• Future Generali Care Plus Plan

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    Plan Benefits

    Payment Options

    Policy Coverage

    Customer Service

    The Future Generali Care Plus scheme is a term plan which is designed to offer protection to an individual. An insurance product which offers life cover, it helps people prepare for the future, securing the needs and requirements of their loved ones thereby ensuring that life doesn’t take a U-turn in the event of an unfortunate scenario. The plan aims to provide financial independence to the loved ones of a policyholder at affordable rates.

    Eligibility Criteria for Future Generali Care Plus

    Individuals who wish to secure the future of their loved ones through the Future Generali Care Plus Plan need to satisfy the following basic criteria.

    • Minimum entry age – The minimum entry age is 18 years for both the schemes under this plan.
    • Maximum entry age – The maximum entry age is 60 years for both the schemes under this plan.
    • Maximum maturity age – The maximum maturity age for both the options is 65 years.
    • Minimum premium – The minimum premium is Rs 2,500 per annum for the Classic Option and Rs 5,000 per annum for the Premier Option.

    Features of Future Generali Care Plus

    • Protection plan – This is a protection plan designed to offer financial security to family members of a policyholder.
    • Dual options – Individuals can choose from two plan options under this scheme, the Classic and the Premier option.
    • Affordable – This plan can be availed at low premium rates, making it light on the pocket.
    • Discounts – Individuals can avail discounts on the premiums, depending on the sum assured.
    • Flexible policy term – The policy term varies between 5 and 30 years, with individuals having an option to choose one which suits their needs.
    • Free look period – A 15 day free look period is provided within which an individual can choose to cancel the policy.
    • Multiple premium payment modes – The premium can be paid in three different modes, monthly, half-yearly and annually.
    • Revival – Lapsed policies can be revived by paying all dues within three years of first unpaid premium.
    • Nominee – There is a provision for a nominee in this plan.

    Benefits of Future Generali Care Plus

    Some of the benefits of Future Generali Term Insurance are mentioned below.

    • Tax benefits – Policyholders are entitled to tax benefits under provisions of the Income Tax Act.
    • Death benefit – In the event of unfortunate demise of a policyholder, a death benefit equivalent to the sum assured will be paid to his/her nominee.
    • Additional riders – Policyholders can choose to enhance their protection by opting for additional riders. An accidental death rider and an accelerated critical illness rider are available for added protection.

    Example Scenario

    Mr. Rakesh, aged 35 years opts for a cover of Rs 15 lakh under the Classic Option, with the term being 15 years. He names his wife the nominee under this scheme. The premium comes up to around Rs 3,000 per year, which he pays diligently every year. Unfortunately, he passes away after 12 years, with the policy still in force. In this case, his wife will receive the highest of either the sum assured, 10 times the annualised premiums or 105% of total premiums paid.

    FAQs

    1. Is there a provision for loan under this scheme?

      No, there is no loan provision under this plan.

    2. Can one avail surrender benefits under this plan?

      No, there are no surrender benefits under this plan.

    3. Is there a maturity benefit payable?

      No maturity benefit will be paid under the provisions of this scheme.

    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    Future Generali Care Plus Plan Reviews

  • Page 1 of 1
    • Future Generali Life Life Insurance
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've bought two policies from Future Generali. I pay a premium of 12000 year. This was also suggested by one of my colleague. I never had any issues with their services. Overall it has been a good experience.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2018
    • Future Generali Life Life Insurance
      "The Service needs Improvements"
      0.5 4.0/5 "Great!"
      I've a life insurance policy from the Future Genrali Insurance compay. Their Customer support needs to be improved. The way they respond to the quries of the customers should also be improved. They need to provide their customers with quality customer support.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 05, 2018
    • Future Generali Life Life Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have a life insurance with Future Generali from last 1 year and it is a long term policy. I am happy with the coverage and returns of this insurance policy. I pay my premium once in a year through net banking. The tenure of this insurance policy is 12 years.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 24, 2018
    • Future Generali Life Life Insurance
      "Good policy to hold"
      0.5 4.0/5 "Great!"
      I took accidental cover from Future Generali, they are providing all the benefits and the product is good. For normal accident also I can claim from them. Yearly I make the premium around Rs. 2900 for the tenure of one year. Total sum assured value of Rs. 15 lakhs. For disability they provides good coverage.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 21, 2018
    • Future Generali Life Life Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      For more than 6years I got the Life insurance policy with future general life insurance company.This policy has the tenure of 10years. I pay the premium of Rs,24000 every year. The plan benefits and the coverage is good with this policy and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 30, 2017
    • Future Generali Life Life Insurance
      "Good insurance company"
      0.5 3.5/5 "Pretty good"
      I do have life insurance policy with the Future generali life insurance company. Coverage value is good one like its around 50 lakh Rupees and the premium is not at all the comparable one. Claim ratio is the way to choose the policy rather than he premium like Future generali do have a good claims ratio.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • Future Generali Life Life Insurance
      "Flexi Online Term Plan - most competitive term plan"
      0.5 5.0/5 "Blown Away!"
      It's just the perfect solution for my need &&the flexibility of tailor making the solution/ payout options at the most competitive pricing. The entire application process didn't take more than 5 minutes and my policy got issued within 5 days
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 28, 2016
    • Future Generali Life Life Insurance
      "Cheapest term insurance with fantastic income option"
      0.5 5.0/5 "Blown Away!"
      I think the monthly income protection option is very good. It works just like salary protection, if something were to happen to me , my family would get a income till my retirement age or 10 years whichever is higher. Ensuring that my family is always protected.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 27, 2016
    • Future Generali Life Life Insurance
      "Best one"
      0.5 4.5/5 "Excellent!"
      "Future Generali life insurance is good this would best suitable for monthly income. anyone who is looking out for a cheaper plan can go ahead with this. Its less than rs15 per day . Actually I was looking out for a term plan I was looking out for a 50laksh I found this policy very attractive. They took medical test and they took my id proof and others to process my request. "
      Was this review helpful? 2
      , dehradun
      Reviewed on Apr 15, 2016
    • Future Generali Life Life Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      My life insurance is taken from future generali for the tenure of 15 year. The only for 10 years. After completing the maturity period will get the amount. Policy coverage offered is four lakhs . Accidental and natural death coverage is for five lakhs. Payment is done through online.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 15, 2016
    • Future Generali Life Life Insurance
      "Very good "
      0.5 4.0/5 "Great!"
      They are collecting the annual premium for the Insurance.They have explained the plan benefits as well.I have taken a 15years plan with future generali.Its basically a life coverage plan and the options given for the payment is good with Future generali.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 13, 2016
    • Future Generali Life Life Insurance
      "Beware of fradulants "
      0.5 1.0/5 "Really Bad"
      The service provided was not good with future generali related to the life Insurance.They have sell the product to the customer with the false commitment in the Insurance provided by them.It will be good if they stop providing false commitments
      Was this review helpful? 1
      , new delhi
      Reviewed on Apr 02, 2016
    • Future Generali Life Life Insurance
      "No reply for emails "
      0.5 0.5/5 "Unacceptable"
      I requested to convert my existing policy to Paid up policy as i would not be able to pay the premium due to money issue. I have paid the premium till 5 years and do not want this money to be lapsed ,hence requested to convert it to permanent paid up . As advised by your customer care executive sunny sharma i have send email as i cannot visit the branch manually . i have send many email but even after 6 days there was no response i have escalated to gro also still there was no response . Policy number :-00791301 'FutGen=475-486' .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 21, 2016
    • Future Generali Life Life Insurance
      "Good Services"
      0.5 5.0/5 "Blown Away!"
      Future Generali is good in their services. I get email alerts for the payments. I have taken a cash back policy from them. The premium is of 10K. I can make my payments online or through cash. They have good benefits and a policy coverage. Overall I have not faced any hassles till date.
      Was this review helpful? 1
      , faridabad
      Reviewed on Mar 19, 2016
    • Future Generali Life Life Insurance
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my life insurance with Future Generali. The services are good from them. They send me updates. The plan benefits are good. The policy coverage is good too. The tenure is for 30 years. It is a term policy. The premium is of 50K.
      Was this review helpful? 1
      , faridabad
      Reviewed on Mar 19, 2016
    • Future Generali Life Life Insurance
      "Not good.."
      0.5 2.0/5 "Expected more"
      No good experience as I registered for mobile and address change but nothing happened til now from the Future Generali life insurance company. No online options as for each and everything we have to go to the branch. They don't have good customer support as all the times they make customer to wait.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 12, 2016
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