• Bajaj Allianz Silver Health Plan for Senior Citizens

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Bajaj Allianz Silver Health Plan for Senior Citizens is a health Insurance policy designed specially to suit senior citizens. Health care can get expensive as you age and this policy ensures that all your healthcare costs are covered. The plan offers cover to you and your spouse when you need expensive medical care. It is one of the best health insurance plans available to senior citizens.

    Check Your Eligibility

    The plan offers cover which includes hospitalisation charges, ambulance charges and pre and post hospitalisation charges. The policy also offers cover for pre-existing illness from second year of the policy. Bajaj Allianz Silver Health Plan also offers cashless and reimbursement benefits.

    Features and benefits of Bajaj Allianz Silver Health Plan:

    Listed below are the features and benefits of this senior citizen health policy:

    Eligibility age From age 46 to age 70 years
    Basis Individual basis
    Policy term 1 year
    Renewability There is a lifetime indemnity limit if the policy is renewed continuously
    Sum Insured Minimum sum insured- Rs.50,000 Maximum sum insured- Rs.5 lakh
    Cover offered
    • The policy covers hospitalisation charges
    • The policy offers a cover amount equivalent to 3% of admissible hospitalisation charges
    • Pre and post hospitalisation expenses
    • Covers ambulance charges in the time of emergency subject to a limit of Rs.1,000
    • Covers pre exisiting illnesses and diseases from second year of the policy
    • Offers cover for over 130 day care procedures
    • Cataract surgery is covered after a waiting period of one year
    • Covers health insurance after 4 continuous claim free years
    Discount A family discount of 5% is applicable on the policy
    Co-payments The policyholder is expected to bear 20% of admissible claim in case of medical treatment at a non-empanelled hospital. Waiver of co-payment can be availed in case of payment of extra premium.
    Benefits
    • The policy offers a family discount of 5%
    • Benefit of cashless facility at empanelled hospitals in the country
    • The members can opt for treatment at non empanelled hospitals and the payment borne by the policyholder will be reimbursed within 14 days.
    • Waiver of co-payment if the policyholder pays more premium
    • Tax benefits on the premium paid under section 80D of the income Tax Act
    • Offers the benefit of cumulative bonus of 5% to your limit of indemnity for every claim free year
    Exclusions Listed below are the exclusions that are not covered by the health insurance plan.
    • Diseases and injuries that exist at the time of proposing the insurance scheme
    • Diseases that are contracted within the first 30 days of commencement of the policy
    • Certain diseases such as Hernia, piles, cataract, benign prostatic hypertrophy, hysterectomy shall be covered only after a waiting period of one year into the policy
    • Non allopathic medicine
    • AIDS and related disorders
    • Cosmetic and Aesthetic related expenses
    • Intoxicating drug expenses
    • Treatment of mental and psychiatric illness
    • Medical expenses arising out of drug or alcohol abuse
    • Ambulance charges over Rs.1000
    • Joint replacement surgery
    • Massages

    Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals

    Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals

    Also Read: Check Incurred Claim Ratio of Health Insurers

    Also Read: Best Health Insurance Plans of 2017

    Also Read: How to File a Claim with Bajaj Allianz?

    Other Health Insurance Plans from Bajaj Allianz:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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    Bajaj Allianz Silver Health Plan for Senior Citizens Reviews

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    • Page 1 of 15 1 2 3 4 5
    • Bajaj Allianz Health Insurance
      "Good Health Insurance policy"
      0.5 5.0/5 "Blown Away!"
      So far i have never claim the health insurance. I can claim upto 7 lakhs. I have taken this insurance policy for me and dependent. The employer take care of the premium amount. I have never contact the customer care. Almost most of the hospital has been covered in this health insurance
      Was this review helpful? 0

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      , coimbatore
      Reviewed on Jun 14, 2018
    • Bajaj Allianz Health Insurance
      "Best"
      0.5 5.0/5 "Blown Away!"
      I am having the health insurance policy with the Bajaj allianz general insurance company. I would like to say that the coverage value is around three lakh Rupees. Cashless treatment is applicable there, so I have not faced any such claims with them as such.
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      , hyderabad
      Reviewed on Jun 12, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with Bajaj allianz from last 2 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 6000 has to be paid for this insurance and it is covered up to Rs 3 lakhs./
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      , mumbai
      Reviewed on May 31, 2018
    • Bajaj Allianz Health Insurance
      "Average Policy"
      0.5 4.0/5 "Great!"
      My company provided me a Bajaj health insurance. They offered me a claim amount of Rs. 1.5 lakhs. I can avail this policy for my family. I can use this insurance for medical emergency. I have never any claim experience. My company pay according the corporate premium amount.
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      , new delhi
      Reviewed on May 29, 2018
    • Bajaj Allianz Health Insurance
      "Not satisfied with the response from Bajaj"
      0.5 2.0/5 "Expected more"
      For the corporate requirement we have taken health insurance from BAJAJ ALLIANZ GENERAL INSURANCE and the service was not up to the mark. if we want to remove the employee name from the policy then will be not quiet easy and if we contacted them the response will be not much friendly.
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      , bangalore
      Reviewed on May 26, 2018
    • Bajaj Allianz Health Insurance
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've a health insurance policy which is provided by my employer. The company pays a premium of 1500 Per year. I never had any claim experience with the policy and I am not aware about a core details of this policy.
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      , chennai
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy from the Bajaj Allianz. I don't have any claim experience I pay a premium of 800 per month for annual coverage of 9 lacs which is very good. I never had any issues with the policy and its features and I make the premium payments online.
      Was this review helpful? 0

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      , hyderabad
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance form the Bajaj Allianz . I pay a premium of 3000 annum, for a coverage of 3 lacs. I had a claim experience with the policy where they paid 95% for a cash less treatment. Everything was done from the hospital. The whole process was quick and hassle free.
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      , bangalore
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with Bajaj Allianz from last 9 months, i am happy with the coverage value of this insurance policy. I do not have claim experience so far with this insurance. I pay a premium of Rs 750 every month and the coverage value is Rs 2 lakhs.
      Was this review helpful? 0

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      , indore
      Reviewed on May 16, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. This policy can cover up to Rs 5 lakhs. I do not have claim experience so far with this insurance and i pay a premium of Rs 13000 for this insurance.
      Was this review helpful? 0

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      , mumbai
      Reviewed on May 02, 2018
    • Bajaj Allianz Health Insurance
      "Excellent health insurance policy"
      0.5 5.0/5 "Blown Away!"
      Got the health insurance policy from the BAJAJ ALLIANZ GENERAL INSURANCE company around 20 days ago. They have provided me a medical card in which i have very good benefits in it. This policy covers 4members in my family and it has the coverage up to 10lakhs, I have paid Rs,10,000 to get this policy and it is valid only fora year.
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      , hyderabad
      Reviewed on May 02, 2018
    • Bajaj Allianz Health Insurance
      "Good policy for health"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance with BAJAJ ALLIANZ GENERAL INSURANCE and the premium i am paying was 13600 annually. The provide cashless facility and the claim experience was good. The have cashless facility almost 99% of coverage done through the insurance.
      Was this review helpful? 0

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      , kolkata
      Reviewed on Apr 21, 2018
    • Bajaj Allianz Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I am having the BAJAJ ALLIANZ health insurance policy around a year ago. The customer support service is good with the BAJAJ ALLIANZ GENERAL INSURANCE company. I need to pay the premium amount of Rs,13,000 every year once. This policy covers 3 members in my family. This policy has the medical coverage of Rs,3,00,000 which can be used be all three members.
      Was this review helpful? 0

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      , hyderabad
      Reviewed on Apr 19, 2018
    • Bajaj Allianz Health Insurance
      "Good health insurance policy"
      0.5 3.0/5 "Satisfactory"
      I have got the health insurance policy from the bajaj and this policy covers only one member which is myself actually it is a self policy . I pay the premium amount in every month on month . I pay Rs,15000 to this policy. This policy has the medical coverage up to 5lakhs and I am satisfied with it.
      Was this review helpful? 0

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      , bangalore
      Reviewed on Apr 18, 2018
    • Bajaj Allianz Health Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I have taken the health insurance from BAJAJ ALLIANZ GENERAL INSURANCE. The premium amount is 835 for 18 months. I have to renew the policy after 18 months. Its a 2 lakhs policy. I have not done any claim with Bajaj. They provide cashless facility.
      Was this review helpful? 0

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      , bangalore
      Reviewed on Mar 22, 2018
    • Bajaj Allianz Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Bajaj Health Insurance service is good. The payment is payed through online which was a smooth process. The benefits is for the whole family,but still I have not claimed any service from Bajaj Health Insurance service. It was totally a good experience with Bajaj Health Insurance service.
      Was this review helpful? 0

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      , bangalore
      Reviewed on Mar 20, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a health insurance with Bajaj Allianz from last 5 years and it is a good insurance policy to use. I am not aware of the premium amount as the company pays it. I do not have claim experience so far and i have not taken any cashless treatment. I have a coverage of Rs 4-5 lakhs which is satisfactory.
      Was this review helpful? 0

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      , hyderabad
      Reviewed on Mar 20, 2018
    • Bajaj Allianz Health Insurance
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      I took my health insurance with Bajaj Allianz. The cashless treatment is good. The policy coverage was good, they offering 10L. I never contacted the customer support. I don't have any claim experience. I am paying 13K yearly which will be debited automatically from my account.
      Was this review helpful? 0

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      , pune
      Reviewed on Mar 07, 2018
    • Bajaj Allianz Health Insurance
      "Wonderful"
      0.5 4.0/5 "Great!"
      I am having the health insurance policy with the Bajaj allianz general insurance company. Coverage value is for the full family and the response is good. I have faced some claims with them and it went in the fine manner.
      Was this review helpful? 0

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      , bangalore
      Reviewed on Feb 24, 2018
    • Bajaj Allianz Health Insurance
      "Best insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have taken Health insurance with Bajaj allianz,the premium amount is not paid my me as its offered by the company.The policy coverage is six lakhs including the family members.This is covered mediclaim as well as health insurance.The policy was taken two years back and no claim experience.
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      , hyderabad
      Reviewed on Feb 20, 2018
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