A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    We found 1 SBI Home Loan Interest Rate
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.30% - 8.65% Floating
    ₹2,000 to ₹10,000 + applicable tax
    -
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    SBI Home Loan Interest Rate is Rated as "Great!" by 908 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    SBI Home Loan Interest Rate

    State Bank of India is one of the leading banks in India that offers great financial products and services. SBI offers home loan to individuals who need money to buy a house. Loans can also be availed for home extension, home renovation, etc. The house itself is considered as a security to the home loan.

    Rates and Charges Specification
    Rate of Interest For general customers – 8.35% to 8.70% For women – 8.30% to 8.65%
    Tenure of the loan 30 years
    Charges for pre-closure Nil
    Processing fees 0.35% of Loan Amount, min of Rs.2,000 to max of Rs.10,000 (plus applicable tax)

    The rate of interest that can be availed on housing loans by all the women customers of State Bank of India ranges between 8.30% and 8.65%. All the other customers can avail rates ranging between 8.35% and 8.70%. The processing fee associated with SBI home loan is 0.35% of the total loan amount. The maximum processing fee stands at Rs.10,000 and the minimum stands at Rs.2,000. Taxes are also applicable on the processing fee. The tenure of the loan is 30 years. There are no pre-closure charges associated with housing loans offered by SBI.

    Latest Updates on SBI Home Loan Interest Rate

    Extension on the Zero Processing Fee Associated with SBI Home Loans

    SBI or State Bank of India is one of the leading banks in India that offers amazing financial products and services. Recently, it announced that the zero processing fee on the SBI home loans can be availed for another 3 months.

    Also, the bank has reduced the base rate and BPLR (benchmark prime lending rate) by 30 basis points. Due to this initiative, more than 80 lakh SBI home loan customers will be benefited. The new rates are now in effect. The last time SBI reduced its rates was in November 2017.

    SBI Offers Lowest Home Loan Interest Rates at 8.30%

    The largest lender in the country, SBI (State Bank of India), has dropped their interest rates on home loans by 5 basis points to 8.30%. This is now the lowest rate of interest for housing loans in the country. The bank has also cut interest rates for auto loans, now offering them at 8.70%.

    • For all housing loans for salaried individuals up to Rs.30 lakh, the rate of interest would be 8.30% p.a.
    • Besides this, an eligible housing loan borrower can avail a discount of Rs.2.67 lakh as per PMAY (Pradhan Mantri Awas Yojana) scheme.

    Benefits offered By SBI Housing Loan

    An individual can enjoy the following benefits upon taking a home loan from SBI:

    • There are no prepayment charges for home loans with floating rates.
    • Special rates are offered to all the women applicants.
    • Any individual aged 18 years or above can apply for the loan.

    Types of Home Loans offered By State Bank of India

    • 2 Year Fixed Interest Rate Loan (Hamara Ghar)
    • Floating Interest Rate Home Loan
    • Floating Interest Card Rate Home Loans
    • Maxgain – Floating Interest Card Rate Structure
    • Insta Home Top Up Loan
    • Home Top Up Loans

    SBI Home Loan Rate

    2 Year Fixed Interest Rate Loan (Hamara Ghar)

      Women Others
    Salaried (up to Rs.30 lakh) 35 basis points above 1 year MCLR, ER : 8.30% 45 basis points above 1 year MCLR, ER : 8.40%
    Non-Salaried (up to Rs.30 lakh) 40 basis points above 1 year MCLR, ER : 8.35% 50 basis points above 1 year MCLR, ER : 8.45%

    The Hamara Ghar home loan offers a rate 8.30% for salaried women. For all the other salaried customers, the bank offers a rate of 8.35%. For all the non-salaried women customers, the State Bank of India charges a rate of 8.40%. For the other non-salaried customers, the rate of interest associated with 2 Year Fixed Interest Rate Loan stands at 8.45%. All of this is applicable for a loan amount of up to Rs.30 lakh.

    Floating Interest Rate Home Loan: Loans above Rs.30 lakh and upto Rs.75 lakh

      Women Others
    Salaried (Loans above Rs.30 lakh and upto Rs.75 lakh) RG 1,2,3 35 basis points above 1 year MCLR, ER : 8.30% 40 basis points above 1 year MCLR, ER : 8.35%
    Salaried (Loans above Rs.30 lakh and upto Rs.75 lakh) RG 4,5,6 40 basis points above 1 year MCLR, ER : 8.35% 45 basis points above 1 year MCLR, ER : 8.40%
    Non-Salaried (up to Rs.30 lakh) RG 1,2,3 50 basis points above 1 year MCLR, ER : 8.45% 55 basis points above 1 year MCLR, ER : 8.50%
    Non-Salaried (up to Rs.30 lakh) RG 4,5,6 55 basis points above 1 year MCLR, ER : 8.50% 60 basis points above 1 year MCLR, ER : 8.55%

    The Floating Interest Rate home loan offers a rate 8.30% for salaried women for RG 1,2,3. The Floating Interest Rate home loan offers a rate 8.35% for salaried women for RG 4,5,6. For all the other salaried customers, the bank offers a rate of 8.35% for RG 1,2,3. For all the other salaried customers, the bank offers a rate of 8.35% for RG 4,5,6.

    For all the non-salaried women customers, the State Bank of India charges a rate of 8.45% for RG 1,2, and3. For non-salaried women customers with RG 4,5, and 6, the bank charges 8.50%. For the other non-salaried customers, the rate of interest associated with Floating Interest Rate home loan stands at 8.50% for RG 1,2, and 3. For the other non-salaried customers with RG 4,5, and 6, the rate of interest is 8.55%. All of this is applicable for a loan amount of up to Rs.30 lakh.

    Floating Interest Rate Home Loan: Loans above Rs.75 lakh

      Women Others
    Salaried RG 1,2,3 45 basis points above 1 year MCLR, ER : 8.40% 50 basis points above 1 year MCLR, ER : 8.45%
    Salaried RG 4,5,6 50 basis points above 1 year MCLR, ER : 8.45% 55 basis points above 1 year MCLR, ER : 8.50%

    For loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.40% for salaried women under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, salaried women under RG 4,5, and 6, enjoy ER 8.45%.

    For other salaried individuals, for loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.45% under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, individuals under RG 4,5, and 6, enjoy ER 8.50%.

      Women Others
    Salaried RG 1,2,3 55 basis points above 1 year MCLR, ER : 8.50% 60 basis points above 1 year MCLR, ER : 8.55%
    Salaried RG 4,5,6 60 basis points above 1 year MCLR, ER : 8.55% 65 basis points above 1 year MCLR, ER : 8.60%

    For loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.50% for non-salaried women under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, non-salaried women under RG 4,5, and 6, enjoy ER 8.55%.

    For other non-salaried individuals, for loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.55% under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, individuals under RG 4,5, and 6, enjoy ER 8.60%.

    Maxgain- Floating Interest Card Rate Home Loan for Salaried

        Women Others
    Loans above Rs.20 lakh and upto Rs.30 lakh RG – 1, 2, 3 1 year MCLR+40 bps, ER:8.35 1 year MCLR+ 45 bps, ER:8.40%
    RG – 4, 5, 6 1 year MCLR+ 40 bps, ER:8.35% 1 year MCLR+ 45 bps, ER:8.40%
    Loans above Rs.30 lakh and upto Rs.75 lakh RG – 1, 2, 3 1 year MCLR+45 bps, ER:8.40% 1 year MCLR+50 bps, ER:8.45%
    RG – 4, 5, 6 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%

    Under Maxgain Floating Interest Card Rate Home Loan, salaried women enjoy 8.35% interest rate on loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6. For other individuals, the bank offers 8.40% interest rate for loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6.

    For loans above Rs.30 lakh and upto Rs.75 lakh, salaried women under RG 1,2, and 3 enjoy an interest rate of 8.40% and salaried women under RG 4,5, and 6 can avail 8.45%. For other salaried individuals, the bank offers 8.45% for loans above Rs.30 lakh and upto Rs.75 lakh, salaried women under RG 1,2, and 3 and offer 8.50% for those who fall under RG 4,5, and 6.

    Maxgain- Floating Interest Card Rate Home Loan for Salaried: For loans above Rs.75 lakh and upto Rs.3 crore

      Women Others
    RG – 1, 2, 3 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 60 bps, ER:8.55%
    RG – 4, 5, 6 1 year MCLR+ 55 bps, ER:8.50% 1 year MCLR+ 65 bps, ER:8.60%

    Under Maxgain Floating Interest Card Rate Home Loan, salaried women enjoy 8.45% interest rate under RG 1,2, and 3 and 8.50% under RG 4,5, and 6 for loan above Rs.75 lakh and upto Rs.3 crore.

    Other salaried individuals get 8.50% under RG 1,2, and 3 and 8.60% under RG 4,5, and 6 for loans above Rs.75 lakh and upto Rs.3 crore.

    Maxgain- Floating Interest Card Rate Home Loan for Non-Salaried

        Women Others
    Loans above Rs.20 lakh and upto Rs.30 lakh RG – 1, 2, 3 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%
    RG – 4, 5, 6 1 year MCLR+ 50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%
    Loans above Rs.30 lakh and upto Rs.75 lakh RG – 1, 2, 3 1 year MCLR+60 bps, ER:8.55% 1 year MCLR+65 bps, ER:8.60%
    RG – 4, 5, 6 1 year MCLR+65 bps, ER:8.60% 1 year MCLR+ 70 bps, ER:8.65%

    Under Maxgain Floating Interest Card Rate Home Loan, non-salaried women enjoy 8.45% interest rate on loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6. For other individuals, the bank offers 8.50% interest rate for loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6.

    For loans above Rs.30 lakh and upto Rs.75 lakh, non-salaried women under RG 1,2, and 3 enjoy an interest rate of 8.55% and non-salaried women under RG 4,5, and 6 can avail 8.60%. For other non-salaried individuals, the bank offers 8.60% for loans above Rs.30 lakh and upto Rs.75 lakh under RG 1,2, and 3 and offer 8.65% for those who fall under RG 4,5, and 6.

    Maxgain- Floating Interest Card Rate Home Loan for Non-Salaried: For loans above Rs.75 lakh and upto Rs.3 crore

      Women Others
    RG – 1, 2, 3 1 year MCLR+65 bps, ER:8.60% 1 year MCLR+ 70 bps, ER:8.65%
    RG – 4, 5, 6 1 year MCLR+ 70 bps, ER:8.65% 1 year MCLR+ 75 bps, ER:8.70%

    Under Maxgain Floating Interest Card Rate Home Loan, non-salaried women enjoy 8.60% interest rate under RG 1,2, and 3 and 8.65% under RG 1,2, and 3 for loan above Rs.75 lakh and upto Rs.3 crore.

    Other non-salaried individuals get 8.65% under RG 1,2, and 3 and 8.70% under RG 4,5, and 6 for loans above Rs.75 lakh and upto Rs.3 crore.

    Insta Home Top Up Loan:

    Insta Home Top Up Loan: 60 bps above one year MCLR, ER: 8.55%

    SBI charges an interest rate of 8.55% on their Insta Home Top Up Loan

    Home Top Up Loans for Salaried: Term Loan

      RG-1, 2 ,3 RG-4, 5, 6
    Term Loan upto Rs. 20 lacs 1 year MCLR+40 bps, ER: 8.35% 1 year MCLR+50 bps, ER: 8.45%
    Term Loan above Rs.20 lakh upto Rs.1 crore 1 year MCLR+60 bps, ER: 8.55% 1year MCLR+70 bps, ER: 8.65%
    Above Rs.1 crore and upto Rs.2 crore 1 year MCLR+70 bps, ER: 8.65% 1year MCLR + 80 bps, ER: 8.75%
    Above Rs.2 crore and upto Rs.5 crore 1 year MCLR+110 bps, ER: 9.05% 1year MCLR + 120 bps, ER: 9.15%

    On term loans under Home Top Up Loans for salaried people, SBI charges 8.35% for term loan upto Rs.20 lakh under RG 1,2, and 3 and charges 8.45% under RG 4,5, and 6. For term loan above Rs.20 lakh upto RS.1 crore, SBI charges 8.55% under RG 1,2, and 3 and 8.65% under RG 4,5, and 6 for salaried individuals.

    For term loan above Rs.1 crore and upto Rs.2 crore, SBI charges 8.65% under RG 1,2, and 3 and 8.75% under RG 4,5, and 6 for salaried individuals. For term loan above Rs.2 crore and upto Rs.5 crore, SBI charges 9.05% under RG 1,2, and 3 and 9.15% under RG 4,5, and 6 for salaried individuals.

    Home Top Up Loans for Salaried: Overdraft

      RG-1, 2, 3 RG-4, 5, 6
    Overdraft Above Rs.20 lakh and upto Rs.1 crore 1 year MCLR+130 bps, ER: 9.25% 1 year MCLR+140 bps, ER: 9.35%
    Overdraft above Rs.1 crore and upto Rs.2 crore 1 year MCLR+ 150 bps ER:9.45% 1 year MCLR+160 bps, ER: 9.55%

    For Overdraft Top Up Home Loan above Rs.20 lakh and upto Rs.1 crore, SBI charges 9.25% under RG 1,2, and 3 and 9.35% under RG 4,5, and 6 for salaried individuals.

    For Overdraft Top Up Home Loan above Rs.1 crore and upto Rs.2 crore, SBI charges 9.45% under RG 1,2, and 3 and 9.55% under RG 4,5, and 6 for salaried individuals.

    Home Top Up Loans for Non-Salaried: Term Loan

      RG-1, 2 ,3 RG-4, 5, 6
    Term Loan upto Rs. 20 lacs 1 year MCLR+50 bps, ER: 8.45% 1 year MCLR+60 bps, ER: 8.55%
    Term Loan above Rs.20 lakh upto Rs.1 crore 1 year MCLR+70 bps, ER: 8.65% 1year MCLR+80 bps, ER: 8.75%
    Above Rs.1 crore and upto Rs.2 crore 1 year MCLR+80 bps, ER: 8.75% 1year MCLR + 90 bps, ER: 8.85%
    Above Rs.2 crore and upto Rs.5 crore 1 year MCLR+120 bps, ER: 9.15% 1year MCLR + 130 bps, ER: 9.25%

    On term loans under Home Top Up Loans for non-salaried people, SBI charges 8.45% for term loan upto Rs.20 lakh under RG 1,2, and 3 and charges 8.55% under RG 4,5, and 6. For term loan above Rs.20 lakh upto RS.1 crore, SBI charges 8.65% under RG 1,2, and 3 and 8.75% under RG 4,5, and 6 for non-salaried individuals.

    For term loan above Rs.1 crore and upto Rs.2 crore, SBI charges 8.75% under RG 1,2, and 3 and 8.85% under RG 4,5, and 6 for non-salaried individuals. For term loan above Rs.2 crore and upto Rs.5 crore, SBI charges 9.15% under RG 1,2, and 3 and 9.125% under RG 4,5, and 6 for non-salaried individuals.

    Home Top Up Loans for Non-Salaried: Overdraft

      RG-1, 2, 3 RG-4, 5, 6
    Overdraft Above Rs 20 lacs and upto Rs.1 crore 1 year MCLR+140 bps, ER: 9.35% 1 year MCLR+150 bps, ER: 9.45%
    Overdraft above Rs.1 crore and upto Rs.2 crores 1 year MCLR+ 160 bps ER:9.55% 1 year MCLR+170 bps, ER: 9.65%

    For Overdraft Top Up Home Loan above Rs.20 lakh and upto Rs.1 crore, SBI charges 9.35% under RG 1,2, and 3 and 9.45% under RG 4,5, and 6 for non-salaried individuals.

    For Overdraft Top Up Home Loan above Rs.1 crore and upto Rs.2 crore, SBI charges 9.55% under RG 1,2, and 3 and 9.65% under RG 4,5, and 6 for salaried individuals.

    SBI MCLR Rate for Home Loan:

    Tenor Existing MCLR Revised MCLR
    Over night 7.75% 7.70%
    One Month 7.85% 7.80%
    Three Month 7.90% 7.85%
    Six Month 7.95% 7.90%
    One Year 8.00% 7.95%
    Two Years 8.10% 8.05%
    Three Years 8.15% 8.10%

    Factors on which the SBI Home Loan Interest Rate Depends

    • Applicant’s Salary: The annual income helps the applicant to identify the rate of interest that he/she has to incur. Income and rate are indirectly proportional to each other. The applicant will be charged a lower rate of interest if he/she has a higher income.
    • Amount of the Loan: If the applicant applies for a higher loan amount, the rate of interest associated with that loan amount will be lesser.

    Tips to Reduce SBI Home Loan Interest Rate

    • Shorter Tenure: If the borrower goes for a shorter loan tenure, it will bring up the EMIs for him/her, but in turn it will reduce the total interest paid.
    • Setting EMI Goals: It is of utmost importance to set Emi targets every year. This will help the borrower to reach the finish line of the loan tenure before time easily.
    • Increase EMIs: It is always good to increase the EMI payments whenever the borrower receives a hike or some extra cash.

    SBI Home Loan Interest Rate 2017 Reviews

    • SBI Home Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My home loan experience was good with SBI, the loan amount was for Rs 35 lakhs with the rate of interest of 8.5% which is high in the market. The processing fees were nominal and the process was smooth. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 09, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with SBI and my experience was good, the loan amount was for Rs 10 lakhs with nominal interest rate when compared to other banks. Customer service was good and they collected documents on time. The tenure period for this loan is for 20 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 09, 2018
    • SBI Home Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      My car loan was taken with SBI 2 years . The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The customer service and responses was good.They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 07, 2018
    • SBI Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      My home loan was taken with SBI 1 month back. The loan amount was 29 lakhs and the interest rate was average . The customer service and responses was good. The tenure period was 20 years . The executives were helpful. The documentation was also very good.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 07, 2018
    • SBI Home Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My home loan was taken with SBI 1 week back. The loan amount was 37 lakhs and the interest rate was satisfactory. The customer service and responses was up to the mark. The tenure period was 30 years. I had a very smooth and quick documentation. I am satisfied with the customer service and responses.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 06, 2018
    • SBI Home Loan
      "Good Bank for Homeloan"
      0.5 5.0/5 "Blown Away!"
      I have taken the Home loan from SBI in the year of 2010. I have opted the tenure period of 20 years. They have offered me a interest rate of 9.5%. I have applied the loan amount of Rs. 25 lakhs and they have sanctioned the same. I don't have any issue while purchasing the loan. I used to pay the EMI of Rs. 23000 per month. Processing fee is very much nominal. Its very much easy to get a loan from SBI.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 02, 2018
    • SBI Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan with SBI and my loan experience was good, the loan amount was for Rs 20 lakhs with nominal interest of 8.35%. The process was quick and loan amount was disbursed on time. Customer service was good and they followed up on time. The tenure for this loan is 20 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 29, 2018
    • SBI Home Loan
      "Best"
      0.5 4.0/5 "Great!"
      I am having the Home loan with the State bank of India and the interest rate is around 9%. I got the loan amount within forty five days of time and everything is better one for me with the State bank of India, also I have not faced any such issues on it.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 29, 2018
    • SBI Home Loan
      "Good home loan Services "
      0.5 5.0/5 "Blown Away!"
      I have directly visited the bank for home loan. I have received a good response. I have applied the home loan amount of Rs. 10 lakhs. I have taken this loan 1 year before. Tenure of period the loan is 10 years for that i have to pay the EMI of Rs. 10 K. Since i have applied the loan for the first time, I'm not much aware of the policies and benefits. I have add my father as co-applicant. Interest rates are very less in SBI
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 25, 2018
    • SBI Home Loan
      "Easy to get loan and interest rates are good"
      0.5 5.0/5 "Blown Away!"
      The State Bank loan is arranged by the builder. I just went to bank to sign the documents. The service was good over there. The interest rates are very less compared to other banks. Processing fee is nominal. I have applied the loan amount of Rs. 28 Lakhs. I have to pay the EMI of Rs.26700. I have taken a term of 20 years. Their is no hidden charges and everything was transparent.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 25, 2018
    • SBI Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience with them and the process in getting the loan has been easy and the loan amount which they had given had been satisfactory as well. The interest rate with them had been okay compared with the market rate and there has not been any issues faced with the banking services of them.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Jun 25, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience was good with SBI, the loan amount was for Rs 12 lakhs with nominal interest rate when compared to other banks. The process was quick and i received my loan on time. Customer service was good and they followed up on time. The tenure for this loan is 20 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 25, 2018
    • SBI Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the housing loan from the STATE BANK OF INDIA around 3 years ago. The customer support service and the response is good with the SBI and I have got the loan amount within 2 days of time., The rate of interest and the charges are average with this STATE BANK OF INDIA home loan.'
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2018
    • SBI Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from SBI and the loan experience was good, the loan amount was for Rs 25 lakhs with nominal interest rate when compared to other banks. Customer service was good, they followed up on time and the tenure period for this loan is for 15 years.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jun 11, 2018
    • SBI Home Loan
      "Easy to get a loan for Governement Employee"
      0.5 5.0/5 "Blown Away!"
      I used to pay the interest rate of 10.50%. I have taken this home loan in the year of 2008. I used to pay the installment nearly Rs. 8000. Since I'm a Government employee, i got the loan easily from them. I have taken a loan amount of Rs. 6 Lakhs. I have to pay my EMI for nearly 10 years.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jun 05, 2018
    • SBI Home Loan
      "Good Services in SBI"
      0.5 5.0/5 "Blown Away!"
      I have taken the home loan of Rs.27 lakhs and 90000. They are providing the interest of 8.3 % which is very less compared to other banks. I have taken the loan for 25 years. I'm paying the EMI of Rs. 22325. It is not easy to get the loan in SBI. They will check the each and every documents properly.
      Was this review helpful? 1
      , nasik
      Reviewed on May 24, 2018
    • SBI Home Loan
      "Good Service Very low charges"
      0.5 4.0/5 "Great!"
      My home loan with SBI was for almost 7 lacs. The application and the documentation was carried out at the branch. Their interest rate is pretty much competitive when comparing with other banks, processing took bit longer than expected. Other than that the loan experience was wonderful.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 24, 2018
    • SBI Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have taken a home loan from SBI and my experience was good, the loan amount was sufficient and the rate of interest was nominal when compared to other banks. The process was delayed and it took 1.5 months to disburse the loan amount. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • SBI Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My home loan experience was very good with SBI, the loan amount was for Rs 25 lakhs with less interest rate when compared to all other banks. The process was smooth and i received my loan amount within 1 week. Customer service was good and the tenure period for this loan is 30 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 14, 2018
    • SBI Home Loan
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      I have taken home loan form State bank of India , as they have given promising rate of interest while comparing to other banking which available in market , easy approval process , payments made through ecs process .customer service and customer response is best regarding queries provides solution. The tenure period is 20 years .
      Was this review helpful? 0
      , pune
      Reviewed on May 13, 2018
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.