PayMaya App Features & Benefits
PayMaya is a first of a kind online payment app that allows users to shop online, send money, book flight tickets, buy games, tickets, pay bills and even stream music. PayMaya is basically a mobile app through which a user will be given a virtual prepaid card. For those who prefer a physical card, the same will be issued. To use the service, customers will have to load up their PayMaya card. The app is available on both IOS and Android platforms.
What is the PayMaya App and How Does it Work?
PayMaya is a digital financial app that allows users to make online transactions, pay bills, transfer money, and shop both online and offline. It works like a virtual wallet that can be topped up using multiple methods such as bank transfers, ATMs, kiosks, or over-the-counter channels. Once loaded, users can use the app to pay through QR codes, debit card details, or via integrations with platforms like Messenger.
Features and Benefits of PayMaya
- Split bills easily when you go out with friends
- Send money from anywhere and at anytime
- Avail a range of exclusive benefits at restaurants, etc
- Purchase concert tickets, movie tickets and book flights
- Shop online
- Pay bills
- Get gaming credits.
How to Register on PayMaya App
Creating a PayMaya account is quick and straightforward:
- Download the PayMaya app from the Google Play Store or Apple App Store.
- Open the app and tap on “Sign Up.”
- Enter your mobile number, full name, and desired password.
- Verify your number via the OTP (One-Time Password) sent to your phone.
- Once verified, your account is ready for use.
Steps to Download and Install PayMaya App
Follow these steps to get started with the PayMaya app:
- Android Users:
Go to the Google Play Store.
Search for "PayMaya".
Tap Install and wait for it to download.
- Go to the Google Play Store.
- Search for "PayMaya".
- Tap Install and wait for it to download.
- iOS Users:
Open the App Store.
Search for "PayMaya".
Tap Get to begin the installation.
- Open the App Store.
- Search for "PayMaya".
- Tap Get to begin the installation.
Once installed, open the app and register to begin using PayMaya's services.
How to Use PayMaya
Step 1: Download the app from Google Play Store or Apple App Store
Step 2: Launch the app and start the registration process by entering your name, mobile number and email ID
Step 3: Set up a password and proceed to carry out an SMS-based verification
Step 4: Key in the verification number and click 'View Card'
Step 5: Enter your residential address and your date of birth
Step 6: A confirmation message will be sent to your registered mobile number
How to Load up PayMaya
You can load your wallet at Department Stores by following this process:
Step 1: Have your mobile number in hand and an ID proof
Step 2: Ask for the transaction slip and fill the same
Step 3: Submit the transaction slip, money and valid ID proof at the cash counter
Step 4: You will receive an SMS confirmation on your registered mobile number
How to Load PayMaya Using BDO Online Banking
Step 1: Log in to internet banking
Step 2: Choose 'Financial Services' > 'Bill Payment' > 'Pay Bills'
Step 3: Click on PayMaya under the 'Pay this Company/Biller' option
Step 4: Enter mobile number under the subscriber number option, key in name and click 'Submit'
Step 5: A confirmation message will be received
How to Add Money to PayMaya via TouchPay Kiosks
Step 1: Go to a Touch Pay kiosk, go to E-Money and choose 'PayMaya'
Step 2: Key in mobile number and amount you want to load up
Step 3: Insert money and collect your receipt
Step 4: You will receive a SMS-based confirmation
How to Add Funds to PayMaya via Union Bank ATM
Step 1: Visit the ATM and click on 'Union Bank Bills Payment'
Step 2: Choose account and biller name
Step 3: Key in reference number and amount you want to load up
Step 4: Collect your transaction receipt
How to load up PayMaya Wallet using Smart Money
Step 1: Choose the 'Smart Money' option and select others under the transfers option
Step 2: Key in 8877 and your mobile number
Step 3: Proceed to key in your transaction amount, pin and then click 'Send'.
How to Send Money using PayMaya via Messenger
Step 1: Open the PayMaya chatbox, go to the 'Menu' option and click on 'My Money'
Step 2: If you have a PayMaya account, proceed to click 'Link an Account'.
Step 3: Now, enter your mobile number/email or password
Step 4: You can send money to all contacts you are connected with through 'Messenger' by selecting the contact, keying in the amount and entering your password
Check IFSC Code for Top Banks:
Other IFSC Related Article
FAQs on PayMaya
- Is it possible to have more than one PayMaya account?
Ans: No. A user can only have one PayMaya account.
- What is the minimum age requirement to use PayMaya?
Ans: It is recommended that the minimum age of the user be 12, ideally.
- How do I know my PayMaya balance?
Ans: The balance will be displayed on the home screen of your app as soon as you see it. The other way to know balance is to send a text message in the format 'BAL' to 292907969.
- What is the PayMaya validation charge?
Ans: Some apps check if your PayMaya account is valid before any transactions are processed. In order to do this, you will be charged a nominal fee that will be refunded back.
- Where and how can I use the PayMaya app?
Ans: The app can be used to shop online and pay at retail outlets where VISA credit/debit cards are accepted.
- How do you link the app to the physical card?
Ans: Open the app and go to the 'My Cards' section and click on 'link card'.
- What are the features in the upgraded app?
Ans: In the upgraded version of the app, you will have the facility to send money and also withdraw money from ATMs.
- How can I upgrade my PayMaya account?
Ans: Open the app, and click on 'More'. Now proceed to choose 'Upgrade for Free'.
- Should I pay a fee for upgrading my account?
Ans: No. It is a completely free process.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.