State Bank of India Credit Card IFSC Code

How to Pay Your State Bank of India Credit Card Bill Using the SBI Credit Card IFSC Code 

To pay your State Bank of India credit card bill via NEFT, follow these steps: 

Step 1: Log in to the net banking portal of the bank from which you wish to make the payment.

Step 2: Add your State Bank of India credit card to the beneficiary list in your preferred bank account.

Step 3: Provide the necessary details, such as your credit card number, the SBI Credit Card IFSC Code (SBIN00CARDS), and the beneficiary's name.

Step 4:  Navigate to the funds transfer section. NEFT is available 24/7, so you can pay anytime.  

Step 5: Choose the card from the beneficiary list, then type the amount you wish to transfer and finally proceed.

Step 6: Review the attributes of the transaction and then confirm the payment.

Alternative methods to pay your SBI Bank Credit Card bills without using the SBI Credit Card IFSC Code are mentioned below: 

1. Mobile Banking: Download the SBI Card mobile app from the Apple, Android, or Windows app store. Log in with your net banking credentials to pay your credit card bill. 

1. Bill Desk: Customers can pay their credit card bills via Bill Desk (PayNet). This service allows users to pay their credit card bills using any bank account. 

1. Use the VISA Money Transfer service to pay SBI Card bills. 

1. SBI ATM: Customers can also pay their credit card bills via an ATM. 

These methods can be used to pay your State Bank of India Credit Card bills if you prefer not to use the SBI Card IFSC Code. 

Step-by-Step NEFT Payment Using SBI Credit Card IFSC Code

Here’s how you can pay your SBI credit card bill using the IFSC code via NEFT:

• Log in to your bank’s net banking portal.
• Go to the ‘Funds Transfer’ section and select NEFT.
• Add Beneficiary: Name: Your name (as on credit card) Account Number: 16-digit SBI credit card number IFSC Code: SBIN00CARDSBank Name: SBI Card
  • Name: Your name (as on credit card)
  • Account Number: 16-digit SBI credit card number
  • IFSC Code: SBIN00CARDS
  • Bank Name: SBI Card
• Confirm the beneficiary with OTP (if required).
• Enter the amount and proceed to make the payment.

The payment will be reflected in your SBI credit card account within 3 business hours (in general).

Uses & Benefits of SBI Credit Card IFSC Code

1. Used to pay credit card bill through net banking via NEFT
2. Used by banks to receive credit card payments without any error
3. Helps streamline the bill payment process for credit cards
4. Easy, convenient and safe method of paying bills
5. Useful for credit card holders with a savings account in a different bank
6. Cost-effective payment.

Common Issues When Using IFSC Code

Here are some common issues users face while paying credit card bills through IFSC:

If payment is stuck or misdirected, contact SBI Card customer care immediately.

How to Search for SBI Credit Card IFSC Code

It is very easy to look up for the SBI credit card IFSC code and this can be found online on a number of websites, including the bank's website. This information can also be obtained by calling the bank customer care or by visiting the nearest branch.

All State Bank of India bank branches in India will have the same credit card IFSC code. Hence, no matter how many branches a bank has, as far as credit card IFSC code is concerned, there will be only one. While paying a bill through NEFT, the credit card will have to be registered as a beneficiary. The 16-digit credit card number is used as the account number, while the name embossed on the card is the name of the account holder. The IFSC code for the same will be SBIN00CARDS.

Availability of SBI Credit Cards

Applicants in the following cities can easily apply for SBI Credit Cards: 

1. Mumbai 

1. Chennai 

1. Hyderabad 

1. Bangalore 

1. Kolkata 

1. Pune 

1. Delhi 

1. Gurgaon 

1. NOIDA 

The IFSC code for the State Bank of India Credit Cards in all these cities is the same as mentioned above.