Oriental Insurance HOPE - Health of Privileged Elders, is a health insurance policy designed for senior citizens above the age of 60. The policy offers a wide range of cover including specified diseases. The policy also offers various benefits along with the health insurance policy. The unique feature of the policy is that it covers medical costs that usually are not covered such as ambulance charges, prescription drug charges and cost of prosthetic devices.
Features and benefits of Oriental Insurance HOPE:
Listed below are the features and benefits of this plan:
|Entry age||Any individual of the age 60 years and above|
|Policy period||The minimum and maximum policy term for the policy is 1 year|
|Renewability||The policy can be renewed after 1 year if needed|
|Sum Insured||Ranges from Rs.1,00,000 to Rs.5,00,000|
|Discount||The policy offers discount on premium depending on the co-pay opted For co-payment of 10%: 10% discount on premium For co-payment of 20%: 20% discount on premium For co-payment of 30%: 30% discount on the premium For co-payment of 40%: 40% discount on the premium For co-payment of 50% and above: 50% discount on the premium|
|Co-payments||The plan comes with a compulsory co-payment of 20%|
|Coverage offered on the policy||
|Benefits under the policy||
|Exclusions under the policy||
Also Read: How to File a Claim with National Insurance?
Other Health Insurance Plans from Oriental:
- Oriental Insurance Individual Mediclaim Health Insurance
- Oriental Insurance Happy Family Floater Policy
- Oriental Bank Mediclaim Policy
- PNB Oriental Royal Mediclaim Insurance Policy
- Oriental Insurance Jan Arogya Bima Plan
- Oriental Insurance Nagrik Suraksha Policy
- Oriental Insurance Janata Personal Accident Policy
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GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.