"Spending a whole day looking for insurance is fun," said nobody, EVER!
  • Canara HSBC Oriental Bank Of Commerce Life Insurance Plans

     4.0 / 5.0   by 24 users
    Used this product? Write a review >>

    Plan Benefits

    Payment Options

    Policy Coverage

    Customer Service

    Canara HSBC Oriental Bank of Commerce Life Insurance Company is a life insurance joint venture between two Indian public sector banks—Canara and Oriental Bank of Commerce and a foreign insurance company HSBC Insurance (Asia-Pacific) Holdings Limited.Canara Bank is 100 year old PSU established in 1906, which holds 51% share in the JV. It has over 50 million customers and a distribution network of 4678 branches. It is one of the largest nationalized banks in India in business volume. HSBC Insurance (Asia-Pacific) Holdings Limited is a subsidiary of HSBC an international bank established in1865, over 100 million customer base and has 8000 offices in 88 countries and territories.Oriental Bank of Commerce is a PSU established in 1943, holds 23% share in the JV and has 1.77 million customers and has a network of 2132 branches in India.


    Key Highlights of Canara HSBC Oriental Bank of Commerce Life Insurance

    01
    02
    Claim-settlement ratio for Canara HSBC Oriental Bank of Commerce Life Insurance

    Claim Settlement Ratio

    Claim-settlement ratio of 94.95% for year 2016-2017

    Occupation eligibility for Canara HSBC Oriental Bank of Commerce Life Insurance

    Grievances Resolved

    100.00% Grievances Settled for year 2016-2017


    To be eligible for Canara HSBC Oriental Bank of Commerce Life Insurance

    01
    02
    03
    Minimum age for Canara HSBC Oriental Bank of Commerce Life Insurance

    You should be at least 18 years old

    Maximum age for Canara HSBC Oriental Bank of Commerce Life Insurance

    You should be less than 70 years old

    Occupation eligibility for Canara HSBC Oriental Bank of Commerce Life Insurance

    You should be either Salaried, Self- employed, a professional or have your own business


    Canara HSBC Oriental Bank of Commerce Life Insurance at a Glance

    01
    02
    03
    Maximum tenure of Canara HSBC Oriental Bank of Commerce Life Insurance

    A maximum tenure of 40 years

    Maximum sum assured for Canara HSBC Oriental Bank of Commerce Life Insurance

    Min Sum Assured: Rs 25 Lakhs
    Max Sum Assured: Rs 10 Crore

    Exclusions for Canara HSBC Oriental Bank of Commerce Life Insurance

    Specific exclusions: Suicide within the first 12 months


    Documentation needed to apply for an Canara HSBC Oriental Bank of Commerce Life Insurance

    • 1. Identity Proof
    • 2. Age Proof
    • 3. Income Proof
    • 4. Address Proof
    • 5. PAN Number

    Benefits of Canara HSBC Oriental Bank of Commerce Life Insurance:

    Due to the wide reach of each of the financial institutions that are part of this company, Canara HSBC Oriental Bank of Commerce Life Insurance has access to approximately 6 crore customers. This, combined with the level of expertise and reliability of each of these organisations, makes Canara HSBC Oriental Bank of Commerce Life Insurance one of the most efficient insurance providers in the industry. Since its establishment, the company’s investment strategy has exceeded benchmarks across all funds. Additionally, the customer service ensures that all customer grievances are resolved effectively and promptly.

    Types of Life Insurance Policies Offered by Canara HSBC Oriental Bank of Commerce Life Insurance:

    Canara HSBC Oriental Bank of Commerce Life Insurance offers customers a wide range of insurance policies that are designed to meet their varied financial goals. The plans offered can be classified into 4 broad categories: Online Plans, Traditional Plans, ULIP Plans, and Group Plans. These plans not only provide the insured with a life cover but also provide certain investment options if desired.

    Canara HSBC Online Plans:

    The Canara HSBC Oriental Bank of Commerce Life Insurance Online Plans provide policyholders with the convenience of choosing an insurance policy with a few clicks. Apart from the regular life covers, customers also have plans that provide investment opportunities.

    • Invest 4G: The Invest 4G is a unit-linked, non-participating, life insurance plan that helps the insured build their savings in addition to providing a life cover. Additionally, policyholders receive loyalty additions and wealth boosters to further maximise their savings. Policyholders have the flexibility of customising their plans as per their financial goals. Policyholders can decide their equity exposure as well as liquidity to make partial withdrawals in case of emergency.
    • iSelect Term Plan: This plan provides the policyholder with enhanced protection with covers for death and terminal illness. The plan also provides the policyholder with the option of adding riders for accidental death and disability. The plan also comes with special premium rates for women and non-tobacco users.
    • iNvestShield Plan: The iNvestShield plan is a unit linked, non-participating, plan that can be customised as per the requirement of the policyholder. The plan can be purchased directly from the company website. Policyholders can choose their equity exposure when selecting funds to invest in and can also switch between funds during the term of the policy. Policyholders also have the benefit of making partial withdrawals to meet unplanned expenses.
    Plan Basic Sum Assured Policy Term
    Invest 4G
    • Below 45 years: 10X Annual premium or 0.5 times annualised premium (based on policy term options)
    • Above 45 years: 10X Annual premium or 0.25 times annualised premium (based on policy term options)
    • Life option: 5 to 30 years
    • Life option with PFB: 10 to 30 years
    • Whole of life option: up to age 99
    iSelect Term Plan
    • Life assured: Rs.25 lakh
    • Spouse: Rs.25 lakh
    5 to 40 years
    iNvestSheild Plan
    • Single premium payment: 1.25X the premium
    • Limited and regular premium payment: 10X annualised premium
    • Single premium payment: 10 years
    • Limited and regular premium payment: 10 to 15 years

    Canara HSBC Traditional Plans:

    The traditional plans offered by Canara HSBC Oriental Bank of Commerce Life Insurance plans provide policyholders with the dual benefit of a life cover and fixed earnings.

    • Jeevan Nivesh Plan: The Jeevan Nivesh Plan is a non-linked, participating, life plan. The plan offers the policyholder a lump sum payout of the sum assured at maturity. The plan provides protection throughout the policyholder’s entire life. Policyholders have the flexibility of choosing premium payments. On maturity of the plan, the policyholder can choose to convert the sum assured as an annual payout over a 15 year period with a 5% compounded increase every year.
    • Money Back Advantage Plan: The Money Back Advantage plan provides the policyholder with the death benefit payout for 16 years. The plan has a limited payment term of 10 years. 15% of the sum assured is paid out at the end of the 5th year, 9th year, the 13th year of the policy’s tenure. On maturity of the plan, the insured receives 55% of the sum assured along with any additional accrued bonuses.
    • Smart Junior Plan: This plan is an individual, non-linked participation, limited premium payment endowment life plan. The plan has been designed with the objective of providing the insured’s child with financial security to fulfill their education requirements. The plan ensures guaranteed payouts that are aligned with the academic milestones of the child. Additionally, a lump sum amount is paid out in the event of the death of the insured. Policyholders have the flexibility of choosing their policy term and premium payment mode.
    • POS-Easy Bhima Plan: The POS-Easy Bhima plan is a non-linked, non-participating term plan that ensures the return of the premium paid on maturity of the plan. Policyholders have the advantage of a double life cover in the event of accidental death. The insured is not required to undergo any medical tests before purchasing the policy. The policy term and premium payment may be decided based on the discretion of the policyholder.
    • Smart Suraksha Plan: This is a pure protection plan that not only provides the insured with a life cover but also provides financial security to dependents in cases of accidental death and total disability. It is available at a comparatively low cost. Additionally, policyholders who opt for higher sum assured receive a discount on the premium amount.
    • Smart Future Income Plan: The Smart Future Income Plan is a non-linked, participating life insurance plan. It provides the insured with a 25-year life cover and a guaranteed monthly income. Policyholders receive an annual bonus and a bonus on maturity. The plan also provides the insured with loan options. Limited premiums can be paid in a term of 10 years.
    • Smart Monthly Income Plan: This plan is a non-linked, participating life insurance plan that provides the policyholder with tax-free, guaranteed monthly income over a period of 15 years beginning from the 11th year of the policy’s term. The sum assured is 100 times the monthly income. Annual bonuses and final bonus is paid out in a lump sum. Policyholders also have the facility of availing loans against their policy.
    • Samridh Bhavishya: The Samridh Bhavishya plan provides the policyholder with guaranteed lifetime income. The policyholder can receive regular monthly payments for the entire duration of their life as well as the duration of their partner’s life. Annuity installments can be paid on a monthly, quarterly, half-yearly or yearly basis.
    • Smart Immediate Income Plan: This plan provides the policyholder with a guaranteed income throughout their lifetime. Policyholders can choose the frequency of their annuity installments on either a yearly, half-yearly, quarterly or monthly basis.
    Plan Basic Sum Assured Policy Term
    Jeevan Nivesh Plan
    • Annual mode: Rs.3 lakh
    • Monthly mode: Rs.5 lakh
    • Limited pay 5 years: 10, 15, 20 years
    • Limited pay 7 years: 15, 20, 25 years
    • Limited pay 10 years: 15, 20, 25 years
    • Regular pay: 15, 20, 25, 30 years
    Money Back Advantage Plan
    • Annual mode:
    • Rs.1 lakh (entry age 8 to 50 years);
    • Rs.2 lakh (entry age 51 to 55 years)
    • Monthly mode: Rs.3 lakh
    16 years
    Smart Junior Plan
    • Annual mode: Rs.3 lakh
    • Monthly mode: Rs.5 lakh
    12 to 25 years
    POS-Easy Bhima Plan Rs.50,000
    • Pay 5 year: 10 years
    • Pay 10 year: 15 years/20 years
    Smart Suraksha Plan Rs.20 lakh 5 years/10 years/15 years/20 years/ 25 years/ 30 years
    Smart Future Income Plan 100X monthly income chosen 25 years
    Smart Monthly Income Plan 100X monthly income chosen 25 years

    The Samridh Bhavishya plan and the Smart Immediate Income plan offer the following annuity options:

    • Lifetime annuity
    • Lifetime annuity with guaranteed payout periods of 5, 10, 15, or 20 years
    • Joint life annuity

    The amount paid is based on the annuity option chosen. The minimum purchase price for both these plans is Rs.2 lakh.

    Canara HSBC ULIP Plans:

    The Unit Linked Insurance Plans offered by Canara HSBC Oriental Bank of Commerce Life Insurance provides policyholders with an opportunity for savings and investment in addition to providing a life cover.

    • Titanium Plus Plan: The Titanium Plus plan is a unit linked investment and protection plan. Under this plan, the policyholder has the flexibility of customizing their plan as per the changes in their financial requirements. Policyholders can manage multiple portfolios to optimise their returns. The plan also permits policyholders to switch between investment options to increase returns. Additionally, policyholders also receive loyalty additions and wealth boosters during the tenure of the policy.
    • Platinum Plus Plan: This plan is a unit-linked, non-participating plan that provides the policyholder with a life cover as well. Policyholders have the flexibility of choosing their premium payment terms. The plan gives policyholders the option of investing in 7 different unit-linked funds and upto 100% equity exposure. Policyholders can switch between investment options based on the performance of the funds in the market. In addition to the returns earned from the investment funds, policyholders also receive loyalty additions and wealth boosters. The plan provides the insured with liquidity to partially withdraw the amount invested to meet unexpected expenditure.
    • Smart Future Plan: The Smart Future plan is a unit linked, non-participating life insurance plan. In addition to providing the policyholder with a life cover, the plan also provides investment options in 7 different funds. The policyholder is free to decide their equity exposure and can switch between high-risk and low-risk funds as per their choice. Premium payments can be made on an annual or monthly basis. Partial withdrawals in case of emergency are permitted under this plan.
    • Smart Goals Plan: This is a unit linked, non-participating plan that provides the policyholder with flexible premium payment options from the 5th year of the policy’s term. The insured can choose from 7 varieties of investment funds and can choose the percentage of equity exposure based on their risk appetite. Premium payments can either be made on a monthly or yearly basis depending on the policyholder’s income. Partial withdrawals can be made against the policy to meet any unplanned financial requirements. Policyholders can allocate their investments across funds in a specific proportion regardless of the market movements.
    • Smart Life Long Plan: The Smart Life Long Plan provides a life cover to the insured until the age of 99. Additionally, the insured can invest in upto 7 of the investment funds available and also get to choose their equity exposure. The plan comes with flexible premium payment options and liquidity to make partial withdrawals. The policyholder also receives loyalty additions that are paid through additional allocation of units in investment funds.
    • Secure Bhavishya Plan: This is a non-participating, unit-linked insurance plan that provides a guaranteed maturity benefit. The insured can also add unlimited top-ups on their existing plan based on their requirements. The vesting age can also be decided by the insured based on their retirement needs. Loyalty additions are added to the policy every 5 years following the 10th year of the policy’s tenure.
    • Smart One Pay Plan: The Smart One Pay plan is a unit-linked, non-participating life insurance plan that provides the insured with a life cover and the opportunity to grow their wealth. Policyholders are required to make a single premium payment and receive coverage throughout the tenure of the plan. Loyalty additions are applicable to the policy from the 6th year of the policy term. Policyholders can switch between the 6 investment funds as per their risk appetite.
    • Insure Smart Plan: This is a unit linked, non-participating insurance plan that provides the policyholder with investment options as well as a life cover. The sum assured decided at the beginning of the policy can be changed after the 6th year of the policy’s term. 1% of the fund value is paid out as loyalty additions on maturity of the plan. Additionally, the plan also provides the insured with the liquidity to make partial withdrawals to meet any unplanned expenses.
    • Shubh Labh Plan: The Shubh Labh plan is a unit linked, non-participating life insurance plan that provides a life cover, tax benefits, and opportunity for wealth creation. The policyholder is required to make a single premium payment. The plan provides the policyholder with the option of investing in 6 different funds that vary in asset class. The insured can manage their assets by making unlimited switches between funds during volatile movements in the market. After the 5-year lock-in period, the policyholder can make partial withdrawals to meet any unexpected expenditure.
    • Future Smart Plan: This is a non-linked, non-participating life insurance plan that provides a long-term investment opportunity to build a substantial amount for the policyholder’s child. The term of the policy can be chosen by the policyholder based on the academic milestones of their child. Premium payments can be made either for a limited period or for the whole term of the policy. The policyholder can also make ‘Milestone Withdrawals’ to meet the expenses for the child’s higher education. In each of the last 5 years of the policy’s term, the policyholder will receive 15% of the fund value. The sum assured is paid on the death of the policyholder.
    • Grow Smart Plan: This is a non-participating, non-linked life insurance plan that provides whole life protection. Policyholders have the flexibility to choose their premium payment term. At the end of the 15th year of the policy’s tenure, 1% of the fund value is allocated in additional units as loyalty additions. Policyholders have the option of investing in 6 different funds and can choose their equity exposure percentage. The sum assured can be increased or decreased during the policy’s term. The plan also permits the insured to make partial withdrawals to meet unexpected expenses.
    Plan Basic Sum Assured Policy Term
    Titanium Plus Plan
    • Age 0 to 44 years: 10X annualised premium and 0.5X policy term X annualised premium
    • Above age 45 years: 7X annualised premium and 0.25X policy term X annualised premium
    • Limited and regular pay: 10 to 30 years
    • Single pay: 5 years
    Platinum Plus Plan
    • Age 0 to 44 years: 10X annualised premium and 0.5X policy term X annualised premium
    • Above age 45 years: 7X annualised premium and 0.25X policy term X annualised premium
    10 to 30 years
    Smart Future Plan
    • Age 0 to 44 years: 10X annualised premium and 0.5X policy term X annualised premium
    • Above age 45 years: 7X annualised premium
    10/15/20/25 years
    Smart Goals Plan
    • Option 1:
      • Below age 45: 10X annualised premium
      • Above age 45: 7X annualised premium
    • Option 2:
      • Below age 45: 0.5X policy term X annualised premium
      • Above age 45: 7X annualised premium
    • Option 1: 10 years (fixed)
    • Option 2: 15/20/25 years
    Smart Life Long Plan
    • Below age 45: 0.5X entry age X annualised premium
    • Above age 45: 7 to 10 times annualised premium
    Up to age 99
    Secure Bhavishya Plan 101% of the premium paid
    • Limited and regular pay: 35 years
    • Single pay: 30 years
    Smart One Pay Plan 1.25X the single premium 5 to 25 years
    Insure Smart Plan
    • Below age 45: 10X annualised premium
    • Above age 45: 7X annualised premium
    10 years
    Shubh Labh Plan
    • Below age 45: 125%X single premium
    • Above age 45: 110%X single premium
    5 to 40 years
    Future Smart Plan
    • Below age 45: 10/15/20 years: 10X annual premium
    • 25 years: 12.5X annual premium
    • Above age 45: 7X annual premium
    10/15/20/25 years
    Grow Smart Plan
    • Below age 45: 0.5X entry age X annual premium
    • Above age 45: 7X annual premium
    Whole life

    Canara HSBC Group Plans:

    The group insurance plans offered by Canara HSBC Oriental Bank of Commerce benefit both the employee and the employer providing it. The following are the group plans available:

    • Group Traditional Benefit Plan: This is a non-linked, non-participating fund based group plan that covers all employee benefits including leave encashment, gratuity, and retirement medical benefits. The fund is maintained by the company as a pooled fund at Master Policy level. The life cover provided is renewed on a yearly basis
    • Group Superannuation Plan: The Group Superannuation plan is a variable insurance group product offered to employer-employee groups. Employers can use this plan to fund superannuation and pension benefits of their employees. Benefits of the plan are paid out to the insured on death, retirement, resignation, termination, and disability. The life cover can be renewed on an annual basis.
    • Sampoorna Kavach Plan: This plan has been developed to provide a life cover for employees at an affordable rate. The plan also provides financial security to the families of the insured. The plan is simple and does not require the insured to undergo any medical test. The plan can be renewed on a yearly basis.
    • Group Secure: The Group Secure plan is a non-linked non-participating group life insurance plan. This plan provides financial security for groups who provide loans to their customers. The plan meets the insurance and credit needs of the policyholder. The premium payments can be made on a single pay, limited pay or regular pay basis.
    • Corporate Group Plan: This plan is beneficial to both the employer and employees. The administration process for this plan is simple and easy. The premium payment modes are flexible and premiums can be paid on either a monthly, quarterly, half-yearly and yearly basis. Family members and dependents of the policyholders receive financial protection through this plan.
    • Pradhan Mantri Jeevan Jyoti Plan: This is a non-linked, non-participating group term insurance plan that provides the policyholder with a life cover at an affordable rate. The enrollment process is simple and does not require any medical examination on part of the policyholder. The plan can be renewed on an annual basis.
    • Group Advantage Term Plan: The Group Advantage Term Plan that is renewable on an annual basis. The premium can be paid either wholly or partially by the employer. The plan comes with flexible premium payment options. The plan comes with 2 options: a level option and a reducing option. Coverage can also be provided to the spouse of the insured as well.
    • Group Credit Secure Plan: This plan has been devised for individuals who administer and facilitate loans. The plan covers both existing borrowers and new borrowers. Policyholders can receive holistic coverage against death, critical illness, accidental death, and terminal illness. The term of the policy ranges from 2 years to 30 years.
    Plan Basic Sum Assured Group size (minimum)
    Group Traditional Benefit Plan Rs.1,000 10 members
    Group Superannuation Plan Rs.1,000 10 members
    Sampoorna Kavach Plan Rs.5,000 NA
    Group Secure Rs.10,000 NA
    Corporate Group Plan
    • Group term: Rs.1,000
    • Group term in lieu of EDLI: Rs.3.61 lakh
    10 members
    Pradhan Mantri Jeevan Jyoti Plan Rs.2 lakh NA
    Group Advantage Term Plan
    • Death only: Rs.5,000
    • Death and Accidental death benefit: Rs.2 lakh
    50 members
    Group Credit Secure Plan Rs.5,000 50 members

    Canara HSBC Oriental Bank of Commerce Life Insurance Company has an insurance policy that is suited for almost every type of customer.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    Canara HSBC Oriental Bank of Commerce Life Insurance Reviews

  • Page 1 of 2 1 2
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Excellent"
      0.5 4.0/5 "Great!"
      Canara HSBC OBC life insruance policy is wonderful one for me and am using it from the last four years of time. I would like to say that the late payment charges are not applicable though the payment can be done after an years of time.
      Was this review helpful? 0
      , hubli
      Reviewed on Jun 28, 2018
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Okay"
      0.5 4.0/5 "Great!"
      I am having the life insurance policy with the Canara HSBC life insurance company. Customer service is good one with them and there are no issues on it. I am not aware of the coverage value in it. Everything is better one with the Canara HSBC life insurance company.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 27, 2018
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      Around 3 years ago, I got the Life insurance policy with CANARA HSBC ORIENTAL BANK OF COMMERCE LIFE INSURANCE. I pay the premium of Rs, One lakh every year. The plan benefits and the coverage is good with CANARA HSBC policy . This policy has the term of10years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I have taken life insurance with Oriental bank of commerce.I have been using the service for past three years.I pay a premium of an amount of Rs23,000 annually,payment is done through cheque.They give proper response to the customers.I have not yet used claim experience as of now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have got the life insurance with CANARA HSBC ORIENTAL BANK OF COMMERCE LIFE INSURANCE for more than a year. The customer service is good with CANARA HSBC ORIENTAL BANK OF COMMERCE LIFE INSURANCE. This policy has the tenure of 20years. I got this policy which is provided by company. I am not sure about the premium amount.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 12, 2017
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      I got the life insurance service through my CANARA savings account I have to pay 14000 every year for me and my wife and I have to pay till 60 years the documentation part was fine even the representatives and customer service is very helpful and responsible ,I would like to tell it was an excellent service from CANARA for my savings account.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 11, 2017
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      I have got the insurance offer, while I applied my loan representatives where very responsible even, I have not had any conversation much its was very good service from HSBC ,so overall service is excellent from HSBC. I am happy with the service .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 30, 2017
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Excellent policy"
      0.5 5.0/5 "Blown Away!"
      I am having a life insurance policy with CANARA HSBC ORIENTAL BANK OF COMMERCE for past one year. I pay the premium of Rs,1000 in every year. The plan benefits and the Coverage's are very good with this policy. I am happy holding this policy with OBC.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 21, 2017
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I do have life insurance policy with Canara HSBC OBC life insurance company and the premium value is around 8000 Rupees per annum and the coverage value is around one crore. I can believe this policy because of their ethics in the business. Customer service is very good and also response is an immediate one.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 27, 2017
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Good policy with descent return"
      0.5 4.5/5 "Excellent!"
      I got the life insurance policy with the Canara HSBC oriental bank of commerce and their services are good and they are notifying the details regarding the payment and other information are notified to the customer. I had been with them from 2011 onwards and return wise they are really good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 04, 2017
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "TARUN MITTAL"
      0.5 0.5/5 "Unacceptable"
      DON'T GET A' CANARA HSBC OBC" LIFE INSHURANCE . COUSTMER SERVICE VERY BAD AND POOOR . DONT GIVE U ANY INFORMATION ABOUT UR POLICY . VERY BAD COMPANY . WHEN I CALL THE CLAIM DEPARTMENT THEN HE SAID UR POLICY IS TERMINATE . I M SHOCKED . THEY DID NOT GIVE ME REASON WHY MY POLICY IS TERMINATE . SOO PLZZ BE CARE FULL PRIVATE COMPANIES.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Sep 30, 2016
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Total life Security"
      0.5 4.5/5 "Excellent!"
      Hi, Recently i have opted for Canara HSBC Oriental Bank e- smart term plan which I feel is the best life security plan as per my survey. Since you have to pay less premium like in my case only 5,7011 per year for sum assured of 50 lacs, gives total security to the family. So you don't need to worry about further insurance for your life, only need to concentrate on investments and savings for your future.
      Was this review helpful? 0
      , udupi
      Reviewed on May 28, 2016
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Good benefits"
      0.5 4.5/5 "Excellent!"
      Canara HSBC Oriental bank of commerce has been good in their services. I have taken my life insurance from them. They send me reminders for the payments. They also have a online facility to pay the premiums. The tenure is for 15 years. They have good benefits and a coverage as well.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 18, 2016
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Excellent...."
      0.5 5.0/5 "Blown Away!"
      Canara HSBC Oriental bank of commerce life insurance is wonderful. I have taken one life insurance policy and when I asked for a partial withdrawal they done it very fast. There were no cross questions raised that why you are dropping the plan and they gave it smoothly. Minimum five years is the lockin period to drop the life insurance policies.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 16, 2016
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "TERRIBLE CUSTOMER SERICE"
      0.5 0.5/5 "Unacceptable"
      I am writing to complain about the terrible customer service- This insurance company has apparently lost my check of Rs 500,000- they don't respond to emails, the phone lines don't work - how does one reach them? Terrible customer service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 11, 2016
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have the life insurance policy with the Canara HSBC oriental life insurance company. The services are very good with them and am paying the premium as around 80000 Rupees per year of time. This 80000 Rupees premium will inclusive of pension and the life insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2015
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I do have the canara bank hsbc oriental life insurance policy and I have taken the policy because of my parents advice. The services are not very great with them like when I was shifted from the bangalore they gave me some troubles like they are very difficult to get them and I need to visit their branch directly. They dint resolve the issues over the phone.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 27, 2015
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "No good benefits "
      0.5 1.0/5 "Really Bad"
      When I am taking my housing loan also taken a life insurance from CANARA HSBC ORIENTAL BANK OF COMMERCE LIFE INSURANCE. It is an 20 years policy, since the benefits was not good I canceled this policy with them. I did not got any benefits also.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 30, 2015
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Easy and safe"
      0.5 4.0/5 "Great!"
      OBC Life insurance is good. Its very transparent we can update their personal details on line and that is the best part about them. Customer service offered by them was fine and every month I am supposed to pay rs 200 and this insurance was opened through my company. It helps us a lot we have to get hospitalized at least for a day they will provide 80% of the claim amount and the amount was reimbursed and the only drawback here is they will provide the amount to the insurance holder only,
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 22, 2015
    • Canara HSBC Oriental Bank of Commerce Life Insurance
      "Provided great service..."
      0.5 4.0/5 "Great!"
      At that time of searching for a life insurance, Canara HSBC Oriental Bank of Commerce life insurance was meeting my requirement on benefits. Pretty neat coverage for life insurance and my plan is linked with share market so growth has been good. Though it is a unit link, there is a fixed return where I get 30%.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 24, 2015
    Common Loader Icon
    Page 1 of 2 1 2

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.