The Indian Financial System Code (IFSC) is also assigned to credit cards. This unique 11-digit alphanumeric code looks very similar to the IFSC used for fund transfers, but, is completely different. A credit card IFSC code is mainly only used to pay the outstanding credit card bill through National Electronic Fund Transfer (NEFT). The IndusInd Bank Credit Card IFSC Code is IND0000018. The first 3 letters ‘IND’ is used to refer to the title of the bank and the next character, ‘zero’ is for use in the future. The following few characters ‘ 000018’ is coded in such a manner that it helps identify the specific IndusInd Bank branch in India. To pay credit card bills using this key, the cardholder has to initiate a fund transfer after the payee/beneficiary registration process. Let us now understand more about what a credit card IFSC code is and how useful it can be.
How to Check IndusInd Credit Card IFSC Code
Log on to the bank website or visit the page https://www.indusind.com/offers-and-terms-and-conditions/services-tnc/payment-NEFT-facility.html
Indian Financial System code for such a purpose can also be obtained online on different web portals, forums and third-party financial websites
The code can be found on a credit card related brochure that has been issued by the bank to the customer
This information can also be obtained by making a physical visit to the concerned bank branch
How to Pay Credit Card Bill Using IFSC Code
Paying a credit card bill using the NEFT facility is a simple process and can be done by following a few instructions. It is important to first get the right IFSC key and then register the beneficiary. The payee/beneficiary activation process will take some time, so it is advisable to do it a day before paying the bill.
Given below is the process:
- Add credit card as beneficiary after logging into the bank’s online banking portal
- Once activated, initiate the fund transfer through NEFT
- Fill in all details, bill amount and pay
Details are Required to Add the Credit Card as a Beneficiary:
Account number: This will be the 16-digit credit card number
Beneficiary/payee: Name of credit card holder
IFSC code: IND0000018
Uses and Benefits of IndusInd Bank Credit Card IFSC Code
Easy to use
Hassle-free and simple method
Reliable and secure
Useful for those who do not have a savings bank account with IndusInd Bank
Faq’s of IndusInd Bank Credit Card IFSC Code
1. Is this facility available to everyone?
2. What is the processing time for NEFT payments?
The amount will reflect in the credit card holders account within 24 hours.
3. What happens if an incorrect IFSC is keyed in?
In most cases, the transaction will not go through. However, it is best if you call the customer care and notify them about the issue.
4. Is it possible to make payments immediately with NEFT credit card payment?
No. It will take at least 1 working day for the payment to be processed.
5. What is IFSC?
Indian Financial System Code, as it is expanded, is a code that is used to uniquely identify a particular bank branch without any error.
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