IndusInd Bank Credit Card IFSC Code

Note: The typical IFSC code used for IndusInd credit card bill payment is INDB0000131 (IndusInd Bank, Mumbai).

How to Pay Credit Card Bill Using IFSC Code

Paying a credit card bill using the NEFT facility is a simple process and can be done by following a few instructions. It is important to first get the right IFSC key and then register the beneficiary. The payee/beneficiary activation process will take some time, so it is advisable to do it a day before paying the bill.

Given below is the process:

• Add credit card as beneficiary after logging into the bank's online banking portal
• Once activated, initiate the fund transfer through NEFT
• Fill in all details, bill amount and pay

Information Required to Add the Credit Card as a Beneficiary

Account number: This will be the 16-digit credit card number

Beneficiary/payee: Name of credit card holder

IFSC code: IND0000018

Uses and Benefits of IndusInd Bank Credit Card IFSC Code

1. Easy to use.
2. Hassle-free and simple method.
3. Reliable and secure.
4. Very economical.
5. Useful for those who do not have a savings bank account with IndusInd Bank.

Common Errors to Avoid While Using IFSC Code

When making NEFT/RTGS payments using IFSC codes, ensure you avoid these common mistakes:

• Entering Wrong IFSC Code: Even one incorrect character can lead to payment failures or redirection to the wrong account.
• Using Expired or Old IFSC Codes: Always verify from the latest sources; banks may change IFSC codes post-mergers or restructuring.
• Mistaking Branch IFSC for Credit Card IFSC: Credit cards often have dedicated IFSC codes, different from branch accounts.
• Typing Errors in Account Number or Name: Double-check the credit card number (used as the account number) and beneficiary name.
• Wrong Beneficiary Type: Ensure you select the correct account type as ‘Credit Card’ if prompted.

How to Check IndusInd Credit Card IFSC Code

Indian Financial System code for such a purpose can also be obtained online on different web portals, forums and third-party financial websites

The code can be found on a credit card related brochure that has been issued by the bank to the customer

This information can also be obtained by making a physical visit to the concerned bank branch