• Shriram Life Endowment Plans

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    Plan Benefits

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    Policy Coverage

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    Endowment Life Insurance policies offers the insured three kinds of benefits under a single plan. The Shriram Life Endowment Plans offer the triple benefit of saving, protection and tax benefits. Each endowment Life Insurance plan offered by the company has its own set of unique features and benefits. The maturity term of these plans usually range between 10 to 20 years.

    Why opt for Shriram Life Endowment Plans?

    Shriram Life Insurance offers four kinds of Endowment Insurance Plans. Each plan is different from the other but they all offer the same benefit of savings, protection and tax benefit. There is an endowment plan for every customer and each plan offers guaranteed returns. These plans also come with different maturity terms to suit the life insurance needs of different customers.

    1. Shriram Life Assured Income Plus

      This is a non-linked, non-participating, endowment plan that is designed specially for clients who wants to pay premium only for five years.

      Benefits:

      • Offers guaranteed income in installments from maturity.
      • Offers life cover of minimum 10 times the annualised premium.
      • Offers tax benefits under section 80C of the Indian Income Tax Act, 1961.
    2. Shriram Life Assured Income Plan

      It is a guaranteed income life insurance plan that ensures that get the best of both- protection and savings.

      Benefits:

      • Offers life cover for the entire policy term.
      • Offers assured regular income after the policy term.
      • Offers tax benefits.
      • Longer the term of the insurance policy, higher the income.
    3. New Shri Life

      New Shri Life is a non-linked, participating endowment plan that offers a systematic savings option along with protection.

      Benefits:

      • The plan offers life cover along with reversionary bonuses.
      • Offers the insured the option of paying premiums in advance at discount.
      • Offers additional protection through riders.
      • Offers tax benefits under section 80C of the Indian Income Tax Act, 1961.
    4. New Shri Raksha

      New Shri Raksha is a non-linked, participating endowment plan that offers double cover insurance during the term of the policy.

      Benefits:

      • The plan provides twice the basic sum assured on death to offset monetary losses suffered by the insured’s family
      • The plan offers reversionary bonuses that will help the insured enhance their plan cover.
      • The plan also offers additional riders that will help enhance the life cover of the plan.
    5. New Shri Vidya

      New Shri Vidya is a endowment insurance plan that let’s you avail protection and save for your child’s future at the same time.

      Benefits:

      • Offers sum assured along with a stream of monthly income in order to compensate for monetary losses.
      • Additional sum assured will be paid in equal instalments at the end of every year for the last four years of the policy.
      • The plan offers three types of additional riders.
    6. New Shri Vivah

      It is an endowment life insurance policy that offers you protection and lets you save up for the biggest day of your life.

      Benefits:

      • Offers double life insurance cover.
      • Offers stream of monthly income on death to offset monetary losses.
      • Provides sum assured at maturity along with bonuses.
      • Offers tax benefits.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    Shriram Life Endowment Plans Reviews

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    • Shriram Life Life Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've a life insurance policy with the SHRIRAM LIFE. I pay a premium of 20000 per year, I make payments online and sometimes as cheque. I never had any issues with their services and the features of the policy are equally good. Overall it is a recommendable policy to have.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Shriram Life Life Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I bought the SHRI RAKSHA POLICY from the Shirarm life and I am using this policy for the past 6 years. This policy has the premium amount of Rs,10500. The customer support service and the response is good with the Shiriram life and their executives will come and collects the payments before the due date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 02, 2018
    • Shriram Life Life Insurance
      "Better policy to use"
      0.5 4.0/5 "Great!"
      I hold the Shriarm life insurance policy for the past 6 years. This policy is called as tension plan policy and here it has very good policy benefits and the coverage. I pay the premium of Rs,10640 to this policy in every year once. This policy has the tenure of 10years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 02, 2018
    • Shriram Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      Using the life insurance policy from the Shriram life and I have got the Pension plan from Shriram. I am holding 2 pension plan policies from the Shriram. The coverage and the plan benefits are good with this policy. The tenure of 15years is available in the Shriram pension plan policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 02, 2018
    • Shriram Life Life Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I am having the shriram life insurance policy and the coverage value is fine one for me. I have not done any claims with them till now. Everything is fine one with the Shriram life insurance company.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • Shriram Life Life Insurance
      "Best service"
      0.5 5.0/5 "Blown Away!"
      Shriram is the best compare to LIC. They are good in claim experience. Shriram is doing a best service for the customers. I have taken Shriraksha policy which has a tenure of 23 years. I pay premium of 7k yearly through cheque. They are providing double time sum assured.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • Shriram Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I haven't pay the premium with the life insurance for past 3 years. I have to go meet the Shriram life office to do the payment, Because of lack of time I couldn't pay the premium on time. I got the life insurance policy around 7 years ago, but I have paid the premium for 3 years of Rs,10,000 annually. The policy coverage and the plan benefits are good with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • Shriram Life Life Insurance
      "Should increase the benefits"
      0.5 4.0/5 "Great!"
      Yearly I used to pay the amount of Rs. 20,000, with the period of ten years. After the period I would be getting only 1.95,000 + interest. I make payment by cheuqe, it the basic benefits of accidental coverage and tax coverage but I am not satisfied with this policy, My cousin is working there, he have refereed it.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 05, 2017
    • Shriram Life Life Insurance
      "Ontime delivery"
      0.5 3.5/5 "Pretty good"
      I have life insurance policy with the Shriram life insurance company and it been referred by my friend and the coverage value is around 35 lakh Rupees after 20 years of time. Premium is around 10948 Rupees per annum. Customer service is fine one with them and I used to dealt with them through their agent. Its a kind of hassle free policy.
      Was this review helpful? 0
      , salem
      Reviewed on Mar 18, 2017
    • Shriram Life Life Insurance
      "Life insurance"
      0.5 5.0/5 "Blown Away!"
      I have opted for the life insurance of SHIRRAM through online. The best part about their customer support is they are calling at the scheduled time and followup was done appropriately,. I am holding this policy since 2015 and they are basically customer satisfactory,
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 15, 2016
    • Shriram Life Life Insurance
      "Need to explore"
      0.5 4.0/5 "Great!"
      I have life insurance policy with Shriram life insurance company and am paying around 9000 Rupees per annum. The returns would be around 3.5 lakh Rupees and I dealt with them through my brother, who is an employee over there. I dint seen any drawback with them.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 06, 2016
    • Shriram Life Life Insurance
      "Very poor "
      0.5 3.0/5 "Satisfactory"
      The service provided was not with Shriram service.I am not having any satisfaction in the service.They have not intimated about the Insurance process with the customer.The plan benefits are less with shriram.The tenure period of the Insurance is around 10years
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 13, 2016
    • Shriram Life Life Insurance
      "Life time coverage."
      0.5 5.0/5 "Blown Away!"
      The service provided was good and I have not faced any drawbacks in the service.They provide 3times of the assured at time of maturity.I make the payments in yearly manner.The tenure period of the plan is for 12years with shriram Life coverage services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 06, 2016
    • Shriram Life Life Insurance
      "Better"
      0.5 5.0/5 "Blown Away!"
      I have taken the life insurance policy with Shriram life insurance company and I been with them from the last eleven years of time. Customer service is good with them, also I am paying around 3360 Rupees for every quarter of the year. Policy coverage value is around 18 lakh Rupees.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 28, 2016
    • Shriram Life Life Insurance
      "Satisfied"
      0.5 1.5/5 "Bad"
      I have got the life insurance policy with the Shriram insurance company, also it will provide the coverage for health too, also the premium is around 3500 Rupees per annum. I can say its a smooth process and I need to pay the premium for ten years of time. Policy coverage value is around 50 lakh Rupees.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Mar 28, 2016
    • Shriram Life Life Insurance
      "Not satisfied..."
      0.5 1.0/5 "Really Bad"
      Representative is not fine. I open the life insurance at one of the branches and first time the service was better. Later I have not got better response. When I went second time to renew the plan, no one was there to help me. Customer service is not appreciable. Policy benefits are very good at Shriram Life.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 29, 2016
    • Shriram Life Life Insurance
      "Service is not up to the mark "
      0.5 4.0/5 "Great!"
      Shiram is good in the life insurance plan but the customer service is very bad because the response is not up to the mark. I have taken a life plan for the tenure of 10 years after the maturity will get the lump sum amount. Accidental and natural death coverage is given. Payment options is flexible.
      Was this review helpful? 0
      , dindigul
      Reviewed on Jan 05, 2016
    • Shriram Life Life Insurance
      "Super"
      0.5 5.0/5 "Blown Away!"
      I am having the life insurance policy with the Shriram life insurance company and am paying the premium as 15000 Rupees per year of time. I need to pay it for ten years of time and its I will get the returns on specified term period.
      Was this review helpful? 1
      , salem
      Reviewed on Dec 31, 2015
    • Shriram Life Life Insurance
      "Best plan "
      0.5 3.5/5 "Pretty good"
      Shriram life is giving different plans and more offers comparing with lic. I have taken life insurance with the tenure of 15 yeas. Premium is use to be paid every year. In case any unfortunate take place to the insure the plan will be continued and double the maturity will be given to the family members.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 16, 2015
    • Shriram Life Life Insurance
      "Good Company "
      0.5 3.0/5 "Satisfactory"
      From shriam life insurance i have taken two life insurance policies for the tenure of 15 years. Policy coverage offered is double the sum assured in case of unfortunate take place . We have to pay the payment in the service center were as now they have improve the best by connecting with axis bank. My friend is the agent so he gives the best service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 30, 2015
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