"Spending a whole day looking for insurance is fun," said nobody, EVER!
  • Major Surgeries Covered by Jeevan Arogya Plan by LIC

     4.5 / 5.0   by 16749 users
    Used this product? Write a review >>

    Fees & Charges

    Promised Interest Rate

    Plan Benefits

    Payment Options

    Policy Coverage

    Customer Service

    Responsiveness

    The biggest benefit that LIC’s Jeevan Arogya Plan has to offer is the availability of lump-sum payment if the individual registered under the plan undergoes an operation or surgery. Apart from securing difficult and unforeseen events financially, Jeevan Arogya Plan also offers coverage against certain specific illnesses and disorders.

    What Does LIC Jeevan Arogya Plan Offer?

    There are multiple elements offered by LIC Jeevan Arogya Plan. Some of them are:

    • Financial security in case of surgeries, hospitalisations, and operations
    • Increase in the quantum of the health plan every consecutive year
    • A lump-sum payment regardless of what the actual medical costs are
    • Multiple premium payment modes and options
    • Benefit limit offered is flexible
    • No claim benefit

    The Benefits Offered are:

    • Hospital Cash Benefit (HCB)
    • Day Care Procedure Benefit
    • Major Surgical Benefit (MSB)
    • Premium Waiver Benefit (PWB)
    • Ambulance Benefit
    • Other Benefits

    Classification of Major Surgeries

    The major surgeries benefit (MSB) feature offered by Jeevan Arogya Plan is highly rewarding with its benefits. The categories have been split into four parts and each part pays only a percentage of MSB:

    Surgery Category MSB Percentage
    Category 1 100%
    Category 2 60%
    Category 3 40%
    Category 4 20%

    Following are some of the major surgeries that are eligible for payout under LIC Jeevan Arogya Plan:

    Serial Number Major Surgeries’ List Category Percentage
    1 Major Surgery of Aorta 1 100%
    2 Heart Valve Replacement (By Means of Mechanical Prosthesis) 1 100%
    3 Aortic root transplantation with coronary artery reimplantation for proximal aortic aneurysm 1 100%
    4 Heart-lung or Heart Transplantation 1 100%
    5 Pericardiectomy or Pericardiotomy 2 60%
    6 Repair of Mitral Valve 2 60%
    7 Permanent Pacemaker Implantation in the Heart (Initial Procedure) 2 60%
    8 Repair of Aortic Valve 2 60%
    9 Repair of Tricuspid Valve 2 60%
    10 Repair of Pulmonary Valve 2 60%
    11 Coronary Angioplasty Along with Stent Implantation 3 40%
    12 Repair of Veins without the Grafting Procedure for Lesions that May or May Not be Traumatic 3 40%
    13 Transplant of Bone Marrow 1 100%
    14 Splenectomy 2 60%
    15 Lymphoedema grafting 2 60%
    16 Cerebral Arterio Repair (Aneurysms and Venous Malformations) 1 100%
    17 Pineal Gland Excision 1 100%
    18 Malignant Tumours’ Craniotomy 1 100%
    19 Pituitary Gland Excision 1 100%
    20 Non-Malignant Tumours’ Craniotomy 2 60%
    21 Surgeries Performed on the Subarachnoid Portion of the Brain 2 60%
    22 Cranial Nerve Intracranial Transection 2 60%
    23 Surgeries Performed on the Brain’s Meninges 2 60%
    24 Nervectomy 2 60%
    25 Craniotomy for Drainage of Extradural, subdural or intracerebral space 3 40%
    26 Decompression Operation for Entrapment Syndrome 3 40%
    27 Bilateral or Unilateral Sympathectomy 3 40%
    28 Peripheral Nerve Graft 3 40%
    29 Facial Nerve Paralysis - Free Fascia Graft 3 40%
    30 Deep Seated Peripheral Nerve Tumour Excision 3 40%
    31 Digital Nerve Repair by Multiple Microsurgeries 3 40%
    32 Bur-hole Drainage of Extradural, subdural or intracerebral 4 20%

    Apart from the major surgeries mentioned in the table above, Jeevan Arogya Plan also offers benefits for many respiratory diseases such as lung transplantation, thoracoplasty, open lobectomy of the lung, laryngectomy, and so on. The categories and percentage of sum assured, however, will vary for each of these major surgeries.

    Major Surgeries Covered by Jeevan Arogya Plan by LIC Reviews

  • Page 1 of 50 1 2 3 4 5
    • LIC Life Insurance
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      I have taken another policy with LIC. It is a Jeevan Saral policy. The premium is normal. The sum assured and the policy benefits are good. I would get the benefits of this policy after the retirement. It has been a very good experience till date.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 18, 2018
    • LIC Life Insurance
      "Good in benefits"
      0.5 4.5/5 "Excellent!"
      I have also taken a endowment policy from LIC. The policy benefits are good. The sum assured is also good. The benefits was also provided to me immediately. It has been a good experience and it is secure to get the policies from this company. Good overall.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 18, 2018
    • LIC Life Insurance
      "Beneficial policy"
      0.5 4.5/5 "Excellent!"
      My father has taken a life insurance from LIC for me. It is a money back policy and the benefits are good and the sum assured is good. I got the benefits by default without having to go behind LIC.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 18, 2018
    • Bajaj Allianz Life Life Insurance
      "Not paying back maturity amount"
      0.5 0.5/5 "Unacceptable"
      My policy (0002439625) has matured on July 2018, now three months over Bajaj Allianz has not paid my maturity amount back. Each time I contact them getting silly reason to avoid to pay back my maturity amount. The first reason was they despatch a cheque aready. After one moth they changed ask me my bank account details, I have submitted 5 times but the same is not updated their system. Now they are telling the clarity of the document is not clear. Any of the above cases Bajaj Allianz has not contacted me to inform this. Each time I have called them and ask about my maturity amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 17, 2018
    • ICICI Prudential Life Insurance
      "Worst Policy Provider. Dont Trust them"
      0.5 0.5/5 "Unacceptable"
      one of the unethical and non trusted brand. don't go with icici policy there are lots of hidden clause which these guys hide from you. please avoid going for icici pru policy. I have avail policy in month of January they have hide lots of bad things about policy.
      Was this review helpful? 2
      , pune
      Reviewed on Sep 17, 2018
    • Future Generali Life Life Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've a life insurance policy with the Future Genrali. I am paying a premium of 12000 per year. Their hasn't been any issues with the policy. The policy is a normal life insurance with out any commendable benefits. They need to improve their customer support services.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 15, 2018
    • Kotak Life Life Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've a life insurance policy with the Kotak, I am paying a premium of 11000 , they need to work on their promises while purchasing the policy. I am just paying the premium with out any benefits or a proper support. When it comes to serving customers they're all hesitant.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Sep 15, 2018
    • Max Life Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've a life insurance policy with the Max Life. I am paying a premium of 35K per year, they all provide massive offerings in order to convince the customers but once the customer has taken the policy; the service part becomes pathetic. They need to be more helpful and beneficial form the customer point of view.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 15, 2018
    • Birla Sun Life Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a life insurance policy with Birla Sun Life from last 10-12 years and it is a long term policy. I pay a premium of Rs 6000 once in 6 months and i am convenient with the payment options. The tenure period for this insurance policy is 20 years.
      Was this review helpful? 1
      , mumbai
      Reviewed on Sep 14, 2018
    • LIC Life Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      My life is insured with LIC from last 12 years and it is s long term policy. The name of the policy is Jeevan anand and the tenure period for this policy. I pay my premium once in 3 months through net banking and the maturity period for this policy is 16 years.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 12, 2018
    • Aviva Life Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a life insurance policy with AVIVA life from last 6 years, i am happy with the coverage value of this policy. It covers critical illness as well as it has a cashless treatment. A premium of Rs 4500 has to be paid for this policy and i pay it through net banking.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 12, 2018
    • LIC Life Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I hold a Money back policy with LIC from last 6-8 years, i get a money back after every 4 years. I pay my premium once in a year by cheque and i am convenient with the payment options. I am happy with the returns and benefits of this policy. The tenure period for this loan is 25 years.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 12, 2018
    • LIC Life Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a life insurance policy with LIC from last 1 year and it is a long term policy. I am happy with the returns and benefits of this policy. I pay my premium once in 3 months through net banking and i am convenient with the payment options. The maturity period for this policy is 15 years
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • LIC Life Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I have a life insurance policy with LIC from last 4 years and it is a long term policy. I am satisfied with the coverage and returns of this insurance policy. I pay my premium on yearly basis and the payment mode is Auto debit. The tenure period for this policy is 15 years.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 12, 2018
    • LIC Life Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've two life insurance policies with the LIC, I'm paying a premium of 40000 for the two policies. I am making the premium payments online. So far there hasn't been any issues with their services.
      Was this review helpful? 1
      , lucknow
      Reviewed on Sep 11, 2018
    • LIC Life Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've two life insurance policies with the LIC, I'm paying a premium of 40000 for the two policies. I am making the premium payments online. So far there hasn't been any issues with their services.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 11, 2018
    • SBI Life Life Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've a life insurance policy with the SBI Life. I am applying a low premium, So far it has been a hassle free experience with the policy. I am just paying the premium. The premium is comparatively low.
      Was this review helpful? 1
      , udaipur
      Reviewed on Sep 11, 2018
    • ICICI Prudential Life Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a life insurance policy with the ICICI Prudential Insurance for a while. Their services are good. I am paying the premium regularly. So far there hasn't been any issues with their services so far.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 11, 2018
    • Max Life Insurance
      "Good services overall"
      0.5 4.5/5 "Excellent!"
      Max Life Insurance was pretty quick in the response for the term plan. The plan riders come up with good set of critical illness. The insurance procedure was quiet well described and executed. Just wish to add one point for the medical test center guys, please try to maintain cleanliness of the instruments because it will help in creating a hygienic impression of the process.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Sep 10, 2018
    • LIC Life Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a life insurance policy with the LIC. I am paying a premium of 3100 quarterly, I am making payments online. The offers flexibility of loans and their services are friendly.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 07, 2018
    Common Loader Icon
    Page 1 of 50 1 2 3 4 5

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.