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  • Gram Priya Rural Postal Life Insurance Scheme

     The RPLI or Rural Postal Life Insurance was started as an upshot to recommendations of the Malhotra Committee. In the year 1993, it was observed by the Committee that 22 percent of the total insurable population are insured in this country. The recommendations of the Malhotra Committee were accepted by the Government and Postal Life Insurance was allowed to extend their coverage to the different rural sectors.

    Eligibility Conditions for GRAM PRIYA Rural Postal Life Insurance

    Employees who are eligible Salaried Professionals
    Minimum Entry Age 19 years
    Maximum Entry Age 45 years

    Key Features of GRAM PRIYA Rural Postal Life Insurance

    Commencement of Insurance The insurance coverage starts from the acceptance date
    Minimum Assured Sum Rs. 10,000
    Maximum Assured Sum Rs. 5,00,000
    Nomination Facility Available
    Assignment Facility Available

    Benefits / Advantages of GRAM PRIYA Rural Postal Life Insurance

    • In case of natural calamities like flood, earthquake, cyclone, drought, etc. no interest will be charges till 1 year arrear of premia.
    • The amount payable as survival benefit is given below
    At the end of four years 20 percent
    At the end of seven years 20 percent
    At the end of ten years 60 percent with bonus
    • Surrender Value is not payable.
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