• New India Senior Citizen Mediclaim Policy

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    The Senior Citizen Mediclaim Policy is one of the many products offered by the New India Assurance Company Limited to provide coverage to senior citizens in times of trouble. This health insurance policy covers hospitalisation expenses including pre as well as post hospitalisation costs for senior citizens. Individuals are covered against Unani, homeopathic and ayurvedic treatment too. An extra benefit of this plan is that it offers cover for pre-existing conditions such as diabetes mellitus and hypertension for an extra 10% premium payment.

    Eligibility Criteria for Senior Citizen Mediclaim Policy:

    The Senior Citizen Mediclaim Policy from New India Assurance Company Limited can be availed by senior citizens who reside in India. The age of the applicants must be 60 to 80 years, and customers who renew their policy without a break can avail benefits of the cover until they are 90 years of age. Before taking out the policy, the customer should undergo a prescribed pre-acceptance health check to detect pre-existing diseases. The check-up will be at the cost of the customer.

    Features and Benefits:

    The New India Senior Citizen Mediclaim Policy provides cover for the following:

    • Pre-hospitalisation expenses for 30 days at most
    • Post-hospitalisation expenses for a maximum of 60 days
    • Hospitalisation expenses borne for treating injuries / illnesses
    • Ambulance charges.
    • Cover is limited if the customer is hospitalised in a registered homeopathic / ayurvedic and Unani hospitals and/or government hospitals
    • Cover for pre-existing diseases can be availed only if the customer has continued the policy for at least 18 years with the company
    • Pre-existing illnesses such as diabetes mellitus and the problems associated with it, and hypertension, etc. will be covered after the policy has continued for a minimum of 18 months provided that the customer has also paid additional premium
    • The sum assured can be either Rs.1 lac and/or Rs.1.5 lacs depending upon the preference of the customer
    • In case the sum assured is Rs.1 lac, the premium applicable for customers between 60 and 65 years of age is Rs.3850, Rs.4250 for customers between 66 and 70 years of age, and Rs.4700 for customers between 71 and 75 years of age
    • In case the sum assured is Rs.1.5 lacs, the premium for customers between 60 and 65 years of age is Rs.5720, Rs.6310 for customers between 66 and 70 years of age, and Rs.6980 for customers aged between 71 and 75 years.
    • Once the customer completes four claims-free years, the cost of the prescribed pre-acceptance health check will be reimbursed
    • Income tax benefits under section 80D of the Income Tax Act

    Exclusions:

    • Dental treatment excluding treatment due to accident
    • Illnesses contracted within 30 days of taking out the policy
    • General run down and debility conditions
    • Cosmetic surgery
    • HIV (AIDS) and sexually transmitted diseases
    • Inoculation and vaccination
    • Nuclear weapon, act of foreign enemy, war and ionising radiation
    • Child birth and pregnancy

    How to claim?

    TPA (Third Party Administrator) administers claims and they are paid either as reimbursement or directly to the hospital when the insured requests the same.

    *** Please read the policy document for detailed information on the plan. The above-mentioned information is indicative only.

    Find cashless network hospitals nearby: New India Assurance Network Hospitals

    Other Health Insurance Plans from New India Assurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    New India Senior Citizen Mediclaim Policy Reviews

  • Page 1 of 14 1 2 3 4 5
    • New India Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I got the Health insurance policy from the NEW INDIA ASSURANCE company around 4 years. I have paid Rs,4500 to get this policy this year. This policy covers only one member that is myself.The customer support service and the response is good with the national insurance. I haven't got any kind of claim experience with this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on May 31, 2018
    • New India Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with New India Assurance from last 7 years and it is a family health coverage. My claim experience was very good with this insurance policy and it is covered up to Rs 5 lakhs for this insurance. I pay a premium of Rs 21000 for this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 29, 2018
    • New India Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with the New India Insurance. I pay a premium of 25000 per year for a coverage of 7 lacs for my wife and me. I do have a claim experience with the policy. They easily settled the claim for 25000 with out any questions asked.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • New India Health Insurance
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      I am holding my health insurance from the NEW INDIA my over all experience with the NEW INDIA is good and also easy to have health insurance. I had no claim experience so far from my insurance. Payment for my insurance is through cheque that too once in a year apart from that the customer service id good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 20, 2018
    • New India Health Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have taken health insurance from NEW INDIA ASSURANCE and there is no claim experience. The policy only gives coverage for 4 lakhs and its a individual policy. Even though its a corporate policy i have not done any claim.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • New India Health Insurance
      "ICICI Lombard health insurance"
      0.5 3.0/5 "Satisfactory"
      I hold a health insurance from ICICI Lombard.As this policy is provided from my company insurance they provide a coverage of 3 lakhs. Till now there is no claim experience. The provide cashless facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2018
    • New India Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a health insurance with the New India Asurance. I do have a claim expereince with the policy. I pay a premium of 22000 per year for a coverage of 6 lacs. If you have pre-approval it is okay, otherwise the claim process is difficult. We have to struggle a lot to get the service.
      Was this review helpful? 0
      , chennai
      Reviewed on May 15, 2018
    • New India Health Insurance
      "New India Health insurance "
      0.5 3.0/5 "Satisfactory"
      I hold a health insurance with NEW INDIA ASSURANCE. This was a corporate insurance having a policy coverage for 12 lakhs.There is no claim experience for the policy. They provide both cashless and reimbursement facility.
      Was this review helpful? 0
      , nagpur
      Reviewed on May 14, 2018
    • New India Health Insurance
      "Health insurance with New India assurance"
      0.5 4.0/5 "Great!"
      I have a health insurance with New India assurance. Its a corporate insurance were the policy coverage is 1.5 lakhs. There is no claim experience regarding any heath related issues. The provide cashless facility.
      Was this review helpful? 0
      , kakinada
      Reviewed on May 12, 2018
    • New India Health Insurance
      "Great experience | Cashless claim for my mother"
      0.5 4.0/5 "Great!"
      My mother was admitted to Deenanath last month and I had parents medical insurance policy under which I got her treated. the primary approval was provided within a day! Further I was kept informed on day to day basis! Great service by New India and eMeditek !! thanks!
      Was this review helpful? 0
      , pune
      Reviewed on May 11, 2018
    • New India Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I hold the health insurance policy from the NEW INDIA ASSURANCE company for the past 8 years which is provided by the corporate. the benefits are good with this policy. this policy covers 4 members in the family. I have got the the medical coverage up to Rs,6,00,000.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 09, 2018
    • New India Health Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      From New India Assurance i have taken a health insurance and the total policy coverage is for 2 lakhs. There is no health check up available for the policy. Till now there is no claim experience for health.They have both the facilities.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 09, 2018
    • New India Health Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      My health insurance is with NEW INDIA,and it is for long term policy. The tenuity period of my insurance is 21 years.When it comes to the due i pay my due once a year through online and sometimes i pay it directly through cash.I have not yet claimed the insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on May 06, 2018
    • New India Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have no claim experience so far with the health insurance, i am using this insurance from last 1-2 years and i am not aware of the premium amount as my company pays it. The coverage value of this insurance policy is 3-4 lakhs and i am satisfied with it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 18, 2018
    • New India Health Insurance
      "good experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a health insurance policy from the NEW INDIA ASSURANCE. I had received health card. My annual premium is Rs. 12,000/- which is very reasonable by comparing with other insurance polices. They had a good network with top most corporate hospitals.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2018
    • New India Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      My health is insured with New India Assurance from last 5 years and i am happy with the services provided by this insurance. I have to pay a premium of Rs 7000 which has to be paid every year for this insurance. I have a coverage value of Rs 3 lakhs and i did not claim anything so far with this insurance.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 09, 2018
    • New India Health Insurance
      "Good policy for Health"
      0.5 5.0/5 "Blown Away!"
      From NEW INDIA ASSURANCE i have taken a health insurance. The premium is 3000 for an year. They provide full coverage if we do claim.The claim experience was good.They provide cashless and reimbursement,facility. The customer service and response was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2018
    • New India Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a Health Insurance service from New India Assurance. Recently I claim the service from New India Assurance it was a good process and simple procedures. The documentation process was very simple. The payments are made through cheques. It was a good experience with New India Assurance Health Insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2018
    • New India Health Insurance
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      It has been a good experience with New Assurance and the process was easy to get my heath insurance. The medical coverage is for three lakhs for me and easy of my family members, my spouse and child too. The premium is of 7800 per year. There are good benefits.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 10, 2018
    • New India Health Insurance
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I have taken my health insurance from New India Assurance. The services and response was good and it was easy to buy this policy from them. The premium is for 11800 on a yearly basis. The medical coverage is for three lakhs and there is a cashless hospitalization as well.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 10, 2018
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