This is a hospital cash policy that provides the insured with daily allowance when admitted into a hospital for treatment. This health insurance plan offers flexible premium and sum assured choices as well as the option to choose from 6 different daily allowance limits. The scheme can be availed by individuals for themselves, spouse, dependent children and dependent parents. The policy can be purchased without undergoing any medical test up to the age of 55 years. The policy offers Intensive Care benefits, Convalescence benefits and many such attractive benefits.
Features of Universal Sompo Hospital Cash Insurance:
The features of this plan are as follows:
|Eligibility age||Min – 18 years Max – 70 years Children within 6 months to 25 years can also be covered as dependents|
|Premium||Single Premium – Rs.188 to Rs.43,000
Annual premium amounts are as follows (as per daily allowance limit chosen):
For daily allowance of Rs.500
|Sum assured||For Hospital Confinement Benefit
|Policy term||1 year|
|Renewability||Lifetime renewability option|
|Cover offered||Hospital Confinement Benefit – Daily Allowance to help support financial requirements arising out of hospitalization Intensive Care Benefit – Twice the Daily Allowance amount for intensive care unit admissions Convalescence Benefit – When hospitalization extends for more than 21 days, this benefit is paid out as per the policy schedule|
The following exclusions are in effect:
*The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.
Find cashless network hospitals nearby: Universal Sompo Cashless Network Hospitals
Also Read: Best Health Insurance Plans of 2017
Also Read: How to File a Claim with Universal Sompo?
Other Health Insurance Plans from Universal Sompo:
- Universal Sompo Individual Health Insurance Policy
- Universal Sompo Individual Personal Accident Policy
- Universal Sompo Aapat Suraksha Bima Insurance Policy
- Universal Sompo Saral Suraksha Bima Insurance Plan
- Universal Sompo Complete Health Care Insurance
- Universal Sompo Senior Citizen Health Care Insurance
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.