Sahara India Life Insurance

The various categories of life insurance policies offered by Sahara are as listed below:

1. Money Back Plan 
2. Unit Linked Plan
3. Term Assurance Plan
4. Endowment Plan
5. Group Insurance Plan

Money Back Plan:

1. Sahara Pay Back Jeevan Bima Plan: This plan offers protection as well as earnings. It offers lump-sum payout at certain intervals. The minimum sum assured for this plan is Rs.75,000 and maximum sum assured is Rs. 1 crore. The fixed tenure of the policy is a minimum of 12 years. The policy is also available for 16 years and 20 years.

1. Sahara Dhanvridhi Jeevan Bima Plan: This is single premium money-back, zero profit plan. The fixed tenure of the policy is a minimum of 9 years. The policy is also available for 12 years and 15 years. The added advantage with this policy is life coverage till maturity.

1. Sahara Dhanvarsha Jeevan Bima Plan: This is a regular non-participating money-back endowment plan. The plan offers complete financial protection in case of unfortunate events. The minimum sum assured for this plan is Rs.75,000 and maximum sum assured is Rs. 1 crore. The fixed tenure of the policy is 15 years or 20 years. The minimum age of the policy holder is 15 years up to 55 years of age.

Unit Linked Plan:

1. Sahara Sanchit Jeevan Bima Plan: This is a single premium based, unit linked plan that offers insurance coverage and stability against ever changing equity market. Moreover, the plan offers policy holder multiple investment options. The policy is for the age bracket of 18 years to 65 years. The minimum premium amount is Rs.30,000 and there is no capping on the maximum.

1. Sahara Utkarsh Jeevan Bima Plan: This is a two premium, unit linked plan for customers willing to take a high amount of risk. The policy is for the age bracket of 12 years to 55 years. The single premium amount is Rs.50,000 (minimum). For yearly mode, the premium amount is Rs.20,000 and for half-yearly mode, the premium amount is Rs.15,000. There is no capping on the maximum amount of premium. The sum assured is 125% for a single premium, for the policyholder aged up to 45 years and the sum assured is 110% of the premium paid for policy holder of 46 years and above.

1. Sahara Sugam Jeevan Bima: This is unit linked plan with a mix of risk and market returns. This plan allows the policyholder to choose a plan based on the risk he/she wishes to take and his personal financial goal. The minimum age required to issue this plan is 10 years till 55 years of age. The policy term comes in three variants, that is 10 years, 15 years and 20 years. The minimum amount of premium which you are required to pay is Rs.12,000 and this cannot be changed. The policy comes with 10 times of the premium amount as assured sum.

Endowment Plan:

1.  Sahara Shrestha Nivesh Jeevan Bima Plan: This is a single premium no profit endowment plan and is designed for people with no regular income. The minimum issuance age for this plan is 9 years up to 60 years. The minimum premium amount for this plan is Rs.16,992 and the sum assured varies between Rs.30,000 to Rs.1 crore. The policy term is between 5 years to 10 years.

1. Sahara Shubh Nivesh Jeevan Bima Plan: This is a single premium no profit endowment plan that comes with lifetime coverage benefit. The minimum issuance age for this plan is 9 years up to 60 years. The fixed policy term is 10 years. The assured sum ranges between Rs.50,000 and in multiple of Rs.5000 thereof.

1. Sahara Dhan Sanchay Jeevan Bima Plan: This is a regular endowment plan with benefits like insurance coverage, tax benefits, risk-free investment and wealth generation under one umbrella. The minimum sum assured Rs.50,000 and in multiples of Rs.5000 thereof. The premium payment options are month, quarterly, half yearly or annually. The minimum issuance age for this policy is 15 years up to 40 years.

Group Insurance Plans:

1. Sahara Samooh Suraksha: This is a term insurance plan for groups that comes at a nominal premium price. The minimum contribution for this plan is Rs.5000 every month. The minimum issuance age is 18 years up to 64 years. The minimum sum assured under this scheme is Rs.50,000 up to Rs.5 lakh.

1. Sahara Accidental Death Rider Benefit: This is non-linked accidental death rider plan that comes with multiple premium type options: Single premium and Regular premium. In case of regular premium, the term of policy should be equal to the policy term or less than that. The minimum issuance age for this policy is 18 years up to 60 years. The maximum age at maturity is 65 years.

1. Sahara Surakshit Parivaar Jeeva Bima Plan: This is a non-par, non-linked, micro endowment life insurance policy that comes with multiple benefits like savings and protection. The policy comes with nominal premium amount Rs.500 for five years and Rs.250 for a period of 10 years. The policy offers guaranteed sum assured as the maturity benefit.

Term Insurance Plans:

1. Sahara Social Security Plan: This is a non-participating, non-profit plan that will not participate in the profits of Sahara Life. This term plan is designed for economically weaker sections of society. The premium amount is affordable and there is no survival benefit or maturity benefit. The premium amount starts from Rs.100.

How to Check Policy Status at Sahara India Life Insurance?

Checking your policy status is super easy and hassle-free at Sahara India Life Insurance. Moreover, if you have purchased your policy online, you can accomplish this task in just a few steps and clicks of the mouse.

If you are a regular user, you will simply have to visit the official website of Sahara India Life Insurance. On the top corner of the main page, you will spot an option called 'Customer's Log in'. Upon clicking on the button, you will be redirected to a new page wherein you will have to put your credentials (username and password). After this step, you are inside the portal and are free to check your policy status along with other information.

If you are visiting the website of Sahara India Life Insurance for the first time, you will be required to click on the button 'Customer's Log In'. You will thereafter be redirected to a different page where you will be able to locate the option 'Register an Account Now'. On the page that appears next, you will be required to enter your policy number, birth date, email ID, etc. Once you have entered all the details, click on the button 'Submit'. Once your policy details have been successfully registered, you are free to check your policy status or any other information of your choice.

Apart from the methods mentioned above, there are other ways in which you can check the status of your policy at Sahara India Life Insurance. For example, you can make use of their toll-free helpline number - 1800 180 9000 between 10:00 am and 5:00 pm. Whenever you are calling the customer service agent of Sahara India Life Insurance, ensure that you keep your policy number and other essential details handy.

Another way of tracking your policy status is by visiting the branch of Sahara India Life Insurance and talking to their officials directly. Under the heading 'Contact Us', you will find the complete addresses of their branch offices. Herein, you can locate the branch that is nearest to you and visit the same to enquire about your policy.

Conclusion

At Sahara India Life Insurance, you do not have to worry about keeping track of your details. They have an effective management system in place that takes care of your needs and provides solutions in a hassle-free manner.