Religare Home Loan
Religare home loans offer up to 80% of the property value with a repayment tenure of up to 20 years. The interest rate ranges from 14% to 17% and is a floating rate.
Religare Home Loan offers home loans up to Rs.50 lakh at competitive rates starting from 10.50% p.a. It offers a range of services including home improvement loans, home extension loans and self-construction loans. You can take the loan for a period of 25 years.
- Competitive rates range from 14% onwards
- Loans up to Rs.50 lakh
- Tenure up to 20 years
Religare Home Loan Interest Rate
Interest Rate | 14% - 17% |
Processing Fee | Up to 3.5% of the home loan amount applied |
Compare: Home Loan Interest Rate all Banks
Religare Home Improvement Loans
- For repairs, renovation, improvement or extension of the existing house.
- Loans of up to Rs.10 crore.
- Tenure of up to 15 years.
Interest Rate | 14% - 17% |
Processing Fee | Nil |
Religare Home Extension Loans
- For building an additional floor, adding a bedroom.
- Loans of up to Rs.10 crore.
- Tenure of up to 15 years.
Interest Rate | 14% - 17% |
Processing Fee | Nil |
Religare Self-Construction Loans
- For constructing a self-owned plot of land situated within Municipal or Local Development Authority limits.
- Loans of up to Rs.10 crore.
- Tenure of up to 15 years.
Things to Know
- The eligibility criteria for all the schemes is similar to that of the home loan.
- The loan term does not extend beyond the retirement age or 60 years (salaried individuals) whichever is earlier (65 years for self-employed individuals)
Religare Home Loan EMI Calculator
Your home loan EMI (equated monthly instalment) depends on several factors, including the loan amount, tenure, and interest rate. To calculate your monthly instalments beforehand, you can use BankBazaar Home Loan EMI Calculator.
You can learn about your EMI instantly. You will need to enter all the details related to your loan, including amount, rate of interest, and processing fee. Click on "calculate" to view your EMI. This will be followed by an amortisation table that will give you a complete breakdown of your repayment schedule.
Religare Home Loan Eligibility Criteria
Age | Above 21 years (self employed) Above 25 years (salaried individuals working for minimum 3 years/ having stable source of income) |
Nationality | Resident Indians |
Religare Home Loan Documents Required
- Identity proof
- Residential address proof
- Passport size photograph
- Last 3 months' salary slips
- Last 6 months' bank statements
- Property-related documents
HOUSING FINANCE SCHEMES
- Shriram Housing Finance
- LT Housing Finance
- Repco Home Finance
- Aadhar Housing Finance
- Aditya Birla Housing Finance
- Aptus Value Housing Finance
- Khush Housing Finance
- IDFC First Bank
- New Habitat Housing Finance
- Kerala Housing Finance
FAQs on Religare Home Loan
- When do I have to start paying my EMI's?
The EMI payments will begin the month following the full loan amount being disbursed to the applicant.
- Is it necessary to have a personal guarantor for my loan?
No, a personal guarantor is not necessary. It would depend on a case to case basis, as counselled by your loan advisor.
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