AEGON Religare, as the name suggests, is a joint venture between three firms. First is AEGON which is a global player in insurance and pension needs, second is Religare which is an Indian company with an extremely diversified product portfolio to its credit and the third is Bennett, Coleman and Company, which is Indian’s largest media company. The venture aims to develop customer-centric financial solutions that will be guided by innovation and technology. ARLI launched its business operations in the country in the year 2008 and have been spreading across the nation and growing, since then.
*These add-ons may be included as part of different products and are subject to the insurer's terms & conditions. Check your add-ons>>
1. Identity Proof
2. Age Proof
3. Income Proof
4. Address Proof
5. PAN Number
AEGON Religare Life Term Plans are reliable and a good option for ensuring your loved ones are provided for in case you are not around anymore. These term insurance plans are cost-effective and can be availed at lower costs.
These are insurance plans that have been designed to render monetary benefit to a group of individuals, mostly employees of a company or a union or an association.
The ULIP plans from AEGON Religare are great financial tools that provide double protection of life cover as well as market linked investment.
The retirement plan from AEGON Religare is designed specially to meet the needs of an individual after his regular income is curtailed due to retirement. This plan ensures a guaranteed continuous income up to the age of 85 years.
If you are looking for a secure future for your child and protect his/her education against the skyrocketing education cost, then these plans from AEGON Religare are worth going for.
These are low-cost insurance plans designed to meet the insurance needs of people from the rural areas. This scheme aims to bring the rural population too under the umbrella of insurance.
AEGON Religare Rural Term Insurance Plan - These rural plans aim to provide maximum insurance benefits to the people from rural background so that their insurance needs are met at a lower cost.
A term plan is a form of life insurance that provides a fixed amount of sum assured to the nominee(s) in case of death of the insured during the policy term. Unlike the traditional life insurance policy, a term insurance offers higher sum assured at low annual premium.
Aegon religare life insurance provides only one term plan, which is iTerm Insurance Plan.
Minimum entry age is 18years and Maximum is 65years.
The minimum policy term is 5 years and maximum is 40years or up to 75 years.
If you are male 25 years old, non-smoker for a term of 20years and your premium amount is 6200, in this case your coverage amount is 1Crore.
Generally, it’s advised that your coverage be 8 - 10 years of the gross individual income. However, one must consider various other impending factors such as cost of living, family members etc.
The onus is on you to ensure sufficient coverage. Since term insurance is a low premium plan, opt for maximum amount of sum assured based on your requirement.
Claims should be in writing, addressed to the company’s registered address or by visiting any of the branch offices in your area. If all the paperwork is in place, AEGON Religare does not take more than 6 working days to process and settle the claim.
You are allowed to add riders to the i-Term policy anytime during the term. Detaching riders can only be done at the time of policy premium renewal. You must contact the customer service well in advance for any such changes.
Yes, it covers all types of death .In case of death by suicide during the first year of the policy or middle of the month, no death benefits is payable.

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