Yes Pay App Features & Benefits

• To register, launch the application and select Register. Enter the cellphone number that is associated with your bank account 

• If you have a YES Bank account, choose Register with YES Bank 

• Customers of YES Bank can choose Continue 

• Enter the One-Time Password (OTP) that was provided to your registered mobile number to confirm the OTP 

• Enter Information: When asked, enter your name, email address, gender, and date of birth. 

• Link Bank Account: Choose a bank that supports UPI, such as YES Bank, link your account, and create a six-digit UPI PIN 

• Create UPI ID: Your unique UPI ID, such as yourname@yesbank, is generated and prepared for transactions once the PIN has been configured. 

Yes Pay App Key Benefits

The key benefits of Yes Pay App are mentioned below:

• Virtual card: Users can sign up for prepaid wallets by inputting their YES BANK Customer ID or Aadhaar number. All wallet users would have free access to a virtual card run by RuPay that can be used on well-known e-commerce sites. 

• UPI: Users can access their virtual address after signing up with UPI. They can pay, get paid, examine their current account, configure their MPIN, set their MPIN, and more. 
• Sending and receiving money: With YES Pay, customers may send money securely and easily to other YES PAY users, bank accounts, or friends and acquaintances. 
• Mobile/DTH bill payment: One can top off their DTH connection with any top provider, including Tata Sky, Dish TV, D2H, Airtel, SUN TV, and more. They can top off their prepaid cellphone with any major telecom provider, including Airtel, Jio, BSNL, Idea, Vodafone, and more.

How to Link Your Bank Account in Yes Pay App

Linking your bank account in Yes Pay is simple:

1. Login to the app.
2. Go to ‘Add Bank Account’.
3. Select your bank from the list.
4. The app will auto-fetch your account linked to the registered mobile number.
5. Confirm details and set a UPI PIN.

Transaction Limits for the YES Bank UPI App  

Regarding transaction restrictions, the YES Bank UPI App complies with NPCI guidelines: 

• The maximum amount for each transaction is Rs.1,00,000 

• Daily Cap: Transfers of up to Rs.1,00,000 are permitted each day 

• Monthly/Yearly restriction: Although YES Bank does not specifically set up a monthly or annual restriction, the daily cap of Rs.1,00,000 is always in effect 

• New User Limit: For the first 24 hours (72 hours for iOS users), the transaction limit for new UPI users or those who have switched devices or SIM cards is Rs.5,000. 

How to Increase the YES Bank UPI App Limit? 

NPCI and YES Bank have established a daily limit of Rs.1,00,000 for UPI transactions. Use these procedures to raise this cap (for example, for high-value merchant payments): 

• Contact YES Bank: To find out how to raise the limit, call YES Bank for customer service at 1800 1200 or stop by a branch. Higher limits may be permitted for certain merchant categories (P2M transactions) 

• Verify KYC: As incomplete KYC may prohibit higher limits, make sure your Know Your Customer (KYC) information is up to date 

• Examine NPCI Guidelines: The NPCI periodically modifies limits for merchant categories, such as P2M payments. Verify whether your transaction is eligible with YES Bank. 

How to Send Money Using YES Bank UPI? 

Using the YES Bank UPI App to transmit money: 

• Open the App: Open BHIM YES PAY and sign in with your app credentials or UPI PIN 

• Go to the UPI area and select Pay or Send Money 

• Enter Recipient Details: 

Enter the UPI ID of the receiver (e.g., recipient@upi) 

As an alternative, scan a QR code or use their account number + IFSC or mobile number 

• Enter Amount and Remarks: Indicate the amount and include an optional note (such as for dinner) 

• Authenticate: To approve the transaction, enter your six-digit UPI PIN 

• Verify: Go over the information and send it in. You will receive confirmation as soon as the money is transferred. 

How to Receive Money Using YES Bank UPI? 

Using the YES Bank UPI App to get money: 

• Share UPI ID: Give the sender your UPI ID, such as yourname@yesbank 

• Request for Collection: 

Click Collect Request in the UPI portion of the BHIM YES PAY app 

Enter the amount, remarks, and UPI ID of the payer 

• Send the request. A notification to approve the transaction will be sent to the payer 

• Receive Funds: The money is immediately credited to your linked bank account after the payer approves the request using their UPI PIN 

• Verify Transaction History: To verify receipt, view the transaction under the Transaction History page. 

Customer Care Number for YES Bank UPI App 

For questions or concerns about YES Bank UPI transactions, get in touch with: 

• Number toll-free: 1800 1200 

• Alternative Contact: For in-person help, visit a branch or use the YES Bank website (www.yesbank.in).