have a significant impact on the rate of interest that is offered by the banks. As they consider a salaried individual to be a more credible borrower compared to a self-employed individual, the interest rate charged for the salaried borrowers is lesser than the rate offered to the self-employed individuals.
    • Range of Income- As the applicant’s income range determines his/her ability to repay the loan in the form of EMIs every month, it greatly affects the interest rate that he/she is offered with. While an applicant with higher income range is usually offered a low-interest rate, an individual having relatively lower income gets loan with higher interest.

    How to Compare Two Wheeler Loan Interest Rates?

    With so many two-wheeler loans on offer, it often becomes difficult for the customers to find out the best one which will give them significant benefit. These given tips will help you to compare the loans efficiently and zero your search on the most profitable one:

    • Before deciding on a two-wheeler loan product, carefully analyse all the features that it has to offer. Consider the product only if you find the majority of the features matching with your requirements.
    • Check if the interest rates for two-wheeler loan with regards to a particular bank is floating or fixed. Also, use a two-wheeler loan EMI calculator to decide your loan affordability.
    • In a two-wheeler loan EMI calculator, all you have to enter is the loan amount, tenure and the interest rates. The calculator will project the monthly EMI along with the repayment schedule which will help you decide if the loan on that interest rate is affordable.
    • Compare different two-wheeler loan products and check whether features like nil-foreclosure charges, insurance and high quantum are offered or not. Also, make sure to compare the interest rates for two-wheeler loans using a third-party comparison website.

    You May Like To Read : Two Wheeler Insurance.

    Two-Wheeler Loan Eligibility and Documentation

    Eligibility- In India, most of the banks offer two-wheeler loans to people within the age group of 18 to 65. The applicant can be a student, a salaried profession or a self-employed customer. Select banks also offer specialized two-wheeler loan products for agriculturists. The income criteria for two-wheeler loans depend on the type of loan and is at the discretion of bank.

    Documents - The applicants have to submit an ID proof and a proof of address. Income documents like bank account statements, salary slips, income tax return statements and certificate of employment are also required. Agriculturists and self-employed individuals have to submit relevant supporting documents to avail a loan for two-wheeler.

    Since the interest rate of your two-wheeler loan will determine the final amount that you have to pay every month as a part of the loan repayment procedure, you should take a calculative decision. Shop around, compare all the available loan products and offered interest rate well before opting for a two-wheeler loan product.

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    News about Two Wheeler Loan

    • Women riders in Chandigarh will soon have to wear helmets

      Women who ride two-wheelers in the city of Chandigarh will need to compulsorily wear helmets now. The UT administration recently amended a particular regulation in the Chandigarh Motor Vehicle Rules, 1990. This action was taken in order to incorporate the instructions given by the Punjab and Haryana High Court. Currently, women riders can wear helmets only if they want to. Sikh women do not have to wear helmets due to religious reasons. The decision regarding compulsory use of helmets for women riders has been made due to the increasing number of accidents and fatalities.

      10 May 2018

    • ABS soon to be compulsory for two-wheelers

      Two-wheelers in India will soon need anti-lock braking system (ABS) or combined braking system (CBS) compulsorily. Every two-wheeler model that is released in the country from April 2018 will mandatorily need to have these systems in all their bikes. This particular regulation was introduced by the Ministry of Road Transport and Highways. The regulation will be brought into effect by RTOs in different states. Two-wheeler models with an engine capacity of higher than 125 cc should have ABS and two-wheelers with a capacity lower than 125 cc should have a combined braking system (CBS).

      4 May 2018

    • Suzuki Announces the Launch of the Much-Awaited GSX-S750

      Suzuki Motorcycle India has recently announced that it will soon introduce its first sub-1,000cc motorcycle in India - GSX-S750. With an ex-showroom price of a whopping Rs.7.45 lakh in New Delhi, the bike will be the first new product to be launched by the company during the current financial year. The Suzuki GSX-S750 features aggressive styling and comfortable ergonomics along with a powerful engine to make it one of the best-in-class bikes. Outfitted with a 749cc 4-cylinder, fuel-injection engine that is capable of generating a maximum power of 84 kW at 10,500 rpm and a peak torque of 81 Nm at 9,000 rpm. In addition to Anti-lock Braking System, the traction control system of the motorcycle can operate in 3 modes to offer outstanding control over the engine by preventing the spinning of the rear wheel.

      30 April 2018

    • Bookings for Norton Commando 961 is now open at dealerships

      The Norton Commando 961 is the British bike maker Norton’s first offering in India and will be launched soon in the market. The bookings for the motorcycle is now open at Motoroyale dealerships in the country with some dealers asking for half the price of the bike as a token amount while some are accepting the bookings for a Rs.2 lakh token amount. The Commando 961 belongs to the genre of cafe racer and is likely to be priced at Rs.23.40 lakh (ex-showroom). The bike is a modern-classic offering and is powered by a 961 cc, fuel-injected, air-cooled, parallel twin engine. The engine churns out 77 bhp power and has a peak torque of 80 nm. The price of the Commando 961 makes it compete with the likes of the Ducati Monster 1200S and MV Augusta Brutale 1090 RR.

      19 April 2018

    • Bookings for Ducati Panigale V4 start again

      Ducati, leading Italian bike manufacturer, recently restarted its sales for its bike model known as Ducati Panigale V4. When this bike was released in India in the month of January 2018, the bikes got sold out very quickly and only 20 units of this model were manufactured for the first time. This bike is available in 2 variants and they include V4 and V4S. The original price of the V4 model was Rs.20.53 lakh and the price of the V4S model was Rs.25.29 lakh. This is the first Ducati bike to have a 4-cylinder engine.

      9 April 2018

    • Honda becomes number 2 in the motorcycle category

      Honda Motorcycle & Scooter India (HMSI) attains the second place in the local motorcycle category with a close competition with Bajaj Auto. The number of units sold between the 2 leading bike companies was very close. The gap between these 2 companies was only 14,200 units. On the other hand, the gap between the same 2 companies over the last fiscal from April to February was 3,98,525 units. The current sales of HMSI is 18,01,390 units and Bajaj Auto has made sales of 18,15,590 units. Meanwhile, Hero Motocorp is topping the motorcycle segment with sales of 58,72,966 units during the current fiscal.

      28 March 2018

    • 2018 Triumph Tiger 800 bike released in the nation with many modifications

      Triumph Motorcycles recently released its brand new bikes under the Tiger 800 range in the country. The brand new 2018 Triumph Tiger will be available in 3 variants including XR, XRx and XCx. The starting price of the XR variant is Rs.11.76 lakh. The XRx is priced at Rs.13.3 lakh and the XCx is priced at Rs.13.76 lakh. The Triumph Tiger 800 model has a windscreen that can be adjusted conveniently. It also has a new LED headlamp and comes with LED DRLs (Daytime Running Lights).

      22 March 2018

    • Indian Motorcycle Reduces Rates Post Decrease in Import Duty

      Following the reduction in import duty on luxury two-wheelers by the Indian Government, Indian Motorcycle - a luxury bike manufacturer based in America - has decided to reduce the prices of its products to increase sales in India. In order to help its products reach the Indian two-wheeler market, the company has announced to reduce the cost of its bikes by up to Rs.3 lakh. The company currently offers a range of motorcycles such as the Indian Roadmaster with a minimum price of Rs.39 lakh and the Indian Scout Sixty which is worth Rs.10.99 lakh.

      As per the new guidelines, the duty imposed on imported bikes below 800cc will become 50% as opposed to the previous 60%. On the other hand, the ones with an engine capacity more than 800cc will carry customs charges of 75%. This move has led many renowned luxury two-wheeler manufacturers such as Harley Davidson and Ducati, to slash the prices of their products within the country.

      14 March 2018

    • Aeris Launched Technology to Turn Bikes Into Connected Vehicles

      Aeris - a forerunner in the Internet of Things (IoT) industry - has recently announced that it will launch a technology solution for two-wheelers that will turn them into connected vehicles. This technology was showcased at the ongoing IoT India Expo Conference, and is expected to meet the rider’s need for bike control along with safety. The manufacturing company claims that this solution will enable the rider to figure out the location, keep a calendar for maintenance, offer speeding alerts, track the bike, and provide geo-fencing. This connected bike solution will also allow the rider to disable the bike remotely in case of a theft. This service will also help fleet service providers track and maintain their bikes. Aiming towards creating safer roads for bike riders, the upcoming bike solution promises to make bike rides a more enjoyable event by offering a truly connected experience.

      8 March 2018

    • TAB Capital releases quick two-wheeler loan product

      TAB Capital, an online lending place, which is based in Pune, recently released a two-wheeler loan option. The speciality of this loan product is that it will be processed and sanctioned in a very short period of time, which is 10 minutes. If a loan applicant meets all the necessary eligibility criteria, then his or her bike loan application will most likely get accepted in just 10 minutes! The firm will be utilising biometric technology by checking an applicant’s Aadhaar. The applicant will be asked to give only simple and basic documentation.

      5 March 2018

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    Customer Reviews

  • Page 1 of 50 1 2 3 4 5
    • review Two Wheeler Loan
      "Good Service"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I took a Bike loan from BAJAJ Finance for 67000. With in a day the loan was approved. I applied the loan directly at the branch and the whole application process was easy and super fast. It was a fast smooth loan experience with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2018
    • HDFC Bank Two Wheeler Loan
      "Very good"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      My two Wheeler loan was taken with HDFC BANK few months back. The loan amount was 59,000 and the interest rate was 10% which is bit high . The customer service and responses was good. The process was very satisfactory and they have sanctioned the loan within the committed time.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • HDFC Bank Two Wheeler Loan
      "Excellent"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      My two wheeler loan was taken with HDFC bank 2 years back. The loan amount was 62,000 and the interest rate was 10.99% which is bit high . The customer service and responses was really good. I am happy with the documentation and it was a pre approved loan.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • HDFC Bank Two Wheeler Loan
      "Good service"
      HDFC BANK
      0.5 4.0/5 "Great!"
      My two wheeler loan was taken with HDFC BANK 1 year back. The loan amount was 45,000 and interest rate was very high . The tenure period was 24months and the process was very good. They have sanctioned the loan within the committed time and no processing fee .
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • L&T Finance Two Wheeler Loan
      "Average service"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      Got the two wheeler loan from the L & T finance around 5 years ago. This loan had the tenure of 2years. I pay the EMI on every month on month, but there is no grace period to pay the EMI and they have charged Rs,400 because of the late pay. The customer support service and the response is average from the L & T finance. The cheque bounce charges need to be avoided and at lest they need to give one day time to pay the bill.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Two Wheeler Loan
      "Service is good."
      HDFC BANK
      0.5 4.0/5 "Great!"
      I have taken a two wheeler loan from HDFC Bank and it was a pre approved loan. I received it instantly and there were no hassles with the documentation. The rate of interest and processing charges is also normal. The after loan service is also good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • review Two Wheeler Loan
      "Good Service"
      BANK OF BARODA
      0.5 5.0/5 "Blown Away!"
      I took another bike loan with the Bank Of Baroda. The loan process was quick and hassle free. I never had any issues during the application and documentation. The loan was approved instantly and I was able to buy the bike with in a few days.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • ICICI Two Wheeler Loan
      "Good Service"
      ICICI BANK
      0.5 4.5/5 "Excellent!"
      I took a bike loan from the ICICI bank which was for INR 8000 for purchasing my Royal Enfield Bullet. The loan was applied from the show room. The loan was approved with in 10 days but there was a delay in delivering the bike from the showroom which is common when it comes to bullet.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • review Two Wheeler Loan
      "Good service"
      INDUSIND BANK LTD
      0.5 4.0/5 "Great!"
      I have taken a two wheeler loan with IndusInd bank and the experience was good, the loan amount was for Rs 70000 with nominal interest rate when compared to other banks. Customer service was good, they followed up on time and the tenure period for this loan is 1 year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 20, 2018
    • ICICI Two Wheeler Loan
      "Average service"
      ICICI BANK
      0.5 3.5/5 "Pretty good"
      My experience with ICICI bank for two wheeler loan was good, the process was quick and i received my loan amount on time. The tenure period for this loan is 18 months and the rate of interest was bit high when compared to other banks. Customer service was not up to the mark with ICICI bank.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • HDFC Bank Two Wheeler Loan
      "Average service"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      Around a year ago I have got the two wheeler loan from the HDFC BANK. The customer support service and the response is good from the HDFC bank and they give better service to the customers. the required loan has been given. The rate of interest is average with the HDFC bank two wheeler loan.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2018
    • ICICI Two Wheeler Loan
      "Good service"
      ICICI BANK
      0.5 4.0/5 "Great!"
      I got the two wheeler loan from the ICICI bank around 5 years ago and I have closed it, I have got good experience from the ICICI bank, but the lending policy of the bank need to be customer oriented. The rate of interest and the charges are average here.
      Was this review helpful? 0
      , mysore
      Reviewed on May 16, 2018
    • HDFC Bank Two Wheeler Loan
      "Good service"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      I have got the Two wheeler loan with the HDFC BANK around 8months ago. The customer support service and the response is quite good from the HDFC bank. The required loan amount has been given and I am satisfied with it. The rate of interest and the charges are average with the HDFC two wheeler loan.
      Was this review helpful? 0
      , kurnool
      Reviewed on May 16, 2018
    • Shriram City Two Wheeler Loan
      "Good Service"
      SHRIRAM CITY UNION FINANCE
      0.5 3.0/5 "Satisfactory"
      I got the bike loan from Sriram Finance directly from the showroom. The loan was processed with in 5 Days. The documentation was also good. The interest rate is good. Overall there was no hassle during the application process.
      Was this review helpful? 0
      , pune
      Reviewed on May 15, 2018
    • HDFC Bank Two Wheeler Loan
      "Best Service"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler loan with HDFC bank and my experience was good, the tenure period for this loan is for 36 months. The process was smooth and i received my loan amount on time. The loan amount was for Rs 50000 with 8% interest rate which is less when compared to other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2018
    • HDFC Bank Two Wheeler Loan
      "Excellent service"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      It was a great experience of taking a loan through them, because the process was very fast and it took nearly a week to complete the loan process and I had received the loan. The customer service was so quick and they had responded me very well during the process. I had overall a great experience when it comes to their services.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 14, 2018
    • review Two Wheeler Loan
      "Good service"
      TVS FINANCE
      0.5 3.0/5 "Satisfactory"
      I have taken this loan like last year and soon it is going to get over, so far it has been good with all their services.The process was pretty smooth and had got the loan in no time. But the rate of interest which they are charging is a little high compared with the market rate.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 14, 2018
    • review Two Wheeler Loan
      "Good experience"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I had taken a Two Wheeler Loan from BAJAJ FINSERV and the approved loan amount was 60000. When i applied for the the rate of interest with them was nominal.The monthly emi was 3000 for 3 years . The customer service and response was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 13, 2018
    • Syndicate Bank Two Wheeler Loan
      "SYNDICATE BANKTwo Wheeler Loan"
      SYNDICATE BANK
      0.5 3.0/5 "Satisfactory"
      I have taken a two wheeler loan from Syndicate bank. There was so much of documents which has to submit to the bank. And even asked for a guarantor. But they have given the 95% of the ex showroom price. The loan amount was 60000 and EMI is 2800 for 3 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 13, 2018
    • HDFC Bank Two Wheeler Loan
      "Excellent"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a two wheeler loan and the process is good. The rate of interest was of 10.5% and the processing fee is around 2700. The experience is two years back and it was satisfactory. The after loan services are also good and hassle free.
      Was this review helpful? 0
      , belgaum
      Reviewed on May 12, 2018
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