PayUMoney Wallet Features

Customers need to register with the PayUMoney app to avail the benefits of hassle-free money transfer and seamless payments from the application. Given below are the detailed steps to register yourself with PayUMoney: 

1. Firstly, you need to download the application from the Apple Store or Google PlayStore. 
2. Once you have downloaded the app, you have to register yourself by entering your mobile number, email ID, name, and address. 
3. You will receive a One Time Password (OTP) on your registered mobile number for authenticating the entire registration process. 
4. Once the registration is done, you will be able to login to your PayUMoney account by clicking on the activation link. 

In case of businesses or e-commerce merchants, the business owners have to enter the details of their company like name, address, and other details. Once the registration is done, the merchants will be able to transfer or receive funds via the PayUMoney application from other bank accounts. 

Features of the PayUMoney Application

As mentioned above, PayUMoney is similar to any other online wallet which is used to do payment or receive funds in a safe and secure way. Apart from this, it has various other benefits which can be availed by the customers such as doing mobile recharge, doing travel bookings and movie ticket bookings, and getting exciting offers. 

For Customers

The following are the key features of PayUMoney for the customers or individual users: 

1. Customers can make instant payments to businesses at the Point of Sale (POS) or via online method. When the customers make the payment, the fund is held by PayUMoney in a secured way and then it is transferred to the desired destination after confirmation received from the customers. The entire method ensures complete safety of money and protects you from any sort of online theft or fraud. 

1. Customers can also receive exciting discount offers and instant cashbacks starting from 2% to 10% for the payments or transactions made via PayUMoney app. 
2. It also provides certain benefits like transferring money from PayUMoney wallet to the other bank account of the customers which ensures that the money stored in the wallet is not misused. 
3. PayUMoney has a global presence which means that its user can use this payment solution abroad and can do cashless travel easily. 
4. The platform offers several other benefits like doing movie ticket bookings, travel bookings, bill payments, mobile or DTH recharges, etc. 
5. As PayUMoney can also be used by unregistered users and businesses, the customers can get various options which are easily available on the competitor websites. 

1. Customers also can make payments using their preferred payment modes like credit cards, debit cards, or internet banking. 
2. It comes with superfast checkout option that allows users to save their credit card or debit card information at the app to do the future transactions. The customers need not have to worry about the card information as the details are password protected, hence it cannot be misused. 
3. PayUMoney offers 24/7 customer support to its users to help them resolving their issues. 
4. PayUMoney is also featured with various payment options which customers can select such as Unified Payment Interface (UPI), internet banking, e-wallet, Equated Payment Installment (EMI) option for cardless or card option, and buy now pay later options such as LazyPay, Simpl, etc. 
5. Customers need not have to go through lengthy documentation process to register for a new account with PayUMoney. 

For Businesses

Apart from customers, businesses can also get the following benefits after registering with the PayUMoney app: 

1. Merchants can register with PayUMoney in a hassle-free manner and the platform does not charge any fee for registration. 
2. PayUMoney can also be used by unregistered merchants like small and micro scale businesses and unregistered businesses at zero costs. The transactions that are carried out in the platform are highly secure. 
3. Registering a small business with PayUMoney gives exposure to the brand as they can promote their business without any marketing cost. 

How to Make Payment through PayUMoney?

The following are the steps to make payment through PayUMoney: 

1. Choose the product or service that you want to purchase. 
2. Next, proceed to make the payment using PayUMoney through credit card or debit card or internet banking. 
3. You will receive an OTP at your registered mobile for the verification purpose. 

1. Once you have entered the OTP, the transaction will be done and an email will be sent to your registered email address mentioning the complete transaction details. 

How to Add Funds to your PayUMoney Wallet?

The users can add money to their PayUMoney wallet and avail lots of benefits provided by the app. You can add money to your PayUMoney wallet either through debit card or credit card or net banking. 

Credit Card or Debit Card

Given below are the steps to add money using credit card or debit card: 

1. First, you need to enter all the details of your credit card or debit card from which the funds need to be added. 
2. The details which are to be added are card number, name mentioned on the card, CVV number, and CVV number. 
3. Next, enter the specific amount that you want to add in PayUMoney wallet. 
4. Once you have confirmed the details that you have added, the amount will be added in the wallet. 
5. You can also save the details of your card for doing transactions in future. 

Net Banking

The following are the steps to add money through net banking: 

1. First, tap on the net banking option present in the PayUMoney application. 
2. Next, select the bank name from the drop down menu. 
3. Once you have selected the bank name, enter the specific amount that you want to add along with the payee details. 

1. Verify all the details that you have entered in the portal and select ‘Pay Now’ button. 
2. You will be redirected to your net banking portal where you have to enter your login id and password and click on ‘Submit’ 
3. Finally, the amount will be added to the wallet, and you will get confirmation regarding the same at your registered email ID.