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  • ICICI Prudential Life Insurance

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    ICICI Prudential Life Insurance Company (ICICI Prudential Life) is a joint venture between ICICI Bank Ltd., one of India's largest private sector bank, and Prudential plc, a leading international financial services group headquartered in the United Kingdom. ICICI Prudential Life was amongst the first private sector life insurance companies to begin operations in December 2000 after receiving approval from Insurance Regulatory Development Authority of India (IRDAI).

    ICICI Prudential Life's capital infused stands at Rs. 48.16 billion (as of March 31, 2015) with ICICI Bank Ltd. and Prudential plc holding 74% and 26% stake respectively. For the financial year 2015, the company garnered a total premium of Rs. 153.07 billion. The company has assets under management of Rs. 1001.83 billion as on March 31, 2015.

    For over a decade, ICICI Prudential Life has maintained its dominant position (on new business retail weighted basis) amongst private life insurers in the country, with an array of products to match the different life stage requirements of customer and enable them to achieve their long term financial goals.

    To Be Eligible for ICICI Prudential Life Plans:

    ULIPs Products
    Parameters Wealth Builder II Elite Life II Elite Wealth II Guaranteed Wealth Protector Smart Life Easy Retirement
    Min Age of entry 0 0 0 8 20 35
    Max Age of entry 69 69 70 70 54 70
    At a glance
    Min term 10 10 10 10 10 10
    Max Term 25 30 30 10 25 30
    Min premium 24000 200000 500000 24000 100000 48000
    Max Premium Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
    Traditional Products
    Parameters Cash Advantage Immediate Annuity Savings Suraksha Loan Protect Loan protect Plus Assured Savings Insurance Plan Life Raksha
    Min Age of entry 0 45 0 18 18 6 18
    Max Age of entry 60 80 60 65 65 60 60
    At a glance
    Min term 15 NA 10 5 5 7 5
    Max Term 20 NA 30 30 30 12 5
    Min premium 12000 Subject to Minimum Annuity amount of Rs. 12,000 p.a. 12000 Subject to Min SA i.e 500000 Subject to Min SA i.e 500000 12000 Subject to Min SA Rs. 50000
    Max Premium Unlimited NA Unlimited Unlimited Unlimited Unlimited Subject to Min SA Rs. 500000
    Term Products
    Parameters iCare II iProtect Smart
    Min Age of entry 18 18
    Max Age of entry 60 60
    At a glance
    Min term 5 5
    Max Term 30 40
    Min premium 2400 3600
    Max Premium Unlimited Unlimited

    Occupational eligibility will be triggered on a case to case basis

    Products Section

    Products
    Pure Protection Term Plan iProtect Smart Offer your family 360° protection against Death, Disability & Disease. A plan that provides Life cover + 34 Critical illnesses cover *The Critical Illness Benefit is accelerated and not an additional benefit which means, the policy will continue with the Death Benefit reduced by the extent of the Critical Illness Benefit paid. To know more, please refer to the sales brochure. + Higher Accidental cover upto Rs. 2 crore and much more.
    iCare II A protection plan that covers your loved ones and ensures that nothing ever comes in the way of their dreams.
    Protection and Savings Unit Linked Life Insurance Plans. Guaranteed Wealth Protector Achieve your dreams with the best of both worlds, the potential for better returns without the risk of losing your money. Also get life cover.
    Wealth Builder II Fulfil your family’s dreams and desires with the growth potential of equity or debt along with a life cover to safeguard their future in your absence
    Smart Life A plan that safeguards your family’s future with the promise of continued wealth creation even when you are not around.
    IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Elite Wealth II You never settle for the second best and love exclusivity. Whether it is your lifestyle, or your finances, nothing can simply be ordinary. This plan is designed keeping ‘you’ in mind and offers unmatched customisations to suit your Wealth & protection needs.
    Elite Life II Enjoying the best life has to offer is what you’ve always desired. Be it crafting a luxurious lifestyle, or managing your finances, you have always strived for the special things for yourself, and your loved ones. This plan offers you the exclusive benefits and works exactly as you want it to. Also get life cover.
    Money Back/ Endowment Life Insurance Plans Cash Advantage A plan that offers regular additional income for celebrating life and making all those precious moments, a little extra special.
    Savings Suraksha Offer your savings the opportunity to grow while enjoying the benefits of guaranteed returns.
    Assured Savings Protect your loved ones and secure their dreams with guaranteed wealth growth.
    Retirement Life Insurance Plans

    IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

    Easy Retirement A plan that provides financial security in your golden years with the potential growth of equity and debt funds, while ensuring that you will not lose your Capital (Accumulated savings at maturity is guaranteed to be at least 101% of all premiums paid. This Assured Benefit is applicable only on vesting and not on death or surrender.) and also gives you a regular income for life
    Immediate Annuity Make sure that you and your spouse live a comfortable life in your golden years with a regular income to take care of your daily expenses and more. You can also leave a legacy for your children.

    ICICI Prudential Group Term Insurance Plans:

    ICICI group insurance plans can be taken by a company or a group of people who want to extend insurance benefits to the members of the group.

    • ICICI PRU Group Term Life Solutions : This is a term insurance plans that can be taken for a group and offers protection to the members of the group. The biggest advantages of this plan are that it is very affordable.
    • ICICI PRU Group Gratuity Plan : This a group insurance plan that is aimed at helping employers take care of their gratuity payment liabilities.
    • ICICI PRU Group Superannuation Plan : The Superannuation Plan is one which is targeted at employers who wish to provide pension benefits for their employees. The plan also offers 5 options for annuity pay-outs.
    • ICICI PRU Group Leave Encashment Plan : This is a group insurance plan that is aimed at helping employers take care of their leave encashment liabilities.
    • ICICI PRU Group Immediate Annuity Plan: This is a group insurance plan that is meant to provide pension benefits to the employees and is meant for employers who are looking for a solution for their pension liabilities.

    ICICI Prudential Rural Plans:

    The rural plans offered by ICICI are meant to bring the benefits of insurance plans to the rural sector of India.

    • ICICI PRU Sarv Jana Suraksha :This is an insurance plan that is meant to provide the chance to invest in life insurance the lower segments of our society, and it does so by providing the insurance at really affordable prices.

    ICICI Pru IProtect Smart:

    • Enhanced protection:
      • Get covered against terminal illness and disability in addition to death
      • Boost your protection cover by choosing Accidental Death Benefit up to Rs. 2 crores and Critical Illness Benefit against 34 illnesses*
    • Special premium rates: Special premium rates for non-tobacco users
    • Need based benefit payout: Choose to receive the benefit amount as a lump sum or as a monthly income for 10 years
    • Benefits for women:
      • Special premium rates
      • Covers female organ cancers such as breast cancer and cervical cancer
    • Increase life cover: Option to increase life cover at important milestones of life like marriage and child birth/adoption
    • Tax benefits: Enjoy tax benefits on the premiums you pay under the policy

    * The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. To know more on the illnesses which are covered, please refer the sales brochure.

    1. Documentation needed
      1. Identity proof
      2. Age proof
      3. Income proof
      4. Address proof
      5. PAN number

    Other documentation may be triggered on a case to case basis

    © 2015, ICICI Prudential Life Insurance Co. Ltd Registered Address: - ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is the subject matter of the solicitation. Linked Insurance Products do not offer any liquidity during the first five years of the contract. The Policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year. The lock-in period in this product is five years. On surrender after completion of five years, the surrender value will be the Fund Value including Top up Fund Value, if any. Unlike traditional products, unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns. For more details on the risk factors, term & conditions please read sales brochure carefully before concluding the sale. Tax benefits under the policy are subject to conditions under Section 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Service tax and applicable cesses will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time.ICICI Pru iProtect Smart: UIN: 105N151V01, ICICI Pru iCare II: UIN - 105N140V01. Form No.: T38, T39 and T41, ife Growth Fund -SFIN: ULIF 134 19/09/13 LGF 105, Life Secure Fund - SFIN: ULIF 135 19/09/13 LSF 105. ICICI Pru Guaranteed Wealth Protector: Form No.: U98, U99. UIN: 105L143V01, ICICI Pru Wealth Builder II, UIN: 105L139V01, ICICI Pru Smart Life, Form No. UA8, UA9 UIN: 105L145V01, ICICI Pru Elite Wealth II, UIN: 105L140V01. Advt No.: L/II/364/2015-16, ICICI Pru Elite Life II, UIN: 105L141V01, ICICI Pru Cash Advantage Form No.: E10, UIN:105N132V01, ICICI Pru Savings Suraksha Form No.: E11, E12. UIN: 105N135V01, ICICI Pru Assured Savings Insurance Plan Form No.: E18. UIN: 105N144V01, ICICI Pru Easy Retirement Form No.: U96, UIN: 105L133V01

    .

    ICICI Prudential Life Insurance Company. IRDAI Regn No. 105.

    CIN:U66010MH2000PLC127837.

    Trade Logo displayed above belongs to M/s ICICI Bank Ltd & Prudential IP services Ltd which shall be used by ICICI Prudential Life Insurance Company Ltd under Registered License No.105.

    ADVT number - W/II/2058/2015-16

    BEWARE OF SPURIOUS PHONE CALLS & FICTITIOUS/FRAUDULENT OFFERS

    IRDAI clarifies to public that

    IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.

    IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number

    ICICI Prudential Life Insurnance
    ICICI Prudential Life Insurnance
    ICICI Prudential Life Insurance Savings Suraksha

    News About ICICI Life Insurance

    • ICICI Have Three Years to Reach 25% Public Holding Norm

      ICICI Prudential Life Insurance and its promoters have 3 years to meet SEBI’s public holding norms, according to a report.

      ICICI Bank and Prudential Holdings’ shares in the company will be reduced following their IPO, with ICICI Bank holding 54% and Prudential holding 20%.

      The IPO, set for the 19th-22nd of September, 2016, will see the bank dilute 12.63% of its stake in the life insurance company.

      The ICICI CEO and MD, Ms. Chanda Kochhar, has stated that the bank’s long term plan is to divest some of its stake in the life insurance company. She further stated the bank is working towards achieving the new norms set out for IPO’s for insurance companies in 2015, with the life insurer now ready to be listed on the exchanges.

      16 September 2016

    • ICICI stakes sold to insurance firms

      Private sector ICICI Bank has sold stakes from its insurance ventures. ICICI Lombard, which is the general insurance arm, sold 9% of its stakes, while from ICICI Prudential 2% stakes amounting to around Rs 2,200 crore were sold. The transfers were completed on March 31, 2016.

      In a statement issued, ICICI Lombard General Insurance Company sold 9% of its shareholdings to Fairfax Financial Holdings, its joint venture partner. An additional 9% stakes, estimated to around Rs 1,550 crore, was acquired by Prem Watsa-run Fairfax Financial Holdings. Post this transaction, the company values at Rs 17,225 crore. The Fairfax holding in ICICI Lombard has gone up to 35%.

      ICICI Bank, in another stake transfer, sold ICICI Prudential Life Insurance Company’s 2% stake to Compassvale Investments Pte Ltd. Compassvale Investments is an indirectly wholly-owned subsidiary of Temasek, which is Singapore-based investment Company. ICICI Bank received Rs 650 after this stake transfer, valuing the company at Rs 32,500 crore.

      After the completion of stake transfer, ICICI Bank will have 68% of share holdings in both the insurance arms. The foreign joint venture partner, Prudential Plc, will maintain its current holding which is approximately 26%

      11 April 2016

    • ICICI Lombard to Settle 8.5 Lakh Claims This Financial Year

      A senior ICICI Lombard official said the insurer would settle 8.5 lakh motor insurance claims during 2016-17. Last year, the company settled 7.4 lakh claims in the segment.

      The number of claims are reported to have gone up especially after the floods in Tamil Nadu in November 2015. Claims under the non-life insurance in general is reported to be around Rs. 700 crore because of the Tamil Nadu floods, ICICI Lombard General Insurance Chief Underwriting, Claims and Reinsurance, Sanjay Datta told PTI.

      A majority of the claims that are likely to be settled in this fiscal fall under the own-damage category. ICICI Lombard gets around 45 per cent of its total premium collection from motor insurance.

      23 January 2016

    • FIPD to take call on 14 FDI proposals on January 14

      The Foreign Investment Promotion Board (FIPB) announced that it will take up 14 foreign investment proposals on January 14. The FDI proposals include ICICI Prudential Life Insurance, ICICI Lombard General Insurance Co., drugmaker CIPLA and Euronet Services India among others.

      The board, which recommends foreign investment proposals for government approval, is scheduled to meet next week for the first time in 2016. The panel, headed by Economic Affairs Secretary Shakikanta Das, had cleared four investment proposals worth Rs 1,810 crore at the last meeting on December 29 2015 and deferred the decision to increase foreign shareholding from 26 per cent to 49 percent on a further four investment proposals.

      14 January 2016

    • ICICI Prudential Life Insurance Company Launches 3 in 1 Product

      ICICI Pru iProtect Smart is a 3 in 1 product offered by ICICI Prudential Life Insurance Company Limited. This comprehensive product offers 3 benefits which is providing cover for critical and terminal illnesses, cover against death and cover against accidental death and disability.

      Although the product cannot replace the loss and devastation of the breadwinner of the family, it does provide financial security to the family through an insurance product which combines the cover for Life, Health and Accidents.

      Puneet Nanda, Executive Director of ICICI Prudential Life Insurance Company Limited says that earlier customers would have to purchase insurance covers for life, accidental death and critical illness separately but with the introduction of the iProtect Smart, customers can get the combined benefits in one single product at an affordable price.

      He also added that the product is not a typical term product and the customers have flexibility to increase the cover at pivotal milestones such as during times of marriage or when welcoming a new child and so on.

      21 December 2015

    • ICICI Prudential Life introduces iProtect Smart

      ICICI Prudential Life Insurance has launched ICICI Pru iProtect Smart - a single product that combines the benefits of life, health and accident insurance by offering cover against death, critical and terminal illness, accidental death and disability due to accident.

      Puneet Nanda, Executive Director, ICICI Prudential Life, stated that the iProtect Smart was introduced to help customers purchase a single product at an affordable price instead of purchasing separate insurance covers individually. Customers can also increase their cover at important points during their lifetime, like marriage, childbirth etc.

      The premium for critical illness cover remains the same throughout the policy term while there is also the option to avail of death benefits as monthly income over 10 years.

      20 December 2015

    • ICICI Bank ready to sell 6% of its stake in life insurance

      The board of directors of ICICI Bank has agreed to the sale of 6% of its stake in its life insurance subsidiary, ICICI Prudential Life Insurance Company. The price targeted for this sale has been set at Rs. 1,900 crore which puts the value of the company at about Rs. 32,500 crore. Of the proposed sale of the 6% shareholding, 4% will be sold to Premji Invest and the remaining 2% to Temasek, an investment company based out of Singapore, through its subsidiary Compassvale Investments Pvt Ltd. While the sale has been approved by the board of directors, it still awaits the seal of approval from the government.

      18 November 2015

    • ICICI Bank to sell ICICI Prudential Life Insurance stock to PremjiInvest and Compassvale Investments Pte Ltd.

      ICICI Bank Ltd said that its board of directors has approved the sale of its stake in its life insurance joint venture, ICICI Prudential Life Insurance. 4% stake is being taken over by PremjiInvest and its affiliate. 2% stake will be taken by Compassvale Investments Pte Ltd., which is a wholly-owned subsidiary of Temasek Holdings, Singapore. The value of the deal is said to be Rs.1,950 crore. After the takeover, ICICI Bank will hold 68% share of ICICI Prudential Life Insurance. The transaction is as per the government and regulatory approval. 9% share was taken over by Fairfax Financial Holdings for Rs.1,550 crore on 31st October, 2015.

      17 November 2015

    • ICICI bats for tech upgradation of services to beat competition

      ICICI Lombard is increasingly looking to offer solution-oriented products via greater use of technology as a business enabler to enhance customer satisfaction, opined Sanjay Datta, Chief, Underwriting, Reinsurance & Claim, ICICI Lombard GIC Ltd recently.

      Admitting that the general insurance sector in India continues to be under-penetrated, Datta said ICICI Lombard is increasingly focusing on providing innovative services based on customer needs and specific requirements. Also, simplification in terms of product delivery and model of distribution is important to attract and retain customers, he said.

      In a move to increase its product penetration, ICICI Lombard has been reaching out to its clientele via alternate distribution channels. ICICI Lombard is also extensively using analytics to map the changing preferences of customers, Datta added.

      27 August 2015

    • ICICI Pru Smart Life: A new savings product from ICICI Prudential Life Insurance Company

      ICICI Prudential Life Insurance Company Limited recently announced the launch of ICICI Pru Smart Life – a new savings product designed to offer financial protection to customers. ICICI Pru Smart Life offers a dual protection feature through its Smart Benefit which pays a lump sum amount to the nominee to take care of any unforeseen family liabilities, in case the policyholder dies. This feature helps family members of the policyholder to achieve their financial goals. When the policy term gets over, nominees receive the fund value.


      ICICI Pru Smart Life provides eight essential fund options which customers can choose from based on their needs. The product is designed to empower customers by helping them fulfill their financial goals. ICICI Pru Smart Life rewards customers over the long term by offering Loyalty Additions and Wealth Boosters. This can be used to achieve different financial goals like buying a home, funding children’s education or planning for peaceful retirement. On maturity, customers can receive the entire maturity benefit due as a lump-sum amount or in the form of structured payouts to meet their financial needs.

      13 March 2015

    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    ICICI Prudential Life Insurance Reviews

  • Page 1 of 40 1 2 3 4 5
    • ICICI Prudential Life Insurance
      "Satisfied with the service"
      0.5 4.0/5 "Great!"
      My life insurance is with ICICI Prudential. The tenure is for ten years. The premium is of 2555 which is paid on a monthly basis. The deduction happens through ECS. The customer services are good. The sum assured and the plan benefits are good too.
      Was this review helpful? 1
      , dibrugarh
      Reviewed on Aug 11, 2018
    • ICICI Prudential Life Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this insurance policy almost seven years back and it had been a very good experience with them so far. The premiums had been paying online and the payment methods has been simple and i had been making the payments annually. The policy coverage and the plan benefits with the card also had been good as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 31, 2018
    • ICICI Prudential Life Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      It has been a very good experience with them and i had not made any claims till now. The insurance policy will cover all the metal parts and i had been paying the premium annually. I had been making the premiums directly and there has not been any issues faced so far.
      Was this review helpful? 1
      , noida
      Reviewed on Jul 29, 2018
    • ICICI Prudential Life Insurance
      "The Service needs Improvements"
      0.5 3.0/5 "Satisfactory"
      I've a life insurance policy with the ICICI Prudential. I am paying a premium of 25000 per year, the rate of interest is very low and so is the returns. The service certainly needs proper improvements considering the returns and interest rate.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 26, 2018
    • ICICI Prudential Life Insurance
      "Everyone should have this policy"
      0.5 5.0/5 "Blown Away!"
      I have taken this life insurance policy 13 years. They will provide the sum assured amount of 10 lakhs. Tax benefitable policy. There is a death coverage and accidental coverage is applicable. I used to pay the premium amount of Rs. 18000. I will do the payment through online. The policy will get matured in the year of 2025.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 26, 2018
    • ICICI Prudential Life Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this insurance policy very long time back. The sum assured with them had been good and the premium i pay every month is around 3000 and i had been making the payments online. It has been a hassle free experience with them. Their customer support and the staff responses had been good so far.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 20, 2018
    • ICICI Prudential Life Insurance
      "Poor policy"
      0.5 2.0/5 "Expected more"
      I have taken life insurance from Icici Prudential from 2014 . I have choose the tenure period of 20 years . Am paying the premium amount of rs 60000. Am not satisfied with premium amount which is quiet high . Its an average policy i don't recommend. Where i cant able to pre close policy.
      Was this review helpful? 2
      , greater noida
      Reviewed on Jul 10, 2018
    • ICICI Prudential Life Insurance
      "Promising Features"
      0.5 4.0/5 "Great!"
      I've a life insurance policy with the ICICI Prudential and I pay a premium of 4000 Per year.. There is no limit for the claim amount. It offers 10 Lac coverage for cardiac and cancer treatment as well . Considering the features and the low premium it is a promising policy to have.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 02, 2018
    • ICICI Prudential Life Insurance
      "Better"
      0.5 3.5/5 "Pretty good"
      I am having the life insurance policy with the ICICI prudential life insurance company. I would like to say that the response is good one for me with them and there are no issues with the ICICI prudential life insurance company as such.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 29, 2018
    • ICICI Prudential Life Insurance
      "Best"
      0.5 3.0/5 "Satisfactory"
      I have taken the ICICI prudential life insurance company and the customer service is okay one for me with them. I would like to say that the response is also good one with the ICICI prudential life insurance company.
      Was this review helpful? 0
      , hubli
      Reviewed on Jun 28, 2018
    • ICICI Prudential Life Insurance
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      I've been using the ICICI Prudential Life insurance policy for a while. I am paying a premium of 50000 Per year. After 5 years I'll be receiving money back and bonus amount. The premium gets Automatically debited from the account via ECS. Their Chat support and phone support is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 27, 2018
    • ICICI Prudential Life Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I am having the life insurance policy with the ICICI prudential life insurance company. Customer service is very good one and the plan benefits are fine because I am looking for tax saving purpose and everything is good one with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 26, 2018
    • ICICI Prudential Life Insurance
      "Good policy"
      0.5 4.5/5 "Excellent!"
      With ICICI PRUDENTIAL i hold a life insurance and the annual premium is 5000. The maturity period is for 3 years and after 43 years i have to renew the policy. They do have accidental coverage benefits.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 25, 2018
    • ICICI Prudential Life Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The tenuity period is for 10 years. I have been using since 2016 and i am happy by using the life insurance. The payment i do through the on line for monthly once. Apart from that the documentation i have done through the physically at my doorsteps.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 20, 2018
    • ICICI Prudential Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      jeevan suraksha i am using since 4 years. Payment i do half yearly once through the on line. Policy coverage is for 2 lakhs and the tenuity is for 15 years and it is a short term. This is for my complete family covers. It is a good insurance that i am holding for my family.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 17, 2018
    • ICICI Prudential Life Insurance
      "Value for money"
      0.5 4.0/5 "Great!"
      I am using ICICI prudential life insurance company from the last three to five years of time. I would like to say that the coverage value is an average one and the customer service is fine one too with the ICICI prudential life insurance company.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 14, 2018
    • ICICI Prudential Life Insurance
      "Claim settlement ratio is good in ICICI"
      0.5 5.0/5 "Blown Away!"
      The coverage is good. Actually I'm having four policies. Two for kids and 1 for me and my wife. I have a Term insurance policy on my time. I used to pay Rs. 16000 per year. I have to this term insurance for 35 years. The premium and policy will get covered upto 75 years. Total sum assured amount is 75 Lakhs. I nominated my wife as nominee. This policy covers critical illness.
      Was this review helpful? 0
      , madurai
      Reviewed on Jun 06, 2018
    • ICICI Prudential Life Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have take life insurance from the Icici life insurance company. Am satisfied with the customer service and response . Am getting income tax benefits . This policy covers accidental benefits and critical illness. It has good returns with good benefits . The tenure period is 24 out of which i have i already paid for the last 4 years.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 06, 2018
    • ICICI Prudential Life Insurance
      "Fabulous"
      0.5 4.0/5 "Great!"
      I do have life insurance policy with the ICICI prudential life insurance company. Customer service is good and their response too. Payment modes are really feasible one for me with the ICICI prudential life insurance company.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 06, 2018
    • ICICI Prudential Life Insurance
      "The Service needs Improvements"
      0.5 4.0/5 "Great!"
      I've a life insurance policy from the ICICI Prudential . The premium gets auto debited from the account. I Don't have to worry about the due date because ECS makes life so much easier. Their services also needs improvements. They need to raise their standards and provide quality support to all the customers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 05, 2018
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