City Union Bank IFSC and MICR Code:

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City Union Bank IFSC Code:

Online money transfer has been a boon to millions of customers in India. It has sped up the process of money transfer which usually used to take days to process. Even in an emergency, people would be helpless as they would have had to wait up to a few days to transfer money to a beneficiary in need. However, those days have passed now as the RBI has introduced two highly efficient services to enable banks and its customers to transfer funds swiftly and securely. NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) are two electronic payment services introduced by the RBI which employ a special code, known as the IFSC (Indian Financial system Code), to transfer money from one bank account to another. Only banks which are a part of the NEFT network may participate and offer the NEFT and RTGS services to their customers.

City Union Bank IFSC Code

The IFSC, which is essential to both NEFT and RTGS, is an 11 character alphanumeric code. This code is issued by the RBI to every bank participating in the NEFT network and helps regulate the flow of funds from the source bank to the destination bank. With the IFSC, customers can transfer money to any other account of a bank which is a part of the NEFT network.

The IFSC code can be broken down into three parts for better understanding. The first 4 characters of the code represent the name of the bank, the fifth character is always zero and has been reserved for future use. The last 6 characters of the code represent the specific branch. So, for example, the City Union Bank IFSC code for the Bellary branch is CIUB0000250, wherein the first 4 characters ‘CIUB’ represent the name of the bank which is City Union Bank, the fifth character remains zero and the last 6 characters ‘000250’ represent the specific branch, Bellary in this case.

How to Search For City Union Bank IFSC & MICR Codes?

It is easy to find the IFSC and MICR codes of City Union Bank online as well as offline. To begin with, every cheque leaf of any City Union Bank cheque book will carry the IFSC and MICR code of the issuing branch. Additionally, you can also look up the City Union Bank IFSC and MICR codes online easily on BankBazaar. Just visit the website’s main page where you will find the tab ‘Bank IFSC Code’ at the bottom. Click on the tab and you will be redirected to another page with 4 drop down menus. Here, you will be required to provide the name of the bank, the state, district and city it is located in and the specific branch that you’re looking for. Once all the necessary information has been provided, the page will immediately display for you the requested information like the IFSC and MICR code of the bank, in addition to the address and contact details of the bank branch as well.

NEFT and RTGS have made the process of money transfer extremely simple, hassle-free, efficient and secure. Customers can now transfer money to a beneficiary located across the country, in a matter of a few hours, instead of days. Both these processes make use of the IFSC code to make money transfers. With these two services, customers of City Union Bank can transfer money not only to other CUB account holders but also to account of any other bank which is a part of the NEFT network.


City Union Bank allows its customers to make quick fund transfers with the help of NEFT or National Electronic Funds Transfer. This is an electronic payment service which allows customers and banks to transfer money quickly and securely to any bank which is a part of the NEFT network. Any customer of City Union Bank can avail this service for making a transfer for any amount of money. However, non-customers of the bank may only make a cash remittance of up to Rs 50,000 via NEFT. In order to carry out an NEFT transaction, the customers must provide the beneficiary’s details like their name, account number, address, bank name and branch IFSC code. The timings for carrying out NEFT transactions are between 9:00 AM to 4:00 PM from Monday to Friday and between 9:00 AM to 11:00 Noon on Saturdays.


RTGS or Real Time Gross Settlement is another electronic payment service offered by City Union Bank to its customers. This method of fund transfer is ideal for making high value monetary transfers of a minimum of Rs 2 lakh or more. Any customer of any CUB branch can avail this facility. To carry out an RTGS transaction, the customer must provide the beneficiary’s details like their name address, account number, bank name and branch IFSC code. The timings for RTGS transactions are between 9:00 AM to 4:30 PM from Monday to Friday and between 9:00 AM to 12:30 PM on Saturdays.

City Union Bank (CUB) is a banking and financial services company established in 1904. Originally founded as Kumbakonam Bank Limited, the bank is headquartered in Kumbakonam and operates with the help of a network of 426 computerized branches. CUB offers a range of financial products and services like investment banking, commercial banking, retail banking, private banking, asset management, forex and mortgage.

News Related to City Union Bank IFSC Code
  • City Union Bank decides to appoint new Directors

    City Union Bank has deemed it time for Mr. S Balasubramanian, their part-time Non-executive Chairman, to step down as he has reached his retirement age. The office was vacated on 3rd May. The next Chairman is most likely to be Mr. S Mahalingam, who has been serving the bank as Independent Director. This seems to be a popular choice as concerned decision makers has already pushed his name to the RBI seeking authorization. A conference by the entire Director Board was held on the same day. They also recommended Mr. M Narayan as the Additional Director on the same day.

    3rd May, 2016

  • Two new Branches Opened by City Union Bank in Coimbatore

    Expanding its branch network, City Union Bank has opened two new branches in Coimbatore, Tamil Nadu. The 483rd branch of City Union Bank was inaugurated at Tatabad and the 484th CUB branch was opened at Maniyakaranpalayam. This further enables the bank to improve its presence in Coimbatore.

    As one of India’s top public sector lender, City Union Bank’s banking portfolio comprises of various products inclusive of loans, deposits, investments, cards,etc. City Union Bank functions with four banking divisions namely, Retail Banking, Corporate or Wholesale Banking, Treasury services along with other banking operations. Additionally, City Union Bank offers a robust e-banking service complete with mobile banking and internet banking services. CUB customers can open fixed deposits and make instant online money transfers using IFSC codes via the state-of-the-art net banking services provided.

    10th September, 2015

  • City Union Bank Advances on the Bourses

    City Union Bank is presently dealing at INR 95.70, and is ahead by .30 points or 0.31 percent from its preceding closing of INR 95.40 on the BSE. The figures started at INR 98.95 and has crossed a great as well as low of INR 98.95 and INR 94.80 in that order. To this point 11313 stocks were merchandised on the counter.

    City Union Bank delivers a collection of financial products across credits, mortgages, savings solutions, disbursements and credit and debit cards. The Bank functions in four sections. It entails Corporate or Comprehensive Banking, Retail Banking, Treasury and Other Banking Functions. The Bank gives services like mobile banking, net banking, savings account management and fixed deposit procedures.

    1st September, 2015

  • City Union Bank Launches New Branch at Kondapur

    City Union Bank Limited has opened at new Branch at Kondapur, Hyderabad. This is the 482nd branch of City Union Bank.

    City Union Bank offers a suite of financial products to meet the ever growing banking needs of Indians. CUB Internet Banking portal allows customers to do a NEFT and RTGS transaction in an instant by mentioning the IFSC code of the bank and the beneficiary’s name.

    31st August, 2015

  • CUB to Expand its Network by 19 More Branches

    City Union Bank is aiming to expand its network by opening 19 more branches across India by the end of the year. This move will increase the count of total number of branches to 500 from 481. CUB also plans to open around 50 self service branches by the end of fiscal year. City Union Bank has witnessed a 12.13% increase in net profit for the quarter at Rs.111.56 crore as compared to Rs.99.49 crore the previous year.

    City Union Bank caters to the financial and banking needs of its customers by offering an array of products like loans, investments, deposits and retail banking. Customers also have access to facilities like internet banking using which they can perform online fund transfer by providing the IFSC code of the beneficiary bank.

    17th August, 2015

  • City Union Bank Opens Three New Bank Branches in Chennai

    City Union Bank inaugurated three new branches in Chennai to reach the 481st branch milestone. CUB offers a wide array of products including loans, deposits, cards and investment banking to cater to the ever-growing financial needs of Indians. The bank also offers mobile and internet banking options to its customers with facilities for online fund transfer and deposit accounts. Customers just have to provide the IFSC code of beneficiary bank to proceed with online fund transfers like NEFT and RTGS.

    10th August, 2015

  • City Union Bank Opens New Branch in Vadalur, Tamil Nadu

    City Union Bank has expanded its banking network in Tamil Nadu further, by establishing a new branch at Kumbakonam Road, Vadalur, in the Cuddalore district. With this addition, the number of City Union Bank branches in Tamil Nadu totals up to 478, along with two new branches in Telangana as well. City Union Bank offers a wide array of products ranging from corporate banking, treasury and retail banking services. CUB customers can also conveniently use mobile banking and internet banking services provided by the bank to make fund transfers using only IFSC codes and other personal details.

    15th July 2015

  • Two New Branches of City Union Bank Opened in Telangana

    On July 6, 2015, City Union Bank opened two new branches in the south Indian state of Telangana. The bank opened its 476th and 477th branches in Karimnagar and Adilabad respectively. The IFSC Codes of these City Union Bank branches will be available online soon. At present, the bank has more than 420 branches in the country. City Union Bank offers a wide range of banking and financial services to customers, including loans, deposits, cards, investment solutions, payment solutions, internet banking, fixed deposit operations, mobile banking, IFSC Code enabled funds transfer and so on. It operates across 4 segments, namely Retail Banking, Corporate/ Wholesale Banking, Other banking Operations and Treasury.

    City Union Bank was established in 1904 as the The Kumbakonam Bank Limited. Even though it started as a regional bank in the state of Tamil Nadu, it has become a financial institution of national importance within a short period of time.

    6th July 2015

City Union Bank Adoni Branch City Union Bank Adyar Branch City Union Bank Alangudi Branch
City Union Bank Ambur Branch City Union Bank Anakaputhur Branch City Union Bank Ashok Nagar Branch
City Union Bank Bhanashankari Branch City Union Bank Egmore Branch City Union Bank Eravancherry Branch
City Union Bank Ganapathy Branch City Union Bank Gandhi Nagar Branch City Union Bank Kundrathur Branch
City Union Bank Madurai TVS Nagar Branch City Union Bank Mandaveli Chennai Branch City Union Bank Mayiladuthurai Branch
City Union Bank Medavakkam Branch City Union Bank Nedungundram Branch City Union Bank Palayamkottai Branch
City Union Bank Perumbakkam Branch City Union Bank Pudukottai Branch City Union Bank Pudur Branch
City Union Bank Rajahmundry Branch City Union Bank Ram Nagar Coimbatore Branch City Union Bank Ramanathapuram Branch
City Union Bank Reddiarpalayam Branch City Union Bank Sirkali Branch City Union Bank Sithalapakkam Branch
City Union Bank Sivakasi Branch City Union Bank Somanur Branch City Union Bank Ss Colony Madurai Branch
City Union Bank T Nagar Chennai Branch City Union Bank Tambaram Chennai Branch City Union Bank Teynampet Chennai Branch
City Union Bank Thepperumanallur Branch City Union Bank Thiruvanmiyur Branch City Union Bank Tirukkattupalli Branch
City Union Bank Tiruvarur Vijayapuram Branch City Union Bank Tiruvottiyur Branch City Union Bank Tuticorin Branch
City Union Bank Udumalpet Branch City Union Bank Ullikkottai Branch City Union Bank Uthukuli Branch
City Union Bank Vadavalli Branch City Union Bank Vallam Branch City Union Bank Veerapandi Branch
City Union Bank Veppampattu Branch City Union Bank Anna Nagar Chennai Branch City Union Bank Nerul E Navi Mumbai Branch
City Union Bank Trichy K K Nagar Branch City Union Bank Vilankurichi Coimbatore Branch  

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