• Sahara Life ULIP Plans

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    Sahara India Life Insurance Company Limited offers three different Jeevan Bima policies that offer financial protection along with the potential to enhance savings. Following are a few important details regarding each plan.

    1. Sahara Sanchit – Jeevan Bima

      The Sahara Sanchit – Jeevan Bima is a single premium unit linked insurance plan that offers protection to the profits accrued via the funds the individual has invested in the stock markets. Not only does the policy provide risk coverage, but also ensures that your volatile investment instruments are safe. The sahara life policy also offers a potential of earning higher returns during the policy term while increasing the worth of your savings over the course of time. Individuals can choose the terms and conditions of the plan based on their personal investment horizon and risk profile, making it a plan that can be availed with relative ease.

      Features and Benefits of Sahara Sanchit – Jeevan Bima

      • The minimum age at which an individual can apply for this plan is 18 years.
      • The maximum age to apply for this plan is 65 years.
      • The policy term can vary between five years and 10 years.
      • The maximum age of the individual when the policy matures cannot exceed 75 years.
      • The minimum premium to be paid to avail this plan is Rs.30,000.
      • There is no limit on the maximum premium.
      • The minimum sum assured for this plan for individuals who are under 45 years of age is 125% of the single premium amount. The minimum sum assured for individuals above 45 years is 110% of the single premium amount.
    2. Sahara Utkarsh – Jeevan Bima

      Sahara Utkarsh – Jeevan Bima is a unit linked insurance plan that offers a distinctive combination of risk coverage. The plan also offers a potential to earn higher returns as the policy term progresses, and increases the worth of your savings over time. Customers will have a choice of selecting the conditions of the investment policy based on their personal investment horizon and risk profile.

      Features and Benefits of Sahara Utkarsh – Jeevan Bima

      • The minimum age at which an individual can apply for this policy is 12 years.
      • The maximum age to apply for this policy is 55 years.
      • The policy term can range between eight and 20 years.
      • The premium paying term is the same as the policy term, except in the case of a Single Premium Plan.
      • The age of the individual at the time of maturity cannot exceed 70 years.
      • The minimum premium for this plan is Rs.50,000 in case of Single Premium policies, Rs.15,000 in case the premium paying mode is semi-annual, and Rs.20,000 in case the premium paying mode is annual.
      • There is no limit on the maximum premium, but it is subject to underwriting by the company.
    3. Sahara Sugam – Jeevan Bima

      The Sahara Sugam – Jeevan Bima plan is a unit linked insurance policy that offers a distinctive combination of market linked returns and risk coverage. The policy offers the potential to earn higher returns over the duration of the plan, and it also increases the worth of your savings over time while providing the option of selecting the investment plan based on their personal investment horizon and risk profile.

      Features and Benefits of Sahara Sugam – Jeevan Bima

      • The minimum age to apply for this plan is 10 years.
      • The maximum age to avail this plan is 55 years.
      • The policy term can be 10 years, 15 years, or 20 years.
      • The premium paying term will be the same as the policy term.
      • The maximum age of the individual at the time of maturity of the policy is 70 years.
      • The minimum premium under this plan is Rs.12,000, and there is no limit on the maximum premium, although it is subject to underwriting by the company.
      • The minimum sum assured under this policy is 10x the annualised premium.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    Sahara Life ULIP Plans Reviews

  • Page 1 of 1
    • Sahara Life Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      The Sahara life insurance policy has the tenure of 15years., The customer support is good with the SAHARA life insurance policy. The plan benefits and the policy coverage is good with the Sahara life insurance policy . The premium amount will be auto deducted from my salary.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 18, 2017
    • Sahara Life Insurance
      "Satisfactory Service"
      0.5 3.0/5 "Satisfactory"
      It was not very nice experience to hold the insurance policy with Sahara life insurance company .The premium which I have paid was around 2500 Rupees every month and in-between if you want you take some amount later it keep adding towards it
      Was this review helpful? 1
      , panchkula
      Reviewed on May 24, 2017
    • Sahara Life Insurance
      "Good policy!"
      0.5 5.0/5 "Blown Away!"
      I am getting tax reversal benefits on taking insurance policies. As I have a life insurance policy with Sahara Life insurance, premium payment is deducted on monthly basis from my salary. For more than 10 years, I am having the policy with them and they are good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 19, 2016
    • Sahara Life Insurance
      "Good investment "
      0.5 4.0/5 "Great!"
      Share life insurance has very good investment for the engineering people. We have to pay the premium for four years and get the returns which are good. They cover the accidental and natural death. Coverage depends upon the premium amount. All the normal person can also avail the facility.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 21, 2015
    • Sahara Life Insurance
      "Sahara life insurance is very useful to everyone"
      0.5 5.0/5 "Blown Away!"
      I have taken a life insurance plan from Shara life for the tenure of 20 years. I am with them since 2003. They provide the best service for all kind people without any difference.They offered the policy coverage of 2.5 lakhs for my plan. I pay monthly premium of Rs.800 which is debited from my salary account.
      Was this review helpful? 8
      , patna
      Reviewed on Aug 19, 2015
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