Trupay App Features & Benefits

The Trupay App is a practical online payment system made to make regular financial transactions easier. Using safe payment methods enables users to send and receive money instantaneously. Additionally, the app offers cell recharging, bill paying, and other utility services all in one location. Trupay's user-friendly interface makes handling payments simple and quick. In general, it guarantees safe and easy digital transactions while helping customers save time.  

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Trupay can be used to:

  • Send and receive money instantly
  • Pay utility bills
  • Pay for 'Cash on Delivery'
  • Pay at retail outlets
  • Make online payments.

How to Use the Trupay App

To use the Trupay app, you must follow the steps given below: 

  • Install the Trupay app on your smartphone by going to the Google Play or Apple App Stores 
  • Open the app and confirm the cellphone number associated with your bank account 
  • From the list of banks that accept UPI, pick your bank and connect it to the app 
  • To enable safe transactions, create a new UPI PIN or enter one you already have 
  • Through the app, you may now request payments, transfer or receive money, scan QR codes, and pay bills. 

How to Download Trupay

To download Trupay app, you must follow the steps given below: 

  • Open the Apple App Store or Google Play Store 
  • Obtain the official Trupay mobile payment app by typing Trupay into the search box 
  • To begin downloading the app to your phone, click the Install (Android) or Get (iOS) button 
  • Open the app on your phone after the installation is finished 
  • To begin making payments, confirm your cellphone number, connect to your bank account, and set up your UPI PIN. 

How to Register for Trupay

Step 1: Download the Truepay app and launch it

Step 2: Go to the app menu and click on the 'Register Bank Account' option

Step 3: Click on the 'Create Payment ID' tab and key in a preferred one. Proceed to select your bank.

Step 4: The next step is to enter the last 6 digits printed on the debit card

Step 5: You will receive an OTP. Enter the same and create an MPIN.

Step 6: Now you can send and receive money using Truepay

How to Add a Bank Account in Trupay

To add your bank account:

  1. Open the Trupay app.
  2. Enter and verify your mobile number (linked to your bank).
  3. Trupay will fetch UPI-enabled accounts.
  4. Select your bank account from the list.
  5. Set or enter your existing UPI PIN.

Once done, you can use this account to send and receive money.

How to Collect Money Using Trupay

Step 1: Download the Truepay app and launch it

Step 2: Click on 'Request money and click on the person from whom you want to receive money from your contact list

Step 3: Enter the amount and send the request.

Trupay Transaction Charges

Trupay does not charge any fee for regular UPI transactions. All person-to-person transfers are free of cost.

However, in some cases like:

  • Business or merchant payments
  • Bulk or high-volume transfers

Your bank or service provider may apply nominal charges. Always check with your bank for specific fee details.

Features of Trupay App

Here are some top features of the Trupay app:

  • UPI Payments: Send and receive money using UPI without IFSC or bank details.
  • Scan and Pay: Quick payments using QR codes.
  • Request Money: Ask for payments directly from the app.
  • Instant Bank Linking: Supports all major Indian banks.
  • Transaction History: View all your payment records in one place.
  • Secure Login: Two-factor authentication and UPI PIN protection.

Benefits of Using Trupay for UPI Payments

  • No Need to Add Money – Funds come directly from your bank.
  • Instant Transfers – Send and receive money in seconds.
  • Secure – RBI-regulated and encrypted platform.
  • No Transaction Fees – For standard user-to-user transfers.
  • Easy to Use – Clean interface and simple steps.
  • 24/7 Service – Works any time, including holidays.

Trupay is perfect for quick and secure digital payments in India.

How to Scan and Pay Using Trupay

Use the Trupay App to scan and make a payment by following these easy steps: 

  • On your smartphone, open the Trupay app and sign in 
  • Choose the Scan & Pay option from the home screen 
  • The camera on your phone will open on its own. To scan it, point it at the merchant's QR code 
  • Once the scan is complete, input the required payment amount and review the merchant data 
  • To authenticate and finish the transaction, enter your UPI or MPIN 
  • You will see a confirmation message or notification in the app as soon as the payment is successful. 

How to Send Money Using Trupay

Step 1: Download the Truepay app and launch it

Step 2: Click on the 'Send Money' option

Step 3: Select a payee from your phone contact list. To send money to someone not on Truepay, the user will have to add them to a 'Beneficiary list'

Step 4: Proceed to enter the transaction amount and click on 'Next'. Now verify details and click 'Send'. Enter MPIN to authenticate and complete the transaction.

FAQs on Trupay

  1. What is a VPA?

    Ans: Also known as UPI payment ID, a Virtual Payment Address (VPA) is like an email id that is used as a means of identification to send and receive money through the app.

  2. Is it possible To split payments with friends?

    Ans: Yes. to do so, go to the 'Contri' option.

  3. Is Trupay App Safe to Use?

    Yes. Trupay uses bank-grade encryption, two-factor authentication, and RBI-mandated security protocols to ensure user data and transaction safety.

  4. Does Trupay charge any transaction fee?

    For regular users, Trupay does not charge any transaction fee for standard UPI payments. However, for business transactions or high-volume users, nominal charges may apply based on the bank’s or NPCI’s updated guidelines. Always check the app’s Terms & Conditions or contact customer support for specific fee-related queries.  

  5. Can I use Trupay internationally?

    Currently, Trupay is available only for use within India and supports Indian bank accounts that are UPI-enabled. You cannot use Trupay for international money transfers or with foreign bank accounts. However, Indian users residing abroad can access Trupay services if they maintain a valid Indian SIM card and an Indian bank account.  

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