Whoever said wishes don’t come true hasn’t explored our offers!
  • Birla Sun Life ULIP Plans

    Birla Sun Life Insurance

    Birla Sun Life ULIP Plans

    Birla Sun Life offers a wide range of Unit Linked Insurance Plans (ULIPs), which offer customers the dual benefit of insurance protection as well as investment. The premium paid by the policyholder is invested by the company in a choice of funds offered by them, which provides the policyholder with the added benefit of good returns linked to the capital market.

    The Unit Linked Insurance Plans offered by Birla Sun Life Insurance are:

    • BSLI Wealth Max Plan
    • BSLI Wealth Secure Plan
    • BSLI Wealth Assure Plan
    • BSLI Fortune Elite Plan
    • BSLI Wealth Aspire Plan

    1. BSLI Wealth Max Plan:

    In simple terms, this plan offers your family financial protection as well as good returns from your investments by allowing you to choose how your money is invested in 13 different funds.

    Features and Benefits:

    • This is a single pay plan with the added bonus of financial growth.
    • The plan gives you the flexibility to add top-ups whenever you have additional savings.
    • In case of financial emergencies, the plans gives you the flexibility of partial withdrawals.
    • The plan gives you the freedom to choose where you want your premium to be invested.
    • The fund value including any top-up fund value is paid on maturity of the policy.

    2. BSLI Wealth Secure Plan:

    The BSLI Wealth Secure Plan enables the policyholder to maximise long term savings in combination with whole life coverage. It lets the individual choose an investment option best suited to his or her requirements as well as offering financial security for the policyholder’s family.

    Features and Benefits:

    • Premiums are paid for a limited term but with whole life coverage.
    • The plan gives you the flexibility to add top-ups whenever you have additional savings.
    • The plan offers the flexibility of partial withdrawals to meet any emergency fund requirements
    • Flexibility to redirect future premiums to new funds.

    3. BSLI Wealth Assure Plan:

    The Birla Sun Life Insurance Wealth Assure Plan is a protection cum savings plan, that enables your wealth to grow steadily over time. It provides financial security to meet requirements at different stages of life, offering capital appreciation in tandem with insurance coverage.     

    Features and Benefits:

    • The plan protects your investment from market risks while providing good returns during favourable market conditions.
    • The plan gives you the flexibility to add top-ups whenever you have additional savings.
    • In case of financial emergencies, the plans gives you the flexibility of partial withdrawals.
    • The plan offers three different investment options
      • LifeCycle Option
      • Systematic Transfer Option
      • Self-Managed Option

    4. BSLI Fortune Elite Plan:

    Under the BSLI Fortune Elite Plan, you decide how to invest your premiums. However the investment risk in the investment funds chosen by you is solely borne by you. Premiums can be invested in one of three different investment options.

    Features and Benefits:

    • The fund value including any top-up fund value is paid on maturity of the policy.
    • Switching can be done to change between funds and also between investment options except to the Return Optimizer Option.
    • Flexibility to redirect future premiums to new funds.
    • Top-ups can also be done to increase the fund value and the subsequent Sum Assured with a minimum value of Rs.5000
    • The plan offers three different investment options
      • Return Optimizer Option
      • Systematic Transfer Option
      • Self-Managed Option

    5. BSLI Wealth Aspire Plan:

    The BSLI Wealth Aspire Plan is a plan designed to reward the policyholder for policy continuance in the form of guaranteed additional units added to the policy. This plan gives the policyholder the flexibility to choose from a wide range of policy terms.

    Features and Benefits:

    • Flexibility to choose premium paying terms from 5 to 40 years.
    • The plan gives you the flexibility to add top-ups whenever you have additional savings.
    • The plan offers the flexibility of partial withdrawals to meet any emergency fund requirements.
    • The plan offers three different investment options
      • Return Optimizer Option
      • Systematic Transfer Option
      • Self-Managed Option
      • Smart Option

    FAQ’s of Birla Sun Life ULIP Plans?

    1. Q.What are the different investment options available under Birla Sun Life ULIP Plans?

      LifeCycle Option - This option allows the company to manage and administer your investment portfolio on your behalf and according to your risk profile.

      Systematic Transfer Option - This investment option allows you to systematically participate and eliminate the need to time you investments into the equity market.

      Self-Managed Option - This options gives you the freedom to decide what funds you want to invest in, as offered by the company.

      Return Optimizer Option - In this option returns are protected from market fluctuations and volatility, while also ensuring good returns during favourable market conditions.

      Smart Option - Under this option, your portfolio will be structured as per your maturity date and risk profile. Over time the allocation is managed such that it will automatically switch from riskier assets to safer assets progressively as your plan approaches maturity.

    2. Q. Do the BIRLA Sun Life ULIP plans offer any tax benefits?

      A.All ULIP plans mentioned above offer tax benefits under section 80C and section 10(10D) of the Income Tax Act, 1961

  • reTH65gcmBgCJ7k - pingdom check string.
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.