A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 1 SBI Home Loan Interest Rate
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.30% - 8.65% Floating
    ₹2,000 to ₹10,000 + applicable tax
    -
    1-30 Years
    Response Time : Within 30 minutes
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    SBI Home Loan Interest Rate is Rated as "Great!" by 947 Users

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    SBI Home Loan Interest Rate

    State Bank of India is one of the leading banks in India that offers great financial products and services. SBI offers home loan to individuals who need money to buy a house. Loans can also be availed for home extension, home renovation, etc. The house itself is considered as a security to the home loan.

    Rates and Charges Specification
    Rate of Interest 8.30% to 8.65% (Floating)
    Tenure of the loan 30 years
    Charges for pre-closure Nil
    Processing fees 0.35% of Loan Amount, min of Rs.2,000 to max of Rs.10,000 (plus applicable tax)

    The processing fee associated with SBI home loan is 0.35% of the total loan amount. The maximum processing fee stands at Rs.10,000 and the minimum stands at Rs.2,000. Taxes are also applicable on the processing fee. The tenure of the loan is 30 years. There are no pre-closure charges associated with housing loans offered by SBI.

    Latest Updates on SBI Home Loan Interest Rate

    State Bank of India increases MCLR by 0.05% across various maturities

    The State Bank of India (SBI) has reportedly raised the marginal cost of funds based lending rate by 0.05% or 5 basis points (bps) across various loan tenures ahead of the Reserve Bank of India’s (RBI) fourth bi-monthly monetary policy review. The new effective rates will be applicable from 01 October 2018. Existing home loan borrowers can pay the same rate until the reset clause is specified by the bank while new home loan borrowers will have to pay a higher interest rate on their housing loans. The RBI has hiked its benchmark key repo rate by a total of 50 basis points (bps) or 0.50% in the last two monetary policy reviews, With inflation concerns on the rise amid the losing rupee and increasing crude prices, the central bank is expected to hike the key repo rate by another 25 basis points or 0.25% in its monetary policy review later during the week. The one-year MCLR on which the SBI housing loans are benchmarked currently stands at 8.50%, an increase of 55 bps or 0.55% from 7.95% when the year 2018 began.

    Benefits offered By SBI Housing Loan

    An individual can enjoy the following benefits upon taking a home loan from SBI:

    • There are no prepayment charges for home loans with floating rates.
    • Special rates are offered to all the women applicants.
    • Any individual aged 18 years or above can apply for the loan.

    Types of Home Loans offered By State Bank of India

    • 2 Year Fixed Interest Rate Loan (Hamara Ghar)
    • Floating Interest Rate Home Loan
    • Floating Interest Card Rate Home Loans
    • Maxgain – Floating Interest Card Rate Structure
    • Insta Home Top Up Loan
    • Home Top Up Loans

    SBI Home Loan Rate

    2 Year Fixed Interest Rate Loan (Hamara Ghar)

      Women Others
    Salaried (up to Rs.30 lakh) 35 basis points above 1 year MCLR, ER : 8.30% 45 basis points above 1 year MCLR, ER : 8.40%
    Non-Salaried (up to Rs.30 lakh) 40 basis points above 1 year MCLR, ER : 8.35% 50 basis points above 1 year MCLR, ER : 8.45%

    The Hamara Ghar home loan offers a rate 8.30% for salaried women. For all the other salaried customers, the bank offers a rate of 8.35%. For all the non-salaried women customers, the State Bank of India charges a rate of 8.40%. For the other non-salaried customers, the rate of interest associated with 2 Year Fixed Interest Rate Loan stands at 8.45%. All of this is applicable for a loan amount of up to Rs.30 lakh.

    Floating Interest Rate Home Loan: Loans above Rs.30 lakh and upto Rs.75 lakh

      Women Others
    Salaried (Loans above Rs.30 lakh and upto Rs.75 lakh) RG 1,2,3 35 basis points above 1 year MCLR, ER : 8.30% 40 basis points above 1 year MCLR, ER : 8.35%
    Salaried (Loans above Rs.30 lakh and upto Rs.75 lakh) RG 4,5,6 40 basis points above 1 year MCLR, ER : 8.35% 45 basis points above 1 year MCLR, ER : 8.40%
    Non-Salaried (up to Rs.30 lakh) RG 1,2,3 50 basis points above 1 year MCLR, ER : 8.45% 55 basis points above 1 year MCLR, ER : 8.50%
    Non-Salaried (up to Rs.30 lakh) RG 4,5,6 55 basis points above 1 year MCLR, ER : 8.50% 60 basis points above 1 year MCLR, ER : 8.55%

    The Floating Interest Rate home loan offers a rate 8.30% for salaried women for RG 1,2,3. The Floating Interest Rate home loan offers a rate 8.35% for salaried women for RG 4,5,6. For all the other salaried customers, the bank offers a rate of 8.35% for RG 1,2,3. For all the other salaried customers, the bank offers a rate of 8.35% for RG 4,5,6.

    For all the non-salaried women customers, the State Bank of India charges a rate of 8.45% for RG 1,2, and3. For non-salaried women customers with RG 4,5, and 6, the bank charges 8.50%. For the other non-salaried customers, the rate of interest associated with Floating Interest Rate home loan stands at 8.50% for RG 1,2, and 3. For the other non-salaried customers with RG 4,5, and 6, the rate of interest is 8.55%. All of this is applicable for a loan amount of up to Rs.30 lakh.

    Floating Interest Rate Home Loan: Loans above Rs.75 lakh

      Women Others
    Salaried RG 1,2,3 45 basis points above 1 year MCLR, ER : 8.40% 50 basis points above 1 year MCLR, ER : 8.45%
    Salaried RG 4,5,6 50 basis points above 1 year MCLR, ER : 8.45% 55 basis points above 1 year MCLR, ER : 8.50%

    For loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.40% for salaried women under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, salaried women under RG 4,5, and 6, enjoy ER 8.45%.

    For other salaried individuals, for loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.45% under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, individuals under RG 4,5, and 6, enjoy ER 8.50%.

      Women Others
    Salaried RG 1,2,3 55 basis points above 1 year MCLR, ER : 8.50% 60 basis points above 1 year MCLR, ER : 8.55%
    Salaried RG 4,5,6 60 basis points above 1 year MCLR, ER : 8.55% 65 basis points above 1 year MCLR, ER : 8.60%

    For loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.50% for non-salaried women under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, non-salaried women under RG 4,5, and 6, enjoy ER 8.55%.

    For other non-salaried individuals, for loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.55% under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, individuals under RG 4,5, and 6, enjoy ER 8.60%.

    Maxgain- Floating Interest Card Rate Home Loan for Salaried

        Women Others
    Loans above Rs.20 lakh and upto Rs.30 lakh RG – 1, 2, 3 1 year MCLR+40 bps, ER:8.35 1 year MCLR+ 45 bps, ER:8.40%
    RG – 4, 5, 6 1 year MCLR+ 40 bps, ER:8.35% 1 year MCLR+ 45 bps, ER:8.40%
    Loans above Rs.30 lakh and upto Rs.75 lakh RG – 1, 2, 3 1 year MCLR+45 bps, ER:8.40% 1 year MCLR+50 bps, ER:8.45%
    RG – 4, 5, 6 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%

    Under Maxgain Floating Interest Card Rate Home Loan, salaried women enjoy 8.35% interest rate on loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6. For other individuals, the bank offers 8.40% interest rate for loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6.

    For loans above Rs.30 lakh and upto Rs.75 lakh, salaried women under RG 1,2, and 3 enjoy an interest rate of 8.40% and salaried women under RG 4,5, and 6 can avail 8.45%. For other salaried individuals, the bank offers 8.45% for loans above Rs.30 lakh and upto Rs.75 lakh, salaried women under RG 1,2, and 3 and offer 8.50% for those who fall under RG 4,5, and 6.

    Maxgain- Floating Interest Card Rate Home Loan for Salaried: For loans above Rs.75 lakh and upto Rs.3 crore

      Women Others
    RG – 1, 2, 3 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 60 bps, ER:8.55%
    RG – 4, 5, 6 1 year MCLR+ 55 bps, ER:8.50% 1 year MCLR+ 65 bps, ER:8.60%

    Under Maxgain Floating Interest Card Rate Home Loan, salaried women enjoy 8.45% interest rate under RG 1,2, and 3 and 8.50% under RG 4,5, and 6 for loan above Rs.75 lakh and upto Rs.3 crore.

    Other salaried individuals get 8.50% under RG 1,2, and 3 and 8.60% under RG 4,5, and 6 for loans above Rs.75 lakh and upto Rs.3 crore.

    Maxgain- Floating Interest Card Rate Home Loan for Non-Salaried

        Women Others
    Loans above Rs.20 lakh and upto Rs.30 lakh RG – 1, 2, 3 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%
    RG – 4, 5, 6 1 year MCLR+ 50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%
    Loans above Rs.30 lakh and upto Rs.75 lakh RG – 1, 2, 3 1 year MCLR+60 bps, ER:8.55% 1 year MCLR+65 bps, ER:8.60%
    RG – 4, 5, 6 1 year MCLR+65 bps, ER:8.60% 1 year MCLR+ 70 bps, ER:8.65%

    Under Maxgain Floating Interest Card Rate Home Loan, non-salaried women enjoy 8.45% interest rate on loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6. For other individuals, the bank offers 8.50% interest rate for loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6.

    For loans above Rs.30 lakh and upto Rs.75 lakh, non-salaried women under RG 1,2, and 3 enjoy an interest rate of 8.55% and non-salaried women under RG 4,5, and 6 can avail 8.60%. For other non-salaried individuals, the bank offers 8.60% for loans above Rs.30 lakh and upto Rs.75 lakh under RG 1,2, and 3 and offer 8.65% for those who fall under RG 4,5, and 6.

    Maxgain- Floating Interest Card Rate Home Loan for Non-Salaried: For loans above Rs.75 lakh and upto Rs.3 crore

      Women Others
    RG – 1, 2, 3 1 year MCLR+65 bps, ER:8.60% 1 year MCLR+ 70 bps, ER:8.65%
    RG – 4, 5, 6 1 year MCLR+ 70 bps, ER:8.65% 1 year MCLR+ 75 bps, ER:8.70%

    Under Maxgain Floating Interest Card Rate Home Loan, non-salaried women enjoy 8.60% interest rate under RG 1,2, and 3 and 8.65% under RG 1,2, and 3 for loan above Rs.75 lakh and upto Rs.3 crore.

    Other non-salaried individuals get 8.65% under RG 1,2, and 3 and 8.70% under RG 4,5, and 6 for loans above Rs.75 lakh and upto Rs.3 crore.

    Insta Home Top Up Loan:

    Insta Home Top Up Loan: 60 bps above one year MCLR, ER: 8.55%

    SBI charges an interest rate of 8.55% on their Insta Home Top Up Loan

    Home Top Up Loans for Salaried: Term Loan

      RG-1, 2 ,3 RG-4, 5, 6
    Term Loan upto Rs. 20 lacs 1 year MCLR+40 bps, ER: 8.35% 1 year MCLR+50 bps, ER: 8.45%
    Term Loan above Rs.20 lakh upto Rs.1 crore 1 year MCLR+60 bps, ER: 8.55% 1year MCLR+70 bps, ER: 8.65%
    Above Rs.1 crore and upto Rs.2 crore 1 year MCLR+70 bps, ER: 8.65% 1year MCLR + 80 bps, ER: 8.75%
    Above Rs.2 crore and upto Rs.5 crore 1 year MCLR+110 bps, ER: 9.05% 1year MCLR + 120 bps, ER: 9.15%

    On term loans under Home Top Up Loans for salaried people, SBI charges 8.35% for term loan upto Rs.20 lakh under RG 1,2, and 3 and charges 8.45% under RG 4,5, and 6. For term loan above Rs.20 lakh upto RS.1 crore, SBI charges 8.55% under RG 1,2, and 3 and 8.65% under RG 4,5, and 6 for salaried individuals.

    For term loan above Rs.1 crore and upto Rs.2 crore, SBI charges 8.65% under RG 1,2, and 3 and 8.75% under RG 4,5, and 6 for salaried individuals. For term loan above Rs.2 crore and upto Rs.5 crore, SBI charges 9.05% under RG 1,2, and 3 and 9.15% under RG 4,5, and 6 for salaried individuals.

    Home Top Up Loans for Salaried: Overdraft

      RG-1, 2, 3 RG-4, 5, 6
    Overdraft Above Rs.20 lakh and upto Rs.1 crore 1 year MCLR+130 bps, ER: 9.25% 1 year MCLR+140 bps, ER: 9.35%
    Overdraft above Rs.1 crore and upto Rs.2 crore 1 year MCLR+ 150 bps ER:9.45% 1 year MCLR+160 bps, ER: 9.55%

    For Overdraft Top Up Home Loan above Rs.20 lakh and upto Rs.1 crore, SBI charges 9.25% under RG 1,2, and 3 and 9.35% under RG 4,5, and 6 for salaried individuals.

    For Overdraft Top Up Home Loan above Rs.1 crore and upto Rs.2 crore, SBI charges 9.45% under RG 1,2, and 3 and 9.55% under RG 4,5, and 6 for salaried individuals.

    Home Top Up Loans for Non-Salaried: Term Loan

      RG-1, 2 ,3 RG-4, 5, 6
    Term Loan upto Rs. 20 lacs 1 year MCLR+50 bps, ER: 8.45% 1 year MCLR+60 bps, ER: 8.55%
    Term Loan above Rs.20 lakh upto Rs.1 crore 1 year MCLR+70 bps, ER: 8.65% 1year MCLR+80 bps, ER: 8.75%
    Above Rs.1 crore and upto Rs.2 crore 1 year MCLR+80 bps, ER: 8.75% 1year MCLR + 90 bps, ER: 8.85%
    Above Rs.2 crore and upto Rs.5 crore 1 year MCLR+120 bps, ER: 9.15% 1year MCLR + 130 bps, ER: 9.25%

    On term loans under Home Top Up Loans for non-salaried people, SBI charges 8.45% for term loan upto Rs.20 lakh under RG 1,2, and 3 and charges 8.55% under RG 4,5, and 6. For term loan above Rs.20 lakh upto RS.1 crore, SBI charges 8.65% under RG 1,2, and 3 and 8.75% under RG 4,5, and 6 for non-salaried individuals.

    For term loan above Rs.1 crore and upto Rs.2 crore, SBI charges 8.75% under RG 1,2, and 3 and 8.85% under RG 4,5, and 6 for non-salaried individuals. For term loan above Rs.2 crore and upto Rs.5 crore, SBI charges 9.15% under RG 1,2, and 3 and 9.125% under RG 4,5, and 6 for non-salaried individuals.

    Home Top Up Loans for Non-Salaried: Overdraft

      RG-1, 2, 3 RG-4, 5, 6
    Overdraft Above Rs 20 lacs and upto Rs.1 crore 1 year MCLR+140 bps, ER: 9.35% 1 year MCLR+150 bps, ER: 9.45%
    Overdraft above Rs.1 crore and upto Rs.2 crores 1 year MCLR+ 160 bps ER:9.55% 1 year MCLR+170 bps, ER: 9.65%

    For Overdraft Top Up Home Loan above Rs.20 lakh and upto Rs.1 crore, SBI charges 9.35% under RG 1,2, and 3 and 9.45% under RG 4,5, and 6 for non-salaried individuals.

    For Overdraft Top Up Home Loan above Rs.1 crore and upto Rs.2 crore, SBI charges 9.55% under RG 1,2, and 3 and 9.65% under RG 4,5, and 6 for salaried individuals.

    SBI MCLR Rate for Home Loan:

    Tenor Existing MCLR Revised MCLR
    Over night 7.75% 7.70%
    One Month 7.85% 7.80%
    Three Month 7.90% 7.85%
    Six Month 7.95% 7.90%
    One Year 8.00% 7.95%
    Two Years 8.10% 8.05%
    Three Years 8.15% 8.10%

    Factors on which the SBI Home Loan Interest Rate Depends

    • Applicant’s Salary: The annual income helps the applicant to identify the rate of interest that he/she has to incur. Income and rate are indirectly proportional to each other. The applicant will be charged a lower rate of interest if he/she has a higher income.
    • Amount of the Loan: If the applicant applies for a higher loan amount, the rate of interest associated with that loan amount will be lesser.

    Tips to Reduce SBI Home Loan Interest Rate

    • Shorter Tenure: If the borrower goes for a shorter loan tenure, it will bring up the EMIs for him/her, but in turn it will reduce the total interest paid.
    • Setting EMI Goals: It is of utmost importance to set Emi targets every year. This will help the borrower to reach the finish line of the loan tenure before time easily.
    • Increase EMIs: It is always good to increase the EMI payments whenever the borrower receives a hike or some extra cash.

    SBI Home Loan Interest Rate 2017 Reviews

    • SBI Home Loan
      "Very good service"
      0.5 4.5/5 "Excellent!"
      I have taken a home loan with SBI and my experience was good, the loan amount was for Rs 50 lacs with nominal interest rate when compared to others. I received my loan amount within 2 weeks. The tenure period for this loan is 20 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2018
    • SBI Home Loan
      "Need to improve the customer care"
      0.5 4.0/5 "Great!"
      They are not good in their customer support. The rate of interest is more when i compared with other banks. I have taken the home loan in 2012. Its not easy to get a loan from SBI. I have purchased the loan amount of Rs. 5 lakhs and they have given the interest rate of 10.25% when i purchase the loan now they have changed upto 9.25%. If i want to get any information about the loan, in the customer care, its taking more time consumption or else i have to visit the home branch and the repsonse was not upto the mark.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 16, 2018
    • SBI Home Loan
      "Good experience"
      0.5 3.5/5 "Pretty good"
      I have taken a home loan with SBI and my experience was good, the loan amount was for Rs 33 lacs with nominal interest rate when compared to others in the market. Customer service was good and there are too many hidden charges. The tenure period for this loan is 30 years.
      Was this review helpful? 1
      , kolkata
      Reviewed on Nov 16, 2018
    • SBI Home Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      The experience with this home loan has not been good where the process has taken more time than usual. But they had been having the best interest rate, the charges which they had been making has been very high. Especially the check bounce charges has been high.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 13, 2018
    • SBI Home Loan
      "Happy with the interest rate and home product"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan in State Bank of India. It is good and satisfied with the interest rate. They are charged around 9% for the home loan. The loan duration is 10 years and I have completed almost 7.9 years. I took a loan in 2010. There are no charges for the foreclosure.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 13, 2018
    • SBI Home Loan
      "Recommendable bank for home loan "
      0.5 5.0/5 "Blown Away!"
      As per market rates, SBI home loan is best. Till now i have not faced any problems with SBI. I have not contacted their customer care service because of the SBI branch is next to my office. The branch response is absolutely fine. In the current scenario they are charging very good interest rates. I have chosen SBI because its a nationalized loan and i can able to choose the long time credibility and the rate of interest is very low.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 13, 2018
    • SBI Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      The interest rate is very less when I compared to other banks. I have purchased a residential home. SBI has provided they required amount. The customer service and response is good. I have taken of 20 years and need to pay 27K for a month. There is an option for pre closure but I didn't apply for it.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 10, 2018
    • SBI Home Loan
      "Can be Quick"
      0.5 2.5/5 "Just OK"
      I was looking for a Home loan and as i hold an account with SBI , i applied through SBI. It took almost 4 months to get processed. But apart from that i am satisfied with its services. The interest rates here are much reasonable compare to Other banks.
      Was this review helpful? 3
      , pune
      Reviewed on Nov 08, 2018
    • SBI Home Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      I got my housing loan from State bank of India . Am satisfied with rate of interest which is promising one The customer service and response is good. It took 10 days for the documentation and approval process.I am making the payments through Ecs process.
      Was this review helpful? 4
      , bangalore
      Reviewed on Nov 04, 2018
    • SBI Home Loan
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I have been holding my home loan with State bank of India, there service is not up to the mark, there rate of interest and processing fee is too high and i loan amount as i expected they have given too low and even customer support team is not good they are not responding about interest rate or any query they didn't kept there words .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 01, 2018
    • SBI Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I took a home loan from the STATE BANK OF INDIA . The application process and the documentation was smooth and hassle free. They provide nominal rate of interest . Everything was good, be it the Customer support or the application process. So far it is good .
      Was this review helpful? 3
      , hyderabad
      Reviewed on Oct 31, 2018
    • SBI Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      The experience with this loan has been good and the loan amount which they had provided has been satisfactory as well. They had an interest rate of 8.75% which has been nominal when compared with the market rate. But they had increased it recently before closing it and they had made some additional charges of 3500.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Oct 31, 2018
    • SBI Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The experience in getting my Home Loan has been good and the loan amount which they had provided has been satisfactory as well. The interest rate with them has been very much nominal when compared with the market rate. There has not been any additional charges which they had taken and their staffs had been helpful as well.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 31, 2018
    • SBI Home Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I got my home loan from State bank of India . Am satisfied with rate of interest which is promising one with nominal processing fees. The customer service and response is good. It took few days for the documentation and approval process . My payments gets auto debits from the account
      Was this review helpful? 10
      , coimbatore
      Reviewed on Oct 15, 2018
    • SBI Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the housing loan from STATE BANK OF INDIA last 5 years. The process is not quick and it took 1 month to approve of the loan but they approved sufficient amount of loan. The service is good also the rate of interest is floating interest of 9%.
      Was this review helpful? 8
      , chennai
      Reviewed on Oct 11, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with SBI and my experience was good, the process was smooth and i received my loan amount on time. Rate of interest was nominal when compared to other banks. Customer service was good with SBI and their follow up was very good.
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Oct 08, 2018
    • SBI Home Loan
      "Good Banking Service"
      0.5 4.0/5 "Great!"
      Rate of interest is bit high compared to other bank , They took time like 1 month for there processing and approval . They have charges some nominal fees for the housing loan approval and documentation . Am pretty much satisfied with the customer service
      Was this review helpful? 7
      , hyderabad
      Reviewed on Oct 02, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with SBI and my experience was good, the ;loan amount was for Rs 20 lacs with nominal interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is 25 years.
      Was this review helpful? 5
      , ahmedabad
      Reviewed on Oct 02, 2018
    • SBI Home Loan
      "Best Housing Loan"
      0.5 5.0/5 "Blown Away!"
      I have housing loan in SBI, they offered me 8.35% of interest its good. I took the home loan amount of Rs. 33 lakhs for the tenure period of 20 years. I would say its a best nationalized home loan, but customer service need to be improved on documentation process.
      Was this review helpful? 5
      , pune
      Reviewed on Sep 29, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with SBI and my experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. The tenure period for this loan is 20 years.
      Was this review helpful? 6
      , new delhi
      Reviewed on Sep 26, 2018
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