Whoever said wishes don’t come true hasn’t explored our offers!
  • Bajaj Finserv Two Wheeler Loan

    Overview:

    Among the leading private companies offering financial services in India is Bajaj Finserv. Part of the larger conglomerate, Bajaj Holdings & Investments Limited, this company primarily deals in providing services like general & life insurance, wealth management, lending and asset management and lending. With an established nation-wide presence, Bajaj Finserv operates with a strong network of over 1400 branches and over 20,000 employees.

    As a part of its lending services, Bajaj Finserv also provides customers with loans for the purchase of two wheeler vehicles. These loans carry some attractive terms and offer a host of great benefits, making it easier for you to own your preferred two wheeler.

    Two Wheeler Loans by Bajaj Finserv:

    Think to yourself, how many times have you given it a second thought, whether or not to take your car to run those small errands, travel a short distance, get groceries, pick the kids up from the nearby friend's house? Given that traffic conditions today are far worse than one could ever fathom, it is only natural that we try to avoid driving as much as possible. Though it is quite impossible to get anywhere in time, if one gets caught during peak traffic hours, a two wheeler can make travelling incredibly easier. Being easy to maneuver and requiring far less parking space, a two wheeler can make daily short commutes much easier. Be it travelling to work, popping over to the nearby store or the weekly groceries, a quick trip to a friend's house in the congested part of the city, a two wheeler helps save considerable time and stress.

    For those who wish to buy a two wheeler, Bajaj Finserv provides two wheeler loans which come with very attractive terms like pre-approved offers, quick loan processing, dedicated multi-lingual helpline service to address the needs of customers from diverse regions, etc.

    Also Read: Two Wheeler Insurance.

    Perfect Personal Loan Deals for you

    Features & Benefits Bajaj Finserv Bike Loan:

    Multiple Locations Across India:

    In order to reach out to a the maximum number of customers, Bajaj Finserv carries out its operation and provides services via 2000 branch offices which are located across India. That means, if you are looking for a hassle free financing option for the purchase of a two wheeler, you can always find a Bajaj Finserv branch in your city.

    Special Pre-approved Offers:

    Wouldn't it make your task much easier if you don't have to wait for your loan request to be approved, especially if you are pressed for time to make a purchase. If you are an existing customer with Bajaj Finserv or a customer with healthy credit score, you can benefit from special pre-approved loan offers and loan schemes offered from time to time by the company.

    Quick Loan Processing:

    Conventionally, loan approval and sanction can take a long time, often defeating the purpose of 'easy finance'. That is not the case here. When you apply for a loan with Bajaj Finserv, within a short duration of 10 days from the date of applying for the loan, you can expect to receive a welcome call from the company, along with an SMS which provides all the necessary details pertaining to your loan like the loan amount, due repayment dates, EMI amount and contact details of a company representative in case you have any queries.

    Minimal Foreclosure Charges:

    Many financial service companies levy heavy fees on customers who foreclose their loans before its due date. With Bajaj Finserv, on the other hand, if a customer wishes to foreclose their loan before the 12th EMI billing, they must only pay a very nominal foreclosure fee, which is charged at the rate of 3% on the outstanding loan amount.

    Option of Partial Foreclosure:

    In order to keep the customer's best interests in mind, Bajaj Finserv also allows you to partially foreclose a loan. Though this will allowed only in some cases, this feature can help customers to not only shorten their loan duration but also help lower the remaining EMI amounts.

    Easy Pay in Cash Option:

    With offices located across India, especially those located in smaller towns, Bajaj Finserv understands the challenges faced by the people with regarding to banking services. Keeping that in mind, for customers hailing from smaller towns and who do not wish to open a bank account, the company offers the facility of collecting loan repayment in cash.

    Apply for Personal Loan

    Call Centre Helpline with Multiple Language Options:

    India is a nation where people converse in multiple languages. Keeping that in mind, Bajaj Finserv offers its customers the facility of choosing from 10 different languages at their call center helpline, in order to resolve the queries of a maximum number of customers.

    Bajaj Finserv Two Wheeler Loan Interest Rate:

    Bajaj Finserv offers one of the most popular two wheeler financing options to its customers in India. The primary reasons for its popularity rests on the fact that the financier offers very attractive interest rates for the financing of Kawasaki, KTM, Bajaj motorcycles. The interest rates are however dependent on certain parameters like the borrower's creditworthiness and profile, amount of loan taken, place of borrower's residence and the Bajaj Auto product for which the borrower is seeking financial assistance. Based on the aforementioned factors, prospective borrowers are placed in different categorical bands - low, medium and high. Currently, the interest rates applicable on two wheeler loans for these bands are as follows:

    • Low - Below 27%
    • Medium - Between 27% to 30%
    • High - Above 30%

    Bajaj Finserv Bike Loan Eligibility:

    In order to be eligible for a Bajaj Finserv Two Wheeler Loan, borrowers must comply with the following eligibility criteria.

    • Individual must be not below 21 years when applying for the loan.
    • Individual must be less than or equal to 65 years at the end of the loan tenure.
    • Borrower must be residing in the current city for a minimum duration of one year.
    • Borrower must have been employed for a minimum duration of one year.
    • Borrower must have a landline number, either at their residence of place of work.

    Bajaj Finserv Two Wheeler Loan Documentation:

    The following documents are required to be submitted towards the application f a Bajaj Finserv Two Wheeler Loan.

    • Proof of Identity: Passport / Photo Credit Card (front & back) / Voter ID Card / Driving License / PAN Card / Company issued ID Card of a Govt. company, PSU, Public Ltd. or MNC / Aadhar Card.
    • Address Proof: Passport / Driving License / Voter ID Card / Telephone Bill / Electricity Bill / Gas Connection Bill / Rental Agreement / Ration Card / Property Purchase Agreement / Sale Deed / Latest Credit Card Billing Statement / LIC Policy / Address Proof in the name of the applicant's parents or spouse / Letter provided by the company or company provided accommodation.
    • Proof of Income: Latest salary slip (for Govt. employees). In case the salary slip can't be produced, a salary certificate will be accepted. Customers will be required to provide any other relevant documents, depending on their profile and the loan category they fall in.

    FAQs:

    1. I have taken a Bajaj Finserv Two Wheeler loan and wish to change my mailing / communication address. How can I do that?

      If you wish to change your mailing or communication address, you must submit a self-attested copy of any KYC document either via email or simply walk into any Bajaj Finserv branch and submit it there.

    2. How do I find out if Bajaj Finserv is offering any special schemes for borrowers?

      Bajaj Finserv offers special schemes frequently. You can find out about the same by getting in touch with a representative of Bajaj Auto who can provide you with the suitable details.

    3. Can existing Bajaj Finserv customers apply for another loan with the company?

      Yes, existing customers can apply for another loan. However, the loan approval will be depend on your eligibility.

    4. How long will it take for the loan to be sanctioned?

      It will take approximately 24 to 48 hours for your loan application to be processed. This is dependent on the submission of documents and their verification.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Read Bajaj Finserv Two wheeler Loan news or Enjoy it on the go Google Play

    • Bike taxi service Baxi partners with Bajaj Finserv

      India is riddled with taxis that are either affiliated to Ola or Uber, but that goes for the four-wheeler instant taxi services.

      However, there’s something called Baxi, a condensed name for Bike Taxi which has hit the ground running with their new offering.

      In latest development though, BC Technologies, the parent company of Baxi, has signed an agreement with Bajaj Auto Finance to provide motorcycle loans.

      A spokesperson for BC Technologies spoke with the media about the partnership and has said that the agreement will provide loans for people who want to buy new bikes with the option of using it to provide a bike taxi service.

      This latest agreement will enable the onboarding of over 10,000 bikes in the current financial year.

      The service also claims that it has completed over half a million rides in less than a year and currently does 3000 rides a day in Gurugram and Faridabad alone.

      ></p> <p><em> 26th October 2016 </em></p> </div> <div class=

    Two Wheeler Loan by Other Banks
    Two Wheeler Loan

    Bajaj Finserv Two Wheeler Loan Reviews

  • Page 1 of 10 1 2 3 4 5
    • review Two Wheeler Loan
      "Good Service"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      Couple of months back only i took a 2 wheeler loan from Bajaj Finserv and its a good customer service they providing . The rate of interest is very low and the processing fee was zero the whole process maximum took total 3 days . Rest everything went on in a very smooth way . It was an ok experience I would say.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • review Two Wheeler Loan
      "Good service"
      BAJAJ FINSERV
      0.5 4.5/5 "Excellent!"
      The BAJAJ FINSERV has approved My 2 wheeler loan around a year ago. The required loan amount has been disbursed and happy about it. The customer service is good with BAJAJ finserv. This loan has the tenure of 3years. They have disbursed the loan amount in a day time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 10, 2017
    • review Two Wheeler Loan
      "EXCELLENT"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I had also taken another two wheeler loan from Bajaj. The loan amount is around 30k. The loan amount got credited to my account within 2 working days. Rate of interest what I get on this loan is 14% to 15%. Unable to recall the rates and charges which was applied to this loan.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 07, 2017
    • review Two Wheeler Loan
      "One day approval"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      With BAJAJ FINSERV i have taken a two wheeler loan were the loan amount is 60000.The monthly EMI is 2400.The tenure period is for 3 years.The executive came to my place to collect the document.Got the loan amount with in 1 day.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 06, 2017
    • review Two Wheeler Loan
      "Good"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      The customer service was really good from the BAJAJ FINSERV side for the two wheeler loan process . They gave me a rate of interest of 6% and a convenient EMI amount was provided to me as the total amount was rupees 50,000 . There was not processing fee charged to me . Over all I can say it was a good experience and I liked it .
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 04, 2017
    • review Two Wheeler Loan
      "Payment structure is not good"
      BAJAJ FINSERV
      0.5 3.0/5 "Satisfactory"
      Bajaj finserve two Wheeler loan is fine , if my ECS is getting returned they are charging higher charges. Earlier when there is a ECS bounce they will cancel the ECS instructions and will collect the payment manually . The same is not the case now, ECS instruction is active when there is a bounce and they collect additional charges on top of that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 28, 2017
    • review Two Wheeler Loan
      "Excellent"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I have closed the two wheeler loan with the Bajaj Finserv and the interest rate is up to 11.2% and the loan amount got disbursed on immediate basis. Customer service is good one with them and the response is also a good one with the Bajaj Finserv.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • review Two Wheeler Loan
      "IT WAS OK ."
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      The overall experience i had with BAJAJ FINSERV was OK as i took a 2 wheeler loan from there . the BAJAJ FINSERV does have a good customer service provided to the customers . there are high deduction charges . they also charge real high penalty if the EMI is not paid on time . even if the amount is not deducted in the time still they charge the penalty that is really not good .
      Was this review helpful? 0
      , surat
      Reviewed on Sep 21, 2017
    • review Two Wheeler Loan
      "EXCELLENT"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I have taken the bike loan with the Bajaj Finserv. The biie amount was 38000 rupees and down payment was 14000 rupees ans emi was around 2779 roi was 12% The loan amount got disbursed to my account within time. Response is very good with the Bajaj Finserv and the customer service is really good with them
      Was this review helpful? 0
      , ranchi
      Reviewed on Sep 20, 2017
    • review Two Wheeler Loan
      "EXCELLENT"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I have taken the bike loan with the Bajaj Finserv. The loan amount got disbursed to my account within short time.Response is very good with the Bajaj Finserv and the customer service is really good with them the bike amount was 60000 rupees and down payment was 16000 rupees an the EMI is around 2498.
      Was this review helpful? 0
      , ranchi
      Reviewed on Sep 20, 2017
    • review Two Wheeler Loan
      "Good"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      I have got the two wheeler loan with the Bajaj Finserv and the loan amount got disbursed on immediate basis. Customer service is good one with the Bajaj Finserv and their response is good one and there are worries on it.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • review Two Wheeler Loan
      "Nice Service"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      My first bike loan was with Bajaj, they quoted 39% which is too high but because of emergency I had to take this loan. But the service is really nice with Bajaj. They immediately approved my loan and not demanded for much documents and no extra charges taken for the loan.
      Was this review helpful? 0
      , dharwad
      Reviewed on Sep 02, 2017
    • review Two Wheeler Loan
      "Too Good"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      Long back I had taken two wheeler loan from Bajaj finserv. I made down payment and for the rest of the amount, I paid it in installments. EMI date was very much comfortable and the loan process was very fast from Bajaj. I am happy because the service was too good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 30, 2017
    • review Two Wheeler Loan
      "Good Process"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      My two wheeler process was done by the dealer and they had tried with Bajaj finserv and got the loan without any delays. It was very easy to approach bajaj for the loans and the good thing is they would not take more time to approve or sanction the loan.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 29, 2017
    • review Two Wheeler Loan
      "Good to approach"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I availed two wheeler loan from Bajaj Finserv. I took the loan for eight EMIs. Interest rate is very nominal and they sanctioned the loan immediately, they never took too much of time to process my loan request. Actually the loan process went good so I am happy with Bajaj finserv.
      Was this review helpful? 0
      , alwar
      Reviewed on Aug 29, 2017
    • review Two Wheeler Loan
      "Good "
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I had taken Bajaj domino 400 with the help of two wheeler loan from Bajaj Finserv. They provided a very good service when I was taking this bike loan. The interest rate is nominal too. There was no extra charges but they collected some documents from me.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 26, 2017
    • review Two Wheeler Loan
      "SATISFACTORY"
      BAJAJ FINSERV
      0.5 3.0/5 "Satisfactory"
      I do have two wheeler, which I was insured by Bajaj Allianz general insurance company. The services are fine one and the premium is about 800 rupees. Claim settlement is fine one like they have provided 100% of the damage cost, also it is as per their norms initially my bike was insured with ICICI now got converted to this.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 22, 2017
    • review Two Wheeler Loan
      "Good loan offers"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I approached Bajaj Finserv through showroom, I purchased KTM duke worth Rs. 2.40 lakhs, I only taken the loan of Rs.70,000 remain all done the payment by own source, documentation process was good and their foreclosure policy is very good, there are no charges applicable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 18, 2017
    • review Two Wheeler Loan
      "Not so good"
      BAJAJ FINSERV
      0.5 4.0/5 "Great!"
      Bajaj finserve had to actually reduce the charges which they are adding at present for example cheque bounce as this happens at times despite having sufficients funds in my account . I am clueless why this is happening and they are messing up the process completely.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 06, 2017
    • review Two Wheeler Loan
      "EXCELLENT"
      BAJAJ FINSERV
      0.5 5.0/5 "Blown Away!"
      I had taken two wheeler loan and I like the services for bajaj finserv. I got this loan with interest rate and on the same day itself the loan been sanctioned. I did not face any kind of issues with Bajaj Finserv.the loan amount was 88000 and the down payment i have done is 28000 rupees total tenure is for 3 years.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Aug 04, 2017
    Common Loader Icon
    Page 1 of 10 1 2 3 4 5
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.