Bandhan Bank Two-Wheeler Loan
Bandhan Bank offers two-wheeler loans with interest rate starting from 9.47% p.a. You can apply for the bike loan online and the processing time is fast.
Bandhan Bank Two-Wheeler Loan Interest Rate
Category | Details |
Interest Rate | 9.47% p.a. (more than 3 years) and 12.15% p.a. (up to 3 years) |
Maximum Loan Amount | Rs.5 lakh |
Income | Contact the bank |
Repayment Period | Up to 48 months |
Processing Fee | 5% of loan the amount plus GST |
Prepayment Charges | Contact the bank |
Browse two-wheeler loan interest rate here.
How to Apply for a Bandhan Bank Two-Wheeler Loan
The procedure to apply for a bike loan from Bandhan Bank is mentioned below:
- Visit Bandhan Bank Two-Wheeler Loan website
- Click on 'Apply Now'.
- Enter details such as your name, mobile number, email ID, city, and pin code.
- Click on 'Submit'.
- A Bandhan Bank executive will contact you to process the request.
Bandhan Bank Two-Wheeler Loan Calculator
In case you are availing a loan to purchase a bike, you can use BankBazaar's two-wheeler loan EMI calculator to calculate the monthly payments. Apart from being easy to use, the calculator helps in saving time as the results are displayed immediately.
Accurate results are provided for the details that are given. You will need to enter basic details such as the processing fee, loan amount, rate of interest, and tenure.
Bandhan Bank Two-Wheeler Loan Eligibility
- You must be at least 21 years to avail the loan. Loan can be availed at 18 years of age with a mandatory co-applicant.
- You must not be more than the retirement age or 60 years, whichever is lesser, when the loan matures.
- If you are a self-employed individual, your age should not be more than 65 years when the loan matures.
Documents Required for Bandhan Bank Two-Wheeler Loan
For Self-Employed Individuals
- Application form
- Proof of residence (owned)
- Repayment track record
- Bank statement
- Income Tax Returns (ITR)
- Proof of identity
- Proof of address
- Passport-size photographs
- Quotation provided by a recognised dealer
For Salaried Employees
- Application form
- Bank statement
- Proof of income such as salary slips (three months), Form 16, or ITR
- Proof of address
- Proof of identity
- Passport-size photographs
Features and Benefits of Bandhan Bank Two-Wheeler Loan
The main benefits and features of the two-wheeler loan offered by Bandhan Bank are mentioned below
- Documentation charges are on actuals.
- Minimal documentation.
- The disbursement time is fast.
- Repayment tenure of up to four years.
- Life and non-life insurance options can be availed.
- Doorstep assistance is provided.
- Up to 85% of the on-road price of the bike may be provided as a loan.
FAQs on Bandhan Bank Two-Wheeler Loan
- How much loan can I avail of from Bandhan Bank?
Maximum funding (LTV) of up to 95% of the on-road price of the bike may be provided as a loan. Standard funding is usually 90%.
- Do I need to have a savings account with Bandhan Bank to avail of loan?
Yes, you will need to have a current/savings account will Bandhan Bank to avail of a loan.
- What is the maximum repayment of the two-wheeler loan offered by Bandhan Bank?
The maximum repayment tenure of the two-wheeler loan offered by Bandhan Bank is 48 months.
- What is the maximum amount of loan that I can avail?
The maximum amount of loan that can be availed is Rs.5 lakh.
- What is the interest rate offered on Bandhan Bank two-wheeler loans?
The interest rate offered by Bandhan Bank on two-wheeler loans ranges from 9.47% p.a. to 22.08% p.a.
- What is the processing charge for the Bandhan Bank two-wheeler loan?
For a two-wheeler loan, Bandhan Bank charges 5% of the loan amount along with applicable taxes.
Annie Jangam is a financial writer with a unique background in biotechnology and eight years of genomics research experience, culminating in 6 international publications. She combines her analytical and communication skills to simplify complex financial concepts, delivering precise and creatively engaging content in the fintech industry. She covers various financial products such as banking, insurance, credit cards, tax, commodities, and more. Outside of the financial realm, she dabbles in poetry. Her extracurricular passions include organizing events like One Billion Rising and Human Rights Day. She is committed to the equality of all people, a principle rooted in her Christian faith. Annie strives to embody the values of faith, hope, and love in both her work and her life.
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