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Two Wheeler Loan Eligibility

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A two-wheeler loan is a loan you can take to get the bike or scooter you’ve always wanted to buy. Both banks as well as NBFCs (Non-Banking Financial Company) offer these loans.  

However, to qualify for a loan from these lenders, you need to fulfil certain eligibility criteria. Each lender may have certain criteria of their own as well.  

Knowing what these criteria are can help you see if you qualify for a loan or not. Some of the general criteria required by lenders are mentioned below:  

Minimum age limit  21 years  
Maximum age limit  58 to 65 years (or retirement age) 
Status of employment   Salaried or self-employed 
Minimum income required   Rs.50,000 per year 
Minimum work experience required   6 months with the current employer  
Maximum loan amount  Rs.10 lakh 
Maximum repayment tenure  84 months (7 years) 
Interest rate range   9.5% p.a. to 17.75% p.a.  
Credit score  CIBIL score of at least 750  

Note: These are general eligibility criteria which may vary from one lender to another. There may be additional or different criteria required depending on which lender you take the loan from.  

How to find out your two-wheeler loan eligibility  

You can check whether you qualify for a bike or scooter loan by looking at the various options that are available to you. BankBazaar gives you a list of all the top lenders who offer you such loans at affordable interest rates.  

You can compare the various loan options and their various parameters. Compare the interest rates, the processing fees, the minimum income required, the EMIs, and other features. This can help you find the best option.  

You can also check out the eligibility criteria for each loan. This will save you the trouble of individually going to each bank to find out their loan application requirements.  

Check two-wheeler loan eligibility for the top lenders in 2019 

The following table gives you the list of all the top lenders that currently offer motorcycle loans. You can also check out some of the eligibility criteria required by each of them.  

 
Lender Age limit Minimum income Work experience
State Bank of India   21 years to 65 years   Rs.12,500 per month  At least 1 year  
Bank of India   21 years to 65 years  
HDFC Bank   21 years to 65 years  Rs.6,000 per month  At least 1 year 
Union Bank of India   18 years to 70 years   As determined by the bank  As determined by the bank 
Indian Bank  21 years   As determined by the bank  At least 3 years 
Punjab National Bank  18 years to 60 years   Rs.10,000 per month   As determined by the bank 
Bank of Baroda  18 years to 70 years   As determined by the bank  As determined by the bank 
Syndicate Bank  21 years  Rs.4,167 per month  As determined by the bank 
Canara Bank  21 years  Rs.20,833 per month  As determined by the bank 
UCO Bank  21 years to 60 years   Rs.8,000 per month  As determined by the bank 

Note: These criteria may change at the discretion of each lender. The maximum age limit mentioned is the age of the applicant at the end of the loan tenure. 

Factors that affect two-wheeler loan eligibility  

There are a number of factors that affect your eligibility for a bike loan. While these may differ from one lender to another, there are a few general ones that apply to every lender. These are as follows:  

  • Age: You can apply for a scooter or bike loan only if you’re 21 years old and above. Since the vehicle will be registered in your name, you need to show that you have an income to repay the loan. In some cases, the lender may allow you to apply if you’re below 21 years old if you have a guarantor for the loan.  
  • Income: Earning a higher income gives lenders the assurance that you will be able to repay your loan on time every month. This means your risk rating is low. This increases your loan eligibility. The higher your income, the better your chances of easy loan approval.  
  • Credit score: Your credit score plays an important loan in determining whether or not you’re eligible for a particular loan. Lenders will usually reject your loan application if your credit history is poor. On the other hand, having good credit (a score of more than 750) can get you favourable loan terms.  
  • Area of residence: The city in which you live has a say in your eligibility as well. For example, if you live in a metro city, you may have better chances of getting your loan approved easily.   
  • The company you work for: The organisation you work for has a lot to say about your employment. Working for a reputed company could mean that you have a stable job and a regular income. This lowers your risk level, which is something lenders usually prefer.  
  • Work experience and stability: Lenders usually require you to have at least a year’s worth of work experience. Apart from this, you should have been working with your current employer for at least 6 months.  
  • Existing debt situation: How much debt you currently have also determines your loan eligibility. If you already have too many debts in your name, banks may hesitate to give you another loan. This is because you run the risk of not being able to repay what you borrow.  

Documents required for a two-wheeler loan 

There are a few documents that you’re required to submit when you apply for the loan. Some of these are proofs of fulfilling a few of the eligibility criteria.  

The documents required may differ from one lender to another. But some of the general documents required are given below:  

  • Filled and signed loan application form  
  • KYC documents:  
    • Proof of identity – PAN card, voter’s ID, passport, driving license  
    • Proof of address – Utility bills, passport, rental agreement  
    • Proof of age  
  • Photographs  
  • Proof of income – salary slips, bank statements, income tax returns, salary certificate  

FAQs 

1. How can I check my eligibility for a two-wheeler loan?  

Some online loan aggregators will take you through a process which will show you the loans you’re eligible for. While this is usually not available for bike loans, BankBazaar gives you a whole list of eligibility criteria that you can check. This will tell you what you need in order to be eligible for a loan.  

2. Can I get a scooter loan even if I’m not 21 years old yet?  

Yes, you can. Usually, lenders require the applicant to be at least 21 years old. But a few lenders may give you a loan if you’re at least 18 years old and also have a guarantor. The guarantor must be either your parent or a close relative. However, giving you the loan is left to the discretion of the lender.  

3. Is it mandatory for me to have a guarantor?  

No, it isn’t. You need to have a guarantor only if you don’t fulfil the credit score or income criteria.  

4. How does my credit history impact my loan eligibility?  

Your credit score is an indication of how good you are at handling your finances. A good score means that you are prompt in repaying loans and paying off credit card bills. It also means that you utilise only a small portion of your available credit. A bad score, on the other hand, means that you don’t pay your EMIs on time and are not good at managing your finances. This is a red flag for lenders.  

5. Can I get a loan even if my credit score is bad?  

Your credit score is an important part of the eligibility criteria. That said, you may still be able to get a loan with bad credit if you offer collateral or agree to high interest rates. It may also work if you get a co-applicant for your loan.  

6. How can a co-applicant help me get a two-wheeler loan?  

In case you don’t have a good enough credit score or a low income, lenders will hesitate to approve your loan application. But if you can get a co-applicant who has a good credit rating or income to sign along with you on your application, you may be able to get the loan. Lenders will take the combined credit and incomes of both applicants while assessing your application.  

7. Will my loan eligibility increase if I take a loan from my existing bank?  

Applying for a loan from your existing bank has many benefits. If you already are in good terms with a lender, you may be able to negotiate with them and get better loan terms. They may also sanction a loan that you don’t fully qualify for, simply based on the trust they have in you. This, however, is at the complete discretion of the lender.  

8. What will happen if I don’t submit all the required documents?  

Many of the documents requested are required to prove that you fulfil some of the eligibility criteria. Without these documents, you may fail to fulfil these criteria and your loan application may be rejected. For example, without your income documents, the bank will not be able to verify your monthly income.  

News About Two Wheeler Loan Eligibility

  • Bajaj Pulsar NS 125 Revealed in Poland

    The news surrounding Bajaj and its ongoing work on the brand-new Pulsar NS 125 has been doing the rounds since the past few weeks, however, with its most recent launch in Poland, the world will now get the chance to set its eyes upon the magnificent beast.

    The all-new, technically advanced bike comes with CBS and fuel injection. According to predictions made earlier, the new NS 125 was supposed to replace the older model - Bajaj Pulsar 135 LS in India. With the recent launch in Poland, looks like the predictions and speculations will ultimately come true. Even though the Pulsar 135 is still being sold in India, the new motorcycle has been styled and designed in a very similar fashion as the former. However, one striking difference that can easily be spotted between the two motorcycles is that of the seat set-up. The NS 125 has a dual seat set-up as opposed to a single piece that the Pulsar 135 dons.

    The bike, additionally, dons a belly pan that has a lot of similarity with the ones spotted on the NS models. On similar lines, the matte finish touch imparted to the NS 125 is very similar to the ones seen on the earlier models of NS 200 and NS 160. The NS 125, moreover, has been installed with a single-cylinder, 4-valve, fuel-injected, air-cooled, DTS-i 124.4cc motor that can take on a 8,500rpm and 11 Nm at 6,000rpm. The only engine that can be compared with this is the one in the Discover 125.

    12 November 2018

  • Discounts and freebies offered on bikes by Kawasaki India

    Kawasaki India is offering discounts and multiple freebies on some of its bikes for a limited time period. The deal on the Kawasaki Z250 is a cashback of Rs.5,000 or a sports bag. The deal on the Kawasaki Z650 is a cashback of Rs.9,000 or a meter cover with a smoked windshield. The deal on the 2018 Kawasaki Ninja 650 candy plasma blue edition is a discount of Rs.6,000 on the asking price. The deal on the 2017 Kawasaki Versys 650 is a cashback of Rs.10,000 and a free top case. The deal on the 2018 Kawasaki Versys 650 is a cashback of Rs.5,000 and a free top case.

    These deals are ongoing from 20 August 2018 until 30 September 2018. As Kawasaki is gearing to clear its stocks, these deals and freebies are a part of its monsoon offer for this year.

    21 September 2018

  • Confederate Motorcycles Make a Comeback With Combat Bomber Bike

    According to the official Facebook page of Confederate Motorcycles, the company plans on making a comeback by rebranding itself to Curtiss Motorcycle Company and introducing a new Confederate Hellcat by the end of 2019 followed by a newly designed Confederate Wraith. While many believed that the rebranding meant that Confederate motorcycles will no longer be built, the company has been revived by venture capital fund - Ernest Lee Capital. The high-end bikes from the popular two-wheeler manufacturer will now be produced in Birmingham, AL. Not only has the official website of Confederate Motorcycles has been updated to showcase new and pre-owned bikes, but the company also has plans to introduce 3 new models - Confederate Fighter, Confederate Hellcat, and Confederate Wraith.

    Soon after the rebranding to Curtiss Motorcycle Company Inc., Ernest Lee Capital LLC made announcements mentioning that it has acquired the intellectual property rights to the brand and designs of Confederate Motorcycles. Not long after, Confederate Motorcycles announced that it intends to sell the remaining Confederate FA-13 Combat Bombers and P-51 Combat Fighters before starting production of the new Confederate G3 Fighter. As per the statements of Ernest Lee, the company is currently designing the next volume of bikes to be launched with various customer-selectable options.

    20 July 2018

  • Yamaha to Introduce YZF-R15 MotoGP in India in August 2018

    Yamaha - a two-wheeler manufacturer based in Japan - has decided to launch the YZF-R15 MotoGP edition in the Indian market in August 2018. While the new R15 Version 3.0 will now be available in blue similar to the factory MotoGP bike, the motorcycle will also feature an ENEOS logo on the belly pan as well as the Movistar logo on the front and sides. However, the bike will not sport the racing numbers of the MotoGP stars of Yamaha such as Maverick Vinales, Valentino Rossi, etc.

    While the R15 MotoGP edition is available for sale in a few Southeast Asia markets, the model to be launched in India is expected to be similar to the R15 V3.0 undergo apart from the cosmetic updates. Furthermore, the internationally available R15 MotoGP edition carries a USD fork at the front end. However, the India-spec variant is likely to be outfitted with a conventional telescopic fork, much like the current R15 V3.0.

    The ex-showroom price of the Yamaha R15 V3.0 in Delhi is Rs.1.26 lakh and comes in two colour variants - Racing Blue and Thunder Grey. However, the price of the new Yamaha R15 MotoGP edition is likely to fall under the premium segment as opposed to the standard bike.

    13 July 2018

  • New Honda Cars’ CEO Keen to Learn From Motorcycle and Scooter Experience

    Despite being in India for under two months, Guru Nakanishi, the CEO and President of Honda Cars India, says that he has already understood the potential of the market, adding that he is very excited to be part of a market that is quickly growing. He said that the market in which he now operates has plenty of potential for growth as it is basically a two-horse race because Hyundai and Maruti Suzuki are covering two-thirds of the market. He also said that he would want to work closely with Honda’s two-wheeler segment and maximise synergies in order to drive the brand in the market.

    31 May 2018

  • Honda and Bajaj Race Towards Second Spot in Bike Industry

    In the race for the second position in the motorcycle industry, Honda Motor Company has reduced the gap between Bajaj Auto by expanding its outreach in India. With an increase in demand in the rural areas of the country, Honda has been close to surpassing the bike sales of Bajaj Auto for the previous financial year. While Bajaj Auto had sold 1.97 million motorcycles in the FY 2017-18, Honda Motorcycle and Scooter India (HMSI) sold 1.95 millions units for the same period of time. Furthermore, the sales of Honda were greater than that of Bajaj in 7 months out of 12 as well as during the start of the current financial year.

    The reason for Honda’s success can be attributed to the fact that Bajaj is still trying to cope with the lack of a strong product in the 125cc segment whereas Honda has created a strong hold in the area. Due to this reason, Honda witnessed a 27% growth in the FY 2018 while Bajaj had 1.33% decline in sales for the same duration.

    18 May 2018

  • TVS XL100 Heavy Duty i-Touch Start Soon to Reach Indian Markets

    TVS Motor Company is set to launch the TVS XL100 Heavy Duty 'i-Touch Start' with an integrated starter generator system that offers an electric start system. Offering a great performance and excellent pick-up with a high-spark energy engine, the scooter is available in 7 different colour variants - T. Grey, Red, Green, Blue, Black, Copper Shine, and Mineral Purple. The bike is powered by a 99.7cc, 4-stroke, BS IV compliant engine that is capable of generating maximum power at 6,000 rpm and peak torque at 3,500 rpm. The TVS XL 100 Heavy Duty 'i-Touch Start' feature numerous design details that give it a striking appearance such as an eye-catching ''Heavy Duty'' logo with USB charger, vibrant graphics, and alluring LED Daytime Running Lamps (DRL). The ex-showroom price of the bike in New Delhi is Rs.36,109.

    25 April 2018

  • Bajaj Auto Discontinues the Pulsar 135LS Due to Less Demand

    Even after the repeated efforts of Bajaj Auto to resurrect the Pulsar 135LS over the years, the company has finally decided to pull the plug on the bike. This move will make the Pulsar 150 the new entry-level motorcycle in the entire Pulsar range with an ex-showroom price of Rs.74,074. Introduced in 2009 as a sporty bike, the Pulsar 135LS refused to entice the Indian customers even after witnessing a myriad of upgrades last year and a price cut by Rs.5,000. The lack of the Indian buyers towards the bike has led Bajaj Auto to discontinue it in the Indian market. While the motorcycle will continue to remain in stock at other global markets, all the Pulsar 135LS at Indian dealerships have been sold out and further bookings of the bike is not being accepted anymore.

    9 April 2018

  • Honda releases 2018 CB Hornet 160R bike in India

    Honda, leading bike manufacturer, released the Hornet 160R in India very recently. It is a sporty commuter motorcycle that comes with an engine capacity of 160 cc. The user of this bike can enjoy a digital instrument cluster, LED headlamp, body decals, single-channel ABS, etc. The price of this vehicle model ranges from Rs.84,675 to Rs.92,675. This bike model will most likely compete with TVS Apache RTR 160, Suzuki Gixxer, Bajaj Pulsar NS 160, and so on. The maximum power of this bike is 14.7 bhp and the maximum torque is 6,500 rpm.

    29 March 2018

  • Brand new Royal Enfield Thunderbird X bike series released in Dimapur, Nagaland

    Royal Enfield, leading bike manufacturer, recently introduced its Royal Enfield Thunderbird series with bike models known as Royal Enfield Thunderbird 350X and 500X. These 2 models were recently released at a showroom in Dimapur. The bike models were released by Temjen Along Imna, Minister Higher and Technical Education. The Thunderbird X is the first motorcycle that has been released with 9-spoke black alloy wheels. Both the bike models will have matte black engines. The brand new Thunderbird 350X is priced at Rs.1.56 lakh and the Thunderbird 500X is priced at Rs.1.98 lakh.

    20 March 2018

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Customer Reviews

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  • HDFC Bank Two Wheeler Loan
    "Customer service need to be improved"
    HDFC BANK
    0.5 4.5/5 "Excellent!"
    My salary account is in HDFC bank hence they gave me a offer for a two wheeler loan. I got the interest rate of only 11%. I bought the loan amount of Rs. 51000 and i done the down payment of Rs. 23000. It has another 9 months to close the loan from the total duration of 24 months. Connecting to the customer care itself, its a big issue.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 18, 2020
  • L&T Finance
    L&T Finance Two Wheeler Loan
    "Good service"
    L&T FINANCE LIMITED
    0.5 5.0/5 "Blown Away!"
    I have taken a two wheeler loan from L&T Finance. I got this offer through showroom. They have sanctioned the loan amount of 60K with tenure period of 2 years. Interest rate id nominal and there is no processing fee. The model which I bought is Activa 5G. I have not opted for pre closure. EMI use to pay of 3400 rupees. I had done down payment of 10K.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 18, 2020
  • HDFC Bank Two Wheeler Loan
    "Easy to avail the loan"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    The two wheeler loan is my first loan from HDFC and the loan was arranged from the showroom person from where i bought the bike. I paid the some down payment also. I bought the loan in the year of 2007 and i have completed within 2 years. I have got the NOC letter as well.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 18, 2020
  • HDFC Bank Two Wheeler Loan
    "Good service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have taken two wheeler loan directly through HDFC Bank.This was taken for Hero honda splendor plus .The rate of interest was nominal and there was no processing fee since working with HDFC Bank.I have availed this loan at that time since got the offers .I have closed this loan successfully .
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 17, 2020
  • HDFC Bank Two Wheeler Loan
    "Good service"
    HDFC BANK
    0.5 4.0/5 "Great!"
    I have taken Two wheeler loan directly through HDFC bank.This loan is still active from the past 6 months .I am not sure about the rate of interest and the processing fee .The vehicle name was Honda Unicorn and this loan was sanctioned on time without any delay.I have taken the loan amount of Rs.82000 for the tenure of 3 years .I have paid 5% of the down payment also.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 17, 2020
  • review Two Wheeler Loan
    "Good service"
    BAJAJ FINSERV
    0.5 4.0/5 "Great!"
    I have taken a Two wheeler loan from BAJAJ with the help of showroom executive, loan got processed with in 3 days. I bought Pulsar NS, on road price is above 1 L. I opted for loan amount 50K with 14% interest rate. I am paying the monthly EMI of Rs.3,160 for 2 years.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2020
  • ICICI Two Wheeler Loan
    "Good bank to take two wheeler loan"
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    I have taken two wheeler loan from ICICI bank on 4 months back. Banker has offered for pre approved loan so no verification done. I was eligible of 2L but I had opted 1.88L with tenure period of 3 years. The bike model is Royal Enfield Classic 350. Rate of interest is nominal. There is no processing fee and I have not done any down payment. Pre closure is avail. EMI use to pay of 6K.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 16, 2020
  • review Two Wheeler Loan
    "Good Loan Service"
    BAJAJ AUTO FINANCE
    0.5 4.0/5 "Great!"
    In the year of 2016, i have taken the two wheeler loan from Bajaj Finance. From the showroom, they have provided this loan and already it got over by 2018. I have made the down payment of Rs. 40000 and i got the loan amount of Rs. 40000 so overall cost is 80K. I have no idea about the tenure period but i have paid the EMI amount of Rs. 2800 approximately. They gave me an interest rate of 16%.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 16, 2020
  • HDFC Bank Two Wheeler Loan
    "Good Loan Service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have approached the two wheeler loan between two different banks in that HDFC have completed the loan process in a faster way. I bought this loan 2 years ago and i have completed the same by last month actually this loan tenure period is 3 years but i have done a pre-closure and the charges are nominal. I got my NOC letter as well.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jan 16, 2020
  • L&T Finance Two Wheeler Loan
    "Easy loan approval"
    L&T FINANCE LIMITED
    0.5 4.0/5 "Great!"
    I have taken a two wheeler loan from L&T FINANCE and the loan amount was Rs. 40k and the tenure is for 24 months. I have made down payment which was Rs.28k and remaining was loan. I am paying EMI of Rs. 2400, right now i am going to complete this month. Documentation process was simple i given to the show room itself. Customer service speaking very rashly, need to be change that and the interest rate is nominal.
    Was this review helpful? 1
    , dindigul
    Reviewed on Jan 12, 2020
  • HDFC Bank Two Wheeler Loan
    "Very good & quick service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have purchased my bike(HONDA CBR) through HDFC two wheeler loan which was processed by bank executive. The loan amount was Rs.1,25,000. I paid the down payment of 75K and remaining was loan and i am paying Rs. 4600 every month, it ends June 22. I have taken a tenure of 3 years with normal interest rate. Customer service was very good.
    Was this review helpful? 1
    , mohali
    Reviewed on Jan 12, 2020
  • Hero fincorp Two Wheeler Loan
    "Excellent Service"
    HERO FINCORP LIMITED
    0.5 5.0/5 "Blown Away!"
    I have taken Two Wheeler Loan directly through Her Fincorp Limited ,The vehicle model was on th e year of 2007 ,The name of the vehicle was Hero HF Deluxe .The rate of interest and the processing fee was nominal and the loan got sanctioned on time .I have not faced any issues ,The agent shared all the required details about the loan process.
    Was this review helpful? 1
    , indore
    Reviewed on Jan 11, 2020
  • L&T Finance Two Wheeler Loan
    "Best Service"
    L&T FINANCE LIMITED
    0.5 5.0/5 "Blown Away!"
    I have takenTwo wheeler loan directly through L and T Finance Limited .The vehicle name was Classic Bullet and the rate of interest was medium and got this loan on proper time frame without any hassles.I have closed this loan successfully without any difficulties.There was no cheque bounce also ,i am satisfied with the service .
    Was this review helpful? 0
    , aurangabad
    Reviewed on Jan 11, 2020
  • review Two Wheeler Loan
    "Good service "
    CANARA BANK
    0.5 5.0/5 "Blown Away!"
    I have taken a two wheeler loan with CANARA BANK on last year. The loan amount of 72K which is good with tenure period of 3 years. The rate of interest of 9% and there is no processing fee. They have sanctioned the loan within 3 days. I use to get remainder message on time for EMI payment.
    Was this review helpful? 0
    , thiruvananthapuram
    Reviewed on Jan 10, 2020
  • HDFC Bank Two Wheeler Loan
    "Excellent Loan Service"
    HDFC BANK
    0.5 4.0/5 "Great!"
    I have taken two wheeler loan which was taken from HDFC bank. By showroom people offered the loan to this bank and the interest rate was also quite nominal which is 18%. Its 3 years tenure period loan hence I'm paying an EMI amount of Rs. 5,600 and the amount is automatically deducted from my account.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 09, 2020
  • HDFC Bank Two Wheeler Loan
    "Okay Loan Service"
    HDFC BANK
    0.5 2.0/5 "Expected more"
    I have taken two wheeler loan taken from HDFC bank. The showroom where I went to purchase the bike, they have provided me a loan from this bank. I made the down payment of Rs. 32,000 and I paid on monthly EMI amount of Rs. 3,400. I availed the loan for the tenure period of 2 years. They have sanctioned the loan immediately.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 09, 2020
  • Shriram City Two Wheeler Loan
    "Good "
    SHRIRAM CITY UNION FINANCE
    0.5 4.0/5 "Great!"
    I have taken two wheeler loan with SHRIRAM on two years back. Through showroom I have applied the loan. The amount was sufficient of 40K with tenure period of 1 year. The rate of interest was nominal. There is option of pre closure is applicable. EMI use to pay of 3166 rupees. They have sanctioned within 2 days. The bike model is TVS Jupiter.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 09, 2020
  • review Two Wheeler Loan
    "Customer oriented service"
    BAJAJ AUTO FINANCE
    0.5 4.0/5 "Great!"
    I have purchased my bike(KTM RP 200) through BAJAJ two wheeler loan which was processed by bank executive. I paid the down payment of Rs. 45,000 and remaining was loan and they provided loan amount was Rs. 1,85,000 and EMI I am paying 5,080. I have taken a tenure of 3 years with normal interest rate 7%. Documentation process was simple, i given all my documents to the showroom itself. Service was good if I mail them they reply soon.
    Was this review helpful? 0
    , indore
    Reviewed on Jan 08, 2020
  • ICICI Two Wheeler Loan
    "Best Service"
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    I have applied for Two wheeler loan through ICICI Bank which was referred by showroom dealer.The name of the vehicle was TVS Jupiter and the loan amount was 36000 for the tenure of 2 years .The loan got sanctioned on 2 days without any hassle.The rate of interest and the processing fee was nominal .
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 07, 2020
  • HDFC Bank Two Wheeler Loan
    "Good Loan Service"
    HDFC BANK
    0.5 4.0/5 "Great!"
    I have a contact number of HDFC which they have given to me when i taken my two wheeler loan. If i have any problem, i can contact them immediately. Since i have a salary account with them, i opted my two wheeler loan with HDFC. I paid the down payment of Rs. 33000 and rest of the bike cost 1.10 lakhs i availed with the two wheeler loan. I'm not sure about the interest rates.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 07, 2020
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