This plan is offered to individuals to provide them with a lump sum cover that enables the insured or nominees to cope with the unplanned expenditures other than treatment expenses arising out of diagnosis of specified critical illnesses. The following diseases are covered under this scheme:
- Cancer
- Paralytic stroke
- Renal failure
- Major organ transplant
- Coronary artery disease
The cover is also extended to families in case of accidental death or permanent disability suffered by the insured during policy tenure.
Features of Universal Sompo Aapat Suraksha Bima Policy:
The features of this plan are listed below:
|
Basis |
Individual |
|
Age |
Min: 18 years Max: 65 years Children within 6 to 25 years can also be covered if the parents are already covered. |
|
Sum assured |
Flexible |
|
Renewability |
Option for renewable at maturity through lifetime |
|
Cover offered |
Coverage here includes the following:
The cover is extended on a lump sum basis that is paid out in one go if the above situations were to take place. |
|
Discount |
|
|
Benefits |
|
|
Exclusions |
The following are excluded from the overall health cover:
|
*The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.
Also Read: How to File a Claim with Universal Sompo?
