UPI Transaction Limit

Ever since digital payments have been introduced, Unified Payments Interface (UPI) has grown in popularity and significantly simplified online payment methods. The process involved in transferring and receiving money has become much simpler. The National Payments Corporation of India (NPCI) is authorised to set a limit on UPI transactions. The maximum daily amount for UPI transactions is Rs.2 lakh as per the NPCI. However, depending on the financial institution, the amount can change.

UPI Transaction Limit for Banks  

The UPI transaction limit for various banks in India is listed in the table below: 

Name of Bank 

Type of Bank 

UPI Transaction Limit 

UPI Transfer Limit per Day 

Abhyudaya Co-operative Bank 

Cooperative 

Rs.5,000 

Rs.25,000 

Adarsh Co-op Bank Ltd 

Cooperative 

Rs.50,000 

Rs.50,000 

Aditya Birla Idea Payments Bank 

Payments Bank 

Rs.1 lakh 

Rs.1 lakh 

Airtel Payments Bank 

Payments Bank 

Rs.1 lakh 

Rs.1 lakh 

Allahabad UP Gramin Bank 

RRB 

Rs.20,000 

Rs.40,000 

Allahabad Bank 

Public Sector Bank 

Rs.25,000 

Rs.1 lakh 

Andhra Pradesh Grameena Vikas Bank 

RRB 

Rs.25,000 

Rs.1 lakh 

Andhra Pragathi Grameena Bank 

RRB 

Rs.10,000 

Rs.20,000 

Apna Sahakari Bank 

Cooperative 

Rs.1 lakh 

Rs.1 lakh 

Assam Gramin Vikash Bank 

RRB 

Rs.5,000 

Rs.25,000 

Axis Bank 

Private 

Rs.1 lakh 

Rs.1 lakh 

Bandhan Bank 

Private 

Rs.1 lakh 

Rs.1 lakh 

Bank Of Baroda 

Public Sector Bank 

Rs.25,000 

Not set 

Bank Of India 

Public Sector Bank 

Rs.10,000 

Rs.1 lakh 

Bank of Maharashtra 

Public Sector Bank 

Rs.1 lakh 

Rs.1 lakh 

Baroda Gujarat Gramin Bank 

RRB

Rs.25,000 

Not set 

Baroda Rajasthan Kshetriya Gramin Bank 

RRB 

Rs.25,000 

Rs.25,000 

Baroda Uttar Pradesh Gramin Bank 

RRB 

Rs.25,000 

Rs.25,000 

Bassein Catholic Coop Bank 

Cooperative 

Rs.20,000 

Rs.40,000 

Bhilwara Urban Cooperative Bank Ltd 

Cooperative 

Rs.5,000 

Rs.25,000 

Canara Bank 

Public Sector Bank 

Rs.10,000 

Rs.25,000 

Catholic Syrian Bank 

Private 

Rs.1 lakh 

Rs.1 lakh 

Central Bank of India 

Public Sector Bank

Rs.25,000 

Rs.50,000 

Citibank Retail 

Foreign Bank 

Rs.1 lakh 

Rs.1 lakh 

City Union Bank 

Private 

Rs.1 lakh 

Rs.1 lakh 

Corporation Bank 

Public Sector Bank

Rs.50,000 

Rs.1 lakh 

Chaitanya Godavari Grameena Bank 

RRB 

Rs.25,000 

Rs.1 lakh 

Chhattisgarh Rajya Gramin Bank 

RRB 

Rs.25,000 

Rs.1 lakh 

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.