A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Indiabulls Home Loan Procedure

    The application process for Indiabulls home loans is expedited with minimal paperwork and numerous modes for loan payment that makes it more convenient to pay back the loan.

    The procedure for applying for Indiabulls home loan is as follows:

    1. The first step would be to fill in your application form fully and accurately with all the necessary details.
    2. The next step is to keep all the required documents handy as you would need to submit them along with the filled in application form. You can get a comprehensive list of the documents required on the Indiabulls website. This would have to be submitted at your nearest Indiabulls branch office.
    3. You can also apply online on the Indiabulls website here: https://www.indiabullshomeloans.com/contact-us/apply-now-for-home-loan/
    4. Here are the other ways through which you can apply for a loan:

      • Call the helpline at 1800 200 7777
      • Email to homeloans@indiabulls.com
    5. Once the application has been submitted, whether offline or online, there comes the waiting period to know if your loan has been sanctioned.
    6. Your sanction is based on various factors, such as your repayment ability, value of the property, the amount that you applied for, etc.
    7. You will be informed when your loan has been sanctioned.
    8. The next step is that of the disbursal.
    9. The loan amount is disbursed based on the nature of the transaction. For example, it will be disbursed to the borrower directly if the house is being constructed by himself/herself. In the case of a balance transfer, it will be transferred to the financier. For a property that is being resold, the seller is chosen for disbursement.

    Indiabulls home loans have a wide range of benefits such as special concessions on interest rates for women, flexible repayment options, and approval of the loan even if the property is not selected yet.

      

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    Indiabulls Home Loan Procedure Reviews

    • Indiabulls Home Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I have selected india bulls home loan amount is 40 lakhs, Tenure 16 year,EMI Rs14,000 Rate of interest 9.10 percentage , one time processing fee Rs 20,000.while document submitted executive they given clear information about loan process , there no delay disbursal loan amount .Customer services is good and responsive.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 12, 2019
    • Indiabulls
      Indiabulls Home Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for Home loan directly with India Bulls.The rate of interest and the processing was nominal .I have got the loan amount on time and there was no drawbacks so far .The agent gave all the details about the loan process as well.I am very much comfortable when applied for this loan through bank .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jun 20, 2019
    • Indiabulls Home Loan
      "Need transparency"
      0.5 1.0/5 "Really Bad"
      I have taken home loan in INDIABULLS around 1.5 years back. Actually the builder was suggested me this option. At the time of taking the loan, the rate of interest is very good but within one year and they have increased very huge which am not happy. The customer service is good. They need to explain everything clear during the loan process.
      Was this review helpful? 6
      , new delhi
      Reviewed on Mar 20, 2019
    • Indiabulls Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I took a personal loan from the INDIA BULLS INSTITUTION. It was good, application process was smooth an hassle free.1 I got the loan amount with in a week.Their customer support reposes are also very good. Only the thing is here i cannot do things so much online all time i have to visit in branch . I transfer my loan to HDFC BANK .
      Was this review helpful? 4
      , mumbai
      Reviewed on Jan 27, 2019
    • Indiabulls Home Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      My home loan was taken with INDIA BULLS 1 year back. The loan amount was 29 lakhs ad the interest rate was satisfactory .The tenure period was 25 years The loan process was very smooth and good. They have sanctioned the loan with the committed time. Their processing fee was also nominal.
      Was this review helpful? 10
      , mumbai
      Reviewed on Jul 26, 2018
    • Indiabulls Home Loan
      "Below Average service"
      0.5 2.0/5 "Expected more"
      I have transferred the home loan from the Dombveli bank to INDIA BULLS , after transferring the loan amount they have given new norms as additional fee, mail charges, processing fee, part payments and they asked me to pay the 25% of the loan amount. The customer support service is not up to mark with the INDIA BULLS. The transparency is not seen in the INDIA BULLS home loan process.
      Was this review helpful? 1
      , mumbai
      Reviewed on Feb 28, 2018
    • Indiabulls Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with INDIA BULLS for the home loan i applied for . It was a good customer delivered from their i canceled the application from my side . I did not decide the property the property yet . All the information required for the loan process was delivered to me in a proper manner .
      Was this review helpful? 1
      , pune
      Reviewed on Dec 11, 2017
    • Indiabulls Home Loan
      "Looking for better offer"
      0.5 3.0/5 "Satisfactory"
      India Bulls haven't call me on home loan process. But I am the one who was contacting the financial institute. Even they have taken high processing fee from disbursement. Interest rate was high they should provide beneficial offers to the customer.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 31, 2017
    • Indiabulls Home Loan
      "Looking for maximum eligbility"
      0.5 4.0/5 "Great!"
      India Bulls taken 15 days to complete home loan process, I submitted KYC document, property documents and existing loan papers. They done the process but the procedure was little difficult. They were not aware of the things, finally they done the balance transfer with 8.4% of interest.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 05, 2017
    • Indiabulls Home Loan
      "Bad"
      0.5 1.0/5 "Really Bad"
      There was no proper information provided from the INDIABULLS for the home loan i was looking for . They collected all the required for the loan process and even I paid an extra amount of rupees of 500 and after that i am not receving any information regarding my loan process and after few day i got a notification from their side saying home is cancelled . I am not at all happy with the experience and service that I had with INDIA BULLS.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 26, 2017
    • Indiabulls Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was an very good service from INDIA BULLS ,I can say the loan process was an very good and response from INDIA BULLS representatives. Customer support was very helpful in answering, if I have any queries they very helpful ,so overall I can say it was an very good service from INDIA BULLS.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 24, 2017
    • Indiabulls Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      India Bulls home loan respone was very good, customer service is excellent but they should improve their responsiveness. They are taking too much time, at present I postponed my loan process is on hold due to some signature issue. India Bulls is good, they were ready to sanction the loan based on the property value.
      Was this review helpful? 1
      , mumbai
      Reviewed on Sep 21, 2017
    • Indiabulls Home Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I have not finalized the property yet so I have asked the India bull executive to hold the home loan process but there service is very good and they have asked me to submit the documents whenever I am ready and they told they can process the loan after submitting the documents. The rate of interest is lowest when compared with others.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 08, 2017
    • Indiabulls Home Loan
      "Its Better"
      0.5 4.5/5 "Excellent!"
      India Bulls home loan processing is very good, customer service is excellent but they should improve their responsiveness. They are taking too much time, at present I kept my loan process is on hold due to location migration issue. India Bulls is good, they were ready to sanction 95% of loan based on the property value.
      Was this review helpful? 0
      , thane
      Reviewed on May 31, 2017
    • Indiabulls Home Loan
      "Customer Centric services"
      0.5 5.0/5 "Blown Away!"
      IndiaBulls has been excellent in the home loan process. They offered me a loan of 23 lakhs and with the normal documentation. The process was on time and the disbursement on the date I needed. The customer services and response has been up to the mark.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 29, 2017
    • Indiabulls Home Loan
      "Not Recommendable"
      0.5 0.5/5 "Unacceptable"
      I got a call via some reference from IHFL for a home Loan already was looking for a one and hence applied the same on November 2016. Received my sanction letter very quickly in a week But once I finalized the property and the loan process started it has been very slow response and pathetic service Visited the Borivali Mumbai branch a number of times neither the Sales Executive nor the Manager was helpful Had to really Escalate this to the Branch Manager to get the work moving I chased them repeatedly explaining them issue I have and the mater of urgency but unfortunately no help Also they didn't tell me all the required documents , process and the time it will take in the beginning and just kept on dragging the things until May 2017 it is still in pending state
      Was this review helpful? 8
      , mumbai
      Reviewed on May 17, 2017
    • Indiabulls Home Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      My home loan process was nice and smooth with Indiabulls. But I am not 100% satisfied with their interest rate and processing fee. In the beginning they said 8.5% through online source but later on they increased it as 8.75%. Also they said there is no processing fee but some how they made me to pay some amount.
      Was this review helpful? 3
      , ghaziabad
      Reviewed on Apr 13, 2017
    • Indiabulls Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      The process followed by INDIA bulls for the housing loan process is really good . They had provided the complete loan amount the interest rate applied was around 10.15% the loan amount was for 19.19 laks with floating rate of interest, processing charges was around 2700 it is for 25 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 28, 2017
    • Indiabulls Home Loan
      "Good To Hold"
      0.5 3.5/5 "Pretty good"
      I had approached Indiabulls for the home loan. The response what they had provided was good and they had promptly updated their loan process. The customer service is good. Their interest rate and other charges are also nominal when compared with other banks.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 03, 2017
    • Indiabulls Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am planning to construct my property within a few months, I just made a normal inquiry to know about home loan process at India Bulls. They gave good response and they updated their loan process. Even their interest rate is also nominal, in future definitely I prefer the same India bulls for the same home loan.
      Was this review helpful? 1
      , secunderabad
      Reviewed on Mar 01, 2017
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