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  • Bajaj Finserv Two Wheeler Loan

    Overview:

    Among the leading private companies offering financial services in India is Bajaj Finserv. Part of the larger conglomerate, Bajaj Holdings & Investments Limited, this company primarily deals in providing services like general & life insurance, wealth management, lending and asset management and lending. With an established nation-wide presence, Bajaj Finserv operates with a strong network of over 1400 branches and over 20,000 employees.

    As a part of its lending services, Bajaj Finserv also provides customers with loans for the purchase of two wheeler vehicles. These loans carry some attractive terms and offer a host of great benefits, making it easier for you to own your preferred two wheeler.

    Two Wheeler Loans by Bajaj Finserv:

    Think to yourself, how many times have you given it a second thought, whether or not to take your car to run those small errands, travel a short distance, get groceries, pick the kids up from the nearby friend's house? Given that traffic conditions today are far worse than one could ever fathom, it is only natural that we try to avoid driving as much as possible. Though it is quite impossible to get anywhere in time, if one gets caught during peak traffic hours, a two wheeler can make travelling incredibly easier. Being easy to maneuver and requiring far less parking space, a two wheeler can make daily short commutes much easier. Be it travelling to work, popping over to the nearby store or the weekly groceries, a quick trip to a friend's house in the congested part of the city, a two wheeler helps save considerable time and stress.

    For those who wish to buy a two wheeler, Bajaj Finserv provides two wheeler loans which come with very attractive terms like pre-approved offers, quick loan processing, dedicated multi-lingual helpline service to address the needs of customers from diverse regions, etc.

    Also Read: Two Wheeler Insurance.

    Perfect Personal Loan Deals for you

    Features & Benefits Bajaj Finserv Bike Loan:

    Multiple Locations Across India:

    In order to reach out to a the maximum number of customers, Bajaj Finserv carries out its operation and provides services via 2000 branch offices which are located across India. That means, if you are looking for a hassle free financing option for the purchase of a two wheeler, you can always find a Bajaj Finserv branch in your city.

    Special Pre-approved Offers:

    Wouldn't it make your task much easier if you don't have to wait for your loan request to be approved, especially if you are pressed for time to make a purchase. If you are an existing customer with Bajaj Finserv or a customer with healthy credit score, you can benefit from special pre-approved loan offers and loan schemes offered from time to time by the company.

    Quick Loan Processing:

    Conventionally, loan approval and sanction can take a long time, often defeating the purpose of 'easy finance'. That is not the case here. When you apply for a loan with Bajaj Finserv, within a short duration of 10 days from the date of applying for the loan, you can expect to receive a welcome call from the company, along with an SMS which provides all the necessary details pertaining to your loan like the loan amount, due repayment dates, EMI amount and contact details of a company representative in case you have any queries.

    Minimal Foreclosure Charges:

    Many financial service companies levy heavy fees on customers who foreclose their loans before its due date. With Bajaj Finserv, on the other hand, if a customer wishes to foreclose their loan before the 12th EMI billing, they must only pay a very nominal foreclosure fee, which is charged at the rate of 3% on the outstanding loan amount.

    Option of Partial Foreclosure:

    In order to keep the customer's best interests in mind, Bajaj Finserv also allows you to partially foreclose a loan. Though this will allowed only in some cases, this feature can help customers to not only shorten their loan duration but also help lower the remaining EMI amounts.

    Easy Pay in Cash Option:

    With offices located across India, especially those located in smaller towns, Bajaj Finserv understands the challenges faced by the people with regarding to banking services. Keeping that in mind, for customers hailing from smaller towns and who do not wish to open a bank account, the company offers the facility of collecting loan repayment in cash.

    Apply for Personal Loan

    Call Centre Helpline with Multiple Language Options:

    India is a nation where people converse in multiple languages. Keeping that in mind, Bajaj Finserv offers its customers the facility of choosing from 10 different languages at their call center helpline, in order to resolve the queries of a maximum number of customers.

    Bajaj Finserv Two Wheeler Loan Interest Rate:

    Bajaj Finserv offers one of the most popular two wheeler financing options to its customers in India. The primary reasons for its popularity rests on the fact that the financier offers very attractive interest rates for the financing of Kawasaki, KTM, Bajaj motorcycles. The interest rates are however dependent on certain parameters like the borrower's creditworthiness and profile, amount of loan taken, place of borrower's residence and the Bajaj Auto product for which the borrower is seeking financial assistance. Based on the aforementioned factors, prospective borrowers are placed in different categorical bands - low, medium and high. Currently, the interest rates applicable on two wheeler loans for these bands are as follows:

    • Low - Below 27%
    • Medium - Between 27% to 30%
    • High - Above 30%

    Bajaj Finserv Bike Loan Eligibility:

    In order to be eligible for a Bajaj Finserv Two Wheeler Loan, borrowers must comply with the following eligibility criteria.

    • Individual must be not below 21 years when applying for the loan.
    • Individual must be less than or equal to 65 years at the end of the loan tenure.
    • Borrower must be residing in the current city for a minimum duration of one year.
    • Borrower must have been employed for a minimum duration of one year.
    • Borrower must have a landline number, either at their residence of place of work.

    Bajaj Finserv Two Wheeler Loan Documentation:

    The following documents are required to be submitted towards the application f a Bajaj Finserv Two Wheeler Loan.

    • Proof of Identity: Passport / Photo Credit Card (front & back) / Voter ID Card / Driving License / PAN Card / Company issued ID Card of a Govt. company, PSU, Public Ltd. or MNC / Aadhar Card.
    • Address Proof: Passport / Driving License / Voter ID Card / Telephone Bill / Electricity Bill / Gas Connection Bill / Rental Agreement / Ration Card / Property Purchase Agreement / Sale Deed / Latest Credit Card Billing Statement / LIC Policy / Address Proof in the name of the applicant's parents or spouse / Letter provided by the company or company provided accommodation.
    • Proof of Income: Latest salary slip (for Govt. employees). In case the salary slip can't be produced, a salary certificate will be accepted. Customers will be required to provide any other relevant documents, depending on their profile and the loan category they fall in.

    FAQs:

    1. I have taken a Bajaj Finserv Two Wheeler loan and wish to change my mailing / communication address. How can I do that?

      If you wish to change your mailing or communication address, you must submit a self-attested copy of any KYC document either via email or simply walk into any Bajaj Finserv branch and submit it there.

    2. How do I find out if Bajaj Finserv is offering any special schemes for borrowers?

      Bajaj Finserv offers special schemes frequently. You can find out about the same by getting in touch with a representative of Bajaj Auto who can provide you with the suitable details.

    3. Can existing Bajaj Finserv customers apply for another loan with the company?

      Yes, existing customers can apply for another loan. However, the loan approval will be depend on your eligibility.

    4. How long will it take for the loan to be sanctioned?

      It will take approximately 24 to 48 hours for your loan application to be processed. This is dependent on the submission of documents and their verification.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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    • Bike taxi service Baxi partners with Bajaj Finserv

      India is riddled with taxis that are either affiliated to Ola or Uber, but that goes for the four-wheeler instant taxi services.

      However, there’s something called Baxi, a condensed name for Bike Taxi which has hit the ground running with their new offering.

      In latest development though, BC Technologies, the parent company of Baxi, has signed an agreement with Bajaj Auto Finance to provide motorcycle loans.

      A spokesperson for BC Technologies spoke with the media about the partnership and has said that the agreement will provide loans for people who want to buy new bikes with the option of using it to provide a bike taxi service.

      This latest agreement will enable the onboarding of over 10,000 bikes in the current financial year.

      The service also claims that it has completed over half a million rides in less than a year and currently does 3000 rides a day in Gurugram and Faridabad alone.

      26 October 2016

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    Bajaj Finserv Two Wheeler Loan Reviews

  • Page 1 of 12 1 2 3 4 5
    • review Two Wheeler Loan
      "Average service"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      The bajaj finserv has offered me a two wheeler loan and they have given the loan amount with in a day time. I have paid the initial amount of Rs,25,000. The customer support was good with the bajaj finserv. The rate of interest and the charges were high with the bajaj finserv.
      Was this review helpful? 0
      , guntur
      Reviewed on Jan 17, 2018
    • review Two Wheeler Loan
      "Good service"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I have taken a Two wheeler loan with Bajaj Finserv.The loan amount is 53,000.I closed the loan amount long back,rate of interest is nominal as compared to others.I have no charges after i foreclose the loan.I paid my EMI through an ECS payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 16, 2018
    • review Two Wheeler Loan
      "Best service"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I have taken a Two wheeler loan with Bajaj and the loan experience was very good. The loan amount was for Rs 90000 with the rate of interest 12% which is nominal when compared to other sources. Customer service was good and they followed up correctly. The process was very smooth and i received my loan amount within a day. The tenure of this loan is 2 years and it was overall a good service from Bajaj.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 16, 2018
    • review Two Wheeler Loan
      "Best"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I have closed the two wheeler loan with the Bajaj finserv and the interest rate was around 16%, also the response was good too. The loan amount got disbursed within a week of time and every aspects are really fine one for me with the Bajaj Finserv.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 11, 2018
    • review Two Wheeler Loan
      "Good service"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I have taken a Two wheeler loan with Bajaj Finserv.The EMI amount is 6583,The total tenure is for one year.The loan amount is 70,000.They had deducted processing fees of 700 other wise no interest rate is been charges for the same.They had processed the request within a weeks time.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 09, 2018
    • review Two Wheeler Loan
      "Good service"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      The service is good with the bajaj two wheeler loan. The customer support is good with the bajaj finserv. The rate of interest and the charges are average with the bajaj finserv Two wheeler loan service. The required loan amount has been given by the Bajaj and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 09, 2018
    • review Two Wheeler Loan
      "Average service"
      BAJAJ FINSERV
      0.5 3.0/5 "Satisfactory"
      I have taken a Two wheeler loan with Bajaj Finserv,the loan amount is given as requested is 30,000,rate of interest is nominal as compared to others.I submitted documents to process the loan.The EMI amount is 3000.The tenure is for two years.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 08, 2018
    • review Two Wheeler Loan
      "Good Loan"
      BAJAJ FINSERV
      0.5 3.0/5 "Satisfactory"
      I got a Two Wheeler Loan from Bajaj Finserv. The process of getting the Loan was quite simple. The overall experience until now has been pretty good. Their Rate of Interest was very good and affordable too. Their customer service is quite good too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 06, 2018
    • review Two Wheeler Loan
      "Good"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      Earlier I had taken my two wheeler insurance with Bajaj. The customer service and response was good. The rate of interest was normal, they charged me 1.2%. The processing fee was minimal. They charge more on the cheque bounces. On the other hand, the documentation part was very simple and it was collected by the executive.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 06, 2018
    • review Two Wheeler Loan
      "Excellent service"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I have taken two wheeler loan from Bajaj Finance and it was a good loan experience. The loan amount was for Rs 73000 with the rate of interest of 10% which is nominal when compared to other sources. I received my loan amount within 2 days. Customer service was good and they followed up on time. I pay an EMI of Rs 2400 and the tenure of the loan is 2 years.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 05, 2018
    • review Two Wheeler Loan
      "Good"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I have taken my two wheeler loan with BAJAJ FINANCE 3 months . The customer service and responses was up to the mark.The loan amount was 55,000 and the interest rate was 7.99% . The tenure period was2 years.They have sanctioned the loan with the committed time. My overall experience was good .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 04, 2018
    • review Two Wheeler Loan
      "Good service"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I have taken two wheeler loan with Bajaj and it was a good loan experience. The loan amount was for Rs 1 lakh with zero percent interest rate. The process was quite delayed and it took 5-6 days for the loan amount to get disbursed. Customer service was good and their response was also good. I pay an EMI of Rs 2500 and the tenure of the loan is 30 months.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 04, 2018
    • review Two Wheeler Loan
      "Two wheeler loan with BAJAJ FINSERV"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler loan from BAJAJ FINSERV. the approved loan amount was 63000. The monthly EMI comes around 1900 rupees.The overall experience with the institution was good. I am totally satisfied with BAJAJ FINSERV regarding the Two wheeler loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 02, 2018
    • review Two Wheeler Loan
      "Good Service"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I got a Honda Bike using their services. The whole service of them is pretty good. Their Interest rate is also pretty good. The Process with them is very good.. The ECS payment option with them has been pretty good. The experience has been alright with them.
      Was this review helpful? 2
      , faridabad
      Reviewed on Dec 28, 2017
    • review Two Wheeler Loan
      "Good service"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I got the two wheeler loan with the Bajaj finserv around 5 years ago,. I have paid Rs,30,000 as initial amount and I have got the loan amount Rs,70,000, so I got the loan amount up to 70%. The customer support is good with the Bajaj finserv and the rate of interest and the charges are average with the bajaj finserv.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 27, 2017
    • review Two Wheeler Loan
      "Good Loan"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      The experience with the Loan has been good. I took a Washing machine using their Loan. They have offered me an Interest rate of 0%. The whole Process was done quickly and documentation required were very less. Repayment option with them has been pretty good.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 23, 2017
    • review Two Wheeler Loan
      "BAJAJ FINSERV two wheeler loan"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      From BAJAJ FINSERV i have taken a two wheeler loan. The approved loan amount is 80 thousand. The monthly EMI is 3400 which i have to pay for the next 2 years. There was no processing fees. The documentation part was done well also they were in need of minimal documents.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 22, 2017
    • review Two Wheeler Loan
      "Good service"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I had taken a Two Wheeler loan with Bajaj Finserv.The lon amount is 1.25 lakhs,rate of interest is 8000 for 12 months tenure nominal when compared to others banks in the market.The EMI is close and not active now.The customer service is good to approach.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 20, 2017
    • review Two Wheeler Loan
      "Good service"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I took a two wheeler loan from Bajaj Finserv and the loan experience was quite good. The process was very quick and i received my loan amount within 2-3 days. The loan amount was sufficient and the rate of interest was nominal, the tenure of this loan was for 2 years. Customer service was good and i submitted documents directly to the showroom. It was overall a good service from Bajaj.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 18, 2017
    • review Two Wheeler Loan
      "Need to improved"
      BAJAJ FINSERV
      0.5 2.0/5 "Expected more"
      The service is not up to the mark with the BAJAJ FINSERV Two wheeler loan process, because after I paid the loan amount , they are asking to pay the penalty fee or late fee. The rate of interest and the charges are very high with the Bajaj finserv two wheeler loan service.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 15, 2017
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