DHFL RD Interest Rates 2025

DHFL Short-Term Recurring Deposit Interest Rates

DHFL Recurring Deposit scheme called the Small Savings Scheme can be opened for a minimum period of not less than 12 months. For a short-term deposit duration of 1 year to not more than 2 years, the interest rate applicable is 8.60% per annum.

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DHFL Medium-Term and Long-Term Recurring Deposit Interest Rates

DHFL offers medium term Recurring deposit for a monthly minimum deposit of Rs. 500 at a rate of interest of 8.60% per annum. The long term tenure ranges from 5 years to 10 years at an interest rate of 8.60% per annum.

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 Interest Rates for Other DHFL RD Schemes

An additional interest rate hike of 0.50% is offered to privileged DHFL customers. This is based on the sole discretion of DHFL.

RD Interest Rates by Banks

1. Uco Bank RD Interest Rates
2. Central Bank RD Interest Rates
3. Federal Bank RD Interest Rates
4. Indian Bank RD Interest Rates
5. Kotak Mahindra RD Interest Rates
6. IOB RD Interest Rates
7. Citybank RD Interest Rates
8. Indusind Bank RD Interest Rates
9. BOM RD Interest Rates

RD Article Pages

1. Recurring Deposit Vs. Chit Fund
2. Miss to Pay the Recurring Deposit Due
3. Difference Between Recurring Deposit and SIP
4. Open RD Account through HDFC NetBanking
5. RD Account in SBI
6. Advantages of Recurring Deposit
7. Flexi RD
8. SBI Flexi RD Schemes
9. Monthly Recurring Deposit
10. City Union Bank Recurring Deposit
11. Indian Bank Recurring Deposit
12. Union Bank Recurring Deposit
13. UCO Bank Recurring Deposit

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FAQs on DHFL RD Interest Rates

• What is the interest rate provided by DHFL on their RD?

  The interest rate offered by DHFL on their recurring deposit ranges from 7.75% for tenures. 

• What are the factors that impact the DHFL RD interest rates?

  There are several factors that impact the DHFL RD interest rates, such as amount deposited, tenure of the deposit scheme, and the customer type, which determines the interest rate of the recurring deposit. 

• What are the different types of DHFL Recurring Deposits available?

  DHFL provides different types of recurring deposit schemes to their customers, that comes in two types, such as non-cumulative and cumulative recurring deposit. 

• What are the eligibility criteria to apply for DHFL RD Account?

  Resident and non-resident Indians are eligible to apply for DHFL RD Account apart from those individuals belonging to HUF (Hindu Undivided Family).

• Who can claim tax exemption on DHFL RD account?

  Indian resident above 60 years of age and with zero tax on aggregate income can claim tax exemption on DHFL recurring deposit by submitting form 15G. 

• Is TDS applicable on recurring deposits?

  Yes, TDS (Tax Deducted at Source) is applicable on the maturity amount of the recurring deposit, as per the Finance Act 2015. 

• Is nomination facility available on recurring deposit accounts offered by DHFL?

  Yes, customers can avail themselves of the nomination facility on recurring deposit offered by DHFL. 

• Does inflation have an effect on the interest rate on RDs?

  No, generally a slight inflation does not impact the interest rate on recurring deposits. But the rates may be affected due to high inflation rates. 

• What documents can I provide as identity proof to apply for DHFL Recurring Deposits?

  To apply for DHFL recurring deposit, you can provide any one of the identity proofs, such as ration card, senior citizen card, voter ID card, PAN card, passport, driving license, and government ID card.