DHFL Pramerica U Protect Plan

Features of DHFL Pramerica U-Protect

1. Comprehensive insurance coverage for a nominal price.
2. Competitive premium rates for all classes of customers.
3. Non-smokers can avail lower premiums for maintaining a healthy lifestyle.
4. Extra cover with optional Critical Illness Rider and Accidental Death Benefit Cover.
5. Tax benefits under Section 80C of the Income Tax Act.

Benefits of DHFL Pramerica U-Protect

1. In case of the Life Insured's death during the policy term, the beneficiaries will receive the sum assured by the policyholder at the time of taking out the policy. Once the death benefit has been paid out to the family of the policyholder, the policy will be terminated.
2. The level of protection can be chosen by the customer, and additional cover can be availed by option for the Critical Illness Rider or Accidental Death Benefit Rider. Riders can help in making the policy coverage even more comprehensive and attain maximum benefits from the plan. The DHFL Pramerica Life Traditional Accidental Death Benefit is ideal for customers who wish to help their family receive an extra sum assured in case the policyholder dies due to an accident. The DHFL Pramerica Traditional Critical Illness Rider offers financial coverage if the insured individual is diagnosed with or endures any of the critical conditions / illnesses covered by the rider, such as blindness, open chest CABG, aorta surgery, cancer, heart attack, repair of heart valves, open heart replacement, kidney failure, bone marrow / major organ transplant, stroke and permanent paralysis of limbs. The benefit will be paid in lump sum provided that the policyholder has recorded a survival period of a minimum of 30 days.