• DHFL Pramerica Family First Plan

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    Plan Benefits

    Payment Options

    Policy Coverage

    Customer Service

    The Family First insurance policy from DHFL Pramerica offers financial protection for the policyholder and his / her family. In case of the accidental death of the policyholder, the policy will cater to the financial needs of the family by providing monthly benefits and ensuring that they can lead a similar lifestyle as before the policyholder’s unfortunate death. The monthly benefit ensures that your family is well covered in times of financial trouble. The plan covers both major and minor expenses and offers competitive premium rates for all kinds of customers.

    Features of DHFL Pramerica Family First

    • Financial cover can be availed at a nominal price.
    • Guaranteed monthly income benefit until the policy term comes to an end, to ensure that recurring expenses can be met by your family even in your absence.
    • The guaranteed income if offered for at least 48 months over and above the lump sum payout regardless of whether or not claims are made in the last four policy years.
    • Lump sum benefit will be 20X the monthly benefit income opted by the individual, so that his / her family can meet immediate expenses if there is an unfortunate death of the policyholder.
    • Additional risk coverage can be availed by the customers by choosing one of the two available riders – DHFL Pramerica Accidental Death Benefit Rider and/or DHFL Pramerica Critical Illness Rider.
    • Tax benefits under Section 80C of the Income Tax Act.

    Benefits of DHFL Pramerica Family First

    • Lump sum benefit: The payment will be equal to 20x the monthly income of the policyholder and will be paid out to the family immediately in case of the death of the policyholder to meet immediate and future expenses.
    • Monthly income benefit: A fixed amount will be provided to the family of the policyholder upon his / her death so that they can meet daily expenses without any difficulty.
    • Guaranteed monthly income: In addition to the lump sum payment, customers can also claim guaranteed income for 48 months regardless of whether or not claims occur in the last four policy years.
    • Riders: Additional risks can be covered by option for one of the add-ons such as DHFL Pramerica Accidental Death Benefit Rider and/or DHFL Pramerica Critical Illness Rider. The first policy covers the insured individual if he / she is diagnosed with a critical condition / illness such as blindness, heart attack, aorta surgery, cancer, open heart replacement, open chest CABG, repair of heart valves, bone marrow organ transplant, kidney failure, stroke and permanent paralysis of limbs. The second rider provides beneficiaries with an extra sum assured as selected under this rider in case of the death of the insured individual.
    • Tax benefits: Under Section 80C of the Income Tax Act, tax benefits can be availed on benefits received and premiums paid under this policy.

    Eligibility Criteria

    • The minimum age requirement for those who wish to take out this policy is 18 years and the maximum is 50 years.
    • The minimum policy term is 10 years and the maximum is 30 years.
    • The maximum age of the individual at the time of maturity should not be over 65 years.
    • The minimum monthly benefit is Rs.4000 and there is no limit on the maximum benefit.
    • This is a Regular Pay policy and premium payments can be made on a monthly / quarterly / semi-annual or annual basis. 

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    DHFL Pramerica Family First Plan Reviews

  • Page 1 of 1
    • DHFL Pramerica Life Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      I hold life insurance policy with DHFL PRAMERICA LIFE INSURANCE from last 4 years, this policy has to be renewed every year in order to continue. I pay a premium of Rs 35000 on annual basis through online and i am also convenient with the payment options which they are giving. The customer service and their response is good. I am also satisfied with the coverage and benefits of this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2017
    • DHFL Pramerica Life Insurance
      "RAJESH SEHGAL"
      0.5 0.5/5 "Unacceptable"
      I have taken DHFL-Dhan Suraksha Plan with an anuual premium of Rs.30000. After paying premium for a tenure of 7 years (Rs.210,000) my surrender value is Rs.120,000/- only and there is also not a good return if I will pay for 15 years of policy. Its a big disappointment and fake commitment given by DHFL.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 04, 2017
    • DHFL Pramerica Life Insurance
      "Nice"
      0.5 4.0/5 "Great!"
      I took the life insurance policy with the DHFL pramerica and the premium is around 26000 Rupees per annum and I got it as add-on while I got the loan. Services with them is good and I have not much concerned with them. Premium payment is good and its the single shot payment, also I have not experienced with them much till now.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 15, 2017
    • DHFL Pramerica Life Insurance
      "Make it better"
      0.5 4.0/5 "Great!"
      I am having life insurance policy with the DHFL pramerica and the premium is around 1 lakh Rupees per annum and the tenure is around eighteen years of time and after that I will get around 18 lakh Rupees as the tenure for around ten years of time as payment period, also for the coverage of 50 lakh Rupees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 13, 2017
    • DHFL Pramerica Life Insurance
      "Good policy!"
      0.5 5.0/5 "Blown Away!"
      I have taken a term policy with DHFL Pramerica. Premium payment is getting deducted from my account on monthly basis through ECS manner. Before 6 months, I have started this policy and this is only for the risk factor. I am really satisfied in signing a policy with them.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 04, 2016
    • DHFL Pramerica Life Insurance
      "good it is.."
      0.5 4.0/5 "Great!"
      As along with the home loan this life insurance been provided to me. I availed loan amount of 22 lakhs and the plan will give good benefits. At any time I can close the plan at DHFL Pramerica Life insurance and settle the amount for the loan. Premium is 20thousand per annum.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 30, 2016
    • DHFL Pramerica Life Insurance
      "DHFL Practicing Fraud insurace Policy "
      0.5 1.0/5 "Really Bad"
      Dear Sir, greeting for the day!! One of agents has told you will get Rs3,00,000 loan by doing the policy. So, i proceed to make policy and I received the policy bond also. I found the is was not give which was told to me. and my signature was duplicate. and I informed the customer care when they called me for confirmation. Then i was following with agent for the above & loan (reference number is PB1698DF) The lead was Preeti, Deepak, & they called from below numbers +91 9311738861;+91 9312612331;+91 9312625310; whats up no 9560778228. Till today no response.. This is not mistake of agent , But it is total mistake of DHFL who keep such agents for make money. If we ask you will tell IRDA rules. It is 100% mistake of DHFL ........DHFL Practicing Fraud insurace Policy
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 11, 2016
    • DHFL Pramerica Life Insurance
      "Great "
      0.5 4.0/5 "Great!"
      DHFL pramerica life insurance is the one which will have the tenure of 11 years of time. I am paying around 11000 Rupees as the premium per year of time and I been with them from the last three years of time. The services are quite good with them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 11, 2016
    • DHFL Pramerica Life Insurance
      "Recommendable..."
      0.5 4.5/5 "Excellent!"
      I have taken life insurance from DHFL. It covers the over all housing cast. Other than no benefit. But my suggestion is, I recommend the people to go with DHFL. Policy coverage is for 10 lakhs. I used to make the premium amount which is 30k per annual.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 19, 2015
    • DHFL Pramerica Life Insurance
      "Not Trustworthy"
      0.5 3.0/5 "Satisfactory"
      DHFL Pramerica life insurance has not informed me the right information on the plan benefits. To improve the sales. They have given me the wrong information. It is a life time policy. The tenure is for 15 years. The premium is paid on a half yearly basis. The payments can be done online.
      Was this review helpful? 0
      , ranchi
      Reviewed on Sep 30, 2015
    • DHFL Pramerica Life Insurance
      "Never recommend..."
      0.5 2.0/5 "Expected more"
      It is a traditional plan that offered along with my home loan. For 17 years of tenure I need to pay the premium and the maturity amount would be ten times of the premium amount. As this life insurance covers whole life and risk factors are also covered. I never recommend DHFL Pramerica life insurance.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Sep 29, 2015
    • DHFL Pramerica Life Insurance
      "Excellent and Swift"
      0.5 5.0/5 "Blown Away!"
      The Bank Bazaar team helped me to select the right bank with lowest interest rates. Their Customer Service is so much brilliant and swift. Their website has taken care of everything and it is very help full to a common man. Thanks to Bank Bazaar that today I am having a house of my own.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 13, 2015
    • DHFL Pramerica Life Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have taken my Life Insurance policy from DHFL PRAMERICA LIFE INSURANCE which is of twenty years. I just completed three years now, the major benefit on this policy is like gives an life coverage. After completion of 58 years I will be getting some benefits on this policy. Per year I am making my premium of 12k.
      Was this review helpful? 1
      , kolkata
      Reviewed on Sep 10, 2015
    • DHFL Pramerica Life Insurance
      "Not happy about services...."
      0.5 2.5/5 "Just OK"
      When I missed a payment there were lots of deductions and charges. I am just planning to withdraw the deposited amount on life insurance with DHFL Pramerica life insurance. I was informed that there would be no lockin period to close the plan but now they are saying that only they can give 50% of the invested amount. Branches are very less as they donâ??t have network in all the places.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 07, 2015
    • DHFL Pramerica Life Insurance
      "Customer service has to be improved!!"
      0.5 3.0/5 "Satisfactory"
      The term policy taken from DHFL Life insurnace, the coverage is for 30 years. Incase of any issues my nominee will get a sum assured.The premium is paid every half yearly through online or the agent will come to collect the payment. The customer service is average is because when I submitted the cheque I still did not receive any receipts. The local team has to be improved.
      Was this review helpful? 0
      , thane
      Reviewed on Jul 14, 2015
    • DHFL Pramerica Life Insurance
      "Satisfied!!!"
      0.5 3.0/5 "Satisfactory"
      I have opted for annual premium and life insurance with DHFL Pramerica is good where they are providing death coverage. Coverage would be like of 75% but not very sure. DHFL is offering tax benefit. Employees should be in touch with the customer frequently because they are not contacting customers once the policy get opened.
      Was this review helpful? 2
      , mumbai
      Reviewed on Apr 17, 2015
    • DHFL Pramerica Life Insurance
      "Excellent customer service!!!!!!!!"
      0.5 5.0/5 "Blown Away!"
      DHFL PRAMERICA LIFE INSURANCE provided the insurance policies also. Initially I was unaware that they will provide insurances. However they do. Its an yearly premium policy where I will able to pay easily . Branch was near to my home so no hassle in payment . Overall they are good. The best part was they are providing quick response for all customers
      Was this review helpful? 7
      , bangalore
      Reviewed on Oct 02, 2014
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