ITZ Cash Card Features & Usage

Updated On - 05 Sep 2025

ItzCash Card Ltd. was created in 2006 and has evolved from India's first and largest non-bank prepaid cash card seller to a modern leading integrated payment solutions provider.

Itz Cash Card Ltd. is the first company to receive a Certificate of Authorization from the Reserve Bank of India under the Payment and Settlement Act (RBI). ItzCash is a subsidiary of the Essel Group, which operates in a variety of industries including media and entertainment, tourism, financial platforms, broadcasting and publishing, and so on. According to the company, ITZ Cash Card Ltd's main mission is to develop and deploy innovations that allow everyone to manage their money in a rapid, secure, and simple manner.

What Is ITZ Cash?

ITZ Cash is a prepaid payment solution launched by Essel Group to promote cashless transactions across India. It acts as a digital alternative to traditional cash payments, allowing users to load money into their ITZ Cash Card and use it for online or offline purchases, utility bill payments, travel bookings, and more. Designed to bridge the gap between cash-based consumers and the digital economy, ITZ Cash offers a secure and convenient platform for people without bank accounts or credit cards to make transactions easily.

How to Register for ITZ Cash Card?

Registering for an ITZ Cash Card is a simple and user-friendly process. Here's how you can do it:

  • Visit the Official ITZ Cash Website: Go to www.itzcash.com and click on “Sign Up” or “Register.”
  • Enter Your Details: Fill in your personal information like name, mobile number, email address, and residential address.
  • Choose Your Card Type: Select a suitable card type—virtual card for online use or physical card for both online and in-store use.
  • Complete KYC (Optional for Higher Limits): For enhanced limits and services, complete your KYC by submitting valid ID and address proof.
  • Set Your Transaction PIN: Secure your card with a unique 4-digit PIN used for authorizing payments.
  • Receive Confirmation: Once registered, you’ll receive your card details via email or SMS, and your card will be activated.

Top Features & Benefits of ITZ Cash Card

The ITZ Cash Card offers multiple features that make it a practical and secure digital payment tool:

  1. No Bank Account Needed: Perfect for users who don’t have access to traditional banking services.
  2. Secure Transactions: Every payment is protected by a unique transaction PIN.
  3. Online & Offline Usability: Accepted at various merchants, websites, and service providers across India.
  4. Reloadable Card: Users can top up their card balance via online banking, UPI, or at retail outlets.
  5. 24/7 Access: Manage your balance, transactions, and settings anytime via the ITZ portal or mobile app.
  6. Bill Payments & Recharge: Pay utility bills, recharge mobiles/DTH, book travel tickets, and more.
  7. Multiple Card Options: Virtual and physical cards to suit different user needs.

What Is ITZ Cash Wallet and How Does It Work?

The ITZ Cash Wallet is a digital wallet that enables users to make quick and secure payments directly from their smartphones or computers. It functions like a prepaid account where users can store funds and use them for a variety of online transactions.

How It Works:

  • Load Money: Add funds to your wallet using credit/debit cards, net banking, or cash through ITZ-authorized agents.
  • Pay Online: Use the wallet to pay bills, recharge, and shop online without entering card details every time.
  • Safe & Secure: The wallet is protected with multiple layers of encryption and requires OTP/PIN for transactions.
  • Track Transactions: View and download your transaction history from the portal or app.
  • KYC Benefits: Complete KYC to increase wallet limits and unlock premium features.

ITZ Cash Wallet is ideal for anyone seeking a fast, reliable, and easy-to-use digital payment option, especially in areas with limited banking access.

Core Value of ITZ Cash Card

The key goals and core values of the ITZ Cash app are mentioned below:

  1. To provide cutting-edge technologies and solutions to customers, partners, and stakeholders.
  2. ITZ Cash has a large network of franchisees with over 75000 ItzCash World locations in 3,000+ Tier I and II cities, as well as over 1500 corporate collaborations.
  3. ITZ Cash's ItzCash Payment Gateway processes over 500,000 successful transactions per day across India.
  4. To date, ITZ Cash has issued over 110 million prepaid card accounts in India.
  5. ITZ Cash is India's first non-bank enterprise to get a certificate of authorization from the Reserve Bank of India under the payment and settlement systems act of 2007.
  6. Among 34 different payment options, ITZ is the most popular IRCTC (India's online railway ticket buying) payment gateway.

ITZ Cash Card Features and Benefits

The features and benefits of the ITZ Cash Card are given below:

  1. The ITZ prepaid card is a safe and secure way to keep your money.
  2. ITZ Card is the most convenient and safe way to carry cash on the go.
  3. An ItzCash world outlet may reload an ITZ Cash Card with cash at any time.
  4. All ATMs in the Visa/MasterCard network, as well as online and in merchant establishments accept the ITZ Cash Card.
  5. You may use your ITZ Cash Card to pay your utility bills, book bus, rail, flights, and movie tickets online. You can use the card to recharge your mobile and DTH subscriptions.
  6. You can use the ITZ card to withdraw money from any HDFC bank ATM across India.

ITZ Cash Card Registration

Follow the simple steps mentioned below to register for an ITZ cash card:

Step 1: Visit an ItzCash World location near you.

Step 2: Fill out an application with relevant details.

Step 3: Submit the form along with all the necessary documents like identity proof, resident proof, and photographs.

Step 4: After submitting proof of identity and residency, the card will be activated in three working days.

After the card has been upgraded, you can use it at any ATM that accepts Visa. The card's monthly limit can be extended from Rs.10,000 to Rs.50,000 at any moment. Customers can use their card for online purchases and at Visa supported store locations once it has been activated.

ITZ Cash Wallet

ItzCash mobile wallet is a mobile payment mechanism that allows you to pay utility bills, transfer funds, and keep track of your monthly expenses with only a swipe.

Benefits of ITZ Cash Wallet

The key benefits of the ItzCash wallet are mentioned below:

  1. ItzCash wallet can be used to recharge idea, BSNL, Reliance, Tata DoCoMo, videocon, MTS, Uninor, etc mobile phones.
  2. The wallet can be used to pay various utility bills.
  3. ItzCash wallet can be used to transfer money.

FAQs on ITZ Cash

  • How much is the joining fee of ITZ cash card?

    The joining fee of ITZ cash card is Rs.100. 

  • How will I get ITZ cash account details?

    Once you register for ITZ cash, your account details will be sent on your registered email ID and mobile number.

  • Can I start using my account as soon as I get details?

    No, you cannot start using your account as soon as you get your account details. You will have to verify your mobile number and email address before using your account.

  • Which PIN is called transaction PIN?

    Transaction PIN is actually the 4-digit number used at the payment gateway. 

  • How much amount can I store in my e-wallet without completing KYC?

    You can keep up to Rs.10,000 in your e-wallet without completing KYC. 

  • How much is the minimum validity of the e-wallet?

    E-wallet comes with a minimum validity of 1 year.

  • Is there any way to reset the transaction PIN?

      Yes, you can reset your transaction PIN. To do so, visit http://ewallet.itzcash.com and under manage account, check for option to change PIN.   

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