Edelweiss Tokio Life with a claim settlement ratio of 93.29% is a well-known insurance company which was established in the year 2011. It is known to offer various types of protection, savings, wealth enhancement, and accumulation plans.
Edelweiss Tokio Life is a private sector insurance provider established in 2011. The company is a joint venture between Edelweiss Group of India, and Tokio Marine Holdings of Japan. It is among the fastest growing private players in the life insurance sector in India . Edelweiss Tokio Life provides a host of life insurance products aimed at providing high returns, guaranteed interest payments, child education needs, retirement benefits etc. for customers across a wide spectrum.
Edelweiss Tokio Life Insurance Plans
The plans given below can be availed at any of the branches of Edelweiss Tokio Life in India.
Online Plans |
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Term Plans |
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Investment Plans |
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Retirement Plans |
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Health Plans |
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Group Plans |
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Micro Plans |
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Child Plans |
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Online Plans
The different types of online plans offered by Edelweiss Tokio are:
Type of the plan | Minimum and maximum entry age | Basic sum assured | Premium payment term (PPT) | Policy term |
Edelweiss Tokio Life – Zindagi Plus |
Minimum age of entry for life insured: 18 years
Maximum age of entry for life insured:
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Minimum basic sum assured:
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Minimum policy term:
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Edelweiss Tokio Life – MyLife+ | Minimum age of entry: 18 years (as of last birthday of the policyholder) Maximum age of entry: 60 years (as of last birthday of the policyholder) | Minimum basic sum assured: Rs.25 lakh Maximum basic sum assured: No limitations (subject to Board-approved underwriting policies) | Regular pay only | Policyholder can choose policy term of 10, 15, 20, 25, 30, 35,40 years |
Edelweiss Tokio Life - TotalSecure+ | Minimum age of entry - 18 years (as of last birthday of the policyholder) Maximum age of entry - 65 years (as of last birthday of the policyholder) | Minimum basic sum assured: Rs.25 lakh Basic sum assured for critical illness: Rs.5 lakh | For life cover: Single Pay Limited Pay: 5,10,15,20,25 years For Life and Comprehensive Cover and Life and Basic Health Cover: Regular pay |
For life cover:
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Edelweiss Tokio Life Wealth Plus |
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The basic sum assured offered in the plan is 10 times the annualised premium |
For limited pay
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Policyholders can choose a policy term from 10 to 20 years |
Edelweiss Tokio Life Wealth Ultima |
Minimum entry age:
With little champ benefit -
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For base premium policies:
For entry age 0 - 44 years:
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For policy term of 10-30 years for option ‘With Little Champ Benefit’:
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Minimum policy term that can chosen by the life insured - 10 years
Maximum policy term -
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Edelweiss Tokio Life – GCAP | Minimum age of entry - 91 days (as of last birthday of the policyholder) Maximum age of entry - 55 years (as of last birthday of the policyholder) |
Sum assured available upon death of the policyholder:
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The available premium payment terms are 5, 7, 10, and 12 years | The policy is offered for fixed terms of 10, 15, 20, 25 and 30 years |
Edelweiss Tokio Life POS Saral Nivesh | Minimum age of entry - 1 year (as of last birthday of the policyholder) Maximum age of entry - 50 years (as of last birthday of the policyholder) |
Sum assured available on maturity:
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The available premium payment terms are 5,7,10, and 12 years |
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Edelweiss Tokio Life Wealth Accumulation Accelerated Cover | Minimum age of entry - 5 years (as of last birthday of the policyholder) Maximum age of entry - 65 years (as of last birthday of the policyholder) |
Minimum basic sum assured -
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For regular premium - equal to the policy term For limited premium - 5, 7, or 10 years | The policy is available for fixed terms of 10, 15, 20, 25, and 30 years |
Edelweiss Tokio Life - CritiCare + | Minimum age of entry - 18 years (as on last birthday of the policyholder) Maximum age of entry - 65 years (as on last birthday of the policyholder) | Minimum basic sum assured - Rs.5 lakh Maximum basic sum assured - Rs.1 crore | Regular pay only | Minimum policy term available - 5 years Maximum policy term available - 30 years |
Term plans
The different term insurance plans offered by Edelweiss Tokio are mentioned below:
Type of the plan | Minimum and maximum entry age | Basic sum assured | Premium paying term (PPT) | Policy term |
Edelweiss Tokio Life – Total Secure+ | Minimum age of entry - 18 years (as on last birthday of the policyholder) Maximum age of entry - 65 years (as on last birthday of the policyholder) | Basic sum assured - Rs.25 lakh Critical illness sum assured - Rs.5 lakh |
For life cover
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For life and comprehensive cover and life and basic health cover:
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Edelweiss Tokio Life Income Replacement | Minimum age of entry - 18 years (as on last birthday of the policyholder) Maximum age of entry - 60 years (as on last birthday of the policyholder) | The ‘monthly benefit’ chosen will be given out, which will increase at the rate of 5% every year, till the end of the policy term | For single and regular pay - 5, 10, if the policy term is 20 years or more and 15 years if the policy term is 25 years or more | Minimum policy term - 10 years Maximum policy term - 30 years |
Edelweiss Tokio Life Protection | Minimum age of entry - 18 years (as on last birthday of the policyholder) Maximum age of entry - 60 years (as on last birthday of the policyholder) | Minimum basic sum assured - Rs.15 lakh Maximum - No limitations (subject to Board-approved underwriting policies) | For single and regular pay - 5, 10, if the policy term is 20 years or more and 15 years if the policy term is 25 years or more | Minimum policy term - 10 years Maximum policy term - 30 years |
Edelweiss Tokio Life MyLife+ | Minimum age of entry - 18 years (as on last birthday of the policyholder) Maximum age of entry - 60 years (as on last birthday of the policyholder) | Minimum basic sum assured - Rs.25 lakh Maximum - No limitations (subject to Board-approved underwriting policies) | Regular pay only | The policy is offered for fixed terms of 10, 15, 20, 25, 30, 35, and 40 years |
Edelweiss Tokio SimplyProtect | Minimum age of entry - 18 years (as on last birthday of the policyholder) Maximum age of entry - 65 years (as on last birthday of the policyholder) | Minimum basic sum assured - Rs.25 lakh Maximum - No limitations (subject to Board-approved underwriting policies) | Single/limited pay of 5, 10, 15, and 20 years and regular pay | The policy is offered for a fixed term between 10 and 40 years If the coverage is extended up to 80 years of age, then policy term will be 62 years |
Edelweiss Tokio Life Zindagi Plus |
Minimum age of entry for the life insured - 18 years
Maximum age of entry -
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Minimum sum assured amount:
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For regular pay - 10 years For the option ‘Pay Till 60’ - (60 - entry age + 1) years |
Minimum policy term:
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Investment Plans
The different investment plans offered by Edelweiss Tokio are mentioned below:
Type of the plan | Minimum and maximum entry age | Basic sum assured | Premium paying term (PPT) | Policy term |
Edelweiss Tokio Life Income Builder |
For the base option, minimum entry age is:
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Minimum basic sum assured on death of the policyholder:
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For single premium - 1 year PPT For regular premium - 7, 10, and 12 years |
For the base option:
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Edelweiss Tokio Wealth Plus | Minimum age of entry - 1 year (as on last birthday of the policyholder) Maximum age of entry - 55 years (as on last birthday of the policyholder) | The basic sum assured amount is 10 times the annualised premium |
For limited pay:
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The policy is offered for fixed terms that range from 10 to 20 years |
Edelweiss Tokio Smart Lifestyle |
For the base option:
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Minimum maturity sum assured - Rs.1 lakh Maximum maturity sum assured - No limitations (subject to Board-approved underwriting policies) | The available PPTs are 5, 7, 10, and 12 years |
The following policy terms are available:
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Edelweiss Tokio Life Wealth Ultima |
Minimum entry age for ‘With Little Champ Benefit’ option for all PPTs:
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For base premiums:
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For option 1:
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Minimum policy term - 10 years
Maximum policy term:
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Edelweiss Tokio Life Wealth Builder | Minimum age of entry - 3 years Maximum entry age - 55 years |
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The available PPTs are 5, 7, and 10 years | The policy is offered for fixed terms of 10 and 15 years |
Edelweiss Tokio Life Guaranteed Income Plan | Minimum age of entry - 3 years Maximum age of entry - 50 years | Minimum basic sum assured - Rs.4.84 lakh Maximum basic sum assured - No limitations (subject to underwriting policies) | The available PPT is 15 years | The policy is offered for a fixed term of 15 years |
Edelweiss Tokio Life Wealth Accumulation (Privilege) | Minimum age of entry - 5 years Maximum age of entry - 65 years |
Minimum basic sum assured:
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For regular premium - 10, 15, 20, 25, or 30 years For limited premium - 5, 7, or 10 years | The policy is available for fixed terms of 10, 15, 20, 25, or 30 years |
Edelweiss Tokio Life - GCAP | Minimum age of entry - 91 days Maximum age of entry - 55 years | Death benefit/Sum assured on death: Minimum amount - Rs.1.65 lakh Maximum amount - No limitations Maturity benefit/Sum assured on maturity: Cumulative AP = AP X PPT | The available PPTs under the policy are 5, 7, 10, and 12 years | The policy is offered for fixed terms of 10, 15, 20, 25, and 30 years |
Edelweiss Tokio Life Dhan Labh | Minimum age of entry - 91 days Maximum age of entry - 45 years |
The sum assured will be:
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The available PPTs under the policy are 7, 10, and 12 years | The policy is offered for fixed terms of 15, 20, 25, and 30 years |
Edelweiss Tokio Life POS Saral Nivesh | Minimum age of entry - 1 year Maximum age of entry - 50 years |
Maturity benefit/sum assured on maturity:
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The available PPTs under the policy are 5, 7, 10, and 12 years |
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Edelweiss Tokio Life Wealth Enhancement (Ace) | Minimum age of entry - 5 years Maximum age of entry - 65 years |
Minimum sum assured:
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The PPT is single pay |
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Edelweiss Tokio Life Wealth Accumulation Accelerated Cover | Minimum age of entry - 5 years Maximum age of entry - 65 years |
Minimum sum assured:
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Limited premium - 5, 7, and 10 years Regular premium - 10, 15, 20, 25 and 30 years | The policy is offered for fixed terms of 10, 15, 20, 25 and 30 years |
Edelweiss Tokio Life Milestones Plan |
Minimum age of entry:
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Minimum sum assured - Rs.2.5 lakh Maximum sum assured - No limitations |
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Minimum policy term - 16 years Maximum policy term - 30 years |
Edelweiss Tokio Life Single Pay Endowment Assurance Plan |
Minimum entry age:
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Minimum sum assured with option A - Rs.4 lakh Minimum sum assured with option B - Rs.50,000 | The available PPT is single pay only | The policy is offered for a fixed term of 10 or 15 years |
Edelweiss Tokio Life Safe n Sure Plan | Minimum age of entry - 5 years Maximum age of entry - 55 years | Minimum basic sum assured - Rs.2 lakh Maximum basic sum assured - No limitations | The available PPT is 15 years | The policy is offered for fixed terms of 15, 20, and 25 years |
Edelweiss Tokio Life Wealth Accumulation (Cover Plus) | Minimum age of entry - 5 years Maximum age of entry - 65 years |
Minimum sum assured:
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Limited premium - 5, 7, 10 years Regular premium - 10, 15, 20, 25 and 30 years | The policy is offered for fixed terms of 10, 15, 20, 25, and 30 years |
Retirement Plans
The different retirement plans offered by Edelweiss Tokio Life are mentioned below:
Type of the plan | Minimum and maximum entry age | Basic sum assured | Premium paying term (PPT) | Policy term |
Edelweiss Tokio Life Triple Advantage Plan | Minimum age of entry - 91 days Maximum age of entry - 55 years |
Maturity benefit:
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The available PPTs are 10, 15, 20, and 25 years | The policy term will be 100 - entry age of the life insured |
Edelweiss Tokio Life Cash Income | Minimum age of entry - 91 days Maximum age of entry - 50 years | Minimum sum assured - Rs.2.65 lakh Maximum sum assured - no limitations | The PPT under the policy is 20 years | The policy term will be 100 - entry age of the life insured |
Edelweiss Tokio Life Pension Plan | Minimum age of entry - 18 years Maximum age of entry - 65 years |
Minimum sum assured:
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The PPTs under the policy are single pay, 10 pay, 5 pay, and regular pay | For single pay, regular pay, and 5 pay - 10 to 40 years For 10 pay - 11 to 40 years |
Edelweiss Tokio Life Easy Pension | Minimum age of entry - 18 years Maximum age of entry - 75 years | Death benefit is provided to the nominee upon death of the life insured | The available PPTs under the plan are singe pay, regular pay, 5 pay, and limited pay | Minimum - 10 years Maximum - 67 years |
Edelweiss Tokio Life Immediate Annuity Plan | Minimum age of entry - 18 years Maximum age of entry - 85 years | Survival and death benefits are offered across seven annuity options | Single pay only | Life annuity |
Health Plans
Edelweiss Tokio Life offers the below-mentioned health plan
Type of the plan | Minimum and maximum entry age | Basic sum assured | Premium paying term (PPT) | Policy term |
Edelweiss Tokio Life - CritiCare+ | Minimum age of entry - 18 years Maximum age of entry - 65 years | Minimum sum assured - Rs.5 lakh Maximum sum assured - Rs.1 crore | Regular pay only | Minimum - 5 years Maximum - 30 years |
Group Plans
The different group plans offered by Edelweiss Tokio Life are mentioned below:
Type of the plan | Minimum and maximum entry age | Basic sum assured | Premium paying term (PPT) | Policy term |
Edelweiss Tokio Life Group Life Protection | Minimum age of entry - 16 years Maximum age of entry - 80 years | Minimum sum assured per member - Rs.1,000 Maximum - no limitations | - | The policy is offered for a fixed term of one year, which can thereafter be renewed every year |
Edelweiss Tokio Life Group Wealth Accumulation | Minimum age of entry - 18 years Maximum age of entry - 79 years | Basic sum assured per member - Rs.1,000 | - | Policy term is not applicable under this policy |
Edelweiss Tokio Life Group Credit Protection | Minimum age of entry - 18 years Maximum age of entry - 65 years | Basic sum assured per member - Rs.1,000 | Single pay only | Minimum - 2 years Maximum - 30 years |
Edelweiss Tokio Life Group Employee Benefit Plan | Minimum age of entry - 18 years Maximum age of entry - 80 years | Basic sum assured per member - Rs.1,000 | - | The policy is offered for a fixed term of one year, which can thereafter be renewed every year |
Edelweiss Tokio Life Pradhan Mantri Jeevan Jyoti Bima Yojana |
Minimum age of entry - 18 years
Maximum age of entry:
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Minimum sum assured per member - Rs.2 lakh Maximum sum assured per member - Rs.2 lakh | - | The policy is offered for a fixed term of one year, which can thereafter be renewed every year |
Micro Plans
The different micro plans offered by Edelweiss Tokio Life are mentioned below:
Type of the plan | Minimum and maximum entry age | Basic sum assured | Premium paying term | Policy term |
Edelweiss Tokio Life Raksha Kavach | Minimum age of entry - 18 years Maximum age of entry - 50 years (as on last birthday of the life insured) | Minimum sum assured - Rs.50,000 | Available PPTs are single pay and regular pay | The policy is offered for a fixed term of 5 years |
Edelweiss Tokio Life Dhan Nivesh Bima Yojana | Minimum age of entry - 18 years Maximum age entry - 45 years | Minimum sum assured - Rs.5,000 Maximum sum assured - Rs.25,000 | Single premium | The policy is offered for a fixed term of 10 years |
Child Plans
Edelweiss Tokio Life offers the below-mentioned plan for children
Type of the plan | Minimum and maximum entry age | Basic sum assured | Premium paying term | Policy term |
Edelweiss Tokio Life EduSave | Minimum age of entry - 18 years Maximum age of entry - 45 years | Minimum sum assured - Rs.2.25 lakh Maximum sum assured - no limits | Available PPTs are regular pay and 10 pay | Minimum - 10 years Maximum - 30 years |
Edelweiss Tokio Life insurance Customer Care:
Edelweiss Tokio has a very sophisticated customer support system which has been set up to assist customers at every step of the insuring process. The insurer has set up multiple channels via which customers can get in touch with the customer support team and resolve their queries and issues. Those who want to get in touch with the customer support team immediately can do by dialling on the toll free helpline number or even by filling up a simple form on the Edelweiss Tokio website under the Customer Service section. Alternately, customers can also get answers to their queries by using the instant chat service available on the insurer’s website. Those who have not been able to get in touch with the customer care via phone can also request a call back by providing their contact details in the website section dedicated to this. Furthermore, customers can also share their issues or feedback related to their policy with the customer care by visiting the Customer Service section on the website. Besides getting in touch with the customer care, the website also allows policyholders to carry out policy related requests such as make premium payments, renew their policy, track their policy application, get or view policy e-statements, view NAVs, request for unclaimed policy amount, view multiple premium payment options, and more.
Know More About: Edelweiss Tokio Life insurance Customer Care Number
Edelweiss Tokio Life Insurance FAQs:
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What is the most convenient way to contact Edelweiss Tokio Life Insurance?
The toll free is the best option as it is hassle-free and toll-free: 1800 2121 212.
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What are the other ways to reach the company office?
There is a Mumbai office. You can also reach the company online for any queries.
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How can I check the status of my policy?
- Check the policy status online on their own website.
- You will need to punch in the policy number and the policy holder’s date of birth, after that.
- You can also call or reach them through mail
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What are the available modes for payment of premium available for me?
There are two basic modes for payment of premium for Edelweiss Tokio Life, which have further many options:
- Online Mode has:
- Debit Card payment
- Payment through standing instructions or credit card
- Net Banking
- Offline Mode has:
- Through ECS facility
- IVRS
- Money Order
- Cash/Cheque/DD
- Visit the branch nearest to your location.
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How Do I renew my policy with Edelweiss Tokio Life Insurance?
Use auto direct debit options which can be availed online by feeding your login ID and password into on the website. You can also approach any of the branch offices or speak with the customer care regarding the renewal process on the phone.
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How Do my family or me, settle claims for a policy with Edelweiss Tokio Life Insurance?
- Simply, submit the policy documents as well as claims form at any of the Edelweiss Tokio Life Insurance branch offices in your city.
- Upon receiving and verification of the documents, it takes around 30 days’ time to settle the claims. The claims are settled through NEFT mode.
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How Do I cancel my existing policy with Edelweiss Tokio Life Insurance?
You need to fill in a surrender form and submit it in any of the branch office along with the cancellation charges. Within a time frame of around 10 days the policy will be cancelled on record.
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How will the refunds be calculated post cancellation of the policy?
The refund will be calculated based on NAV of the current market price.
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What types of life insurance plans are available from Edelweiss?
The following types of plans are available from Edelweiss
- Education funding
- Living with impaired health
- Retirement funding
- Wealth enhancement
- Wealth accumulation
- Income replacement
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How Can I locate a branch of Edelweiss near me?
Branch locations are available on the website. Simply, click on the branch locater. Fill in the details and search.