Whoever said wishes don’t come true hasn’t explored our offers!

Karnataka Bank IFSC and MICR Code:

State wise list of Karnataka Bank IFSC code, MICR code and addresses of all branches in India

Locate any details of Karnataka Bank branch in India.

or Choose State from list below


Karnataka Bank Ltd. IFSC Code:

Karnataka Bank Ltd. has evolved with the advancement in the banking technologies in the country. Customers of Karnataka Bank can avail the facilities of electronic fund transfer. Now, the power of internet banking allows you to make payments virtually, without having to move an inch. Right from your living room, using your computer or phone, you can send money from your account at Karnataka Bank to another account, anywhere in India. Electronic Fund Transfer introduced by the RBI in the country has made cheques, demand drafts and stamps obsolete. The purpose of introducing these paperless transfers online was to hasten the process and make it as flaw-free as possible.

There are two main types of electronic money transfer that Karnataka Bank offers: National Electronic Financial Transfer (NEFT) and Real Time Gross Settlement (RTGS). Apart from these two modes, the bank also offers Western Union Money Transfer for international transfers.

Indian Financial System Code is a code which is given by RBI as a unique identification to each bank and all its branches. It is in an alpha-numeric format and contains 11 characters. This code helps in the identification of the source as well as the destination bank in an electronic fund transfer process. It is very important to provide the IFSC codes in a NEFT/RTGS transfer as without the code, neither of the processes can take place.

The IFSC code’s 11 characters hold the identification of the bank as well as a particular branch. The first set of 4 characters represent the bank name, the 5th character is zero (0) and the last set comprising of 6 characters identify the branch of the bank. The 5th character is left as zero to be used later.

Example of a Karnataka Bank IFSC Code is: KARB0000369.

This code belongs to the Jabalpur branch of Karnataka Bank in Madhya Pradesh. Here, ‘KARB’ represents the name of the bank, which is Karnataka Bank and ‘000369’ denotes ‘Jabalpur’ branch.

How to Search for IFSC and MICR Codes of Karnataka Bank?

Karnataka Bank’s IFSC and MICR Codes can be found on the cheque leaves of the cheque book of the bank. The codes of all its branches can be found online in a number of websites. RBI has a tab on its homepage that directly takes you to a window where you are asked to input the bank name from the drop-down menu and enter the branch name manually. It gives you all the necessary details of the queried bank branch, including the IFSC and MICR codes, address and also phone number.

There are also some other websites, namely BankBazaar that give comprehensive information on all banks that are a part of the NEFT/RTGS network. If you visit the BankBazaar’s website, you will find a tab ‘Bank IFSC Code’. Clicking on this tab will give you the IFSC and MICR codes of any branch of any bank. The site requires some basic information about the bank in order to answer your query. Once you enter details like Bank name, State District and Branch Name, you can find the IFSC, MICR codes of the specific bank branch you are searching for.

Using electronic fund transfer channels you can not only settle your payments faster, but keep it flawless and secure. There are fewer tensions and lesser time taken when you opt for NEFT/RTGS for transferring your funds online. Both modes are speedy, however RTGS is a relatively faster channel than NEFT.

NEFT at Karnataka Bank:

Individuals or companies maintaining accounts with Karnataka Bank can utilise this facility to transfer money to other accounts, as long as the recipient’s bank is NEFT enabled. RBI settles NEFT transactions on a DNS (Deferred Net Settlement) basis, where the transfer requests are cleared in groups at fixed timelines. Karnataka Bank allows even non-account holders to use NEFT to transfer funds by depositing the amount they want to transfer. However, there is a limit to such transactions and individuals or organizations who do not have an account can only transfer up to Rs.50, 000 using NEFT. Customers in this category will have to provide all details like full address and phone number. There is no upper and lower limit set for NEFT transactions at Karnataka Bank.

NEFT timings at present are from 11am to 7pm, starting Monday till Saturday, with an hour’s interval in between. There are no transactions on Sundays and public holidays.

No charges are levied from beneficiaries for inward transactions. However, the remitter is charged for outward remittance.

For transfers up to Rs.10, 000 – Rs.2.5

For transfers between Rs.10, 000 to Rs.1 lakh – Rs.5

For transfers between Rs.1 lakh to Rs.2 lakh – Rs.15

For transfers above Rs.2 lakh – Rs.15

An additional service tax is also added to the charges above.

RTGS at Karnataka Bank:

Karnataka Bank customers can use RTGS system of money transfer for transactions that are high in value. Real Time Gross Settlement/RTGS is a system where transfer instructions are processed real time as in as soon as they reach the beneficiary bank and the credit takes place instantly. The clearance of RTGS transactions are not bunched with any other transaction and carried out individually, hence it is referred to as gross settlement. The settlement is final and cannot be reversed, as they are carried out in the books of RBI.

The minimum amount that an individual can transfer using RTGS is Rs.2 lakh. There is no fee for inward remittances but for outward transactions, Rs.25 is charged for transfers that are between Rs.2lakh and Rs.5 lakh and Rs.50 is charged for transfers above Rs.5 lakh. RTGS transactions are cleared between 8am to 430pm at Karnataka Bank.

Karnataka Bank Limited was established in 1924 in Mangaluru in Karnataka. The bank grew in size after the amalgamation between Sringeri Sharada Bank Ltd., Bank of Karnataka and Chitradurga Bank Ltd. Karnataka Bank rendered professional banking services coupled with excellent customer focus for over 9 decades to emerge as a top ‘A’ class scheduled commercial bank. Spanning over 21 states and 2 union territories, Karnataka has 702 branches and has become one of the finest financial institution in the country.

Karnataka Bank Marathahalli Branch Karnataka Bank A S Rao Nagar Hyderabad Branch Karnataka Bank Uppal Kalan Branch
Karnataka Bank Lajpat Nagar New Delhi Branch Karnataka Bank Laxmi Nagar New Delhi Branch Karnataka Bank Savitha Vihar New Delhi Branch
Karnataka Bank Aland Branch Karnataka Bank Banasawadi Branch Karnataka Bank Bangalore Herohalli Branch
Karnataka Bank Bangalore Peenya Branch Karnataka Bank Bangalore Raghuvanahalli Branch Karnataka Bank Bellandur Branch
Karnataka Bank Doddaballapur Branch Karnataka Bank Hesaraghatta Main Road Branch Karnataka Bank J P Nagar 7th Phase Branch
Karnataka Bank K G Road Bangalore Branch Karnataka Bank K H Road Bangalore Branch Karnataka Bank Mahalakshmipuram Bangalore Branch
Karnataka Bank Naganathapaura Branch Karnataka Bank Nagarabhavi Branch Karnataka Bank Nehru Nagar Bangalore Branch
Karnataka Bank Overseas Bangalore Branch Karnataka Bank Padmanabha Nagar Branch Karnataka Bank Rajaji Nagar Bangalore Branch
Karnataka Bank Srinagar Bangalore Branch Karnataka Bank Srirampuram Bangalore Branch Karnataka Bank Vijayanagar Bangalore Branch
Karnataka Bank Yeshwanthpura Bangalore Branch Karnataka Bank Tilakawadi Belgaum Branch Karnataka Bank Holalkere Branch
Karnataka Bank Gokul Road Hubli Branch Karnataka Bank Ho Complex Br Mahaveeracircle Branch Karnataka Bank Mannagudda Mangalore Branch
Karnataka Bank Devaraj Urs Road Mysore Branch Karnataka Bank Kuvempunagar Mysore Branch Karnataka Bank Nanjangud Branch
Karnataka Bank Saraswathipuram Mysore Branch Karnataka Bank Sidharthnagar Mysore Branch Karnataka Bank V V Mohalla Mysore Branch
Karnataka Bank Nelamangala Branch Karnataka Bank Shimoga Main Nehru Road Branch Karnataka Bank Chitrapady Branch
Karnataka Bank Kopar Khairane Navi Mumbai Branch Karnataka Bank Cathedral Chennai Branch Karnataka Bank Chennai Ayanavaram Branch
Karnataka Bank R A Puram Chennai Branch Karnataka Bank Salem Fort Main Tamilnadu Branch Karnataka Bank Tirupur Main Branch
Karnataka Bank Tirupur Peramanallur Road Branch Karnataka Bank Central Avenue Kolkata Branch  
News Related to Karnataka Bank IFSC Code
  • Karnataka Bank Enter into Tie-up with LIC Mutual Fund

    Karnataka Bank has entered into a tie-up with LIC’s Mutual Fund to help it markets its mutual fund products. The bank has over 730 branches across the country and plans to start selling mutual funds with the help of LIC.

    This tie-u is not the first of its kind for Karnataka bank, it has also entered into a Memorandum of Understanding or MoU with Birla Life Mutual Funds to help market its mutual fund products.

    30th September 2016

  • Karnataka Bank Launches Website for Loans

    Last Thursday, Karnataka Bank launched their web portal KBL Loan Junction with the initiative taken to allow borrowers a platform to get an idea about their products and also some other features such as status enquiry of loan application online through online banking and IFSC facilties and be updated on the loan application status through text and email. The portal will be accessible on all smart devices and desktops and laptops alike. The portal is supposed to provide access to online loan application as well as credit proposal system to enhance the consumer experience as per the statement made by P. Jayarama bhat, CEO and MD of Karnataka Bank, at the launch.

    19th September 2016

  • Karnataka Bank Launches Website for Loans

    Last Thursday, Karnataka Bank launched their web portal KBL Loan Junction with the initiative taken to allow borrowers a platform to get an idea about their products and also some other features such as status enquiry of loan application online through online banking and IFSC facilties and be updated on the loan application status through text and email. The portal will be accessible on all smart devices and desktops and laptops alike. The portal is supposed to provide access to online loan application as well as credit proposal system to enhance the consumer experience as per the statement made by P. Jayarama bhat, CEO and MD of Karnataka Bank, at the launch.

    19th September 2016

  • Karnataka Bank introduces app for POS mercantile

    Karnataka Bank Limited has unveiled ‘KBL POS Manager’, a cutting-edge and android-based mobile application to deliver ease of use and accessibility for its point-of-sale (POS) mercantile. This is bound to aid the lender’s POS mercantile (online & offline) in handling the related transactions. In the statement to the media, it is specified that the app can be a great help in handling and tracking sales records from anywhere using their smartphones. It can be downloaded from Google Playstore for free. You may need to know the IFSC Code of relevant branches to make transactions.

    4th August 2016

  • Three New Karnataka Bank Branches Opened in Tamil Nadu and Karnataka

    Three branches of Karnataka Bank has been recently opened in Tamil Nadu and Karnataka. The branches have been opened in Kumbakonam (Tamil Nadu) and in Karnataka there are two new branches in place at Halagur in Mandya district and Kollegal in Mysore district. With these new additions, Karnataka Bank has a network of total 696 bank branches across India. The Bank has numerous service outlets as well, for the convenience of its customers as well as for enhancing operations. The IFSC codes and other relevant details of the new bank branches will be updated in the Bank’s website.

    12th January 2015

  • Karnataka Bank Introduces Innovative Accident Cover

    Karnataka Bank Limited, a premier state-governed bank, in partnership with Universal Sompo General Insurance Firm, has unveiled a group personal accident insurance plan called as ‘KBL Suraksha’. Citing the CEO and MD of the bank, Mr. P Jayarama Bhat, a press release distributed last week in Mangalore mentioned that every Savings Bank account users of the bank belonging to the age group of 18 to 70, are eligible to pitch in to this plan by shelling out a nominal premium of INR 100 for INR 10 lacs and INR 50 for INR 5 lacs coverage per annum. Mr. Bhat, who introduced this scheme in Mangalore the previous week announced that the plan will kick off from 1st January 2016. With this policy in effect, the bank is anticipating a prolific response from its current SB clienteles, and also a sizable upsurge in new SB accounts.

    4th January 2015

  • MUDRA Card, an Initiative by Karnataka Bank

    Karnataka Bank has introduced MUDRA card for the advantage of micro businesspersons in India. Inaugurating the card in Mangalore lately, MD and CEO, Mr. P Jayarama Bhatt, announced that the bank was pursuing a portfolio of INR 615 crore of MUDRA advances for the present financial year. He is positive that as Karnataka Bank has aggressively contributed in the Pradhan Mantri Mudra Yojana, this will be a huge success and it will be a RuPay debit card. It will be delivered to the micro industrialists, who take operational capital funding up to INR 10 lacs as per the PMMY. It can be utilized for online transactions (using IFSC Code) and for any ATM transaction or Point of Sale.

    23rd November 2015

  • Karnataka Bank Launches Mobile Apps For the Tech Savvy

    The Mangaluru based private sector bank has launched two new apps for android based phones, KBL Apna App and KBL m-PassBook. The former works on the basis of SMS authentication and there is no need for real time Phone data/Wifi as it does not require internet to transact, except to download/updating the app.

    The KBL Apna App is currently available on Google Play store for download and can be used for balance inquiry, money transfers using IFSC code, mini statement, Mobile/DTH recharge and for payment of utility bills. On the other hand, KBL-mPassBook is an exclusive app designed for viewing banking entries on smart phone or tab, akin to a physical passbook issued by the bank. Both these apps are available to customers registered for using mobile banking services.

    15th July 2015


  • reTH65gcmBgCJ7k - pingdom check string.
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.