Future Generali Jan Suraksha Plus Plan

Benefits of Future Generali Jan Suraksha Plus:

1. Maturity Benefits: The maturity benefits under the Single Premium Option (exclusive of taxes) vary based on the age at entry and the premium amount chosen. For individuals aged 18 to 25 years, the maturity sum assured is Rs. 3,250 for a premium of Rs. 2,500, Rs. 3,975 for Rs. 3,000, Rs. 5,500 for Rs. 4,000, and Rs. 7,125 for Rs. 5,000. For those aged 26 to 30 years, the respective maturity benefits are Rs. 3,200, Rs. 3,900, Rs. 5,400, and Rs. 7,000. Individuals aged 31 to 35 years receive Rs. 3,125 for Rs. 2,500 premium, Rs. 3,825 for Rs. 3,000, Rs. 5,300 for Rs. 4,000, and Rs. 6,875 for Rs. 5,000.For the 36 to 40 years age group, the maturity amounts are Rs. 3,000, Rs. 3,675, Rs. 5,100, and Rs. 6,625 respectively for premium options of Rs. 2,500, Rs. 3,000, Rs. 4,000, and Rs. 5,000. For those aged 41 to 45 years, the maturity benefits are Rs. 2,875, Rs. 3,525, Rs. 4,900, and Rs. 6,375 for the same respective premiums. Finally, individuals in the 46 to 50 years age bracket receive maturity amounts of Rs. 2,550 for a premium of Rs. 2,500, Rs. 3,150 for Rs. 3,000, Rs. 4,400 for Rs. 4,000, and Rs. 5,750 for a premium of Rs. 5,000. 

1. Death Benefit will be 5 times the Single Premium (excluding taxes and extra premiums, if any) paid by you. 

1. Surrender benefit: When the policy holder surrenders the policy, the higher of the Guaranteed Surrender Value and Special Surrender Value will be paid. 

1. Special Surrender Value: Special Surrender Value will be based on the company's expectation of demographic conditions and future financial. This may be reviewed by the company from time to time with prior approval from IRDAI. Surrender value will not be payable if the amount of surrender value is less than Rs. 100/-. 

1. Guaranteed Surrender Value: Policy Year of SurrenderGuaranteed Surrender Value1 to 370% of Single Premium (excluding taxes and extra premiums, if any)4 to 890% of Single Premium (excluding taxes and extra premiums, if any) 

1. Tax Benefits: Premium(s) paid are eligible for tax benefit as may be available under the provisions of Section(s) 80C, 80CCC (1), 80D, 10.10D as applicable. 

How the Future Generali Jan Suraksha Plus Works?

1. This Future Generali rural plan provides a life cover at a very affordable cost and also guaranteed returns at maturity. Simply choose the amount of single premium you wish to pay and pay the premium to activate the policy. Here are the steps you must follow to get a policy of your own:
2. Visit any of the Future Generali branches, call the toll free number 1800-102-2355 or email the company at care@futuregenerali.in
3. The proposal form must be filled up with all your details along with your Advisor. All the terms and conditions must be read and understood.
4. A medical examination will be conducted for which the costs will be borne by the company.

Riders:

No riders are available under this product

GST of 18% is applicable on life insurance effective from the 1st of July, 2017