Major Surgeries Covered by Jeevan Arogya Plan by LIC

The biggest benefit that LIC’s Jeevan Arogya Plan has to offer is the availability of lump-sum payment if the individual registered under the plan undergoes an operation or surgery. Apart from securing difficult and unforeseen events financially, Jeevan Arogya Plan also offers coverage against certain specific illnesses and disorders.

What Does LIC Jeevan Arogya Plan Offer?

There are multiple elements offered by LIC Jeevan Arogya Plan. Some of them are:

• Financial security in case of surgeries, hospitalisations, and operations
• Increase in the quantum of the health plan every consecutive year
• A lump-sum payment regardless of what the actual medical costs are
• Multiple premium payment modes and options
• Benefit limit offered is flexible
• No claim benefit

The Benefits Offered are:

• Hospital Cash Benefit (HCB)
• Day Care Procedure Benefit
• Major Surgical Benefit (MSB)
• Premium Waiver Benefit (PWB)
• Ambulance Benefit
• Other Benefits

Classification of Major Surgeries

The major surgeries benefit (MSB) feature offered by Jeevan Arogya Plan is highly rewarding with its benefits. The categories have been split into four parts and each part pays only a percentage of MSB:

Following are some of the major surgeries that are eligible for payout under LIC Jeevan Arogya Plan:

Apart from the major surgeries mentioned in the table above, Jeevan Arogya Plan also offers benefits for many respiratory diseases such as lung transplantation, thoracoplasty, open lobectomy of the lung, laryngectomy, and so on. The categories and percentage of sum assured, however, will vary for each of these major surgeries.