How To Check Your Postal Life Insurance Status Online
Follow the steps mentioned below to check the postal life insurance policy status once you have applied for one. In addition, know about the benefits of the scheme, the type of policies one can avail and lots more.
In February 1884, Postal Life Insurance (PLI), one of the oldest life insurance policies in India, was launched. It has developed tremendously since it was first established as a welfare programme to help postal workers. It now includes employees from the central and state governments, as well as those employed by universities, government-aided schools, nationalised banks, local government entities, and public sector undertakings.
It is necessary for PLI policyholders to check their postal life insurance status in order to find out important dates such as maturity, survival, and premium due dates. Read on to learn about the different ways to check the status of your postal life insurance.
Why Should You Check Postal Life Insurance Status
To check the status of their postal life insurance policy and to pay their premiums, many policyholders spend endless hours on the phone or in long lines at one of the post offices. However, policyholder can now check the status of their postal life insurance policy offline and online. Previously, the option to check the PLI status online was not available.
Types of Policies Offered Under Postal Life Insurance
Currently, there are 7 types of life insurance plans offered under the Postal Life Insurance Scheme. These include:
- Children Policy
- Whole Life Assurance (Suraksha)
- Endowment Assurance (Santosh)
- Convertible Whole Life Assurance (Suvidha)
- Joint Life Assurance (Yugal Suraksha)
- Anticipated Endowment Assurance (Sumangal)
Features & Benefits Offered Under Postal Life Insurance Schemes
- Policyholders can avail the facility to nominate a beneficiary under a PLI policy.
- Compared to all other types of life insurance policies, PLI policies feature the lowest premiums for providing life insurance coverage and a sum assured.
- PLI policyholders are eligible to avail exemptions on income tax under the provisions of the Income Tax Act, 1961.
- Policyholders can transfer their policy to any Circle within India, free of cost.
- Postal Life Insurance schemes come with Passbook facility to help policyholders track their premium payments or for use in loan transactions.
- Policyholders can avail a 1%/2% discount on their premium amount if they make an advance payment of premium for 6/12 months of the policy term respectively.
- Premium payment can be made as per the policyholder's convenience. They can choose from multiple payment modes like monthly, half-yearly, and yearly.
- The process of claim settlement is very swift and hassle-free due to PLI's centralized accounting facility.
- Besides providing life insurance cover, PLI schemes also offer some added facilities such as policy loan, assignment facility, an option to convert the policy to a paid-up one, and also policy surrender.
How To Check Your Postal Life Insurance Policy Status Online
Those who have a Postal Life Insurance policy would, some time or the other, be required to check their policy status. However, in earlier times, people would typically have to queue up outside the post office and wait for their turn to speak to an officer regarding their query or even to pay their policy premiums. Times have now changed and the internet has made life much simpler. PLI policyholders can now carry out a number of policy-related requests online and save not only time, but also money that is spent in making a trip to the post office. Here are some of the options one can use to check their PLI policy status online.
- Using Your PLI Account - Individuals who hold a Postal Life Insurance policy can go and create an account for themselves on the Postal Life Insurance website. After creating an account, they simply have to login to their account using their username and password, and request to know the status of their PLI policy.
- Via Email - To know the status of their Postal Life Insurance policy, policyholders can write to plipg.dte@indiapost.gov.in
- Via toll-free number - You can call the toll-free number 1800 266 6868 anytime between 09:00 a.m. and 06:00 p.m. except on Sundays or any gazetted holidays to check the status of your Postal Life Insurance Policy.
- Via the IndiaPost website - Policyholders can follow the steps mentioned below to check the status of their Postal Life Insurance policy via the IndiaPost website:
- Click on the Proposal track Link.
- Enter your proposal number and click on Check Status.
- You will be able to view the status of your Postal Life Insurance policy.
- Alternative Way
- Click on the link Customer Portal Link.
- Enter your customer id followed by the password.
- Once you have logged in, you can check the status of your Postal Life Insurance Policy.
Other Ways to Check Postal Life Insurance Policy Status
There are other ways that you can use to check the status of your policy:
- In case you have any query related to your policy, you can send a mail to the email ID plipg.dte@indiapost.gov.in .
- You can also call on the toll-free number 18002666868
- You can send your queries via post to the following address:
Chief General Manager,
Directorate of Postal Life Insurance,
Chanakyapuri Post Office Complex, Ist Floor,
New Delhi – 110021.
Hence, it is extremely simple and a hassle-free process to check the status of your policy. All you will need is a secure internet connection and a laptop or a mobile phone.
Through the aforementioned steps, Postal Life Insurance customers can keep a track of their policy, check their premium due dates, the approximate payout they will get at the end of the term, etc.
FAQs about How To Check Your Postal Life Insurance Status Online
- How can I buy the India Post Life Insurance policy from the website if I am not a customer?
Even if you're not an existing customer of India Post Life Insurance, you can still purchase a life insurance policy on their website. To do so, navigate to the 'Purchase a Policy' section and choose a suitable product and coverage. You'll need to provide personal, employment, medical, and other relevant information and pay the first premium amount to generate a proposal. Once you've completed this step, you'll need to visit the nearest Post Office with the proposal request printout and required documents to finalize the process.
- How can I use the Postal Life Insurance website when I have a Life Insurance policy with India Post?
Suppose you're already a policyholder with India Post Life Insurance and want to use their website. In that case, you'll need to register for a customer ID by filling out the 'Generate Customer ID' form with the information from your policy document. Once you've submitted the form, your credentials will be verified, and you'll receive an email containing your Customer ID and a link to set your password. This link will remain active for 72 hours from the time of submission. After setting your password, you can log in to the portal using your customer ID and password to access a variety of features
- What features are available on the Postal Life Insurance web portal?
With your login credentials for the web portal of India Post Life Insurance, you'll be able to access a range of features. These include viewing details of your profile and policies, making premium and loan repayments, and submitting policy servicing requests such as changes to payment frequency or mode, loan requests, and revival of lapsed policies.
- How do I get some assistance for a Postal Life Insurance policy?
If you're interested in buying a policy from India Post Life Insurance but require assistance, you can request an agent for help at your nearest India Post. They believe in providing customers with access to information, and their agent will be able to assist you in meeting your financial goals.
- What do I do if I have a query related to Postal Life Insurance?
If you have any queries related to Postal Life Insurance, you can simply submit your concern by visiting the 'Submit a Query' section on the Postal Life Insurance web portal. Rest assured, India Post will address customer queries, and we will respond to your concern at the earliest.
- Who can check the status of a PLI policy?
The status of a PLI policy can only be checked by those who have postal life insurance. Since these plans are exclusive to the government and state-owned departments, employees of the Defence Services, State Governments, Central Government, Paramilitary Forces, Nationalised Banks, and numerous other state-owned departments can use the policy number to check their PLI status.
- Is it possible to check the status of my PLI without logging in?
Yes, you need to visit the India Postal Life Insurance website to check the status of your postal life insurance policy without having to log into your account.
- What details are required to view my PLI status online?
Your proposal number is required to check the PLI status online.
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