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Tatacapital Two Wheeler Loan

 4.5 / 5.0   by 74 users
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Two Wheeler Loan
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  • Attractive interest rates
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In the year 2007, Tata Capital Limited, a subsidiary of the renowned Tata Sons Limited, was established. The main aim of this venture was to provide customers with the best financial solutions possible, one that would live up to the name of Tata Sons Limited. The company functions across numerous areas of business specifically the Consumer Loans, Wealth Management, Commercial Finance, Infrastructure Finance etc. Tata Capital Financial Services Limited has grown to over hundred branches currently, and shows no signs of slowing down.

Tata Capital Financial Services Limited began with the idea of meeting all the financial needs of customers. The various services include all kinds of insurance, mutual fund, leasing solutions, credit cards, securities as well as loans for various purposes including for two wheelers.

Perfect Personal Loan Deals for you

Eligibility Criteria and Documentation:

For Standard Bikes:

  • You must be at least 21 Years to apply for a two wheeler loan. You cannot be over 65 years at loan maturity.
  • The minimum amount that you can borrow from TATA Capital for a standard bike is Rs.10,000 and the maximum is Rs.1,50,000.
  • The minimum tenor period is 12 months and the maximum is 60 months.
  • You should be living at the same residence for over a year to show Residential Stability.
  • You should be working at the same organization for over a year to show Employment Stability.
  • It is not necessary that you have an income.
  • Up to 95% Loan To Value (LTV)
  • Also Read: Two Wheeler Insurance.

    Documents Required

    Salaried

    Self Employed

    Address Proof

    Driver's License/ Utility Bill/ Bank statement/ Passport/ Voter's ID/ Aadhar card

    Driver's License/ Utility Bill/ Bank statement/ Passport/ Voter's ID/ Aadhar card

    ID Proof

    Driver's License/ Bank statement/ Passport/ Voter's ID/ Aadhar card and recent passport size photos

    Driver's License/ Bank statement/ Passport/ Voter's ID/ Aadhar card and recent passport size photos

    Income Proof if required

    Form 16/ Last 3 month's salary slips/ Salary Certificate/ Last 3 month's bank statement reflecting salary credits

    Latest Income Tax Return (ITR)

    Bank Statement

    Last 3 month's statement is mandatory

    Last 3 month's statement is mandatory

    Residence Ownership Proof

    Not mandatory

    Not mandatory

    Know About:

For High-end Bikes:

  • You must be at least 21 Years to apply for a two wheeler loan. You cannot be over 65 years at loan maturity.
  • The minimum amount that you can borrow from TATA Capital for a high-end bike is Rs.10,00,000 and the maximum is Rs.40,00,000.
  • The minimum tenor period is 12 months and the maximum is 36 months.
  • The residence that the applicant is staying at must be self-owned or owned by his/her parents.
  • Applicant must be working in the same place for at least two years.
  • If you are Salaried individual, you must be earning at least Rs.15,00,000 to apply for this loan. If you are Self Employed, the business income should be at least Rs.5,00,000.
  • Up to 65% Loan To Value (LTV)
  • Documents Required

    ID Proof

    Driver's License/ Bank statement/ Passport/ Voter's ID/ Aadhar card and recent passport size photos

    Address Proof

    Utility Bill/ Voter's ID/ Driver's License/ Passport

    Income Proof if required

    Last 3 month's bank statement reflecting salary credits/ Form 16/ Last 3 month's salary slips/ 3 year's ITR

    Bank Statement

    Last 6 month's statement is mandatory

    Residence Ownership Proof

    The residence that the applicant is staying at must be self-owned or owned by his/her parents or spouse.

Tata Capital Bike Loan Features & Benefits:

  • Simple, hassle-free Documentation
  • Spot approvals so there is no waiting and wondering
  • Swift processing and minimal paperwork
  • You can get a tenor up to 5 years
  • You can get up to 95% funding of the on-road price
  • Special Reduce rates

FAQs:

  1. I am already a customer of TATA Capital, can I apply for another loan?
  2. Yes you can apply for another loan.

  3. Can I prepay my loan?
  4. Yes, you can prepay your loan after 6 months.

  5. Once I have submitted my documents and finished the application, how long does it take for me to get the loan?
  6. It will only take two days to get a two wheeler loan in general.

  7. Who can be a co-applicant for my two wheeler loan?
  8. Either a blood relative who stays at the same residence as you or your spouse can be a co-applicant.

  9. Is it possible for me to change the loan amount or tenure once the loan amount has been disbursed?
  10. No. It's not possible to change the loan amount or tenure once the loan amount has been disbursed.

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Tatacapital Two Wheeler Loan Reviews

Page 1 of 4 1 2 3 4
  • Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I have been holding my two wheeler loan with Tata capital long back, the loan amount which they have given to me was sufficient they have given me loan as per the requirement, the rate of interest they have charged to me was nominal,now i have successfully closed this loan.
    Was this review helpful? 0
    , chennai
    Reviewed on Jul 15, 2019
  • Tata capital
    Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I have a two wheeler loan with TATA CAPITAL . The EMI amount which i am paying was nominal but i am fine with that because the services is excellent of this bank . There is no additional charges and not even single hidden charges was there . Rate of interest is nominal .
    Was this review helpful? 0
    , jaipur
    Reviewed on Jul 02, 2019
  • Tata capital Two Wheeler Loan
    "Its Good"
    TATA CAPITAL LIMITED
    0.5 3.5/5 "Pretty good"
    I purchased suzuki access through Tata Capital, my two wheeler loan amount was Rs. 60,000 for the duration of 24 months. The loan is active for another one year the emi is flexible even the interest rate is very lesser. But processing fee is more, the other charges should be reduced.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 27, 2019
  • Tata capital Two Wheeler Loan
    "Faster process"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    The interest rate is okay with Tata Capital and I took a two wheeler loan before 6months. I have purchased Honda Activa and made down payment of near about 20K. There was a processing fee and they have offered me a loan of 40K. The tenure is 24 months.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jun 19, 2019
  • Tata capital Two Wheeler Loan
    "GOOD"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I have applied for the two wheeler loan with the TATA CAPITAL LIMITED where i have starting using this loan from 2014 and i have closed this loan too. the documentation process was simple and easy to get the loan also the rate of interest was nominal.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 29, 2019
  • Tata capital Two Wheeler Loan
    "Best service"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I have a two wheeler loan with TATA CAPITAL . The EMI amount which i am paying was nominal but i am fine with that because the services is excellent of this bank . There is no additional charges and not even single hidden charges was there . Rate of interest is nominal .
    Was this review helpful? 2
    , vadodara
    Reviewed on May 22, 2019
  • Tata capital Two Wheeler Loan
    "GOOD"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    TATA CAPITAL LIMITED is the institute where i have taken the two wheeler loan and the processing was good and the loan amount got on time with quick and hassle free process. The loan amount given was good added on that the rate of interest was nominal.
    Was this review helpful? 1
    , bangalore
    Reviewed on Apr 13, 2019
  • Tata capital Two Wheeler Loan
    "Very Good Service"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    The experience with this Two wheeler loan from them was pretty good where the loan amount was also sufficient as well. The interest rate and processing fee with them had been pretty much nominal, their customer support team had also been pretty much helpful as well during the process in getting the loan.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Apr 02, 2019
  • Tata capital Two Wheeler Loan
    "Very fast in their work"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    Honda activa showroom suggested me Tata capital to finance for my new wheeler purchase .I find a very fast processing in their work . The amount has sanctioned very immediately like almost 3 days of time . But the Interest rate is closer to 15 % for 2 years of EMI .
    Was this review helpful? 0
    , pune
    Reviewed on Apr 02, 2019
  • Tata capital Two Wheeler Loan
    "GOOD"
    TATA CAPITAL LIMITED
    0.5 4.5/5 "Excellent!"
    I have purchased the HONDA ACTIVA two wheeler and applied the loan with TATA CAPITAL LIMITED they have offered with the satisfactory loan amount also i got the loan within 4-5days. The rate of interest was nominal but the service is very good.
    Was this review helpful? 0
    , pune
    Reviewed on Mar 29, 2019
  • Tata capital Two Wheeler Loan
    "Excellent service"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    Previously i had taken my bike loan with TATA CAPITAL from long time,the loan amount which they have given me was sufficient,and the rate of interest they have charged me was nominal that time,and they have not charged me processing fee as some offers was running that time,that loan with zero processing fee.now i have closed this loan.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Mar 28, 2019
  • Tata capital Two Wheeler Loan
    "Excellent Service"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I had taken this loan a little while back and it was foreclosed two months back and there has not been any foreclosure charges. The interest rate with them had been nominal and their customer support team has also been helpful. There was no additional charges which they had made so far.
    Was this review helpful? 0
    , pune
    Reviewed on Mar 25, 2019
  • Tata capital Two Wheeler Loan
    "Excellent Service"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I had taken this Two wheeler loan from them a while back and the experience i had with them had been pretty good. The loan amount was similar to the vehicle value and the interest rate has not been higher as well. Their staffs had been helpful enough in completing the process well & good.
    Was this review helpful? 0
    , chennai
    Reviewed on Mar 22, 2019
  • Tata capital Two Wheeler Loan
    "Good Experience"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    On May month my existing bike loan going to close with Tata Capital, my showroom dealer got tie up with them, I took amount of Rs. 66,000 it has the total tenure period of 8 month because I paid the down payment fee as Rs. 20,000 to purchase Honda Dio bike.
    Was this review helpful? 1
    , chennai
    Reviewed on Mar 17, 2019
  • Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    I have taken two wheeler loan with TATA CAPITAL and my experience was good, the loan amount was for Rs 1.18 lacs and i pay Rs 2600 as EMI. Rate of interest was nominal when compared to others. Customer service was good and tenure period is 3 years out of which 1 year is completed.
    Was this review helpful? 3
    , mumbai
    Reviewed on Jan 26, 2019
  • Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    My experience with TATA CAPITAL for two wheeler loan was good, the loan amount was sufficient and the rate of interest was nominal when compared to others. Customer service was good and they followed up on time. Tenure period for this loan is for 2 years.
    Was this review helpful? 2
    , jaipur
    Reviewed on Jan 23, 2019
  • Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    I have been using my Two wheeler loan with Tata capital,there service was good, they have given me sufficient loan amount , and the rate of interest they have charged me was nominal, and the processing fee they have charged me was nominal,my loan is still running,till now i had good experience with this bank.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 21, 2019
  • Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 3.0/5 "Satisfactory"
    The experience with this loan has been quite good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been nominal as well and there has been some charges which has been nominal, there has also been a help from their customer support team.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 19, 2019
  • Tata capital Two Wheeler Loan
    "Should be stick with the commitment"
    TATA CAPITAL LIMITED
    0.5 3.0/5 "Satisfactory"
    One and half month back I took two wheeler loan, I went to the showroom there I bought motor cycle. There I submitted the documents they processed it. They took lots of time to get the loan approval. They said I would get flat rate of 8.75% but they gave higher interest.
    Was this review helpful? 3
    , new delhi
    Reviewed on Jan 14, 2019
  • Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    I have taken a two wheeler loan with TATA CAPITAL and my experience was good, the loan amount was based on my requirement and the rate of interest was nominal. Customer service was good and they responded on time. Tenure period for this loan is 3 years.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 02, 2019
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