All credit card IFSC codes are primarily used to pay the monthly outstanding bills using electronic fund transfer methods such as National Electronic Funds Transfer (NEFT).
The Reserve Bank of India (RBI) is responsible for assigning this key to all banks. Indian Financial System Code, also known as IFSC, constitutes 11 unique characters, both numericals and alphabets.
The American Express or Amex credit card IFSC code is SCBL0036020. The main advantage of this method of paying bills is that it is quick, fast and you need not have a savings bank account with the credit card issuing bank.
As of now Amex credit card bill payments in India are processed by Standard Chartered Bank. So, those who have an account with the bank need not use the IFSC code to process payments. Standard Chartered account holders can choose the option to transfer funds to another SCB bank account for credit card bill payments.
You can easily find the Amex Credit Card IFSC Code through the following sources:
Standard IFSC Code: AMEX0000001
Bank: American Express Banking Corp, Delhi
Pay your Amex Credit Card bill via NEFT from any bank using these steps:
There is no need to go through the whole cumbersome process involved in making credit card bill payments. All bill settlements can be made using NEFT, after registering the card as a beneficiary.
Listed below is the step-by-step process involved in paying bills through National Electronic Funds Transfer:
To register the credit card as a beneficiary, take a look at the details below:
In case of American Express, if the payment process has been initiated before 4.00 p.m., the payment will be credited the next day.
Yes, American Express uses a centralized IFSC code for credit card payments:
AMEX0000001
Since Amex operates under a limited banking license in India, it does not have multiple branch-specific IFSC codes. All NEFT payments to Amex credit cards are routed through its Delhi branch. You can safely use this code for any Amex credit card NEFT transaction.
Transactions for the payment of credit card bill can be initiated at any time and any day. However, the settlement process will only happen in certain batches within a cut-off period.
Yes, this code is mandatory.
In such an instance, it is best for the remitter to contact the customer care centre.
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