• Tatacapital Two Wheeler Loan

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    Two Wheeler Loan
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    • Attractive interest rates
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    In the year 2007, Tata Capital Limited, a subsidiary of the renowned Tata Sons Limited, was established. The main aim of this venture was to provide customers with the best financial solutions possible, one that would live up to the name of Tata Sons Limited. The company functions across numerous areas of business specifically the Consumer Loans, Wealth Management, Commercial Finance, Infrastructure Finance etc. Tata Capital Financial Services Limited has grown to over hundred branches currently, and shows no signs of slowing down.

    Tata Capital Financial Services Limited began with the idea of meeting all the financial needs of customers. The various services include all kinds of insurance, mutual fund, leasing solutions, credit cards, securities as well as loans for various purposes including for two wheelers.

    Perfect Personal Loan Deals for you

    Eligibility Criteria and Documentation:

    For Standard Bikes:

    • You must be at least 21 Years to apply for a two wheeler loan. You cannot be over 65 years at loan maturity.
    • The minimum amount that you can borrow from TATA Capital for a standard bike is Rs.10,000 and the maximum is Rs.1,50,000.
    • The minimum tenor period is 12 months and the maximum is 60 months.
    • You should be living at the same residence for over a year to show Residential Stability.
    • You should be working at the same organization for over a year to show Employment Stability.
    • It is not necessary that you have an income.
    • Up to 95% Loan To Value (LTV)
    • Also Read: Two Wheeler Insurance.

      Documents Required

      Salaried

      Self Employed

      Address Proof

      Driver's License/ Utility Bill/ Bank statement/ Passport/ Voter's ID/ Aadhar card

      Driver's License/ Utility Bill/ Bank statement/ Passport/ Voter's ID/ Aadhar card

      ID Proof

      Driver's License/ Bank statement/ Passport/ Voter's ID/ Aadhar card and recent passport size photos

      Driver's License/ Bank statement/ Passport/ Voter's ID/ Aadhar card and recent passport size photos

      Income Proof if required

      Form 16/ Last 3 month's salary slips/ Salary Certificate/ Last 3 month's bank statement reflecting salary credits

      Latest Income Tax Return (ITR)

      Bank Statement

      Last 3 month's statement is mandatory

      Last 3 month's statement is mandatory

      Residence Ownership Proof

      Not mandatory

      Not mandatory

      Know About: Bike Insurance Policy

    For High-end Bikes:

    • You must be at least 21 Years to apply for a two wheeler loan. You cannot be over 65 years at loan maturity.
    • The minimum amount that you can borrow from TATA Capital for a high-end bike is Rs.10,00,000 and the maximum is Rs.40,00,000.
    • The minimum tenor period is 12 months and the maximum is 36 months.
    • The residence that the applicant is staying at must be self-owned or owned by his/her parents.
    • Applicant must be working in the same place for at least two years.
    • If you are Salaried individual, you must be earning at least Rs.15,00,000 to apply for this loan. If you are Self Employed, the business income should be at least Rs.5,00,000.
    • Up to 65% Loan To Value (LTV)
    • Documents Required

      ID Proof

      Driver's License/ Bank statement/ Passport/ Voter's ID/ Aadhar card and recent passport size photos

      Address Proof

      Utility Bill/ Voter's ID/ Driver's License/ Passport

      Income Proof if required

      Last 3 month's bank statement reflecting salary credits/ Form 16/ Last 3 month's salary slips/ 3 year's ITR

      Bank Statement

      Last 6 month's statement is mandatory

      Residence Ownership Proof

      The residence that the applicant is staying at must be self-owned or owned by his/her parents or spouse.

    Apply for Personal Loan

    Tata Capital Bike Loan Features & Benefits:

    • Simple, hassle-free Documentation
    • Spot approvals so there is no waiting and wondering
    • Swift processing and minimal paperwork
    • You can get a tenor up to 5 years
    • You can get up to 95% funding of the on-road price
    • Special Reduce rates

    FAQs:

    1. I am already a customer of TATA Capital, can I apply for another loan?
    2. Yes you can apply for another loan.

    3. Can I prepay my loan?
    4. Yes, you can prepay your loan after 6 months.

    5. Once I have submitted my documents and finished the application, how long does it take for me to get the loan?
    6. It will only take two days to get a two wheeler loan in general.

    7. Who can be a co-applicant for my two wheeler loan?
    8. Either a blood relative who stays at the same residence as you or your spouse can be a co-applicant.

    9. Is it possible for me to change the loan amount or tenure once the loan amount has been disbursed?
    10. No. It's not possible to change the loan amount or tenure once the loan amount has been disbursed.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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    Tatacapital Two Wheeler Loan Reviews

  • Page 1 of 2 1 2
    • Tata capital Two Wheeler Loan
      "Best service"
      TATA CAPITAL LIMITED
      0.5 5.0/5 "Blown Away!"
      I have taken a Two wheeler loan with Tata Capital and the loan experience was very good. The loan amount was for Rs 40000 with the nominal interest rate when compared to other sources. Customer service was good and they followed up on time. The process was smooth, i received my loan amount immediately. The tenure of this loan is 24 months.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 25, 2018
    • Tata capital Two Wheeler Loan
      "Good"
      TATA CAPITAL LIMITED
      0.5 4.0/5 "Great!"
      I have my two wheeler loan with TATA CAPITAL . The loan amount was 8.5 lakhs and the Interest rate was 8.45% which was average in the market. The tenure period was 5 years and they have provided door step service for collecting documents. The processing fee was nominal. My overall experience was good and I would like to recommend
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 18, 2018
    • Tata capital Two Wheeler Loan
      "Good Experience"
      TATA CAPITAL LIMITED
      0.5 5.0/5 "Blown Away!"
      I got a Two Wheeler from this Bank and they gave me a decent loan. Rate of interest with them is a little high. Process was done shortly and smoothly. Loan disbursement takes a little time to come. The experience with them has been pretty efficient.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 20, 2017
    • Tata capital Two Wheeler Loan
      "Good Loan"
      TATA CAPITAL LIMITED
      0.5 5.0/5 "Blown Away!"
      I got a Bullet using this Loan and the experience with it has been quite good. They gave me the Loan within 1 Hour of applying. The Interest Rate offered by them was around 9.5%. The procedure for applying the Loan was pretty short. Their customer service was also fine.
      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 20, 2017
    • Tata capital Two Wheeler Loan
      "Looking for better service"
      TATA CAPITAL LIMITED
      0.5 3.0/5 "Satisfactory"
      I closed Tata Capital loan, but I am not fine with them. Because service is not upto the mark, they have not disbursed the loan amount on time and they taken time to give NOC. But Interest rate is nominal as other bank and processing fee is also lower.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 20, 2017
    • Tata capital Two Wheeler Loan
      "Excellent"
      TATA CAPITAL LIMITED
      0.5 5.0/5 "Blown Away!"
      I have taken my two wheeler loan with TATA CAPITAL one year back. They offered me minimum of one lakh rupees. The customer service and response was average. The interest rate was normal like other banks. I am paying monthly 2200 rupees through ECS. This is the last month installment.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 20, 2017
    • Tata capital Two Wheeler Loan
      "Good service"
      TATA CAPITAL LIMITED
      0.5 5.0/5 "Blown Away!"
      My experience with two wheeler loan from TATA CAPITAL was good, the loan amount was sufficient and the rate of interest was nominal when compared to other sources. The process was quite long and it took 1 month to receive the loan. Customer service was good and they followed up correctly. Overall it was a good service from Capital First.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 18, 2017
    • Tata capital Two Wheeler Loan
      "Best service"
      TATA CAPITAL LIMITED
      0.5 5.0/5 "Blown Away!"
      I have taken two wheeler loan with Tata Capital and it was a good loan experience. The loan amount was for Rs 36000 with the rate of interest of 12% which is nominal when compared to other sources.The process was very quick and it took 2 hours for the loan amount to get approved. Customer service was good and they responded on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 16, 2017
    • Tata capital Two Wheeler Loan
      "Got the loan immediately"
      TATA CAPITAL LIMITED
      0.5 4.0/5 "Great!"
      When I was about to get a Honda Bike the need of a 2 Wheeler Loan arised. This is when Tata Capital came into existence and they were pretty helpful from then. They gave me the Loan immediately and process involved with it was pretty short. They offered me a Rate of Interest of 11% which I feel is a good one to have.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 29, 2017
    • Tata capital Two Wheeler Loan
      "Average service"
      TATA CAPITAL LIMITED
      0.5 3.0/5 "Satisfactory"
      I have taken a two wheeler loan from TATA CAPITAL directly from the showroom and the payments where through ecs and the documents where directly submitted to the showroom and I was paying around 3566 monthly as a payment it was a average experience with TATA CAPITAL for my two wheeler loan service.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 17, 2017
    • Tata capital Two Wheeler Loan
      "Fast process"
      TATA CAPITAL LIMITED
      0.5 4.5/5 "Excellent!"
      I felt the experience with them was very good, the gave me a flat interest rate of 8%. The whole process got over within 5-6 days. I got the money some 10 days before arrival of my Bullet. I felt the whole experience with them was satisfying and easy.
      Was this review helpful? 1
      , pune
      Reviewed on Oct 29, 2017
    • Tata capital Two Wheeler Loan
      "Good service"
      TATA CAPITAL LIMITED
      0.5 4.0/5 "Great!"
      I had applied for the two wheeler loan from Tata Capital, I was happy that my loan application was approved and the requested amount was disbursed. I had taken loan for Rs 60000 with the good rate of interest. The customer service was good and they responded well.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 27, 2017
    • Tata capital Two Wheeler Loan
      "Excellent"
      TATA CAPITAL LIMITED
      0.5 5.0/5 "Blown Away!"
      My bike loan was from TATA CAPITAL. This process was also smooth and it was completed as per my requirement. The rate of interest 12% and charges was nominal and I have done the down payment of 72k My loan amount was 1.50laks,My loan amount got disbursed in 3 to 4 days and I did not face any hassles and it was a good overall.
      Was this review helpful? 6
      , mumbai
      Reviewed on Mar 27, 2017
    • Tata capital Two Wheeler Loan
      "Good for Financial Service"
      TATA CAPITAL LIMITED
      0.5 4.0/5 "Great!"
      According to my experience, Tata Capital is the best one for two wheeler loan. Because I got the loan with the least interest rate. Even the procedures followed by them was very simple. I had not submitted too much of documents, with the limited documents, they were able to provide the loan.
      Was this review helpful? 2
      , mumbai
      Reviewed on Mar 18, 2017
    • Tata capital Two Wheeler Loan
      "Dissatisfied Service"
      TATA CAPITAL LIMITED
      0.5 1.0/5 "Really Bad"
      I am unhappy with TATA Capital bike loan service, My EMI date got changed to Jan 15 after that every month my EMI falls on 15th. During the month of march my ECS amount was not cleared from my account because it was on Sunday. But TATA Capital charged some late fee on my bill, without informing they charged around Rs. 1200. I had raised the complaint because it was not my mistake, but till now I didn't receive any response its almost three months now and this in turn is affecting my credit score.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 08, 2017
    • Tata capital Two Wheeler Loan
      "Little difficult"
      TATA CAPITAL LIMITED
      0.5 2.0/5 "Expected more"
      Little difficult to take the two wheeler loan from TATA CAPITAL. I will not recommend this to others. They had completed the process for me. In terms of documents they were asking different set of documents time and again which I find it really difficult to submit though the person was in touch with me.
      Was this review helpful? 5
      , mumbai
      Reviewed on Nov 02, 2016
    • Tata capital Two Wheeler Loan
      "Good one "
      TATA CAPITAL LIMITED
      0.5 3.0/5 "Satisfactory"
      In the recent past, I had taken a two wheeler loan from TATA Capital. My feedback would be they are dead slow in processing the request. They took nearly 2weeks of time to process the loan. They had simply asked for Aadhar card, gas bill as the address proof it was so simple.
      Was this review helpful? 11
      , hyderabad
      Reviewed on Oct 14, 2016
    • Tata capital Two Wheeler Loan
      "Good"
      TATA CAPITAL LIMITED
      0.5 4.0/5 "Great!"
      Tata capital Limited, provides very good customer service as they called immediately and finished the job with hours of time. The overall experience was very good. The best part was they gave the delivery on the same day and the interest rate offered is very less.
      Was this review helpful? 15
      , jaipur
      Reviewed on Jul 19, 2016
    • Tata capital Two Wheeler Loan
      "Satisfactory"
      TATA CAPITAL LIMITED
      0.5 3.0/5 "Satisfactory"
      I took the two wheeler loan with Tata capital limited and I would like to say that their services are better. Interest rate with the Tata capital limit limited was around 12%, which I guess. The loan amount got disbursed to my account within ten days of time.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jun 29, 2016
    • Tata capital Two Wheeler Loan
      "Very good experience"
      TATA CAPITAL LIMITED
      0.5 4.0/5 "Great!"
      I had taken a two wheeler loan from Tata Capital few years back. It was a good and comfortable experience. They offered me an interest rate of 11.85% and the processing fee was waived off which was very nice. The processing and documentation was pretty easy and smooth and the loan got approved and disbursed in a day.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 05, 2016
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