Finding LIC Policy Number with Name and Birthdate
LIC helps one remember the policy number, in case it is forgotten, by using the online feature on the website to locate it. It can also be retrieved through an LIC agent, through the home branch, or through any other branch.
One can invest in a life insurance policy at any point in life, however, purchasing one early is advisable. Life insurance policies offer multiple benefits such as long-term care riders, premium waivers, loans, and so on. With the advancement of the digital media, it has become quite simple to purchase a life insurance policy online, without the help of agents or brokers.
offer multiple benefits, such as long-term care riders, premium waivers, loans, etc. With the advancement of digital media, it has become quite simple to purchase a life insurance policy online without the help of agents or brokers.
Moreover, one can also compare the premiums and features of multiple life insurance policies on the LIC online portal before investing in one. Not only is it restricted to purchasing, but the online feature also provided by LIC helps individuals accomplish several tasks in no time. One of these tasks is locating the policy number of the policy, in case it has been forgotten or cannot be located.
There are several reasons why a policyholder might need to remember their policy number. However, relocating the accurate policy number is relatively easy, owing to plenty of retrieval options. The policyholder must use the correct name (provided during the policy purchase) while attempting to retrieve the policy number. The format used during the policy purchase also must remain the same, along with the birthdate of the policyholder.
Retrieval Through the LIC Portal
While creating an account on the website of LIC, the policyholder is required to provide his/her own credentials. The same (credentials) can be used to locate one's policy number. Simply log into the LIC portal using the accurate credentials, and your policy number will be displayed on your account webpage.
Retrieval Through LIC Agent
This step is considered to be the simplest and most efficient of all. By logging in on the agent's portal on LIC, an agent can easily recover a policyholder's policy number in no time. The policyholder will only be required to provide the agent with his/her full name and birthdate.
Retrieval Through the Home Branch
In case the policyholder does not have a digital profile on the LIC portal, he/she can recover the policy number by visiting the LIC branch from where the policy was bought in the first place. LIC officials will commence the process by first verifying the nature of the request. Once the verification has been completed, they should provide the requested policy number to the policyholder. An important factor here is that since the policyholder's data is confidential and he/she has no online presence, LIC will not be able to recover the information through the online mode. They (LIC officials) will be liable to manually check the policyholder's policy number and intimate them accordingly.
Retrieval Through Any LIC Branch
In case the policyholder is unable to visit his/her home branch, he/she can visit any LIC branch and request the policy number by providing his/her full name and birthdate.
Visiting The Unclaimed and Outstanding Option of LIC
If you unclaimed the policy payment by LIC or if there is any outstanding from LIC which is to be paid to the policyholder, then you can use this option. In this case, your name as well as date of birth is needed.
Unclaimed insurance policy money is basically the money which has remained unclaimed six months of the due date of the claim settlement. However, you need to keep in mind that this information will be modified by LIC after every six months.
Survival benefit (based on money back policies, Maturity Claim, Death Claim, Premium amount due for refund, premium deposit which is not adjusted against indemnity claims or premium. All you need to do is first visit the LIC Unclaimed Policy Status option on the portal. Enter all the important details such as outstanding and the unclaimed amount of policyholders and policy number.
Tips to Refrain from Such Complex Situations
- The policyholder must keep a record of all the details and information related to his/her LIC policy.
- The policyholder must keep his/her family updated with the insurance related information.
- The policyholder must make an active effort to keep his/her contact information updated in all LIC policies.
- The policyholder must track the existing policies on a regular basis to stay updated.
Keeping a policy document safe and secure must be the top priority of all policyholders.
Find LIC Policy Number Via Online Method
The following are the steps to find the policy number via online method using your date of birth:
Login Portal
Here are the steps to find policy number through login portal:
- Visit the official website of Life Insurance Corporation of India (LIC)
- Fill in the required details in the boxes, such as:
o LIC policy number
o Date of birth
o Name
o PAN number (Permanent Account Number)
o Registered mobile number
- The name and date of birth is mandatory to fill in
- Click on ‘Submit’ to complete the procedure
Contacting a LIC Agent
You can contact your LIC agent to find the policy number using name and date of birth. The agent will login into the agent portal or using business details and will find out the policy number using your name and date of birth.
Visiting any LIC Branch
You can find your policy number by visiting any of the nearest LIC branches in case you are not able to find the policy number at the home branch. Provide the officials at the LIC branch with your name and date of birth
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FAQs on Finding LIC Policy Number with Name and Birthdate
- What is the process for a new user to register on the LIC portal?
To register on the LIC portal as a new user, you can follow the hassle-free process provided by e-Services by UC. First, select your own credentials and fill out the registration form online along with any necessary documents. After submitting it on the email ID you provided, you will receive a confirmation message. In the message, you will find a link which you can click to access a webpage where you can link your policy to your account.
- Is it necessary to regularly verify the status of your LIC policy?
Yes, it is important for customers to periodically check their policy status to prevent the possibility of policy lapse. If you fail to do so could result in significant financial consequences and require additional payments to revive the policy. By monitoring premiums, due dates, and other factors, you can stay informed and stay on top of every detail related to your policy.
- What are the options for checking policy status without registering?
Individuals who still need to register online can quickly check their LIC policy status using SMS or phone call services.
- Is there a fee for obtaining updates on LIC policy status?
No, there is no fee for obtaining updates on LIC policy status. However, if you use SMS services to check the status, standard SMS charges may apply based on your provider. If you have already registered on the online portal, you can easily log in and view the necessary details.
- What is the meaning of ‘lapsed’ status in LIC policies?
When a policy is labelled as ‘lapsed’ in LIC policies, it means that the policy has expired due to non-payment of premiums. This status signifies that the policy is no longer active and will not provide coverage. To reinstate the policy, you must pay the overdue premium within a designated time frame.
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