Bharti Axa Life Term Insurance

Bharti offers two simple term plans at affordable premiums, namely Bharti AXA Life eProtect+ and Bharti AXA Life eProtect. The plans can be bought online sans cumbersome paperwork. Customers can also avail of some tax benefits on the payout benefits and premiums. Customers can avail of the term plans for any loans in case of your death.

Types of Bharti Axa Term Insurance Plans:

There are two types of as listed below:

  1. Bharti AXA Life eProtect
  2. Bharti AXA Life eProtect+

Bharti AXA Life eProtect

Aviva Life Shield Plus is a term policy that offers comprehensive cover at an affordable cost. Listed below are some of the important features of the product.

Feature

Description

Entry Age

Minimum: 18 years

Maximum: 65 years

Policy Term

Minimum: 10 years

Maximum: 75 years

Sum Assured

Minimum: Rs.25 lakh

Maximum: No limit

Premium

Affordable

Premium Payment Mode

Yearly, half-yearly

Premium

Equal to policy term

Death Benefit

Nominee receives Rs.1 lakh as lump sum upon insured’s death while the remaining will be provided after due formalities, provided the policy is active and two consecutive premiums have been paid

Bharti AXA Life eProtect+

It is term plan that offers return of premium on maturity.

Feature

Description

Entry Age

Minimum: 18 years

Maximum: 60 years

Policy Term

Minimum: 10 years

Maximum: 75 years

Sum Assured

Minimum: 50 lakhs

Maximum: No limit

Premium

Affordable

Premium Payment Mode

Yearly, half-yearly

Premium

Equal to policy term

Death Benefit

Available in two modes. First, death benefit is paid as monthly incomes for 15 years after demise of the insured. As per the second option, nominee gets 50% of Sum Assured as lump sum upon death of the life while the remaining is paid in 10 years in increasing annual instalments on an annual basis

Features & Benefits of Bharti Axa Life Term Plans:

  • A cover of Rs.1 crore is provided for Rs.6100.
  • In case of death of the life insured Rs.1 lakh is paid as a lump sum to the nominee as part of the family care benefit
  • Special rates for non-smokers with a sum assured of above Rs.50 lakh.
  • Customers can in the comfort of their homes
  • Customers can avail of tax benefits under relevant section of the IT Act, 1961
  • Under e-protect+ plan, customers can choose any one of the two death benefits - monthly income for 15 years and 50% lump sum of Sum Assured at the time of claim while the rest in increasing instalments on an annual basis for 10 years

Example of Bharti Axa Term Insurance Plans:

Subhash Varma, a 30-year-old non-smoker employee opts for the e-protect life plan for a policy term of 30 years. Varma opts for a sum assured of Rs.2 crores for which he pays an annual premium of Rs.14,600*. In the event of his unfortunate death within the policy term, his nominee will receive Rs.2 crores. Premium payment will be terminated after his death.

*exclusive of edu cess and service tax

Bharti Axa Life Term Insurance FAQs:

  1. Q. What are the riders available under Bharti Axa e-protect plan?

    A.Bharti AXA Life Accidental Death Benefit Rider (non-linked regular pay rider) and Bharti AXA Life Hospi Cash Rider.

  2. Q. Are non-smokers given preferential premium rates under life e-protect?

    A. Yes. Non-smokers given preferential premium rates under life e-protect

  3. Q. What are the premium payment mode for Bharti Axa term plans?

    A. Bharti Axa term plans are offered on a yearly and half-yearly basis

  4. Q. What is the minimum sum assured for Bharti Axa e-protect+ plan?

    A. The minimum sum assured under Bharti Axa e-protect+ plan is Rs.50 lakh

  5. Q. What is the minimum sum assured for Bharti Axa e-protect plan?

    A. The minimum sum assured under Bharti Axa e-protect plan is Rs.25 lakh

  6. Q. What is the maximum limit for sum assured for Bharti Axa term plans?

    A. There is no upper limit for sum assured for Bharti Axa term plans.

  7. Q. What is the minimum and maximum entry age for Bharti Axa e-protect plan?

    A. The minimum age is 18 years while the maximum is 65 years

  8. Q. What is the premium payment mode for Bharti Axa term plans?

    A.Bharti Axa term plans are offered on a yearly and half-yearly basis.

  9. Q. What is the death benefit available under Bharti Axa e-protect+ plan?

    A. Bharti Axa e-protect+ plan is available in two options. First, death benefit is paid as monthly incomes for 15 years after demise of the insured. As per the second option, nominee gets 50% of Sum Assured as lump sum upon death of the life while the remaining is paid in 10 years in increasing annual instalments on an annual basis./p>

  10. Q. What is the death benefit available under Bharti Axa e-protect plan?

    A. In case of death of the life insured Rs.1 lakh is paid as a lump sum to the nominee as part of the family care benefit /p>

Other Products Bharti AXA

GST of 18% is applicable on life insurance effective from the 1st of July, 2017

 4.0 / 5.0   by 160 users
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Plan Benefits

Payment Options

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Bharti AXA Term Insurance Reviews

Page 1 of 8 1 2 3 4 5
  • Bharti Axa Life Life Insurance
    "Easy to purchase"
    0.5 5.0/5 "Blown Away!"
    Chosen my term insurance from Bharti Axa. They are giving a sum assured amount of Rs. 1 Cr with the less of premium amount of Rs. 10000 per year and i have chosen the annual payment mode. It was a salary basis covered policy because they have asked for a salary slip.
    Was this review helpful? 0
    , new delhi
    Reviewed on Aug 01, 2019
  • Bharti Axa Life
    Bharti Axa Life Life Insurance
    "Good cover policy"
    0.5 4.0/5 "Great!"
    The life insurance policy is directly linked with the PNB housing loan hence i have chosen them. The entire premium amount of Rs. 3.5 lakhs has taken by them. Its a covers for both life and home. The given coverage amount is equal to loan amount. They have given me a tenure period of 5 years.
    Was this review helpful? 1
    , coimbatore
    Reviewed on Jul 26, 2019
  • Bharti Axa Life Life Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I have taken a life insurance in BHARTI-AXA LIFE INSURANCE before 5 years back. The policy is for 8 years which I pay then next 7 years they will credit an amount to my account on monthly basis.I am paying premium in the monthly package. While getting a policy my agent has given an information about the policy details.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 24, 2019
  • Bharti Axa Life Life Insurance
    "Average service"
    0.5 3.0/5 "Satisfactory"
    I have been holding my life insurance with BHARTI-AXA LIFE INSURANCE Life Insurance , they have charged me premium amount on yearly basis, it is nominal for me and their agent had explain me about the policy clearly,as the agent is my friend,so far their service is good.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 26, 2019
  • Bharti Axa Life Life Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    I have taken a life insurance in BHARTI AXA LIFE INSURANCE. Now I am paying premium in the yearly package for the amount of 10 thousands. While getting a policy my agent has given an information about the policy details. I use to do payment through an online. The coverage up to myself.
    Was this review helpful? 0
    , new delhi
    Reviewed on May 21, 2019
  • Bharti Axa Life Life Insurance
    "BETTER"
    0.5 2.5/5 "Just OK"
    I have purchased the EULIP PLAN with the BHARTI-AXA LIFE INSURANCE where i am using it since from last 5yeras. I am paying the premium with this policy for yearly once and through the online. After the 5 years yet to drop the plan but the coverage is for self.
    Was this review helpful? 0
    , new delhi
    Reviewed on Apr 29, 2019
  • Bharti Axa Life Life Insurance
    "GOOD"
    0.5 5.0/5 "Blown Away!"
    I am holding the TERM PLAN policy with the BHARTI-AXA LIFE INSURANCE where i am using it since from last many years. The sum assured amount with this policy is of 25L for the nominee. The policy maturity period is for long term. The premium paying for monthly once.
    Was this review helpful? 0
    , mumbai
    Reviewed on Apr 23, 2019
  • Bharti Axa Life Life Insurance
    "Excellent Policy"
    0.5 5.0/5 "Blown Away!"
    I had taken this insurance policy almost six years back and the premium had been paying on an annual basis. The premium amount is not high and the payment method is also convenient. The policy coverage and the plan benefits with this insurance policy has also been good.
    Was this review helpful? 0
    , pune
    Reviewed on Apr 05, 2019
  • Bharti Axa Life Life Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    I have a life insurance with Bharti Axa and it was purchased long bank,I am paying the premium of through on line, and premium they use to charged me on yearly basis,and the agent had explain me about policy coverage and plan benefits,so far my experience was good.
    Was this review helpful? 0
    , faridabad
    Reviewed on Apr 02, 2019
  • Bharti Axa Life Life Insurance
    "Good policy"
    0.5 5.0/5 "Blown Away!"
    I have a life insurance with Bharti Axa and it was purchased 2 years back. I am paying the premium of 20K through online per annum and tenure is 22 years. The benefits are good and sum assured value is 2L. It was taken for taken benefits. I got the insurance paper through post.
    Was this review helpful? 0
    , bangalore
    Reviewed on Apr 01, 2019
  • Bharti Axa Life Life Insurance
    "GOOD"
    0.5 5.0/5 "Blown Away!"
    I have been using the two wheeler insurance policy with the BHARTI AXA GENERAL INSURANCE and i had no claim experience with this policy but the premium and the IDV value is satisfactory with this insurance policy. I am not aware of the policy coverage.
    Was this review helpful? 0
    , ghaziabad
    Reviewed on Mar 25, 2019
  • Bharti Axa Life Life Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    I have applied for Bharti-Axa Life Insurance .The name of the policy is E- Protect policy .This policy is upto the age of 75 years. The premium mode is yearly .I am paying premium through credit card only .I have received policy documents on time .The agent clearly explained the process .I have applied this insurance directly with Bharti Axa .The Overall Service is good.
    Was this review helpful? 0
    , udaipur
    Reviewed on Mar 18, 2019
  • Bharti Axa Life Life Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    BHARTI-AXA LIFE INSURANCE is the life insurance that i have taken it because they are providing with the good returns with this policy. They gives the double the sum assured value with this policy, the maturity period is for 12 years.
    Was this review helpful? 0
    , mumbai
    Reviewed on Mar 09, 2019
  • Bharti Axa Life Life Insurance
    "Large sum insured low premium."
    0.5 3.0/5 "Satisfactory"
    I have taken this policy long ago , in 2013. Still holding it. Only problem is there customer service is not that good. You need to have patience for everything. Don't know how they behave with the actual persons who are going to claim. I remain in doubt at the time of writing.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Mar 07, 2019
  • Bharti Axa Life Life Insurance
    "GOOD"
    0.5 3.0/5 "Satisfactory"
    I have purchased the life insurance policy policy of MONEY BACK with the BHARTI-AXA LIFE INSURANCE and i am using it from last 6 years. The maturity period for 20 years but premium has to be paid for 5 years with this policy. It gives the life coverage after the maturity.
    Was this review helpful? 0
    , madurai
    Reviewed on Feb 28, 2019
  • Bharti Axa Life Life Insurance
    "Fine Service"
    0.5 4.0/5 "Great!"
    I have taken Bharti -Axa Life Insurance policy. This policy is for one year .the premium amount is 42000, I am paying through the credit card ,I have received policy documents on time,The premium is good ,no issues faced till now ,no issues on submitting documents as well .I have taken the policy directly through branch and agent explained the process clearly .The Overall service is good .
    Was this review helpful? 0
    , new delhi
    Reviewed on Feb 25, 2019
  • Bharti Axa Life Life Insurance
    "Good for nominees"
    0.5 5.0/5 "Blown Away!"
    I have term plan for Rs. 50 lakhs, the premium is around Rs. 7200 on yearly basis. I took it before 8 years, agents are very professional even I have added one nominee. Old plan is good and the service is nice in terms of the reminder call before the due date. I do have log in access.
    Was this review helpful? 0
    , mumbai
    Reviewed on Feb 01, 2019
  • Bharti Axa Life Life Insurance
    "Good for nominee savings"
    0.5 4.0/5 "Great!"
    Reason to chose Bharthi Axa, my friend working there hence I took the policy. I have taken term insurance with the coverage of Rs.23 lakhs , I can add multiple nominees, I make the premium of Rs.95,000 its for per annum. It has term of 10 years, now a days they have different options too.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • Bharti Axa Life Life Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have taken my Two wheeler insurance with Bharati axia , there service is good, while applying through insurance there agent had explain me clearly, about there service , so far there is no claim yet, i use to pay through on line.
    Was this review helpful? 1
    , chennai
    Reviewed on Dec 27, 2018
  • Bharti Axa Life Life Insurance
    "Good beneficial policy"
    0.5 5.0/5 "Blown Away!"
    Initially when I opted the policy they have better benefits compared to other insurance company. It has term of five years tenure I generally used to pay Rs. 12,000 on yearly basis. After the tenure I get the policy cover and interest, even its has life coverage.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 17, 2018
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