This health insurance policy offers flexible options to shield you and your family against financial hardships arising due to unforeseeable accidents. The plan comes in 3 varieties namely Basic, Wider and Comprehensive. Apart from the capital sum assured, there are also additional benefits associated with accident claims.
The policy is offered in Single Premium Payment mode only with 1 year tenure which can be renewed indefinitely.
Features of Universal Sompo Individual Personal Accident Policy:
The features of this plan are listed below:
|Eligibility age||Min – 5 years Max – 65 years 65 to 75 year applicants may be enrolled with 20% loading on premium|
|Premiums||Single Premium. 0.4% to 2% of Sum Assured.|
|Sum assured||Basic – 10 times yearly income Wider – 5 times yearly income Comprehensive – 5 times yearly income (Rs.5 lakhs max)|
|Policy term||1 year|
|Renewability||Lifetime renewability option|
The policy is available in 3 varieties:
In case of accidental claim:
General exclusions are as follows:
*The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.
Find cashless network hospitals nearby: Universal Sompo Cashless Network Hospitals
Also Read: Best Health Insurance Plans
Also Read: How to File a Claim with Universal Sompo?
Other Health Insurance Plans from Universal Sompo:
- Universal Sompo Individual Health Insurance Policy
- Universal Sompo Aapat Suraksha Bima Insurance Policy
- Universal Sompo Hospital Cash Insurance
- Universal Sompo Saral Suraksha Bima Insurance Plan
- Universal Sompo Complete Health Care Insurance
- Universal Sompo Senior Citizen Health Care Insurance
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.