Baid Housing Finance

Baid Housing Finance Private Limited Home Loan Schemes

Baid Housing Finance Private Limited offers loan schemes that cater to different requirements such as:

1. Home Purchase Loan:

1. To buy a property that is ready to move in or under construction
2. Competitive interest rates
3. Minimal documentation

2. Home Construction Loan:

1. To construct a house on a residential plot of land that is already owned
2. Attractive interest rates
3. Hassle-free loan process

3. Home Extension Loan:

1. To add an existing room, toilets, or verandah to an existing residential unit
2. Interest rates that are affordable
3. Quick approval of loan

4. Home Improvement Loan:

1. For external and internal renovation or repair work
2. Can be used to fund polishing, painting, roofing, water-proofing, electrical and plumbing work
3. Transparent loan process

5. Balance Transfer:

1. To transfer existing home loan from another recognised financial institution
2. Enjoy lower monthly instalments
3. More savings in the long term

6. Plot Purchase + Construction

1. To buy a residential plot and build a house on it
2. House construction should commence within 12 months of plot purchase
3. Attractive interest rates
   

Baid Housing Finance Private Limited EMI Calculator

BankBazaar's EMI calculator is a free online tool that calculates how much your Equated Monthly Instalment (EMI) will be on your Baid Housing Finance home loan. All you have to do is enter your desired loan amount, tenure, the interest rate and processing fee into the required fields and your detailed amortisation schedule will be displayed instantly on the page. This help you to understand exactly how much you will have to set aside each month to make your loan repayments on time and consistently, making it stress-free for you.

Baid Housing Finance Private Limited Eligibility Criteria

Get Free Quote: Check Home Loan Eligibility

Documents Required to Apply for Baid Housing Finance Private Limited

These are some of the documents to be submitted, which has to be self-attested, along with a duly filled in application form with photographs as required:

Salaried Individuals:

1. KYC: Documents to prove date of birth, address, and signature
2. Aadhaar card
3. PAN card 
4. Pay slips or salary certificates of the last 3 months
5. Bank statements of the last 6 months from the salary account
6. Appointment letter/Form 16/Offer letter to prove job continuity for the last 3 years
7. SOA of any running loan/sanction letter/amortisation
8. Copy of the back chain of property papers
9. If property is finalised, Agreement to Sale (ATS) in purchase

Self-employed Individuals:

1. KYC: Documents to prove date of birth, address, and signature
2. Aadhaar card
3. PAN card
4. Income tax returns of the last 3 years
5. Bank statements of the last 12 months
6. Proof of business ownership, if applicable
7. SOA of any running loan/sanction letter/amortisation
8. Copy of the back chain of property papers
9. If property is finalised, Agreement to Sale (ATS) in purchase

Document Check List: Home Loan Document Required

Baid Housing Finance makes it easier to own or construct your dream home through their hassle-free and minimal documentation process with attractive and affordable interest rates.