A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 1 SBI Home Loan Interest Rate
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.30% - 8.65% Floating
    ₹2,000 to ₹10,000 + applicable tax
    -
    1-30 Years
    Response Time : Within 30 minutes
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    SBI Home Loan Interest Rate is Rated as "Great!" by 927 Users

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    SBI Home Loan Interest Rate

    State Bank of India is one of the leading banks in India that offers great financial products and services. SBI offers home loan to individuals who need money to buy a house. Loans can also be availed for home extension, home renovation, etc. The house itself is considered as a security to the home loan.

    Rates and Charges Specification
    Rate of Interest 8.30% to 8.65% (Floating)
    Tenure of the loan 30 years
    Charges for pre-closure Nil
    Processing fees 0.35% of Loan Amount, min of Rs.2,000 to max of Rs.10,000 (plus applicable tax)

    The processing fee associated with SBI home loan is 0.35% of the total loan amount. The maximum processing fee stands at Rs.10,000 and the minimum stands at Rs.2,000. Taxes are also applicable on the processing fee. The tenure of the loan is 30 years. There are no pre-closure charges associated with housing loans offered by SBI.

    Latest Updates on SBI Home Loan Interest Rate

    Extension on the Zero Processing Fee Associated with SBI Home Loans

    SBI or State Bank of India is one of the leading banks in India that offers amazing financial products and services. Recently, it announced that the zero processing fee on the SBI home loans can be availed for another 3 months.

    Also, the bank has reduced the base rate and BPLR (benchmark prime lending rate) by 30 basis points. Due to this initiative, more than 80 lakh SBI home loan customers will be benefited. The new rates are now in effect. The last time SBI reduced its rates was in November 2017.

    SBI Offers Lowest Home Loan Interest Rates at 8.30%

    The largest lender in the country, SBI (State Bank of India), has dropped their interest rates on home loans by 5 basis points to 8.30%. This is now the lowest rate of interest for housing loans in the country. The bank has also cut interest rates for auto loans, now offering them at 8.70%.

    • For all housing loans for salaried individuals up to Rs.30 lakh, the rate of interest would be 8.30% p.a.
    • Besides this, an eligible housing loan borrower can avail a discount of Rs.2.67 lakh as per PMAY (Pradhan Mantri Awas Yojana) scheme.

    Benefits offered By SBI Housing Loan

    An individual can enjoy the following benefits upon taking a home loan from SBI:

    • There are no prepayment charges for home loans with floating rates.
    • Special rates are offered to all the women applicants.
    • Any individual aged 18 years or above can apply for the loan.

    Types of Home Loans offered By State Bank of India

    • 2 Year Fixed Interest Rate Loan (Hamara Ghar)
    • Floating Interest Rate Home Loan
    • Floating Interest Card Rate Home Loans
    • Maxgain – Floating Interest Card Rate Structure
    • Insta Home Top Up Loan
    • Home Top Up Loans

    SBI Home Loan Rate

    2 Year Fixed Interest Rate Loan (Hamara Ghar)

      Women Others
    Salaried (up to Rs.30 lakh) 35 basis points above 1 year MCLR, ER : 8.30% 45 basis points above 1 year MCLR, ER : 8.40%
    Non-Salaried (up to Rs.30 lakh) 40 basis points above 1 year MCLR, ER : 8.35% 50 basis points above 1 year MCLR, ER : 8.45%

    The Hamara Ghar home loan offers a rate 8.30% for salaried women. For all the other salaried customers, the bank offers a rate of 8.35%. For all the non-salaried women customers, the State Bank of India charges a rate of 8.40%. For the other non-salaried customers, the rate of interest associated with 2 Year Fixed Interest Rate Loan stands at 8.45%. All of this is applicable for a loan amount of up to Rs.30 lakh.

    Floating Interest Rate Home Loan: Loans above Rs.30 lakh and upto Rs.75 lakh

      Women Others
    Salaried (Loans above Rs.30 lakh and upto Rs.75 lakh) RG 1,2,3 35 basis points above 1 year MCLR, ER : 8.30% 40 basis points above 1 year MCLR, ER : 8.35%
    Salaried (Loans above Rs.30 lakh and upto Rs.75 lakh) RG 4,5,6 40 basis points above 1 year MCLR, ER : 8.35% 45 basis points above 1 year MCLR, ER : 8.40%
    Non-Salaried (up to Rs.30 lakh) RG 1,2,3 50 basis points above 1 year MCLR, ER : 8.45% 55 basis points above 1 year MCLR, ER : 8.50%
    Non-Salaried (up to Rs.30 lakh) RG 4,5,6 55 basis points above 1 year MCLR, ER : 8.50% 60 basis points above 1 year MCLR, ER : 8.55%

    The Floating Interest Rate home loan offers a rate 8.30% for salaried women for RG 1,2,3. The Floating Interest Rate home loan offers a rate 8.35% for salaried women for RG 4,5,6. For all the other salaried customers, the bank offers a rate of 8.35% for RG 1,2,3. For all the other salaried customers, the bank offers a rate of 8.35% for RG 4,5,6.

    For all the non-salaried women customers, the State Bank of India charges a rate of 8.45% for RG 1,2, and3. For non-salaried women customers with RG 4,5, and 6, the bank charges 8.50%. For the other non-salaried customers, the rate of interest associated with Floating Interest Rate home loan stands at 8.50% for RG 1,2, and 3. For the other non-salaried customers with RG 4,5, and 6, the rate of interest is 8.55%. All of this is applicable for a loan amount of up to Rs.30 lakh.

    Floating Interest Rate Home Loan: Loans above Rs.75 lakh

      Women Others
    Salaried RG 1,2,3 45 basis points above 1 year MCLR, ER : 8.40% 50 basis points above 1 year MCLR, ER : 8.45%
    Salaried RG 4,5,6 50 basis points above 1 year MCLR, ER : 8.45% 55 basis points above 1 year MCLR, ER : 8.50%

    For loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.40% for salaried women under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, salaried women under RG 4,5, and 6, enjoy ER 8.45%.

    For other salaried individuals, for loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.45% under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, individuals under RG 4,5, and 6, enjoy ER 8.50%.

      Women Others
    Salaried RG 1,2,3 55 basis points above 1 year MCLR, ER : 8.50% 60 basis points above 1 year MCLR, ER : 8.55%
    Salaried RG 4,5,6 60 basis points above 1 year MCLR, ER : 8.55% 65 basis points above 1 year MCLR, ER : 8.60%

    For loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.50% for non-salaried women under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, non-salaried women under RG 4,5, and 6, enjoy ER 8.55%.

    For other non-salaried individuals, for loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.55% under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, individuals under RG 4,5, and 6, enjoy ER 8.60%.

    Maxgain- Floating Interest Card Rate Home Loan for Salaried

        Women Others
    Loans above Rs.20 lakh and upto Rs.30 lakh RG – 1, 2, 3 1 year MCLR+40 bps, ER:8.35 1 year MCLR+ 45 bps, ER:8.40%
    RG – 4, 5, 6 1 year MCLR+ 40 bps, ER:8.35% 1 year MCLR+ 45 bps, ER:8.40%
    Loans above Rs.30 lakh and upto Rs.75 lakh RG – 1, 2, 3 1 year MCLR+45 bps, ER:8.40% 1 year MCLR+50 bps, ER:8.45%
    RG – 4, 5, 6 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%

    Under Maxgain Floating Interest Card Rate Home Loan, salaried women enjoy 8.35% interest rate on loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6. For other individuals, the bank offers 8.40% interest rate for loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6.

    For loans above Rs.30 lakh and upto Rs.75 lakh, salaried women under RG 1,2, and 3 enjoy an interest rate of 8.40% and salaried women under RG 4,5, and 6 can avail 8.45%. For other salaried individuals, the bank offers 8.45% for loans above Rs.30 lakh and upto Rs.75 lakh, salaried women under RG 1,2, and 3 and offer 8.50% for those who fall under RG 4,5, and 6.

    Maxgain- Floating Interest Card Rate Home Loan for Salaried: For loans above Rs.75 lakh and upto Rs.3 crore

      Women Others
    RG – 1, 2, 3 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 60 bps, ER:8.55%
    RG – 4, 5, 6 1 year MCLR+ 55 bps, ER:8.50% 1 year MCLR+ 65 bps, ER:8.60%

    Under Maxgain Floating Interest Card Rate Home Loan, salaried women enjoy 8.45% interest rate under RG 1,2, and 3 and 8.50% under RG 4,5, and 6 for loan above Rs.75 lakh and upto Rs.3 crore.

    Other salaried individuals get 8.50% under RG 1,2, and 3 and 8.60% under RG 4,5, and 6 for loans above Rs.75 lakh and upto Rs.3 crore.

    Maxgain- Floating Interest Card Rate Home Loan for Non-Salaried

        Women Others
    Loans above Rs.20 lakh and upto Rs.30 lakh RG – 1, 2, 3 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%
    RG – 4, 5, 6 1 year MCLR+ 50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%
    Loans above Rs.30 lakh and upto Rs.75 lakh RG – 1, 2, 3 1 year MCLR+60 bps, ER:8.55% 1 year MCLR+65 bps, ER:8.60%
    RG – 4, 5, 6 1 year MCLR+65 bps, ER:8.60% 1 year MCLR+ 70 bps, ER:8.65%

    Under Maxgain Floating Interest Card Rate Home Loan, non-salaried women enjoy 8.45% interest rate on loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6. For other individuals, the bank offers 8.50% interest rate for loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6.

    For loans above Rs.30 lakh and upto Rs.75 lakh, non-salaried women under RG 1,2, and 3 enjoy an interest rate of 8.55% and non-salaried women under RG 4,5, and 6 can avail 8.60%. For other non-salaried individuals, the bank offers 8.60% for loans above Rs.30 lakh and upto Rs.75 lakh under RG 1,2, and 3 and offer 8.65% for those who fall under RG 4,5, and 6.

    Maxgain- Floating Interest Card Rate Home Loan for Non-Salaried: For loans above Rs.75 lakh and upto Rs.3 crore

      Women Others
    RG – 1, 2, 3 1 year MCLR+65 bps, ER:8.60% 1 year MCLR+ 70 bps, ER:8.65%
    RG – 4, 5, 6 1 year MCLR+ 70 bps, ER:8.65% 1 year MCLR+ 75 bps, ER:8.70%

    Under Maxgain Floating Interest Card Rate Home Loan, non-salaried women enjoy 8.60% interest rate under RG 1,2, and 3 and 8.65% under RG 1,2, and 3 for loan above Rs.75 lakh and upto Rs.3 crore.

    Other non-salaried individuals get 8.65% under RG 1,2, and 3 and 8.70% under RG 4,5, and 6 for loans above Rs.75 lakh and upto Rs.3 crore.

    Insta Home Top Up Loan:

    Insta Home Top Up Loan: 60 bps above one year MCLR, ER: 8.55%

    SBI charges an interest rate of 8.55% on their Insta Home Top Up Loan

    Home Top Up Loans for Salaried: Term Loan

      RG-1, 2 ,3 RG-4, 5, 6
    Term Loan upto Rs. 20 lacs 1 year MCLR+40 bps, ER: 8.35% 1 year MCLR+50 bps, ER: 8.45%
    Term Loan above Rs.20 lakh upto Rs.1 crore 1 year MCLR+60 bps, ER: 8.55% 1year MCLR+70 bps, ER: 8.65%
    Above Rs.1 crore and upto Rs.2 crore 1 year MCLR+70 bps, ER: 8.65% 1year MCLR + 80 bps, ER: 8.75%
    Above Rs.2 crore and upto Rs.5 crore 1 year MCLR+110 bps, ER: 9.05% 1year MCLR + 120 bps, ER: 9.15%

    On term loans under Home Top Up Loans for salaried people, SBI charges 8.35% for term loan upto Rs.20 lakh under RG 1,2, and 3 and charges 8.45% under RG 4,5, and 6. For term loan above Rs.20 lakh upto RS.1 crore, SBI charges 8.55% under RG 1,2, and 3 and 8.65% under RG 4,5, and 6 for salaried individuals.

    For term loan above Rs.1 crore and upto Rs.2 crore, SBI charges 8.65% under RG 1,2, and 3 and 8.75% under RG 4,5, and 6 for salaried individuals. For term loan above Rs.2 crore and upto Rs.5 crore, SBI charges 9.05% under RG 1,2, and 3 and 9.15% under RG 4,5, and 6 for salaried individuals.

    Home Top Up Loans for Salaried: Overdraft

      RG-1, 2, 3 RG-4, 5, 6
    Overdraft Above Rs.20 lakh and upto Rs.1 crore 1 year MCLR+130 bps, ER: 9.25% 1 year MCLR+140 bps, ER: 9.35%
    Overdraft above Rs.1 crore and upto Rs.2 crore 1 year MCLR+ 150 bps ER:9.45% 1 year MCLR+160 bps, ER: 9.55%

    For Overdraft Top Up Home Loan above Rs.20 lakh and upto Rs.1 crore, SBI charges 9.25% under RG 1,2, and 3 and 9.35% under RG 4,5, and 6 for salaried individuals.

    For Overdraft Top Up Home Loan above Rs.1 crore and upto Rs.2 crore, SBI charges 9.45% under RG 1,2, and 3 and 9.55% under RG 4,5, and 6 for salaried individuals.

    Home Top Up Loans for Non-Salaried: Term Loan

      RG-1, 2 ,3 RG-4, 5, 6
    Term Loan upto Rs. 20 lacs 1 year MCLR+50 bps, ER: 8.45% 1 year MCLR+60 bps, ER: 8.55%
    Term Loan above Rs.20 lakh upto Rs.1 crore 1 year MCLR+70 bps, ER: 8.65% 1year MCLR+80 bps, ER: 8.75%
    Above Rs.1 crore and upto Rs.2 crore 1 year MCLR+80 bps, ER: 8.75% 1year MCLR + 90 bps, ER: 8.85%
    Above Rs.2 crore and upto Rs.5 crore 1 year MCLR+120 bps, ER: 9.15% 1year MCLR + 130 bps, ER: 9.25%

    On term loans under Home Top Up Loans for non-salaried people, SBI charges 8.45% for term loan upto Rs.20 lakh under RG 1,2, and 3 and charges 8.55% under RG 4,5, and 6. For term loan above Rs.20 lakh upto RS.1 crore, SBI charges 8.65% under RG 1,2, and 3 and 8.75% under RG 4,5, and 6 for non-salaried individuals.

    For term loan above Rs.1 crore and upto Rs.2 crore, SBI charges 8.75% under RG 1,2, and 3 and 8.85% under RG 4,5, and 6 for non-salaried individuals. For term loan above Rs.2 crore and upto Rs.5 crore, SBI charges 9.15% under RG 1,2, and 3 and 9.125% under RG 4,5, and 6 for non-salaried individuals.

    Home Top Up Loans for Non-Salaried: Overdraft

      RG-1, 2, 3 RG-4, 5, 6
    Overdraft Above Rs 20 lacs and upto Rs.1 crore 1 year MCLR+140 bps, ER: 9.35% 1 year MCLR+150 bps, ER: 9.45%
    Overdraft above Rs.1 crore and upto Rs.2 crores 1 year MCLR+ 160 bps ER:9.55% 1 year MCLR+170 bps, ER: 9.65%

    For Overdraft Top Up Home Loan above Rs.20 lakh and upto Rs.1 crore, SBI charges 9.35% under RG 1,2, and 3 and 9.45% under RG 4,5, and 6 for non-salaried individuals.

    For Overdraft Top Up Home Loan above Rs.1 crore and upto Rs.2 crore, SBI charges 9.55% under RG 1,2, and 3 and 9.65% under RG 4,5, and 6 for salaried individuals.

    SBI MCLR Rate for Home Loan:

    Tenor Existing MCLR Revised MCLR
    Over night 7.75% 7.70%
    One Month 7.85% 7.80%
    Three Month 7.90% 7.85%
    Six Month 7.95% 7.90%
    One Year 8.00% 7.95%
    Two Years 8.10% 8.05%
    Three Years 8.15% 8.10%

    Factors on which the SBI Home Loan Interest Rate Depends

    • Applicant’s Salary: The annual income helps the applicant to identify the rate of interest that he/she has to incur. Income and rate are indirectly proportional to each other. The applicant will be charged a lower rate of interest if he/she has a higher income.
    • Amount of the Loan: If the applicant applies for a higher loan amount, the rate of interest associated with that loan amount will be lesser.

    Tips to Reduce SBI Home Loan Interest Rate

    • Shorter Tenure: If the borrower goes for a shorter loan tenure, it will bring up the EMIs for him/her, but in turn it will reduce the total interest paid.
    • Setting EMI Goals: It is of utmost importance to set Emi targets every year. This will help the borrower to reach the finish line of the loan tenure before time easily.
    • Increase EMIs: It is always good to increase the EMI payments whenever the borrower receives a hike or some extra cash.

    SBI Home Loan Interest Rate 2017 Reviews

    • SBI Home Loan
      "Excellent process"
      0.5 5.0/5 "Blown Away!"
      I have taken a top up loan on the home loan with State Bank of India. The process was also good. This time I was given the rate of interest of 8.4%. The processing charges are normal too. The after loan services and good too. In all no hassles overall.
      Was this review helpful? 1
      , nagpur
      Reviewed on Sep 11, 2018
    • SBI Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My home loan is with State Bank of India. The customer services are good. The rate of interest is of 10.00% and the processing charges are normal. The process was good but it is on the slow side. The after loan services are good too. In all no issues.
      Was this review helpful? 4
      , nagpur
      Reviewed on Sep 11, 2018
    • SBI Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with SBI 3 years back.The loan amount was 20 lakhs and the interest rate was 8.35% which is satisfactory . Their customer service and responses was not up ti the mark but the loan process was very smooth . They have sanctioned the loan with the committed time here.
      Was this review helpful? 11
      , mumbai
      Reviewed on Sep 07, 2018
    • SBI Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My home loan experience was good with SBI, the loan amount was for Rs 25-30 lacs with nominal interest rate. The process was smooth and the loan amount was disbursed on time. Customer service was good and they followed up on time. The tenure period for this loan is 25 years.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Aug 29, 2018
    • SBI Home Loan
      "Best Service"
      0.5 4.5/5 "Excellent!"
      My experience was good with SBI for home loan, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. The tenure period for this loan is 20 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 29, 2018
    • SBI Home Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with SBI .I did not face any issues at the time of documentation . Initially the process was tough but later it is fine for me . There is no preclosere option. My loan amount is 7000000 and it is sufficient for me and tenure period is 30year . Rate of interest were 8.6% and there is no processing fee .
      Was this review helpful? 7
      , hyderabad
      Reviewed on Aug 22, 2018
    • SBI Home Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      This loan i have taken it for 1 year only, i feel that the rate of interest is normal, also i am just started with the loan, the payments for the loan EMI will be pain through auto debit facility, there was no processing fee, they processing time was quick where it was good and soon i have got the amount.
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Aug 20, 2018
    • SBI Home Loan
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      My home loan is with State Bank of India. The customer services are good and the process was fine to get the loan. The documentation was nominal too. But they have offered me a very high rate of interest which is around 9%. The processing charges are also very high.
      Was this review helpful? 5
      , gurgaon
      Reviewed on Aug 13, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I got my housing loan from State bank of India . Am satisfied with rate of interest which is promising one The customer service and response is good. It took 7 days for the documentation and approval process. They gave the tenure period of 20 years where i make the payment through Nach .
      Was this review helpful? 5
      , noida
      Reviewed on Aug 13, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with SBI and my experience was good, the process was smooth and i received my loan amount on time. Rate of interest was nominal when compared to other banks. Customer service was good and the tenure for this loan was 7 years but i preclosed in 6.5 years, no additional amount was charged.
      Was this review helpful? 8
      , new delhi
      Reviewed on Aug 07, 2018
    • SBI Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this loan has not been that fast and it has taken some more time than usual. The loan amount which they had provided had been satisfactory and has been disbursed before the time. The interest rate with them had been nominal and there has not been any additional charges which they had been making so far. Their customer support and the staff responses had been very good.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 31, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It has been a very good experience with them and the loan amount which they had been provided had been satisfactory as well. The interest rate with them had been good and when compared with the market rate it is nominal. The staff responses had been very good and they had been prompt, but the process has taken some time than usual.
      Was this review helpful? 8
      , bangalore
      Reviewed on Jul 29, 2018
    • SBI Home Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      My home loan was taken with SBI 15 years back.The loan amount was 33 lakhs and the interest rate was satisfactory .The tenure period was 30 years . I had a hassle free process here but their customer service was very bad. There was no proper response and they were not co operative.The documentation was very good and they loan was sanctioned with in a stipulated time.
      Was this review helpful? 7
      , hyderabad
      Reviewed on Jul 28, 2018
    • SBI Home Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      My home loan was taken with SBI 4 months back.The loan amount was 30 lakhs and the interest rate was satisfactory . The customer service and responses was good but followup's was not done properly . Their executives were not helpful and th process was also not convenient at all but the processing fee was nominal.
      Was this review helpful? 9
      , bangalore
      Reviewed on Jul 26, 2018
    • SBI Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a housing loan from the SBI for 8 lacs. The whole application process and the documentations was easy and hassle free. They offered the loan at a flat interest rate. It was a hassle free home loan experience with the State Bank of India.
      Was this review helpful? 10
      , kolkata
      Reviewed on Jul 21, 2018
    • SBI Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with SBI 5 years back. The loan amount was 10 lakhs and the interest rate was satisfactory and the tenure period was 5 years . The process was very good and hassle free. I had a smooth documentation also and they have approved the loan on time., The processing fee was high including Insurance.
      Was this review helpful? 6
      , coimbatore
      Reviewed on Jul 21, 2018
    • SBI Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My home loan experience was good with SBI, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Processing fee is less in this bank. The tenure period for this loan is 20 years and if the EMI is high then the tenure period will be 15 years.
      Was this review helpful? 6
      , mumbai
      Reviewed on Jul 20, 2018
    • SBI Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      My home loan experience was good with SBI, the process was smooth and the loan amount was disbursed on time. The loan amount was for Rs 6.5 lakhs with nominal interest rate in the market. Customer service was good with SBI and the tenure for this loan is 20 years.
      Was this review helpful? 9
      , new delhi
      Reviewed on Jul 17, 2018
    • SBI Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very good and the loan amount which they had given had been satisfactory. The interest rate with them had been nominal and there has not been any issues faced with them so far where their customer support has also been helpful at times.
      Was this review helpful? 9
      , kolkata
      Reviewed on Jul 16, 2018
    • SBI Home Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My home loan experience was good with SBI, the loan amount was for Rs 35 lakhs with the rate of interest of 8.5% which is high in the market. The processing fees were nominal and the process was smooth. Customer service was good and they followed up on time.
      Was this review helpful? 4
      , noida
      Reviewed on Jul 09, 2018
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