Enhance your Tata AIA Life Insurance policy with optional riders for added protection against disability, death, or premium payment challenges. Choose from three powerful riders designed to ensure uninterrupted coverage and financial security for your loved ones.
Financial needs and requirements vary from person to personal and Tata AIA Life Insurance has made available a wide range of products and services to cater to its extensive customer base. To ensure that its customers have the flexibility of increasing their life cover, the company offers three different riders from which customers can choose the one that best suits their requirements.
Riders are additional benefits that may be opted for by the customer and added to their basic life insurance policy, thereby increasing security and protection. Insurance riders are designed to provide enhanced features so that customers can increase the worth of their insurance policy for a small additional cost. Following are the three riders you can avail for your Tata AIA Life Insurance policy.
The Waiver of Premium Plus (Linked) Rider from Tata AIA Life Insurance is specially tailored for the base plan's Proposer (different from the Life Assured). This rider ensures that the insurance benefits are continually granted to the right recipients even if the proposer may not be able to make premium payments in case of unforeseen situations.
Tata AIA Life Insurance Waiver of Premium (Linked) Rider is specially tailored for the base plan's Life Assured. In this case, the Proposer and the Life Assured must be the same individual. This rider ensured that customers continue to receive insurance benefits even if they can no longer afford to make premium payments due to permanent and total disability.
Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider from Tata AIA Life Insurance is an optional unit deducting rider which offers a simple solution for those who wish to ensure that their family remains covered in case of their dismemberment or unfortunate death.
GST of 18% is applicable on life insurance effective from the 1st of July, 2017
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