Whoever said wishes don’t come true hasn’t explored our offers!
  • Bajaj Finserv Two Wheeler Loan

    Overview:

    Among the leading private companies offering financial services in India is Bajaj Finserv. Part of the larger conglomerate, Bajaj Holdings & Investments Limited, this company primarily deals in providing services like general & life insurance, wealth management, lending and asset management and lending. With an established nation-wide presence, Bajaj Finserv operates with a strong network of over 1400 branches and over 20,000 employees.

    As a part of its lending services, Bajaj Finserv also provides customers with loans for the purchase of two wheeler vehicles. These loans carry some attractive terms and offer a host of great benefits, making it easier for you to own your preferred two wheeler.

    Two Wheeler Loans by Bajaj Finserv:

    Think to yourself, how many times have you given it a second thought, whether or not to take your car to run those small errands, travel a short distance, get groceries, pick the kids up from the nearby friend's house? Given that traffic conditions today are far worse than one could ever fathom, it is only natural that we try to avoid driving as much as possible. Though it is quite impossible to get anywhere in time, if one gets caught during peak traffic hours, a two wheeler can make travelling incredibly easier. Being easy to maneuver and requiring far less parking space, a two wheeler can make daily short commutes much easier. Be it travelling to work, popping over to the nearby store or the weekly groceries, a quick trip to a friend's house in the congested part of the city, a two wheeler helps save considerable time and stress.

    For those who wish to buy a two wheeler, Bajaj Finserv provides two wheeler loans which come with very attractive terms like pre-approved offers, quick loan processing, dedicated multi-lingual helpline service to address the needs of customers from diverse regions, etc.

    Also Read: Two Wheeler Insurance.

    Perfect Personal Loan Deals for you

    Features & Benefits Bajaj Finserv Bike Loan:

    Multiple Locations Across India:

    In order to reach out to a the maximum number of customers, Bajaj Finserv carries out its operation and provides services via 2000 branch offices which are located across India. That means, if you are looking for a hassle free financing option for the purchase of a two wheeler, you can always find a Bajaj Finserv branch in your city.

    Special Pre-approved Offers:

    Wouldn't it make your task much easier if you don't have to wait for your loan request to be approved, especially if you are pressed for time to make a purchase. If you are an existing customer with Bajaj Finserv or a customer with healthy credit score, you can benefit from special pre-approved loan offers and loan schemes offered from time to time by the company.

    Quick Loan Processing:

    Conventionally, loan approval and sanction can take a long time, often defeating the purpose of 'easy finance'. That is not the case here. When you apply for a loan with Bajaj Finserv, within a short duration of 10 days from the date of applying for the loan, you can expect to receive a welcome call from the company, along with an SMS which provides all the necessary details pertaining to your loan like the loan amount, due repayment dates, EMI amount and contact details of a company representative in case you have any queries.

    Minimal Foreclosure Charges:

    Many financial service companies levy heavy fees on customers who foreclose their loans before its due date. With Bajaj Finserv, on the other hand, if a customer wishes to foreclose their loan before the 12th EMI billing, they must only pay a very nominal foreclosure fee, which is charged at the rate of 3% on the outstanding loan amount.

    Option of Partial Foreclosure:

    In order to keep the customer's best interests in mind, Bajaj Finserv also allows you to partially foreclose a loan. Though this will allowed only in some cases, this feature can help customers to not only shorten their loan duration but also help lower the remaining EMI amounts.

    Easy Pay in Cash Option:

    With offices located across India, especially those located in smaller towns, Bajaj Finserv understands the challenges faced by the people with regarding to banking services. Keeping that in mind, for customers hailing from smaller towns and who do not wish to open a bank account, the company offers the facility of collecting loan repayment in cash.

    Apply for Personal Loan

    Call Centre Helpline with Multiple Language Options:

    India is a nation where people converse in multiple languages. Keeping that in mind, Bajaj Finserv offers its customers the facility of choosing from 10 different languages at their call center helpline, in order to resolve the queries of a maximum number of customers.

    Bajaj Finserv Two Wheeler Loan Interest Rate:

    Bajaj Finserv offers one of the most popular two wheeler financing options to its customers in India. The primary reasons for its popularity rests on the fact that the financier offers very attractive interest rates for the financing of Kawasaki, KTM, Bajaj motorcycles. The interest rates are however dependent on certain parameters like the borrower's creditworthiness and profile, amount of loan taken, place of borrower's residence and the Bajaj Auto product for which the borrower is seeking financial assistance. Based on the aforementioned factors, prospective borrowers are placed in different categorical bands - low, medium and high. Currently, the interest rates applicable on two wheeler loans for these bands are as follows:

    • Low - Below 27%
    • Medium - Between 27% to 30%
    • High - Above 30%

    Bajaj Finserv Bike Loan Eligibility:

    In order to be eligible for a Bajaj Finserv Two Wheeler Loan, borrowers must comply with the following eligibility criteria.

    • Individual must be not below 21 years when applying for the loan.
    • Individual must be less than or equal to 65 years at the end of the loan tenure.
    • Borrower must be residing in the current city for a minimum duration of one year.
    • Borrower must have been employed for a minimum duration of one year.
    • Borrower must have a landline number, either at their residence of place of work.

    Bajaj Finserv Two Wheeler Loan Documentation:

    The following documents are required to be submitted towards the application f a Bajaj Finserv Two Wheeler Loan.

    • Proof of Identity: Passport / Photo Credit Card (front & back) / Voter ID Card / Driving License / PAN Card / Company issued ID Card of a Govt. company, PSU, Public Ltd. or MNC / Aadhar Card.
    • Address Proof: Passport / Driving License / Voter ID Card / Telephone Bill / Electricity Bill / Gas Connection Bill / Rental Agreement / Ration Card / Property Purchase Agreement / Sale Deed / Latest Credit Card Billing Statement / LIC Policy / Address Proof in the name of the applicant's parents or spouse / Letter provided by the company or company provided accommodation.
    • Proof of Income: Latest salary slip (for Govt. employees). In case the salary slip can't be produced, a salary certificate will be accepted. Customers will be required to provide any other relevant documents, depending on their profile and the loan category they fall in.

    FAQs:

    1. I have taken a Bajaj Finserv Two Wheeler loan and wish to change my mailing / communication address. How can I do that?

      If you wish to change your mailing or communication address, you must submit a self-attested copy of any KYC document either via email or simply walk into any Bajaj Finserv branch and submit it there.

    2. How do I find out if Bajaj Finserv is offering any special schemes for borrowers?

      Bajaj Finserv offers special schemes frequently. You can find out about the same by getting in touch with a representative of Bajaj Auto who can provide you with the suitable details.

    3. Can existing Bajaj Finserv customers apply for another loan with the company?

      Yes, existing customers can apply for another loan. However, the loan approval will be depend on your eligibility.

    4. How long will it take for the loan to be sanctioned?

      It will take approximately 24 to 48 hours for your loan application to be processed. This is dependent on the submission of documents and their verification.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Read Bajaj Finserv Two wheeler Loan news or Enjoy it on the go Google Play

    • Bike taxi service Baxi partners with Bajaj Finserv

      India is riddled with taxis that are either affiliated to Ola or Uber, but that goes for the four-wheeler instant taxi services.

      However, there’s something called Baxi, a condensed name for Bike Taxi which has hit the ground running with their new offering.

      In latest development though, BC Technologies, the parent company of Baxi, has signed an agreement with Bajaj Auto Finance to provide motorcycle loans.

      A spokesperson for BC Technologies spoke with the media about the partnership and has said that the agreement will provide loans for people who want to buy new bikes with the option of using it to provide a bike taxi service.

      This latest agreement will enable the onboarding of over 10,000 bikes in the current financial year.

      The service also claims that it has completed over half a million rides in less than a year and currently does 3000 rides a day in Gurugram and Faridabad alone.

      ></p> <p><em> 26th October 2016 </em></p> </div> <div class=

    Two Wheeler Loan by Other Banks
    Two Wheeler Loan

    Bajaj Finserv Two Wheeler Loan Reviews

  • Page 1 of 9 1 2 3 4 5
    • review Two Wheeler Loan
      "Excellent services"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I got my two wheeler loan within 48 hours from Bajaj Finserv. The process was a super fast one and I am happy with the experience. The loan was taken two years back and completed as well. I had no issues from the start to the finish and even at the closure.
      Was this review helpful? 1
      , varanasi
      Reviewed on Jun 20, 2017
    • review Two Wheeler Loan
      "Good Service"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I had taken the bike loan from bajaj finance i just waked into bajaj they explained me everything which includes the bike value is rupees one laks the total loan amount including emi is 1.20 thousand next month the loan is getting completed EMI is 3200 and this is for a tenure of 2.5 years.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 22, 2017
    • review Two Wheeler Loan
      "The Best Service"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I took two wheeler loan from Bajaj in the year of 2009. The process went smooth. Actually it is very easy to avail any kind of loan from Bajaj but the only thing we have to be conscious on the rate of interest. Sometimes it will be on higher end with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 17, 2017
    • review Two Wheeler Loan
      "Good. Can be lesser in rates"
      BAJAJ FINSERV
      0.5 3.5/5 "Pretty good"
      I have taken a two wheeler loan from Bajaj Finserv. It is a flexible process to get this loan as I am a existing customer. But the institution is pretty high on the interest when I compare them with other banks. There are high charges taken a well.
      Was this review helpful? 2
      , hyderabad
      Reviewed on May 15, 2017
    • review Two Wheeler Loan
      "The simplest process"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I had taken a two wheeler loan long back. The loan process got completed within a day and they sanctioned the loan immediately without any delay. Documentation part was very simple, they had not asked me too much of documents. Also they are very much approachable too.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Apr 15, 2017
    • review Two Wheeler Loan
      "Excellent"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I had also taken another two wheeler loan from Bajaj. The loan amount is around 30k. The loan amount got credited to my account within 2 working days. Rate of interest what I get on this loan is 14% to 15%. Unable to recall the rates and charges which was applied to this loan.
      Was this review helpful? 5
      , bhopal
      Reviewed on Apr 13, 2017
    • review Two Wheeler Loan
      "Good experience"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I have taken a two wheeler loan from Bajaj Finserv. Being an existing customer, the process was not much of a deal. They were quick is approving it and disbursing the same. The rate of interest and charges are almost the same as the banks. There is no much of a huge difference.
      Was this review helpful? 6
      , chennai
      Reviewed on Mar 30, 2017
    • review Two Wheeler Loan
      "Its Fast process"
      BAJAJ FINSERV
      0.5 4.5/5 "Excellent!"
      I am going for Bajaj bike, So I approached Bajaj Finserv and also they have pre closure option without any charges. They have explained me clearly about their process its good. Bajaj offered me the interest rate of 11.4% on two wheeler loan, now my loan is under process.
      Was this review helpful? 4
      , bangalore
      Reviewed on Mar 22, 2017
    • review Two Wheeler Loan
      "Disappointed Service"
      BAJAJ FINSERV
      0.5 2.0/5 "Expected more"
      They don't give prompt response to the customer, I am not happy with that. I had taken a bike loan of Rs. 60,000 with the interest rate around 15 to 16% it was high compared to other banks. I wish they should improve the customer service , also they should value each and every customer.
      Was this review helpful? 2
      , bangalore
      Reviewed on Mar 21, 2017
    • review Two Wheeler Loan
      "Disappointed Service"
      BAJAJ FINSERV
      0.5 2.0/5 "Expected more"
      They don't give prompt response to the customer, I am not happy with that. I have taken bike loan of Rs. 60,000 with the interest rate around 15 to 16% it was high compared to other banks. I wish they should improve the customer service , they value each and every customers.
      Was this review helpful? 4
      , bangalore
      Reviewed on Mar 21, 2017
    • review Two Wheeler Loan
      "Two wheeler loan"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I have had taken a two wheeler loan from BAJAJ fin serve, they are very convinent, they are fast and they are willing to provide the loan to any one. Its an ongoing loan . I am holding this loan for the past one year. This was suggested by the showroom people and I had opted for it
      Was this review helpful? 8
      , kolkata
      Reviewed on Jan 12, 2017
    • review Two Wheeler Loan
      "Two wheeler loan"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      Bajaj Finserve two Wheeler loan is all over. They called up to check whether I am in need of loan once after the loan got over. They called up 2 or 3 times to check whether the loan is perfectly closed and whether I had got the closure letter and documents. To summarize everything is prefect here with Bajaj Finserve.
      Was this review helpful? 5
      , tiruchirapalli
      Reviewed on Dec 03, 2016
    • review Two Wheeler Loan
      "Hassle Free Process"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      Last year, I had taken my Two wheeler loan from Bajaj Finance. It was really good and hassle free process. I was really about the nominal charges of interest and processing fee. There was no issue in the payment part my amount getting debited automatically from my account.
      Was this review helpful? 5
      , kolkata
      Reviewed on Nov 23, 2016
    • review Two Wheeler Loan
      "Excellent Service"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I am very much Happy with the Bajaj Finserv. I had taken a Bike for 1 Lakh, However I paid very least down payment. Even they had given the down payment from five thousand onwards. Even Rate of interest was normal. I used to make my payment through EMI, As per my requested to process the EMI amount for two years.
      Was this review helpful? 8
      , bangalore
      Reviewed on Oct 28, 2016
    • review Two Wheeler Loan
      "High rate of interest"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      It was a good experience had with Bajaj Finserv. But Rate of interest was high, When I opted two wheeler loan with Bajaj. Actual cost for the bike was Seventy three thousand. But they had charged Ninety three thousand. It was very much high. Almost 17 months had gone. Even I had paying my regular payments through ECS mode.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Oct 25, 2016
    • review Two Wheeler Loan
      "On time loan"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      It was too simple, where I had to fill up the form manually for availing a two wheeler loan from BAJAJ FINSERVE. Later everything was very smooth. The representative took care of everything on a timely basis he was providing the updates. It was completely flawless.
      Was this review helpful? 11
      , bangalore
      Reviewed on Oct 15, 2016
    • review Two Wheeler Loan
      "Two wheeler loan"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      A while back I had taken a two wheeler loan from Bajaj Finserve. The rate of interest offered by them was much higher than any other bank. Their approach was good. I dont recall how much processing fee they have levied. This was taken for a period of 1.5 years and the loan was cleared successfully as it was through ECS,
      Was this review helpful? 2
      , bangalore
      Reviewed on Oct 14, 2016
    • review Two Wheeler Loan
      "WE CAN GO FOR IT"
      BAJAJ FINSERV
      0.5 3.0/5 "Satisfactory"
      This time with Bajaj finserve my experience was good unlike my previous experience. I did not face any sort of challenges with them. The EMI goes out on time no issues as such. The lien was removed and I had got the NOC on time and they themselves had sent the NOC within a month's time.
      Was this review helpful? 4
      , secunderabad
      Reviewed on Oct 08, 2016
    • review Two Wheeler Loan
      "Recommended but rates can be reduced "
      BAJAJ FINSERV
      0.5 3.5/5 "Pretty good"
      The interest rate applied was on the higher side for a two wheeler loan with Bajaj Finserv.The preclosure options are available here.The entire process was hassle free for getting a loan.The service offered are recommended but they can reduce the interest rate.
      Was this review helpful? 5
      , chennai
      Reviewed on Sep 08, 2016
    • review Two Wheeler Loan
      "Not easy to connect with Customer care "
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      My two wheeler loan was taken from Bajaj Finserv. The process is fine and it was completed on time. But it is not an easy task to get connected with the customer care. There is a common number and it takes a long time to reach them. The rate of interest and charges when compared with others is a bit high.
      Was this review helpful? 10
      , chennai
      Reviewed on Aug 12, 2016
    Common Loader Icon
    Page 1 of 9 1 2 3 4 5
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.