State wise list of YES BANK IFSC code, MICR code and addresses of all branches in India
or Choose State from list below
Customers of Yes Bank can use RTGS, IMPS and NEFT to transfer funds to any branch of any bank in India. These methods of transfer make use of IFSC codes. IFSC (Indian Financial System Code) is unique for each branch of banks in India. There are around 89 banks which includes 39,000 branches which participate in the electronic funds transfer system in India. The IFSC code ensures accurate and transparent transfers.
IFSC is an alphanumeric code which consists of 11 characters. The first 4 characters are alphabets that represent the bank’s name. The first four alphabets of IFSC code of Yes Bank is “YESB”. This is followed by “0” which is saved for future use. The last six characters are usually numeric and denotes the bank branch.
An example of the IFSC code for Yes Bank would be YESB0000001.
IFSC code and MICR code of Yes bank can be found on the cheque book/ leaflet that is issued by the bank. It can also be found online easily. You could visit the official website to find it, or you could visit a third party financial site such as BankBazaar to find it. If you visit BankBazaar, you will find there is a page that is dedicated just to help you find the IFSC code and MICR code any bank branch that you want.
On the home page of BankBazaar, you will find a tab “Bank IFSC Code” when you scroll to the bottom. Clicking on the tab will direct you to the IFSC page. There will be four drop down menus: Bank name, State, District and Branch. When you choose the appropriate options, BankBazaar will generate the IFSC code as well as MICR code, the bank branch’s address and phone number.
Yes Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
Real Time Gross Settlement System (RTGS):
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Yes bank. You need to provide the following information.
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Following are the cut off timings for RTGS at Yes Bank:
| Mon – Fri | Sat | |
| Net Banking | 09. 00 – 16. 15 | 09. 00 – 12. 45 |
| Branch Request | 09. 00 – 15. 30 | 09. 00 – 12. 30 |
National Electronic Funds Transfer (NEFT):
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
NEFT transfers are available for customers on all working days except Sundays and National holidays.
| Mon – Fri | Sat | |
| Net Banking | 24 x 7* | 24 x 7* |
| Branch Request | 09. 00 – 16. 30 | 09. 00 – 12. 00 |
*Transaction requests placed by 1830 hours on weekdays and 1230 hours on Saturday will be debited immediately and sent to RBI for processing on the following working day. Transfer requests made on NEFT holidays and on Sundays through internet banking will also be debited immediately and sent to RBI for processing the following working day.
Headquartered in Mumbai, Yes Bank is a Private Sector Bank co-founded by Rana Kapoor in 2004. Already the bank has over 500 branches across 35 states and is recognized to be one of the fastest growing banks in India. It is India's fifth largest private sector bank which provides solutions to all your financial needs including Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking and Wealth Management business lines, among much more.
Recently, Yes Bank has announced its partnership with CashKaro in order to provide coupon-less cashback offers. Soon, the Yes Bank Debit cardholders can make online and offline transactions to qualify for cashback offers that gets credit to their Yes Bank saving account directly. Additionally, while making a payment online or offline, the cardholders are not required to input any coupon code. The hassle-free method of getting cashback on transactions will attract more customers to use their Yes Bank debit card for various types of online as well as offline purchases. There are many participating merchants who will be offering customized cashback offers through text, e-mail, and mobile app notification to the customers. If a customer has signed up for the Yes Pay Wallet, he/she will have an option to avail the cashback directly to either the wallet itself or to their Yes Bank account. CashKaro is one of the largest cashback firms in India that provides cashback from few of the leading online as well as offline stores. The partnership is expected to encourage cashless transactions that will lead India towards a digital and a cashless economy.
9th May 2017
Yes Bank Ltd. has succeeded in raising capital through its second offering. Yes Bank Ltd. raised approximately $750 million through the sale of new shares at Rs.1,500 per share. Reducing the size of the sale by $250 million, and a risk-on mode in the capital markets helped the second offering be successful in raising the required capital. The 32.7 million shares were offered at a discounted rate of 1.2% and closed at Rs.1,518 per share late Thursday. Yes Bank has one of the fastest expanding loan books in the country and the recent share offering will help boost this. Last year saw a plunge in the value of Yes Bank Ltd. shares which caused the bank to defer its previous offering, but since then the bank has recovered strongly, allowing it to make an offering above the range of 1,350 to 1,410.
30th March 2016
Yes Bank has partnered up with Payjo, an artificial intelligence banking platform to offer a wide range of advanced banking services. Yes Bank will introduce Yes Pay Bot – a wallet-based service through a chat-based assistant that will carry out payments over the Facebook Messenger. This service will allow Individuals to send and accept payments through various instant messaging platforms across popular Social Medias such as Skype, WhatsApp, Slack, and many other. Payjo is an artificial intelligence banking company that is based out of California. This partnership can turn out to be the one of the first in its kind for the Indian customers.
20th March 2016
The 5ht largest bank in India as per market capital, Yes Bank has launched the first customizable savings bank account in India. This is designed for those banking customers who wish to procure something other than the orthodox and traditional saving account format. This new account has been empowered with a number of customizations in order to suit the customer.
As per the statement that has been issued by the bank, the biggest contribution of this customizable savings option has been to remove redundant and unnecessary features that are not required in this digital economy. Senior Group President, Retail and Business Banking at Yes Bank, Pralay Mondal said that they are enhancing the customer’s banking experiences through the customizable account and recently a customizable current account has also been launched for all its business customers.
19th January 2017
Yes Bank has partnered with the e-grocer app Grofers to allow customers to receive cash of up to Rs.2,000 when they order groceries online. This new cash delivery service is open to all Yes Bank account holders and is presently being offered in Mumbai, Gurgaon and Bengaluru. Customers who would like to avail the cash delivery facility will need to make a minimum order of Rs.2,000 on the Grofers app and pair their order with a unique code provided to them. The Grofers delivery executives will carry a PoS machine with them, the customer will be able to swipe on this machine and receive cash in return. Grofers has seen a 40% increase in orders placed through the app since the demonetization of the Rs.500 and Rs.1,000 currency notes.
13th December 2016
Yes Bank launched SIMsePAY that allows account holders to do money transfers, pay utility bills and carry out mobile banking services without smart phones or internet connection. The offering is based on a ‘sim-sleeve’ technology which was successfully implemented in Kenya and China. Yes Bank has launched the services with the District Co-operative Bank in Dehradun, with plans to eventually launch it across India.
SIMsePAY will cater to a large section of the Indian population that doesn’t use smartphones and have access to internet. It plans to have 5,00,000 SIMsePAY users by 2017. Rana Kapoor, MD and CEO of Yes Bank, said that SIMsePAY will aid our country’s transition to a cashless economy. Yes bank will collaborate with Co-operative and Regional Rural Banks, and will help them reach a wider range of users.
30th November 2016
Yes Bank has launched a new mobile app recently called ‘Yes Mobile 2.0’. This application supports transactions on Android and Apple Smart Watches. It has multiple features such as comprehensive bill payments, hands-free registration of complaints and queries, etc., and it is easy to navigate.
4th November 2016
Yes Bank has launched a new mobile application called ‘Yes Mobile 2.0’ that has multiple features. This application support transactions made using Apple and Android SmartWatches as well. It will work on all mobile phones, Apple iPads, Android tablets, etc. Yes Mobile 2.0 will replace Yes Mobile, the old application and has features such as speech-to-text for registration of queries, complaints and bill payment using wearables, comprehensive bill payments, etc. Yes Bank is aiming on growing through development. Also today, people can easily find the IFSC code of any Yes Bank branch online.
3rd November 2016
The fifth-largest private sector bank within the country, Yes Bank has signed an agreement of partnership with Lastmile mob in order to provide biometric authentication using an iris-scanning technology at point of sale. Individuals will be allowed to make withdrawals and deposits, open accounts, transfer funds and sign forms for opening account by scanning their iris. Yes Bank believes that this implementation is first of its kind in India.
According to Ritesh Pai, the Senior Partner as well as the Country Head for Digital Banking at Yes Bank, the bank believes in innovation and to leverage technology in order to provide greater banking experiences to customers. He also said that the bank is pleased to partner with Lastmile.mobi and make use of Qualcomm Snapdragon processors in order to launch this solution, He said that this option will bring banking to customer’s directly and will also empower MSMEs to perform a wide range of financial transactions. He mentioned that the device has been equipped with capabilities to authenticate biometrics of an individual and has a multitude of uses for both corporate customers as well as retail customers. This device will be powered by mobile processors that are being provided by Qualcomm.
18th October 2016
Yes Bank, which entered the Indian banking scene a few years ago, has introduced a new billing machine for small businesses. This machine ties together UPI and card payments, Aadhaar E-KYC, and Aadhaar-signing on a ready-to-use basis. Apart from these features, the machine will also help small and medium businesses conduct their billing, accept payments, and also disburse loans electronically for any and all participating merchants.
Ritesh Pai, Senior VP and country head, spoke about the release and said that this solution brings banking to a customer’s doorstep while also enabling MSMEs perform a number of financial transactions. The move comes after RBI’s circular which was issued on September 29, 2016, where in it advised banks to use Aadhaar based biometric authentication for card transactions.
17th October 2016
