HDFC Credit Card IFSC CODE
HDFC credit card IFSC Code is a 11-digit alphanumeric key used for paying the outstanding credit card bill through online banking using National Electronic Funds Transfer (NEFT). This can be done by adding the credit card as a beneficiary. For example, the HDFC credit card IFSC code is HDFC0000128. Here, the first 4 characters 'HDFC' is representative of the name of the bank and the 5th character 'zero' is kept aside for use in the future. The last 6 digits '000128' generally denotes the branch of the bank that accepts payments towards credit card bills.
Those who do not have a HDFC savings account and only hold a credit card will be able to use this facility to make bill payments from any bank account without any hassle. This code will ideally be the same for all credit card holders of the bank.
What Is the IFSC Code for HDFC Credit Card Payment?
The IFSC Code for HDFC Credit Card payments is a unique alphanumeric code that enables fund transfers directly to your HDFC credit card account through NEFT, RTGS, or IMPS. Unlike savings account IFSC codes, this code is specifically assigned to handle credit card bill payments.
The official HDFC Credit Card IFSC Code is:
HDFC0000128
- Bank Name: HDFC Bank
- Branch Name: Mumbai
- City: Mumbai
- Payment Type: Credit Card NEFT/RTGS/IMPS
This code must be used only when adding your HDFC credit card as a beneficiary in your bank’s internet or mobile banking to pay your bill via NEFT or RTGS.
How to Make HDFC Credit Card Bill Payment Using IFSC Code
You can make HDFC Credit Card bill payments easily through NEFT by following these steps:
Steps for NEFT Payment to HDFC Credit Card:
- Login to your bank's Net Banking or Mobile Banking.
- Go to ‘Funds Transfer’ → ‘NEFT’ section.
- Add a New Beneficiary:
Beneficiary Name: Your Name (as on credit card)
Account Number: Your 16-digit HDFC Credit Card Number
IFSC Code: HDFC0000128Bank Name: HDFC Bank
Branch: Mumbai
- Beneficiary Name: Your Name (as on credit card)
- Account Number: Your 16-digit HDFC Credit Card Number
- IFSC Code: HDFC0000128
- Bank Name: HDFC Bank
- Branch: Mumbai
- Enter Payment Amount: Type in your credit card bill amount.
- Confirm & Submit: Complete the transaction after OTP/MPIN verification.
Processing Time: NEFT payments are usually processed within 1 working day, and may take up to 3 days, especially on holidays.
You can also use IMPS for instant payments using the same IFSC and card number.
How to Search for HDFC Credit Card IFSC Code
Looking for HDFC credit card IFSC code is a very easy and simple process. This information is available online and on different websites. One can also directly contact the bank concerned to get the accurate code. While making bill payments it is very important to use the right IFSC code as entering a wrong one can lead to trouble.
To make HDFC credit card bill payment using NEFT, the card will have to be first registered as a beneficiary to receive payment from any savings account. The 16-digit card number is used in place of the account number and the name printed on the card is used as the account holder name.
Uses & Benefits of HDFC Credit Card IFSC Code
- This code is used primarily to make payments towards an outstanding credit card bill
- Helps customers pay bills faster and from anywhere in the world
- Risk-free method of bill payment
- Helps those who do not have a savings bank account with the credit card-holding bank
- Economical.
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FAQs on HDFC Credit Card IFSC Code
- Does HDFC charge customers for paying bills using NEFT?
Ans: No. This is a free service.
- How long does it take for the payment to be processed?
Ans: All NEFT transactions are processed in batches and the amount should reflect in your credit card account within 3 working days ideally.
- What is IFSC Code?
Ans: Indian Financial System Code is assigned to each bank branch and is made up of 11 characters. This code is different for savings bank accounts and credit card accounts.
- What will happen if the customer keys in the wrong IFSC code by mistake?
Ans: Sometimes, the funds may be debited and on other times the transaction may be rejected. It is best to contact the customer care and concerned branch immediately in such a case.
- What is NEFT?
Ans: This is a type of electronic fund transfer process like IMPS and RTGS.
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