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Fees & Charges
Promised Interest Rate
Customer Service
Responsiveness
Founded in 1923, Andhra Bank was founded by Dr. Bhogaraju Pattabhi Sitaramayya, the freedom fighter. The Bank began with an authorised capital of Rs 10 lakhs and a paid up capital of just Rs 1 lakh.Home Loans for NRI is only one of the many financial products that the bank offers
Type of employment | Proof of income |
Salaried employees | IT Returns/ Form 16 which is issued by the employer/ Assessment orders
Last pay certificate |
Professionals/self employed | last 3 years’ income proof in the form of financial statements that has been signed by a Chartered Accountant ( assessment orders / income tax returns) |
In case of purchase:
In Case Of Construction:
Additional Documents which must be submitted by NRIs:
Amount of Loan:
Mode of Repayment:
Repayment:
Floating rates of interest depends on the base rate. Check the official website to check the base rate.
Repayment Period | Five Years and Below | Five to ten years | Above 10 Years to 20 Years |
Above 30 lacs | Base rate+1.75 | Base rate+2.00 | Base rate+2.25 |
25-30 lacs | Base rate+1.00 | Base rate+1.25 | Base rate+1.50 |
Up to 25 lac | Base rate+0.75 | Base rate+1.00 | Base rate+1.25 |
Loans taken out for repairs, the interest rate will be 1% above the rate of interest which is applicable to Housing Loans.
No, there are no prepayment charges as long as the amount is from the applicant’s own sources.
GST Rate of 18% Applicable for All Financial Services Effective July 1, 2017.
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