Ever since digital payments have been introduced, Unified Payments Interface (UPI) has grown in popularity and significantly simplified online payment methods. The process involved in transferring and receiving money has become much simpler. The National Payments Corporation of India (NPCI) is authorised to set a limit on UPI transactions. The maximum daily amount for UPI transactions is Rs.2 lakh as per the NPCI. However, depending on the financial institution, the amount can change.
The UPI transaction limit for various banks in India is listed in the table below:
Name of Bank | Type of Bank | UPI Transaction Limit | UPI Transfer Limit per Day |
Abhyudaya Co-operative Bank | Cooperative | Rs.5,000 | Rs.25,000 |
Adarsh Co-op Bank Ltd | Cooperative | Rs.50,000 | Rs.50,000 |
Aditya Birla Idea Payments Bank | Payments Bank | Rs.1 lakh | Rs.1 lakh |
Airtel Payments Bank | Payments Bank | Rs.1 lakh | Rs.1 lakh |
Allahabad UP Gramin Bank | RRB | Rs.20,000 | Rs.40,000 |
Allahabad Bank | Public Sector Bank | Rs.25,000 | Rs.1 lakh |
Andhra Pradesh Grameena Vikas Bank | RRB | Rs.25,000 | Rs.1 lakh |
Andhra Pragathi Grameena Bank | RRB | Rs.10,000 | Rs.20,000 |
Apna Sahakari Bank | Cooperative | Rs.1 lakh | Rs.1 lakh |
Assam Gramin Vikash Bank | RRB | Rs.5,000 | Rs.25,000 |
Axis Bank | Private | Rs.1 lakh | Rs.1 lakh |
Bandhan Bank | Private | Rs.1 lakh | Rs.1 lakh |
Bank Of Baroda | Public Sector Bank | Rs.25,000 | Not set |
Bank Of India | Public Sector Bank | Rs.10,000 | Rs.1 lakh |
Bank of Maharashtra | Public Sector Bank | Rs.1 lakh | Rs.1 lakh |
Baroda Gujarat Gramin Bank | RRB | Rs.25,000 | Not set |
Baroda Rajasthan Kshetriya Gramin Bank | RRB | Rs.25,000 | Rs.25,000 |
Baroda Uttar Pradesh Gramin Bank | RRB | Rs.25,000 | Rs.25,000 |
Bassein Catholic Coop Bank | Cooperative | Rs.20,000 | Rs.40,000 |
Bhilwara Urban Cooperative Bank Ltd | Cooperative | Rs.5,000 | Rs.25,000 |
Canara Bank | Public Sector Bank | Rs.10,000 | Rs.25,000 |
Catholic Syrian Bank | Private | Rs.1 lakh | Rs.1 lakh |
Central Bank of India | Public Sector Bank | Rs.25,000 | Rs.50,000 |
Citibank Retail | Foreign Bank | Rs.1 lakh | Rs.1 lakh |
City Union Bank | Private | Rs.1 lakh | Rs.1 lakh |
Corporation Bank | Public Sector Bank | Rs.50,000 | Rs.1 lakh |
Chaitanya Godavari Grameena Bank | RRB | Rs.25,000 | Rs.1 lakh |
Chhattisgarh Rajya Gramin Bank | RRB | Rs.25,000 | Rs.1 lakh |

Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.