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IDFC Two Wheeler Loan

IDFC has curated a two-wheeler loan to enable everyone in the country to own their own scooter or motorcycle with ease and less hassle. The bank offers flexible EMI payment options and a low processing fee. With an interest rate of x you can avail a loan and get your two-wheeler.

IDFC Two-wheeler Loan EMI Calculator

IDFC understands that buying a four-wheeler car can be difficult, considering the high maintenance rates, hike in fuel prices, and parking issues. The bank helps you buy your own two-wheelers and ease your pocket. With flexible EMI options, IDFC has launched its two-wheeler loan to ensure that every Indian who wants to have a scooter or bike can purchase one with ease.

The IDFC two-wheeler EMI calculator is an online service provided by the bank for you to span and plan your payments. In the calculator, you will be able to see your estimated EMI amount for a two-wheeler loan. You can type in required details of your loan and get your EMI immediately. You can visit the IDFC website to check your EMI two-wheeler loan

How to Apply for IDFC Bike Loan?

Step 1: Fill in the application online

IDFC bank allows you to easily buy your new bike on EMI with minimum documentation a fast and efficient application process. Once you have filled and submitted the online application form, you will be contacted by an IDFC representative and he/she will help you take the next steps.

Step 2: Submit the documents

Once the representative from the bank contacts you, he/she will guide you through the documentation process. The representative will explain how to take the photos of your documents and upload them.

Step 3: Buy the two-wheeler

Once the representative runs you through the process and your two-wheeler loan application has been processed, you will get your loan and you can purchase the two-wheeler of your choice.

IDFC Two-Wheeler Loan Eligibility and Documents Required

  • You should be a salaried person who has been employed for at least 6 months
  • You should be self-employed should have been in business for at least 2 years.
  • You should be above 18 years
Documents Required
  • Photograph
  • Pan card
  • Passport
  • Driving licence
  • Voter ID card
  • Ration card
  • Aadhaar card
  • Landline bill
  • Passport
  • Property purchase agreement (if you own a property)
  • Sale deed

Find your two-wheeler loan eligibility here.

Features and Benefits of IDFC Two-wheeler Loan

Easy application process

You have to fill an application online in order to begin the application process for your two-wheeler loan. Once the form has been submitted, a representative from the bank will contact you to will connect with you and help in taking the process forward.

Transparency at all stages

The financing and loan process of your two-wheeler will be transparent and open. After you meet the eligibility criteria and the documents for your loan has been verified, the bank will sanction a loan for the bike on EMI.

Get up to 95% of your cost financed by the bank

IDFC bank will finance up to 95% of the entire cost of new two-wheeler. You will only have to pay 5% upfront. The tenure of the two-wheeler loan is up to 5 years.


  1. If I am a business owner, will I be allowed to get an IDFC two-wheeler loan?
  2. Yes, you can avail the IDFC two-wheeler if you are self-employed or a business owner. You should have been in business for at least two years in order to meet the eligibility criteria. Please note that you must also be at least 18 years of age at the time of applying for the two-wheeler loan.

  3. Are there any margin money or down payment?
  4. Yes, the down payment is a small amount and you will have to make this payment at the vehicle dealership. The amount is usually the difference between the amount of loan sanctioned and the on-road price of the two-wheeler.

  5. Will I have to visit the IDFC bank branch to avail a two-wheeler loan?
  6. Please note that you can also apply for the two-wheeler loan by visiting any dealership. The bank has dealerships in 65 locations across India.

  7. What is the process of loan repayment?
  8. You can repay the loan amount through EMIs. You should pay a fixed amount every month along with interest.

  9. Will the whole application process for the loan be online, or will I have to visit the bank to get the application form?
  10. You can apply for your two-wheeler loan online through the IDFC bank website or mobile app. The bank will check if you meet the eligibility criteria and then approve the loan once the documents have been verified and your application has been approved.

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