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Tatacapital Two Wheeler Loan

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In the year 2007, Tata Capital Limited, a subsidiary of the renowned Tata Sons Limited, was established. The main aim of this venture was to provide customers with the best financial solutions possible, one that would live up to the name of Tata Sons Limited. The company functions across numerous areas of business specifically the Consumer Loans, Wealth Management, Commercial Finance, Infrastructure Finance etc. Tata Capital Financial Services Limited has grown to over hundred branches currently, and shows no signs of slowing down.

Tata Capital Financial Services Limited began with the idea of meeting all the financial needs of customers. The various services include all kinds of insurance, mutual fund, leasing solutions, credit cards, securities as well as loans for various purposes including for two wheelers.

Perfect Personal Loan Deals for you

Eligibility Criteria and Documentation:

For Standard Bikes:

  • You must be at least 21 Years to apply for a two wheeler loan. You cannot be over 65 years at loan maturity.
  • The minimum amount that you can borrow from TATA Capital for a standard bike is Rs.10,000 and the maximum is Rs.1,50,000.
  • The minimum tenor period is 12 months and the maximum is 60 months.
  • You should be living at the same residence for over a year to show Residential Stability.
  • You should be working at the same organization for over a year to show Employment Stability.
  • It is not necessary that you have an income.
  • Up to 95% Loan To Value (LTV)
  • Also Read: Two Wheeler Insurance.

    Documents Required

    Salaried

    Self Employed

    Address Proof

    Driver's License/ Utility Bill/ Bank statement/ Passport/ Voter's ID/ Aadhar card

    Driver's License/ Utility Bill/ Bank statement/ Passport/ Voter's ID/ Aadhar card

    ID Proof

    Driver's License/ Bank statement/ Passport/ Voter's ID/ Aadhar card and recent passport size photos

    Driver's License/ Bank statement/ Passport/ Voter's ID/ Aadhar card and recent passport size photos

    Income Proof if required

    Form 16/ Last 3 month's salary slips/ Salary Certificate/ Last 3 month's bank statement reflecting salary credits

    Latest Income Tax Return (ITR)

    Bank Statement

    Last 3 month's statement is mandatory

    Last 3 month's statement is mandatory

    Residence Ownership Proof

    Not mandatory

    Not mandatory

    Know About: Bike Insurance Policy

For High-end Bikes:

  • You must be at least 21 Years to apply for a two wheeler loan. You cannot be over 65 years at loan maturity.
  • The minimum amount that you can borrow from TATA Capital for a high-end bike is Rs.10,00,000 and the maximum is Rs.40,00,000.
  • The minimum tenor period is 12 months and the maximum is 36 months.
  • The residence that the applicant is staying at must be self-owned or owned by his/her parents.
  • Applicant must be working in the same place for at least two years.
  • If you are Salaried individual, you must be earning at least Rs.15,00,000 to apply for this loan. If you are Self Employed, the business income should be at least Rs.5,00,000.
  • Up to 65% Loan To Value (LTV)
  • Documents Required

    ID Proof

    Driver's License/ Bank statement/ Passport/ Voter's ID/ Aadhar card and recent passport size photos

    Address Proof

    Utility Bill/ Voter's ID/ Driver's License/ Passport

    Income Proof if required

    Last 3 month's bank statement reflecting salary credits/ Form 16/ Last 3 month's salary slips/ 3 year's ITR

    Bank Statement

    Last 6 month's statement is mandatory

    Residence Ownership Proof

    The residence that the applicant is staying at must be self-owned or owned by his/her parents or spouse.

Tata Capital Bike Loan Features & Benefits:

  • Simple, hassle-free Documentation
  • Spot approvals so there is no waiting and wondering
  • Swift processing and minimal paperwork
  • You can get a tenor up to 5 years
  • You can get up to 95% funding of the on-road price
  • Special Reduce rates

FAQs:

  1. I am already a customer of TATA Capital, can I apply for another loan?
  2. Yes you can apply for another loan.

  3. Can I prepay my loan?
  4. Yes, you can prepay your loan after 6 months.

  5. Once I have submitted my documents and finished the application, how long does it take for me to get the loan?
  6. It will only take two days to get a two wheeler loan in general.

  7. Who can be a co-applicant for my two wheeler loan?
  8. Either a blood relative who stays at the same residence as you or your spouse can be a co-applicant.

  9. Is it possible for me to change the loan amount or tenure once the loan amount has been disbursed?
  10. No. It's not possible to change the loan amount or tenure once the loan amount has been disbursed.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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Tatacapital Two Wheeler Loan Reviews

Page 1 of 3 1 2 3
  • Tata capital Two Wheeler Loan
    "Average Service"
    TATA CAPITAL LIMITED
    0.5 2.0/5 "Expected more"
    It has not been a good experience i had with the services of them where the interest rate with them has been high when compared with the market rate. There has also been some charges which they had been making as well. Their customer support was good and the loan amount also had been sufficient.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 07, 2018
  • Tata capital Two Wheeler Loan
    "Excellent Service"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    The experience i had with this loan has been good and the loan amount which they had provided has been sufficient. The interest rate with them has been nominal and there has not been any additional charges made by them. The process in getting this loan also had been quick and easy.
    Was this review helpful? 0
    , bangalore
    Reviewed on Nov 26, 2018
  • Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    My two wheeler loan was taken with TATA CAPITAL . The tenure period is 3year and i am happy with the customer service which i got through this TATA CAPITAL it is very helpful . The process of getting the loan was too quick i do not have to wait long time .
    Was this review helpful? 1
    , gurgaon
    Reviewed on Nov 22, 2018
  • Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 3.0/5 "Satisfactory"
    It has been a good experience i had with this loan and the process in getting this loan has been smooth and easy. The loan amount has also been sufficient and fulfilled my requirements, and there has been some processing fee which they had charged. There has not been any additional charges which had been made by them.
    Was this review helpful? 5
    , bangalore
    Reviewed on Oct 11, 2018
  • Tata capital Two Wheeler Loan
    "Good Financial service"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    I have taken two wheeler loan from Tata Capital . Am satisfied with the rate of interest of 8.5%which .They charged for pre closure charges and gave the tenure period of 1 years . Am satisfied with their customer service and response . There is a processing fees of Rs 1500 for the documentation and approval process.
    Was this review helpful? 3
    , secunderabad
    Reviewed on Oct 06, 2018
  • Tata capital Two Wheeler Loan
    "Good service"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    I had taken this automobile loan for the purchase of my Royal En-field Bullet and the process in getting this loan had been good. The interest rate with them has been little high when compared with the market rate, and the customer support and their staff responses where good.
    Was this review helpful? 4
    , pune
    Reviewed on Sep 14, 2018
  • Tata capital Two Wheeler Loan
    "Good"
    TATA CAPITAL LIMITED
    0.5 3.5/5 "Pretty good"
    My two wheeler loan was taken with TATA CAPITAL 9 months back. The loan amount was 1,10,000 and the interest rate was average . The tenure period was 3 years . The process was very hassle free and their documentation was very smooth . I am satisfied with the customer service and responses so I would like to recommend to others.
    Was this review helpful? 3
    , bangalore
    Reviewed on Aug 03, 2018
  • Tata capital Two Wheeler Loan
    "Average Service"
    TATA CAPITAL LIMITED
    0.5 3.5/5 "Pretty good"
    I have taken a bike loan from the Tata Capital. The loan amount was 60000, The interest rate was high and I had to pay 13000 extra. I haven't received the Clearance papers. They only have the option to pay via cash which is another hassle.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jul 28, 2018
  • Tata capital Two Wheeler Loan
    "Very Good Service"
    TATA CAPITAL LIMITED
    0.5 4.5/5 "Excellent!"
    I had taken this loan almost an year back and they had made the process easy and simple. There has not been any issues faced with the banking services of them so far. It has been a very good experience with them so far and the loan amount which they had given has been satisfactory and the interest rate also had been okay.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 28, 2018
  • Tata capital Two Wheeler Loan
    "Excellent"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    My two wheeler loan was taken with TVS 15 months back. The loan amount was 30,000 and the given interest rate was satisfactory . The tenure period was1 5 months . The customer service and responses was good. The process was very smooth and hassle free . They have sanctioned the loan with the committed time.
    Was this review helpful? 1
    , chennai
    Reviewed on Jun 21, 2018
  • Tata capital Two Wheeler Loan
    "Very good service"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    It has been a good loan experience with them, and i have taken this loan almost three years back. The interest rate which was offered has been fine, and the process has been easy and smooth. The loan amount has been satisfactory and it has taken 7-8 days in getting the loan amount.
    Was this review helpful? 0
    , mumbai
    Reviewed on May 31, 2018
  • Tata capital Two Wheeler Loan
    "Excellent"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    My two wheeler loan was taken with TATA CAPITAL 2 years back. The loan amount was 3 lakhs and the interest rate was 13% which is satisfactory. The customer service and responses was good.The processing fee was bit high and there was no delay in the the process. The documentation was very easy . I am happy with the whole process so its recommendable.
    Was this review helpful? 1
    , chennai
    Reviewed on Apr 28, 2018
  • Tata capital Two Wheeler Loan
    "Good"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    My two wheeler loan was taken with 1 year back. The loan amount was 1 lakh and the interest rate was 8.5% which is average and the tenure period was 36 months .,They have provided door step service for collecting documents . The customer service and responses was realy good so I would like to recommend to others.
    Was this review helpful? 0
    , pune
    Reviewed on Apr 19, 2018
  • Tata capital Two Wheeler Loan
    "Excellent"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I have taken my two wheeler loan with TATA CAPITAL for about 1 year. The loan amount was 98,000 and the Interest rate was 11.5% which is satisfactory . The customer service and responses was up to the mark. The loan process was smooth and good. My overall experience was excellent.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 23, 2018
  • Tata capital Two Wheeler Loan
    "Best service"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I have taken a Two wheeler loan with Tata Capital and the loan experience was very good. The loan amount was for Rs 40000 with the nominal interest rate when compared to other sources. Customer service was good and they followed up on time. The process was smooth, i received my loan amount immediately. The tenure of this loan is 24 months.
    Was this review helpful? 0
    , jaipur
    Reviewed on Jan 25, 2018
  • Tata capital Two Wheeler Loan
    "Good"
    TATA CAPITAL LIMITED
    0.5 4.0/5 "Great!"
    I have my two wheeler loan with TATA CAPITAL . The loan amount was 8.5 lakhs and the Interest rate was 8.45% which was average in the market. The tenure period was 5 years and they have provided door step service for collecting documents. The processing fee was nominal. My overall experience was good and I would like to recommend
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 18, 2018
  • Tata capital Two Wheeler Loan
    "Good Experience"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I got a Two Wheeler from this Bank and they gave me a decent loan. Rate of interest with them is a little high. Process was done shortly and smoothly. Loan disbursement takes a little time to come. The experience with them has been pretty efficient.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 20, 2017
  • Tata capital Two Wheeler Loan
    "Good Loan"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I got a Bullet using this Loan and the experience with it has been quite good. They gave me the Loan within 1 Hour of applying. The Interest Rate offered by them was around 9.5%. The procedure for applying the Loan was pretty short. Their customer service was also fine.
    Was this review helpful? 0
    , faridabad
    Reviewed on Dec 20, 2017
  • Tata capital Two Wheeler Loan
    "Looking for better service"
    TATA CAPITAL LIMITED
    0.5 3.0/5 "Satisfactory"
    I closed Tata Capital loan, but I am not fine with them. Because service is not upto the mark, they have not disbursed the loan amount on time and they taken time to give NOC. But Interest rate is nominal as other bank and processing fee is also lower.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 20, 2017
  • Tata capital Two Wheeler Loan
    "Excellent"
    TATA CAPITAL LIMITED
    0.5 5.0/5 "Blown Away!"
    I have taken my two wheeler loan with TATA CAPITAL one year back. They offered me minimum of one lakh rupees. The customer service and response was average. The interest rate was normal like other banks. I am paying monthly 2200 rupees through ECS. This is the last month installment.
    Was this review helpful? 1
    , pune
    Reviewed on Dec 20, 2017
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Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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