Secure your family's future while growing your wealth with HDFC SL ProGrowth Flexi – a ULIP that offers life cover and market-linked returns. Plan smart for tomorrow with flexible investment options, tax benefits, and comprehensive protection under one policy.
It’s always good to be prepared for all of life’s uncertainties that comes your way. To meet all of life’s expenses and to fulfill the needs of your family and loved ones.
The will help you do just that, this savings cum insurance unit linked plan gives you the ability to protect in case of demise.
Particulars | Minimum | Maximum |
Less than 45 years of age | The higher of: 10 * the annual premiums OR 0.5 * policy term * annual premium | 40 * annual premiums |
Equal to or above 45 years of age | The higher of: 7 * the annual premiums OR 0.25 * policy term * annual premium | 40 * annual premiums |
* The number displayed is for a policy of 10 years.
Minimum premium term | Policy term |
5 years | 10 years |
10 years | 15+ years |
Premium frequency | Minimum | Maximum |
Annual | Rs. 24, 000 | No Limit |
Half-yearly | Rs. 10, 000 | No Limit |
Monthly | Rs. 2, 500 | No Limit |
Particulars | Minimum age | Maximum age | Maturity age |
Life Options | 14 years | 65 years | 75 years |
Extra Life Options | 18 years | 55 years | 70 years |
Death | Death benefit summary |
If death occurs before 60 years of age | The higher of the below will paid out:
The policy will also terminate after no more benefits will be paid |
If death occurs on or after 60 years of age | The greater of the below will be paid:
The policy will also terminate after no more benefits will be paid |
Fund Name | Details | Risk Factor |
Income Fund | Potential returns are higher with higher credit exposure and duration | Moderate risk |
Balanced Fund | Enhanced returns with dynamic equity with debt allocation reducing volatility | Moderate to high risk |
Bluechip Fund | Large cap equity and equity related security exposure | Very high |
Opportunities Fund | Mid cap equity and equity related security exposure | Very high |
Fund composition:
Fund Name | Liquid Mutual funds, Cash instruments and Deposits, Money markets | Fixed Income securities and Government Securities | Equity |
Income Fund | 0% - 20% | 80% - 100% | - |
Balanced Fund | 0% - 20% | 0% - 60% | 40% - 80% |
Bluechip Fund | 0% - 20% | - | 80% - 100% |
Opportunities Fund | 0% - 20% | - | 80% - 100% |
Premium Paid | 1 and 2 years | 3 - 5 years | 6+ years |
Allocation rate | 92.5% | 95% | 100% |
Allocation charges | 7.5% | 5% | 0% |
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